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Side-by-side financial comparison of CEA Industries Inc. (BNC) and Sound Financial Bancorp, Inc. (SFBC). Click either name above to swap in a different company.

Sound Financial Bancorp, Inc. is the larger business by last-quarter revenue ($9.5M vs $7.1M, roughly 1.3× CEA Industries Inc.). On growth, CEA Industries Inc. posted the faster year-over-year revenue change (1727.8% vs 1.5%). Over the past eight quarters, CEA Industries Inc.'s revenue compounded faster (18.8% CAGR vs 5.5%).

CEA Technologies is an Australian government business enterprise that primarily supplies the Royal Australian Navy. The company was established in 1983. Its phase array radars, which are fitted to the Royal Australian Navy's fleet of warships, are regarded by Australians as the best in the world.

U.S. Bancorp is an American multinational banking institution headquartered in Minneapolis, Minnesota and incorporated in Delaware. It is the 5th-largest bank in the United States as of 2025. As the largest bank in the Midwestern United States, it is considered systemically important by the Financial Stability Board. It is the parent company of its primary operating entity, U.S. Bank National Association, which does business as U.S. Bank. The company provides banking, investment, mortgage, tr...

BNC vs SFBC — Head-to-Head

Bigger by revenue
SFBC
SFBC
1.3× larger
SFBC
$9.5M
$7.1M
BNC
Growing faster (revenue YoY)
BNC
BNC
+1726.3% gap
BNC
1727.8%
1.5%
SFBC
Faster 2-yr revenue CAGR
BNC
BNC
Annualised
BNC
18.8%
5.5%
SFBC

Income Statement — Q2 FY2026 vs Q4 FY2025

Metric
BNC
BNC
SFBC
SFBC
Revenue
$7.1M
$9.5M
Net Profit
$283.6M
Gross Margin
29.3%
Operating Margin
27.1%
Net Margin
3970.6%
Revenue YoY
1727.8%
1.5%
Net Profit YoY
38409.2%
EPS (diluted)
$5.36
$0.87

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
BNC
BNC
SFBC
SFBC
Q4 25
$7.1M
$9.5M
Q3 25
$4.6M
$9.8M
Q2 25
$10.4M
Q1 25
$9.2M
Q4 24
$9.4M
Q3 24
$9.1M
Q2 24
$1.8M
$8.6M
Q1 24
$8.6M
Net Profit
BNC
BNC
SFBC
SFBC
Q4 25
$283.6M
Q3 25
$-5.8M
$1.7M
Q2 25
$2.1M
Q1 25
$1.2M
Q4 24
Q3 24
$1.2M
Q2 24
$-470.3K
$795.0K
Q1 24
$770.0K
Gross Margin
BNC
BNC
SFBC
SFBC
Q4 25
29.3%
Q3 25
30.0%
Q2 25
Q1 25
Q4 24
Q3 24
Q2 24
10.2%
Q1 24
Operating Margin
BNC
BNC
SFBC
SFBC
Q4 25
27.1%
Q3 25
-123.2%
21.3%
Q2 25
24.5%
Q1 25
15.9%
Q4 24
24.6%
Q3 24
15.6%
Q2 24
-27.1%
11.4%
Q1 24
10.9%
Net Margin
BNC
BNC
SFBC
SFBC
Q4 25
3970.6%
Q3 25
-127.7%
17.3%
Q2 25
19.8%
Q1 25
12.7%
Q4 24
Q3 24
12.7%
Q2 24
-26.7%
9.2%
Q1 24
9.0%
EPS (diluted)
BNC
BNC
SFBC
SFBC
Q4 25
$5.36
$0.87
Q3 25
$-6.94
$0.66
Q2 25
$0.79
Q1 25
$0.45
Q4 24
$0.74
Q3 24
$0.45
Q2 24
$-0.66
$0.31
Q1 24
$0.30

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
BNC
BNC
SFBC
SFBC
Cash + ST InvestmentsLiquidity on hand
$32.5M
$138.5M
Total DebtLower is stronger
Stockholders' EquityBook value
$484.9M
$109.4M
Total Assets
$616.5M
$1.1B
Debt / EquityLower = less leverage

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
BNC
BNC
SFBC
SFBC
Q4 25
$32.5M
$138.5M
Q3 25
$3.0M
$101.2M
Q2 25
$102.5M
Q1 25
$131.5M
Q4 24
$43.6M
Q3 24
$148.9M
Q2 24
$11.3M
$135.1M
Q1 24
$138.0M
Stockholders' Equity
BNC
BNC
SFBC
SFBC
Q4 25
$484.9M
$109.4M
Q3 25
$6.9M
$107.5M
Q2 25
$106.0M
Q1 25
$104.4M
Q4 24
$103.7M
Q3 24
$102.2M
Q2 24
$10.9M
$101.3M
Q1 24
$101.0M
Total Assets
BNC
BNC
SFBC
SFBC
Q4 25
$616.5M
$1.1B
Q3 25
$19.1M
$1.1B
Q2 25
$1.1B
Q1 25
$1.1B
Q4 24
$993.6M
Q3 24
$1.1B
Q2 24
$12.6M
$1.1B
Q1 24
$1.1B

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
BNC
BNC
SFBC
SFBC
Operating Cash FlowLast quarter
$7.2M
Free Cash FlowOCF − Capex
$7.0M
FCF MarginFCF / Revenue
73.4%
Capex IntensityCapex / Revenue
1.8%
Cash ConversionOCF / Net Profit
TTM Free Cash FlowTrailing 4 quarters
$12.0M

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
BNC
BNC
SFBC
SFBC
Q4 25
$7.2M
Q3 25
$-1.7M
$3.8M
Q2 25
$-494.0K
Q1 25
$1.9M
Q4 24
$2.9M
Q3 24
$3.3M
Q2 24
$-273.4K
$-4.0M
Q1 24
$3.5M
Free Cash Flow
BNC
BNC
SFBC
SFBC
Q4 25
$7.0M
Q3 25
$3.8M
Q2 25
$-518.0K
Q1 25
$1.8M
Q4 24
$2.9M
Q3 24
$3.2M
Q2 24
$-5.6M
Q1 24
$1.9M
FCF Margin
BNC
BNC
SFBC
SFBC
Q4 25
73.4%
Q3 25
38.3%
Q2 25
-5.0%
Q1 25
19.8%
Q4 24
30.4%
Q3 24
35.5%
Q2 24
-65.4%
Q1 24
22.2%
Capex Intensity
BNC
BNC
SFBC
SFBC
Q4 25
1.8%
Q3 25
0.4%
Q2 25
0.2%
Q1 25
0.4%
Q4 24
0.8%
Q3 24
0.5%
Q2 24
18.7%
Q1 24
19.0%
Cash Conversion
BNC
BNC
SFBC
SFBC
Q4 25
Q3 25
2.24×
Q2 25
-0.24×
Q1 25
1.59×
Q4 24
Q3 24
2.84×
Q2 24
-5.05×
Q1 24
4.57×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

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