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Side-by-side financial comparison of Blue Bird Corp (BLBD) and UNITED FIRE GROUP INC (UFCS). Click either name above to swap in a different company.

UNITED FIRE GROUP INC is the larger business by last-quarter revenue ($365.8M vs $333.1M, roughly 1.1× Blue Bird Corp). On growth, UNITED FIRE GROUP INC posted the faster year-over-year revenue change (9.8% vs 6.1%). Over the past eight quarters, UNITED FIRE GROUP INC's revenue compounded faster (11.2% CAGR vs -1.9%).

The Blue Bird Corporation is an American bus manufacturer. Headquartered in Fort Valley, Georgia, the company was best known for its production of school buses. The company has also manufactured a wide variety of other bus types, including transit buses, motorhomes, and specialty vehicles such as mobile libraries and mobile police command centers.

The United Fruit Company was an American multinational corporation that traded in tropical fruit grown on Latin American plantations and sold in the United States and Europe. The company was formed in 1899 from the merger of the Boston Fruit Company with Minor C. Keith's banana-trading enterprises. It flourished in the early and mid-20th century, and it came to control vast territories and transportation networks in Central America, the Caribbean coast of Colombia, and the West Indies. Althou...

BLBD vs UFCS — Head-to-Head

Bigger by revenue
UFCS
UFCS
1.1× larger
UFCS
$365.8M
$333.1M
BLBD
Growing faster (revenue YoY)
UFCS
UFCS
+3.7% gap
UFCS
9.8%
6.1%
BLBD
Faster 2-yr revenue CAGR
UFCS
UFCS
Annualised
UFCS
11.2%
-1.9%
BLBD

Income Statement — Q1 FY2026 vs Q4 FY2025

Metric
BLBD
BLBD
UFCS
UFCS
Revenue
$333.1M
$365.8M
Net Profit
$30.8M
Gross Margin
21.4%
Operating Margin
11.3%
13.2%
Net Margin
9.2%
Revenue YoY
6.1%
9.8%
Net Profit YoY
7.1%
EPS (diluted)
$0.94
$1.45

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
BLBD
BLBD
UFCS
UFCS
Q4 25
$333.1M
$365.8M
Q3 25
$409.4M
$354.0M
Q2 25
$398.0M
$335.5M
Q1 25
$358.9M
$331.1M
Q4 24
$313.9M
$333.2M
Q3 24
$350.2M
$323.0M
Q2 24
$333.4M
$301.2M
Q1 24
$345.9M
$296.0M
Net Profit
BLBD
BLBD
UFCS
UFCS
Q4 25
$30.8M
Q3 25
$36.5M
$39.2M
Q2 25
$36.5M
$22.9M
Q1 25
$26.0M
$17.7M
Q4 24
$28.7M
Q3 24
$24.7M
$19.7M
Q2 24
$28.7M
$-2.7M
Q1 24
$26.0M
$13.5M
Gross Margin
BLBD
BLBD
UFCS
UFCS
Q4 25
21.4%
Q3 25
21.1%
Q2 25
21.6%
Q1 25
19.7%
Q4 24
19.2%
Q3 24
17.0%
Q2 24
20.8%
Q1 24
18.4%
Operating Margin
BLBD
BLBD
UFCS
UFCS
Q4 25
11.3%
13.2%
Q3 25
12.3%
13.7%
Q2 25
12.6%
8.7%
Q1 25
9.4%
6.6%
Q4 24
10.5%
11.9%
Q3 24
7.3%
7.7%
Q2 24
11.9%
-1.3%
Q1 24
10.4%
5.5%
Net Margin
BLBD
BLBD
UFCS
UFCS
Q4 25
9.2%
Q3 25
8.9%
11.1%
Q2 25
9.2%
6.8%
Q1 25
7.3%
5.3%
Q4 24
9.2%
Q3 24
7.0%
6.1%
Q2 24
8.6%
-0.9%
Q1 24
7.5%
4.6%
EPS (diluted)
BLBD
BLBD
UFCS
UFCS
Q4 25
$0.94
$1.45
Q3 25
$1.11
$1.49
Q2 25
$1.12
$0.87
Q1 25
$0.79
$0.67
Q4 24
$0.86
$1.22
Q3 24
$0.71
$0.76
Q2 24
$0.85
$-0.11
Q1 24
$0.79
$0.52

