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Side-by-side financial comparison of Beeline Holdings, Inc. (BLNE) and Finance of America Companies Inc. (FOA). Click either name above to swap in a different company.

Finance of America Companies Inc. is the larger business by last-quarter revenue ($73.5M vs $1.9M, roughly 39.2× Beeline Holdings, Inc.). Finance of America Companies Inc. runs the higher net margin — -14.1% vs -445.0%, a 430.8% gap on every dollar of revenue. Over the past eight quarters, Finance of America Companies Inc.'s revenue compounded faster (-0.8% CAGR vs -33.0%).

Beeline or билайн is a mobile network operator brand operating in Russia under PJSC VimpelCom, and in Kazakhstan, Kyrgyzstan and Uzbekistan under VEON Ltd. Beeline is Russia's fourth-largest mobile network operator, and main competitors being MTS, MegaFon and T2.

Rocket Companies, Inc., is an American fintech and homeownership services company. Founded by Dan Gilbert and based in Downtown Detroit, Michigan, the company is one of the largest mortgage lenders in the United States through its flagship subsidiary Rocket Mortgage. Its subsidiaries include Redfin, Forsalebyowner.com, and Rocket Money.

BLNE vs FOA — Head-to-Head

Bigger by revenue
FOA
FOA
39.2× larger
FOA
$73.5M
$1.9M
BLNE
Higher net margin
FOA
FOA
430.8% more per $
FOA
-14.1%
-445.0%
BLNE
Faster 2-yr revenue CAGR
FOA
FOA
Annualised
FOA
-0.8%
-33.0%
BLNE

Income Statement — Q4 2025 vs Q4 2025

Metric
BLNE
BLNE
FOA
FOA
Revenue
$1.9M
$73.5M
Net Profit
$-8.4M
$-10.4M
Gross Margin
Operating Margin
-418.4%
-29.9%
Net Margin
-445.0%
-14.1%
Revenue YoY
248.7%
Net Profit YoY
-16.1%
82.4%
EPS (diluted)
$0.45

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
BLNE
BLNE
FOA
FOA
Q4 25
$1.9M
$73.5M
Q3 25
$2.3M
$80.8M
Q2 25
$1.7M
$177.4M
Q1 25
$1.8M
$165.7M
Q4 24
$-49.4M
Q3 24
$760.0K
$290.1M
Q2 24
$3.0M
$79.0M
Q1 24
$2.4M
$74.7M
Net Profit
BLNE
BLNE
FOA
FOA
Q4 25
$-8.4M
$-10.4M
Q3 25
$-3.9M
$-9.5M
Q2 25
$-4.1M
$34.9M
Q1 25
$-6.8M
$30.2M
Q4 24
$-59.1M
Q3 24
$-1.4M
$84.2M
Q2 24
$-1.5M
$-2.1M
Q1 24
$-1.3M
$-7.5M
Gross Margin
BLNE
BLNE
FOA
FOA
Q4 25
Q3 25
Q2 25
Q1 25
Q4 24
Q3 24
26.3%
Q2 24
5.2%
Q1 24
7.7%
Operating Margin
BLNE
BLNE
FOA
FOA
Q4 25
-418.4%
-29.9%
Q3 25
-120.9%
-35.3%
Q2 25
-229.0%
46.2%
Q1 25
-268.7%
49.3%
Q4 24
295.0%
Q3 24
-57.2%
71.8%
Q2 24
-11.9%
-4.8%
Q1 24
-19.1%
-21.1%
Net Margin
BLNE
BLNE
FOA
FOA
Q4 25
-445.0%
-14.1%
Q3 25
-167.2%
-11.8%
Q2 25
-237.3%
19.7%
Q1 25
-372.4%
18.2%
Q4 24
119.5%
Q3 24
-178.8%
29.0%
Q2 24
-50.4%
-2.6%
Q1 24
-53.6%
-10.1%
EPS (diluted)
BLNE
BLNE
FOA
FOA
Q4 25
$0.45
Q3 25
$-0.20
$-1.27
Q2 25
$-0.64
$2.13
Q1 25
$2.43
Q4 24
$-5.24
Q3 24
$-6.60
$7.50
Q2 24
$-8.74
$-0.30
Q1 24
$-0.78
$-0.78

