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Side-by-side financial comparison of BANK OF NOVA SCOTIA (BNS) and CNH Industrial N.V. (CNH). Click either name above to swap in a different company.

BANK OF NOVA SCOTIA is the larger business by last-quarter revenue ($7.0B vs $3.8B, roughly 1.8× CNH Industrial N.V.). BANK OF NOVA SCOTIA runs the higher net margin — 23.8% vs 0.3%, a 23.6% gap on every dollar of revenue.

The Bank of Nova Scotia, operating as Scotiabank, is a Canadian multinational banking and financial services company headquartered in Toronto, Ontario. One of Canada's Big Five banks, it is the third-largest Canadian bank by assets and deposits. In 2023, the company's seat in Forbes Global 2000 was 88. Scotiabank serves over 25 million customers globally, offering personal and commercial banking, wealth management, corporate and investment services. With 88,000 employees and assets of approxi...

CNH Industrial NV is an Italian-American multinational corporation with global headquarters in Basildon, United Kingdom, but controlled and mostly owned by the multinational investment company Exor, which in turn is controlled by the Agnelli family. Through its various businesses, CNH Industrial designs, produces, and sells agricultural machinery and construction equipment. Present in all major markets worldwide, CNH Industrial is focused on expanding its presence in high-growth markets, incl...

BNS vs CNH — Head-to-Head

Bigger by revenue
BNS
BNS
1.8× larger
BNS
$7.0B
$3.8B
CNH
Higher net margin
BNS
BNS
23.6% more per $
BNS
23.8%
0.3%
CNH

Income Statement — Q1 FY2026 vs Q1 FY2026

Metric
BNS
BNS
CNH
CNH
Revenue
$7.0B
$3.8B
Net Profit
$1.7B
$10.0M
Gross Margin
31.9%
Operating Margin
0.3%
Net Margin
23.8%
0.3%
Revenue YoY
0.6%
Net Profit YoY
-17.8%
EPS (diluted)
$0.01

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
BNS
BNS
CNH
CNH
Q1 26
$7.0B
$3.8B
Q4 25
$7.2B
$4.5B
Q3 25
$6.9B
$3.7B
Q2 25
$6.6B
$4.0B
Q1 25
$3.2B
Q4 24
$4.1B
Q3 24
$4.0B
Q2 24
$4.8B
Net Profit
BNS
BNS
CNH
CNH
Q1 26
$1.7B
$10.0M
Q4 25
$1.6B
$86.0M
Q3 25
$1.8B
$80.0M
Q2 25
$1.5B
$213.0M
Q1 25
$131.0M
Q4 24
$106.0M
Q3 24
$306.0M
Q2 24
$433.0M
Gross Margin
BNS
BNS
CNH
CNH
Q1 26
31.9%
Q4 25
18.4%
Q3 25
19.1%
Q2 25
20.6%
Q1 25
19.0%
Q4 24
19.5%
Q3 24
21.7%
Q2 24
22.9%
Operating Margin
BNS
BNS
CNH
CNH
Q1 26
0.3%
Q4 25
3.0%
Q3 25
1.4%
Q2 25
6.8%
Q1 25
5.1%
Q4 24
5.8%
Q3 24
9.6%
Q2 24
11.1%
Net Margin
BNS
BNS
CNH
CNH
Q1 26
23.8%
0.3%
Q4 25
22.5%
1.9%
Q3 25
26.6%
2.2%
Q2 25
22.4%
5.3%
Q1 25
4.1%
Q4 24
2.6%
Q3 24
7.7%
Q2 24
9.0%
EPS (diluted)
BNS
BNS
CNH
CNH
Q1 26
$0.01
Q4 25
$0.08
Q3 25
$0.06
Q2 25
$0.17
Q1 25
$0.10
Q4 24
$0.10
Q3 24
$0.24
Q2 24
$0.34

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
BNS
BNS
CNH
CNH
Cash + ST InvestmentsLiquidity on hand
$6.4B
$1.6M
Total DebtLower is stronger
Stockholders' EquityBook value
$65.0B
$7.8M
Total Assets
$1077.5B
$42.0M
Debt / EquityLower = less leverage

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
BNS
BNS
CNH
CNH
Q1 26
$6.4B
$1.6M
Q4 25
$2.6B
Q3 25
$8.6B
$2.3B
Q2 25
$7.9B
$2.5B
Q1 25
$1.7B
Q4 24
$3.2B
Q3 24
$1.8B
Q2 24
$2.0B
Stockholders' Equity
BNS
BNS
CNH
CNH
Q1 26
$65.0B
$7.8M
Q4 25
$7.8B
Q3 25
$62.4B
$7.8B
Q2 25
$63.1B
$7.8B
Q1 25
$7.9B
Q4 24
$7.7B
Q3 24
$7.7B
Q2 24
$7.6B
Total Assets
BNS
BNS
CNH
CNH
Q1 26
$1077.5B
$42.0M
Q4 25
$42.7B
Q3 25
$1032.7B
$43.3B
Q2 25
$1033.3B
$43.7B
Q1 25
$42.1B
Q4 24
$42.9B
Q3 24
$44.0B
Q2 24
$44.0B

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
BNS
BNS
CNH
CNH
Operating Cash FlowLast quarter
$9.4B
$35.0M
Free Cash FlowOCF − Capex
$-589.0M
FCF MarginFCF / Revenue
-15.4%
Capex IntensityCapex / Revenue
Cash ConversionOCF / Net Profit
5.60×
3.50×
TTM Free Cash FlowTrailing 4 quarters

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
BNS
BNS
CNH
CNH
Q1 26
$9.4B
$35.0M
Q4 25
$945.0M
Q3 25
$3.2B
$659.0M
Q2 25
$1.8B
$772.0M
Q1 25
$162.0M
Q4 24
$1.7B
Q3 24
$791.0M
Q2 24
$379.0M
Free Cash Flow
BNS
BNS
CNH
CNH
Q1 26
$-589.0M
Q4 25
Q3 25
Q2 25
Q1 25
Q4 24
Q3 24
Q2 24
FCF Margin
BNS
BNS
CNH
CNH
Q1 26
-15.4%
Q4 25
Q3 25
Q2 25
Q1 25
Q4 24
Q3 24
Q2 24
Cash Conversion
BNS
BNS
CNH
CNH
Q1 26
5.60×
3.50×
Q4 25
10.99×
Q3 25
1.73×
8.24×
Q2 25
1.22×
3.62×
Q1 25
1.24×
Q4 24
15.96×
Q3 24
2.58×
Q2 24
0.88×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

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