vs

Side-by-side financial comparison of BOK FINANCIAL CORP (BOKF) and AMCON DISTRIBUTING CO (DIT). Click either name above to swap in a different company.

AMCON DISTRIBUTING CO is the larger business by last-quarter revenue ($730.1M vs $589.6M, roughly 1.2× BOK FINANCIAL CORP). BOK FINANCIAL CORP runs the higher net margin — 30.1% vs 0.1%, a 30.0% gap on every dollar of revenue. On growth, BOK FINANCIAL CORP posted the faster year-over-year revenue change (12.7% vs 2.6%). BOK FINANCIAL CORP produced more free cash flow last quarter ($575.2M vs $-12.4M). Over the past eight quarters, BOK FINANCIAL CORP's revenue compounded faster (13.8% CAGR vs 10.1%).

BOK Financial Corporation — pronounced as letters, "B-O-K" — is a financial services holding company headquartered in Tulsa, Oklahoma. Offering a full complement of retail and commercial banking products and services across the American Midwest and Southwest, the company is one of the 50 largest financial services firms in the U.S., and the largest in Oklahoma.

AMCON Distributing Co is a US-based consumer product distribution firm offering groceries, beverages, health and beauty products, tobacco, and general merchandise. It primarily serves independent convenience stores, grocery retailers, pharmacies, and small retail outlets across the continental United States.

BOKF vs DIT — Head-to-Head

Bigger by revenue
DIT
DIT
1.2× larger
DIT
$730.1M
$589.6M
BOKF
Growing faster (revenue YoY)
BOKF
BOKF
+10.1% gap
BOKF
12.7%
2.6%
DIT
Higher net margin
BOKF
BOKF
30.0% more per $
BOKF
30.1%
0.1%
DIT
More free cash flow
BOKF
BOKF
$587.6M more FCF
BOKF
$575.2M
$-12.4M
DIT
Faster 2-yr revenue CAGR
BOKF
BOKF
Annualised
BOKF
13.8%
10.1%
DIT

Income Statement — Q4 FY2025 vs Q1 FY2026

Metric
BOKF
BOKF
DIT
DIT
Revenue
$589.6M
$730.1M
Net Profit
$177.3M
$793.0K
Gross Margin
6.6%
Operating Margin
38.8%
0.5%
Net Margin
30.1%
0.1%
Revenue YoY
12.7%
2.6%
Net Profit YoY
30.2%
127.6%
EPS (diluted)
$2.90
$1.28

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
BOKF
BOKF
DIT
DIT
Q4 25
$589.6M
$730.1M
Q3 25
$548.4M
$746.3M
Q2 25
$535.3M
$739.6M
Q1 25
$502.3M
$619.5M
Q4 24
$523.1M
$711.3M
Q3 24
$516.3M
$746.3M
Q2 24
$555.7M
$717.9M
Q1 24
$455.3M
$601.9M
Net Profit
BOKF
BOKF
DIT
DIT
Q4 25
$177.3M
$793.0K
Q3 25
$140.9M
$491.7K
Q2 25
$140.0M
$1.3M
Q1 25
$119.8M
$-1.6M
Q4 24
$136.2M
$348.4K
Q3 24
$140.0M
$1.2M
Q2 24
$163.7M
$1.5M
Q1 24
$83.7M
$539.5K
Gross Margin
BOKF
BOKF
DIT
DIT
Q4 25
6.6%
Q3 25
6.5%
Q2 25
6.7%
Q1 25
6.9%
Q4 24
6.6%
Q3 24
6.5%
Q2 24
6.7%
Q1 24
7.0%
Operating Margin
BOKF
BOKF
DIT
DIT
Q4 25
38.8%
0.5%
Q3 25
32.2%
0.5%
Q2 25
33.8%
0.7%
Q1 25
30.8%
0.1%
Q4 24
33.5%
0.5%
Q3 24
33.6%
0.7%
Q2 24
38.0%
0.8%
Q1 24
23.5%
0.6%
Net Margin
BOKF
BOKF
DIT
DIT
Q4 25
30.1%
0.1%
Q3 25
25.7%
0.1%
Q2 25
26.2%
0.2%
Q1 25
23.8%
-0.3%
Q4 24
26.0%
0.0%
Q3 24
27.1%
0.2%
Q2 24
29.5%
0.2%
Q1 24
18.4%
0.1%
EPS (diluted)
BOKF
BOKF
DIT
DIT
Q4 25
$2.90
$1.28
Q3 25
$2.22
$0.80
Q2 25
$2.19
$2.13
Q1 25
$1.86
$-2.58
Q4 24
$2.13
$0.57
Q3 24
$2.18
$2.02
Q2 24
$2.54
$2.46
Q1 24
$1.29
$0.89

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
BOKF
BOKF
DIT
DIT
Cash + ST InvestmentsLiquidity on hand
Total DebtLower is stronger
$4.6B
Stockholders' EquityBook value
$5.9B
$114.1M
Total Assets
$52.2B
$378.7M
Debt / EquityLower = less leverage
0.78×

8-quarter trend — quarters aligned by calendar period.

