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Side-by-side financial comparison of Builders FirstSource (BLDR) and F&G Annuities & Life, Inc. (FG). Click either name above to swap in a different company.
Builders FirstSource is the larger business by last-quarter revenue ($3.4B vs $1.8B, roughly 1.9× F&G Annuities & Life, Inc.). F&G Annuities & Life, Inc. runs the higher net margin — 7.3% vs 0.9%, a 6.3% gap on every dollar of revenue. On growth, F&G Annuities & Life, Inc. posted the faster year-over-year revenue change (13.2% vs -12.1%). Over the past eight quarters, F&G Annuities & Life, Inc.'s revenue compounded faster (6.1% CAGR vs -7.1%).
Builders FirstSource, Inc. is a Fortune 500 company that is a manufacturer and supplier of building materials. The company is headquartered in Irving, Texas, and is the largest supplier of building products, prefabricated components and value-added services in the US. Builders FirstSource employs over 15,000 people throughout the USA. They serve new residential construction, repair and remodeling professionals. The company was incorporated in March 1998.
F&G Annuities & Life, Inc. is a public company headquartered in Des Moines, Iowa. It primarily provides annuities, life insurance, and pension buyout services. The company was founded in 1959.
BLDR vs FG — Head-to-Head
Income Statement — Q4 FY2025 vs Q4 FY2025
| Metric | | |
|---|---|---|
| Revenue | $3.4B | $1.8B |
| Net Profit | $31.5M | $128.0M |
| Gross Margin | 29.8% | — |
| Operating Margin | 1.8% | — |
| Net Margin | 0.9% | 7.3% |
| Revenue YoY | -12.1% | 13.2% |
| Net Profit YoY | -83.5% | -60.9% |
| EPS (diluted) | $0.29 | $0.97 |
Green = leading value per metric. Periods may differ when fiscal calendars don't align.
8-Quarter Revenue & Profit Trend
Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.
| Q4 25 | $3.4B | $1.8B | ||
| Q3 25 | $3.9B | $1.7B | ||
| Q2 25 | $4.2B | $1.4B | ||
| Q1 25 | $3.7B | $908.0M | ||
| Q4 24 | $3.8B | $1.6B | ||
| Q3 24 | $4.2B | $1.4B | ||
| Q2 24 | $4.5B | $1.2B | ||
| Q1 24 | $3.9B | $1.6B |
| Q4 25 | $31.5M | $128.0M | ||
| Q3 25 | $122.4M | $118.0M | ||
| Q2 25 | $185.0M | $40.0M | ||
| Q1 25 | $96.3M | $-21.0M | ||
| Q4 24 | $190.2M | $327.0M | ||
| Q3 24 | $284.8M | $-6.0M | ||
| Q2 24 | $344.1M | $203.0M | ||
| Q1 24 | $258.8M | $115.0M |
| Q4 25 | 29.8% | — | ||
| Q3 25 | 30.4% | — | ||
| Q2 25 | 30.7% | — | ||
| Q1 25 | 30.5% | — | ||
| Q4 24 | 32.3% | — | ||
| Q3 24 | 32.8% | — | ||
| Q2 24 | 32.8% | — | ||
| Q1 24 | 33.4% | — |
| Q4 25 | 1.8% | — | ||
| Q3 25 | 5.8% | — | ||
| Q2 25 | 7.4% | — | ||
| Q1 25 | 5.0% | — | ||
| Q4 24 | 8.0% | — | ||
| Q3 24 | 10.1% | — | ||
| Q2 24 | 11.0% | — | ||
| Q1 24 | 9.6% | — |
| Q4 25 | 0.9% | 7.3% | ||
| Q3 25 | 3.1% | 7.0% | ||
| Q2 25 | 4.4% | 2.9% | ||
| Q1 25 | 2.6% | -2.3% | ||
| Q4 24 | 5.0% | 21.0% | ||
| Q3 24 | 6.7% | -0.4% | ||
| Q2 24 | 7.7% | 17.3% | ||
| Q1 24 | 6.7% | 7.3% |
| Q4 25 | $0.29 | $0.97 | ||
| Q3 25 | $1.10 | $0.85 | ||
| Q2 25 | $1.66 | $0.26 | ||
| Q1 25 | $0.84 | $-0.20 | ||
| Q4 24 | $1.65 | $2.53 | ||
| Q3 24 | $2.44 | $-0.08 | ||
| Q2 24 | $2.87 | $1.55 | ||
| Q1 24 | $2.10 | $0.88 |
Balance Sheet & Financial Strength
Snapshot of each company's liquidity, leverage and book value from the latest quarter.
