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Side-by-side financial comparison of BANK OF NOVA SCOTIA (BNS) and Ross Stores (ROST). Click either name above to swap in a different company.

BANK OF NOVA SCOTIA is the larger business by last-quarter revenue ($7.0B vs $5.6B, roughly 1.3× Ross Stores). BANK OF NOVA SCOTIA runs the higher net margin — 23.8% vs 9.1%, a 14.7% gap on every dollar of revenue.

The Bank of Nova Scotia, operating as Scotiabank, is a Canadian multinational banking and financial services company headquartered in Toronto, Ontario. One of Canada's Big Five banks, it is the third-largest Canadian bank by assets and deposits. In 2023, the company's seat in Forbes Global 2000 was 88. Scotiabank serves over 25 million customers globally, offering personal and commercial banking, wealth management, corporate and investment services. With 88,000 employees and assets of approxi...

Ross Stores, Inc., operating under the brand name Ross Dress for Less, is an American chain of discount department stores headquartered in Dublin, California. It is the largest off-price retailer in the U.S.; as of July 2024, Ross operates 1,795 stores in 43 U.S. states, Washington, D.C. Puerto Rico and Guam, covering much of the country, but with no presence in New England and Alaska. The company also operates DD's Discounts, a discount department store chain with over 353 locations across t...

BNS vs ROST — Head-to-Head

Bigger by revenue
BNS
BNS
1.3× larger
BNS
$7.0B
$5.6B
ROST
Higher net margin
BNS
BNS
14.7% more per $
BNS
23.8%
9.1%
ROST

Income Statement — Q1 FY2026 vs Q3 FY2026

Metric
BNS
BNS
ROST
ROST
Revenue
$7.0B
$5.6B
Net Profit
$1.7B
$511.9M
Gross Margin
28.0%
Operating Margin
11.6%
Net Margin
23.8%
9.1%
Revenue YoY
10.4%
Net Profit YoY
4.7%
EPS (diluted)
$1.58

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
BNS
BNS
ROST
ROST
Q1 26
$7.0B
Q4 25
$7.2B
$5.6B
Q3 25
$6.9B
$5.5B
Q2 25
$6.6B
$5.0B
Q1 25
$5.9B
Q4 24
$5.1B
Q3 24
$5.3B
Q2 24
$4.9B
Net Profit
BNS
BNS
ROST
ROST
Q1 26
$1.7B
Q4 25
$1.6B
$511.9M
Q3 25
$1.8B
$508.0M
Q2 25
$1.5B
$479.2M
Q1 25
$586.8M
Q4 24
$488.8M
Q3 24
$527.1M
Q2 24
$488.0M
Gross Margin
BNS
BNS
ROST
ROST
Q1 26
Q4 25
28.0%
Q3 25
27.6%
Q2 25
28.2%
Q1 25
26.5%
Q4 24
28.3%
Q3 24
28.3%
Q2 24
28.1%
Operating Margin
BNS
BNS
ROST
ROST
Q1 26
Q4 25
11.6%
Q3 25
11.5%
Q2 25
12.2%
Q1 25
12.4%
Q4 24
11.9%
Q3 24
12.5%
Q2 24
12.2%
Net Margin
BNS
BNS
ROST
ROST
Q1 26
23.8%
Q4 25
22.5%
9.1%
Q3 25
26.6%
9.2%
Q2 25
22.4%
9.6%
Q1 25
9.9%
Q4 24
9.6%
Q3 24
10.0%
Q2 24
10.0%
EPS (diluted)
BNS
BNS
ROST
ROST
Q1 26
Q4 25
$1.58
Q3 25
$1.56
Q2 25
$1.47
Q1 25
$1.79
Q4 24
$1.48
Q3 24
$1.59
Q2 24
$1.46

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
BNS
BNS
ROST
ROST
Cash + ST InvestmentsLiquidity on hand
$6.4B
$4.1B
Total DebtLower is stronger
$1.5B
Stockholders' EquityBook value
$65.0B
$5.9B
Total Assets
$1077.5B
$15.4B
Debt / EquityLower = less leverage
0.26×

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
BNS
BNS
ROST
ROST
Q1 26
$6.4B
Q4 25
$4.1B
Q3 25
$8.6B
$3.8B
Q2 25
$7.9B
$3.8B
Q1 25
$4.7B
Q4 24
$4.3B
Q3 24
$4.7B
Q2 24
$4.7B
Total Debt
BNS
BNS
ROST
ROST
Q1 26
Q4 25
$1.5B
Q3 25
$1.5B
Q2 25
$1.5B
Q1 25
$2.2B
Q4 24
$2.2B
Q3 24
$2.5B
Q2 24
$2.5B
Stockholders' Equity
BNS
BNS
ROST
ROST
Q1 26
$65.0B
Q4 25
$5.9B
Q3 25
$62.4B
$5.7B
Q2 25
$63.1B
$5.6B
Q1 25
$5.5B
Q4 24
$5.3B
Q3 24
$5.1B
Q2 24
$4.9B
Total Assets
BNS
BNS
ROST
ROST
Q1 26
$1077.5B
Q4 25
$15.4B
Q3 25
$1032.7B
$14.5B
Q2 25
$1033.3B
$14.3B
Q1 25
$14.9B
Q4 24
$14.9B
Q3 24
$14.7B
Q2 24
$14.5B
Debt / Equity
BNS
BNS
ROST
ROST
Q1 26
Q4 25
0.26×
Q3 25
0.26×
Q2 25
0.27×
Q1 25
0.40×
Q4 24
0.42×
Q3 24
0.48×
Q2 24
0.50×

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
BNS
BNS
ROST
ROST
Operating Cash FlowLast quarter
$9.4B
$827.1M
Free Cash FlowOCF − Capex
$617.8M
FCF MarginFCF / Revenue
11.0%
Capex IntensityCapex / Revenue
3.7%
Cash ConversionOCF / Net Profit
5.60×
1.62×
TTM Free Cash FlowTrailing 4 quarters
$2.0B

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
BNS
BNS
ROST
ROST
Q1 26
$9.4B
Q4 25
$827.1M
Q3 25
$3.2B
$668.4M
Q2 25
$1.8B
$409.7M
Q1 25
$882.6M
Q4 24
$513.4M
Q3 24
$592.1M
Q2 24
$368.9M
Free Cash Flow
BNS
BNS
ROST
ROST
Q1 26
Q4 25
$617.8M
Q3 25
$466.6M
Q2 25
$202.3M
Q1 25
$676.6M
Q4 24
$333.0M
Q3 24
$394.6M
Q2 24
$232.7M
FCF Margin
BNS
BNS
ROST
ROST
Q1 26
Q4 25
11.0%
Q3 25
8.4%
Q2 25
4.1%
Q1 25
11.4%
Q4 24
6.6%
Q3 24
7.5%
Q2 24
4.8%
Capex Intensity
BNS
BNS
ROST
ROST
Q1 26
Q4 25
3.7%
Q3 25
3.6%
Q2 25
4.2%
Q1 25
3.5%
Q4 24
3.6%
Q3 24
3.7%
Q2 24
2.8%
Cash Conversion
BNS
BNS
ROST
ROST
Q1 26
5.60×
Q4 25
1.62×
Q3 25
1.73×
1.32×
Q2 25
1.22×
0.85×
Q1 25
1.50×
Q4 24
1.05×
Q3 24
1.12×
Q2 24
0.76×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

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