Total Debt
BOKF
BOKF
DIT
DIT
Q4 25
$4.6B
Q3 25
$16.5M
Q2 25
Q1 25
Q4 24
$4.5B
Q3 24
$21.8M
Q2 24
$23.3M
Q1 24
$20.5M
Stockholders' Equity
BOKF
BOKF
DIT
DIT
Q4 25
$5.9B
$114.1M
Q3 25
$6.0B
$113.1M
Q2 25
$5.9B
$113.2M
Q1 25
$5.8B
$111.4M
Q4 24
$5.5B
$112.4M
Q3 24
$5.6B
$111.7M
Q2 24
$5.2B
$110.0M
Q1 24
$5.1B
$108.0M
Total Assets
BOKF
BOKF
DIT
DIT
Q4 25
$52.2B
$378.7M
Q3 25
$50.2B
$391.1M
Q2 25
$51.0B
$393.9M
Q1 25
$50.5B
$392.0M
Q4 24
$49.7B
$404.7M
Q3 24
$50.1B
$374.1M
Q2 24
$50.4B
$400.6M
Q1 24
$50.2B
$336.2M
Debt / Equity
BOKF
BOKF
DIT
DIT
Q4 25
0.78×
Q3 25
0.15×
Q2 25
Q1 25
Q4 24
0.80×
Q3 24
0.19×
Q2 24
0.21×
Q1 24
0.19×

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
BOKF
BOKF
DIT
DIT
Operating Cash FlowLast quarter
$739.6M
$-11.7M
Free Cash FlowOCF − Capex
$575.2M
$-12.4M
FCF MarginFCF / Revenue
97.6%
-1.7%
Capex IntensityCapex / Revenue
27.9%
0.1%
Cash ConversionOCF / Net Profit
4.17×
-14.75×
TTM Free Cash FlowTrailing 4 quarters
$1.4B
$40.6M

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
BOKF
BOKF
DIT
DIT
Q4 25
$739.6M
$-11.7M
Q3 25
$867.8M
$31.1M
Q2 25
$89.4M
$-7.0M
Q1 25
$20.3M
$34.4M
Q4 24
$1.4B
$-39.9M
Q3 24
$246.7M
$41.0M
Q2 24
$463.5M
$-26.9M
Q1 24
$179.2M
$48.8M
Free Cash Flow
BOKF
BOKF
DIT
DIT
Q4 25
$575.2M
$-12.4M
Q3 25
$838.5M
$30.4M
Q2 25
$60.8M
$-8.8M
Q1 25
$-28.0M
$31.4M
Q4 24
$1.3B
$-43.3M
Q3 24
$209.5M
$37.4M
Q2 24
$417.2M
$-32.6M
Q1 24
$138.3M
$41.6M
FCF Margin
BOKF
BOKF
DIT
DIT
Q4 25
97.6%
-1.7%
Q3 25
152.9%
4.1%
Q2 25
11.4%
-1.2%
Q1 25
-5.6%
5.1%
Q4 24
240.7%
-6.1%
Q3 24
40.6%
5.0%
Q2 24
75.1%
-4.5%
Q1 24
30.4%
6.9%
Capex Intensity
BOKF
BOKF
DIT
DIT
Q4 25
27.9%
0.1%
Q3 25
5.3%
0.1%
Q2 25
5.3%
0.2%
Q1 25
9.6%
0.5%
Q4 24
32.8%
0.5%
Q3 24
7.2%
0.5%
Q2 24
8.3%
0.8%
Q1 24
9.0%
1.2%
Cash Conversion
BOKF
BOKF
DIT
DIT
Q4 25
4.17×
-14.75×
Q3 25
6.16×
63.32×
Q2 25
0.64×
-5.33×
Q1 25
0.17×
Q4 24
10.51×
-114.43×
Q3 24
1.76×
33.16×
Q2 24
2.83×
-18.05×
Q1 24
2.14×
90.37×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

Revenue Breakdown by Segment

BOKF
BOKF

Segment breakdown not available.

DIT
DIT

Cigarettes$446.5M61%
Tobacco$143.7M20%
Tobacco Food Service And Other$82.3M11%
Confectionery$46.7M6%
Retail Segment$10.8M1%

Related Comparisons