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
BLBD
BLBD
UFCS
UFCS
Cash + ST InvestmentsLiquidity on hand
$241.7M
$156.3M
Total DebtLower is stronger
Stockholders' EquityBook value
$271.4M
$941.2M
Total Assets
$642.3M
$3.8B
Debt / EquityLower = less leverage

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
BLBD
BLBD
UFCS
UFCS
Q4 25
$241.7M
$156.3M
Q3 25
$229.3M
$233.7M
Q2 25
$173.1M
$202.1M
Q1 25
$130.7M
$183.7M
Q4 24
$136.1M
$200.9M
Q3 24
$127.7M
$197.4M
Q2 24
$88.4M
$153.4M
Q1 24
$93.1M
$217.8M
Stockholders' Equity
BLBD
BLBD
UFCS
UFCS
Q4 25
$271.4M
$941.2M
Q3 25
$255.4M
$898.7M
Q2 25
$221.8M
$845.7M
Q1 25
$190.4M
$817.7M
Q4 24
$179.7M
$781.5M
Q3 24
$159.6M
$785.8M
Q2 24
$137.3M
$726.6M
Q1 24
$105.8M
$736.8M
Total Assets
BLBD
BLBD
UFCS
UFCS
Q4 25
$642.3M
$3.8B
Q3 25
$625.3M
$3.8B
Q2 25
$575.5M
$3.7B
Q1 25
$543.7M
$3.5B
Q4 24
$535.2M
$3.5B
Q3 24
$524.9M
$3.5B
Q2 24
$468.1M
$3.4B
Q1 24
$456.5M
$3.2B

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
BLBD
BLBD
UFCS
UFCS
Operating Cash FlowLast quarter
$36.6M
$269.7M
Free Cash FlowOCF − Capex
$31.1M
FCF MarginFCF / Revenue
9.3%
Capex IntensityCapex / Revenue
1.6%
Cash ConversionOCF / Net Profit
1.19×
TTM Free Cash FlowTrailing 4 quarters
$162.6M

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
BLBD
BLBD
UFCS
UFCS
Q4 25
$36.6M
$269.7M
Q3 25
$65.1M
$60.8M
Q2 25
$56.9M
$53.4M
Q1 25
$27.8M
$35.7M
Q4 24
$26.4M
$340.3M
Q3 24
$55.4M
$56.5M
Q2 24
$989.0K
$91.3M
Q1 24
$54.6M
$36.2M
Free Cash Flow
BLBD
BLBD
UFCS
UFCS
Q4 25
$31.1M
Q3 25
$60.5M
Q2 25
$52.3M
Q1 25
$18.7M
Q4 24
$21.8M
Q3 24
$50.2M
Q2 24
$-3.5M
Q1 24
$51.8M
FCF Margin
BLBD
BLBD
UFCS
UFCS
Q4 25
9.3%
Q3 25
14.8%
Q2 25
13.1%
Q1 25
5.2%
Q4 24
7.0%
Q3 24
14.3%
Q2 24
-1.1%
Q1 24
15.0%
Capex Intensity
BLBD
BLBD
UFCS
UFCS
Q4 25
1.6%
Q3 25
1.1%
Q2 25
1.2%
Q1 25
2.5%
Q4 24
1.5%
Q3 24
1.5%
Q2 24
1.3%
Q1 24
0.8%
Cash Conversion
BLBD
BLBD
UFCS
UFCS
Q4 25
1.19×
Q3 25
1.78×
1.55×
Q2 25
1.56×
2.33×
Q1 25
1.07×
2.02×
Q4 24
0.92×
Q3 24
2.24×
2.86×
Q2 24
0.03×
Q1 24
2.10×
2.68×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

Revenue Breakdown by Segment

BLBD
BLBD

Alternative Fuel Buses$151.4M45%
Diesel Buses$144.9M43%
Parts$24.8M7%
Other$12.1M4%

UFCS
UFCS

Segment breakdown not available.

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