| Metric | | |
|---|---|---|
| Cash + ST InvestmentsLiquidity on hand | $181.8M | $1.5B |
| Total DebtLower is stronger | $4.4B | $2.2B |
| Stockholders' EquityBook value | $4.4B | $4.8B |
| Total Assets | $11.2B | $98.4B |
| Debt / EquityLower = less leverage | 1.02× | 0.47× |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $181.8M | $1.5B | ||
| Q3 25 | $296.2M | $2.2B | ||
| Q2 25 | $87.0M | $1.9B | ||
| Q1 25 | $115.4M | $3.3B | ||
| Q4 24 | $153.6M | $2.3B | ||
| Q3 24 | $328.1M | $3.5B | ||
| Q2 24 | $75.6M | $3.5B | ||
| Q1 24 | $697.5M | $2.4B |
| Q4 25 | $4.4B | $2.2B | ||
| Q3 25 | $4.4B | $2.2B | ||
| Q2 25 | $4.7B | $2.2B | ||
| Q1 25 | $4.5B | $2.2B | ||
| Q4 24 | $3.7B | $2.2B | ||
| Q3 24 | $3.7B | $2.0B | ||
| Q2 24 | $3.8B | $2.0B | ||
| Q1 24 | $3.7B | $1.7B |
| Q4 25 | $4.4B | $4.8B | ||
| Q3 25 | $4.3B | $4.8B | ||
| Q2 25 | $4.2B | $4.4B | ||
| Q1 25 | $4.4B | $4.4B | ||
| Q4 24 | $4.3B | $4.0B | ||
| Q3 24 | $4.4B | $4.3B | ||
| Q2 24 | $4.3B | $3.7B | ||
| Q1 24 | $5.0B | $3.5B |
| Q4 25 | $11.2B | $98.4B | ||
| Q3 25 | $11.4B | $96.1B | ||
| Q2 25 | $11.5B | $91.8B | ||
| Q1 25 | $11.4B | $88.0B | ||
| Q4 24 | $10.6B | $85.0B | ||
| Q3 24 | $10.9B | $84.1B | ||
| Q2 24 | $10.7B | $78.5B | ||
| Q1 24 | $11.2B | $74.4B |
| Q4 25 | 1.02× | 0.47× | ||
| Q3 25 | 1.03× | 0.46× | ||
| Q2 25 | 1.12× | 0.50× | ||
| Q1 25 | 1.02× | 0.51× | ||
| Q4 24 | 0.86× | 0.55× | ||
| Q3 24 | 0.83× | 0.47× | ||
| Q2 24 | 0.88× | 0.56× | ||
| Q1 24 | 0.75× | 0.49× |
Cash Flow & Capital Efficiency
How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.
| Metric | | |
|---|---|---|
| Operating Cash FlowLast quarter | $194.8M | $1.2B |
| Free Cash FlowOCF − Capex | $106.7M | — |
| FCF MarginFCF / Revenue | 3.2% | — |
| Capex IntensityCapex / Revenue | 2.6% | — |
| Cash ConversionOCF / Net Profit | 6.19× | 9.13× |
| TTM Free Cash FlowTrailing 4 quarters | $853.3M | — |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $194.8M | $1.2B | ||
| Q3 25 | $547.7M | $937.0M | ||
| Q2 25 | $341.0M | $1.6B | ||
| Q1 25 | $132.3M | $956.0M | ||
| Q4 24 | $373.5M | $1.3B | ||
| Q3 24 | $730.0M | $2.1B | ||
| Q2 24 | $452.1M | $1.1B | ||
| Q1 24 | $317.2M | $1.5B |
| Q4 25 | $106.7M | — | ||
| Q3 25 | $461.9M | — | ||
| Q2 25 | $252.3M | — | ||
| Q1 25 | $32.4M | — | ||
| Q4 24 | $273.8M | — | ||
| Q3 24 | $630.4M | — | ||
| Q2 24 | $364.0M | — | ||
| Q1 24 | $224.0M | — |
| Q4 25 | 3.2% | — | ||
| Q3 25 | 11.7% | — | ||
| Q2 25 | 6.0% | — | ||
| Q1 25 | 0.9% | — | ||
| Q4 24 | 7.2% | — | ||
| Q3 24 | 14.9% | — | ||
| Q2 24 | 8.2% | — | ||
| Q1 24 | 5.8% | — |
| Q4 25 | 2.6% | — | ||
| Q3 25 | 2.2% | — | ||
| Q2 25 | 2.1% | — | ||
| Q1 25 | 2.7% | — | ||
| Q4 24 | 2.6% | — | ||
| Q3 24 | 2.4% | — | ||
| Q2 24 | 2.0% | — | ||
| Q1 24 | 2.4% | — |
| Q4 25 | 6.19× | 9.13× | ||
| Q3 25 | 4.48× | 7.94× | ||
| Q2 25 | 1.84× | 40.50× | ||
| Q1 25 | 1.37× | — | ||
| Q4 24 | 1.96× | 4.04× | ||
| Q3 24 | 2.56× | — | ||
| Q2 24 | 1.31× | 5.20× | ||
| Q1 24 | 1.23× | 13.34× |
Financial Flow Comparison
Revenue → gross profit → operating profit → net profit for each company.
Revenue Breakdown by Segment
BLDR
| Specialty Building Products And Services | $949.0M | 28% |
| Windows Doors And Millwork | $893.5M | 27% |
| Lumber And Lumber Sheet Goods | $772.6M | 23% |
| Manufactured Products | $742.8M | 22% |
FG
Segment breakdown not available.