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
BLNE
BLNE
FOA
FOA
Cash + ST InvestmentsLiquidity on hand
$3.1M
$89.5M
Total DebtLower is stronger
$357.5M
Stockholders' EquityBook value
$53.6M
$395.6M
Total Assets
$70.2M
$30.7B
Debt / EquityLower = less leverage
0.90×

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
BLNE
BLNE
FOA
FOA
Q4 25
$3.1M
$89.5M
Q3 25
$1.3M
$109.8M
Q2 25
$6.3M
$46.5M
Q1 25
$1.5M
$52.0M
Q4 24
$47.4M
Q3 24
$310.0K
$44.3M
Q2 24
$420.0K
$46.5M
Q1 24
$147.0K
$48.2M
Total Debt
BLNE
BLNE
FOA
FOA
Q4 25
$357.5M
Q3 25
$390.0M
Q2 25
Q1 25
Q4 24
$374.5M
Q3 24
$8.2M
Q2 24
$8.1M
Q1 24
$8.1M
Stockholders' Equity
BLNE
BLNE
FOA
FOA
Q4 25
$53.6M
$395.6M
Q3 25
$51.7M
$365.8M
Q2 25
$54.6M
$473.4M
Q1 25
$47.1M
$394.9M
Q4 24
$315.7M
Q3 24
$-2.5M
$456.5M
Q2 24
$-1.9M
$251.3M
Q1 24
$-476.0K
$255.7M
Total Assets
BLNE
BLNE
FOA
FOA
Q4 25
$70.2M
$30.7B
Q3 25
$63.2M
$30.7B
Q2 25
$68.6M
$30.1B
Q1 25
$63.8M
$29.7B
Q4 24
$29.2B
Q3 24
$16.2M
$29.0B
Q2 24
$16.6M
$28.0B
Q1 24
$17.0M
$27.7B
Debt / Equity
BLNE
BLNE
FOA
FOA
Q4 25
0.90×
Q3 25
1.07×
Q2 25
Q1 25
Q4 24
1.19×
Q3 24
Q2 24
Q1 24

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
BLNE
BLNE
FOA
FOA
Operating Cash FlowLast quarter
$-10.0M
$-91.4M
Free Cash FlowOCF − Capex
FCF MarginFCF / Revenue
Capex IntensityCapex / Revenue
Cash ConversionOCF / Net Profit
TTM Free Cash FlowTrailing 4 quarters

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
BLNE
BLNE
FOA
FOA
Q4 25
$-10.0M
$-91.4M
Q3 25
$-5.8M
$-149.7M
Q2 25
$-4.1M
$-96.5M
Q1 25
$-1.5M
$-92.1M
Q4 24
$-106.2M
Q3 24
$-652.0K
$-81.4M
Q2 24
$-872.0K
$-104.0M
Q1 24
$-82.0K
$-132.2M
Free Cash Flow
BLNE
BLNE
FOA
FOA
Q4 25
Q3 25
Q2 25
Q1 25
Q4 24
Q3 24
Q2 24
Q1 24
$-132.7M
FCF Margin
BLNE
BLNE
FOA
FOA
Q4 25
Q3 25
Q2 25
Q1 25
Q4 24
Q3 24
Q2 24
Q1 24
-177.7%
Capex Intensity
BLNE
BLNE
FOA
FOA
Q4 25
Q3 25
Q2 25
Q1 25
Q4 24
Q3 24
Q2 24
Q1 24
0.6%
Cash Conversion
BLNE
BLNE
FOA
FOA
Q4 25
Q3 25
Q2 25
-2.76×
Q1 25
-3.05×
Q4 24
Q3 24
-0.97×
Q2 24
Q1 24

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

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