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Side-by-side financial comparison of BOK FINANCIAL CORP (BOKF) and JACK IN THE BOX INC (JACK). Click either name above to swap in a different company.

BOK FINANCIAL CORP is the larger business by last-quarter revenue ($589.6M vs $349.5M, roughly 1.7× JACK IN THE BOX INC). BOK FINANCIAL CORP runs the higher net margin — 30.1% vs -0.7%, a 30.8% gap on every dollar of revenue. On growth, BOK FINANCIAL CORP posted the faster year-over-year revenue change (12.7% vs -25.5%). BOK FINANCIAL CORP produced more free cash flow last quarter ($575.2M vs $7.3M). Over the past eight quarters, BOK FINANCIAL CORP's revenue compounded faster (13.8% CAGR vs -18.6%).

BOK Financial Corporation — pronounced as letters, "B-O-K" — is a financial services holding company headquartered in Tulsa, Oklahoma. Offering a full complement of retail and commercial banking products and services across the American Midwest and Southwest, the company is one of the 50 largest financial services firms in the U.S., and the largest in Oklahoma.

Jack in the Box, Inc. is an American fast food restaurant chain founded on February 21, 1951, by Robert O. Peterson in San Diego, California, where it is headquartered. The chain has over 2,200 locations, primarily serving the West Coast of the United States. Restaurants are also found in large urban areas outside the West Coast, as well as two in Guam. The company also formerly operated the Qdoba Mexican Grill chain until Apollo Global Management bought the chain in December 2017.

BOKF vs JACK — Head-to-Head

Bigger by revenue
BOKF
BOKF
1.7× larger
BOKF
$589.6M
$349.5M
JACK
Growing faster (revenue YoY)
BOKF
BOKF
+38.3% gap
BOKF
12.7%
-25.5%
JACK
Higher net margin
BOKF
BOKF
30.8% more per $
BOKF
30.1%
-0.7%
JACK
More free cash flow
BOKF
BOKF
$567.9M more FCF
BOKF
$575.2M
$7.3M
JACK
Faster 2-yr revenue CAGR
BOKF
BOKF
Annualised
BOKF
13.8%
-18.6%
JACK

Income Statement — Q4 FY2025 vs Q1 FY2026

Metric
BOKF
BOKF
JACK
JACK
Revenue
$589.6M
$349.5M
Net Profit
$177.3M
$-2.5M
Gross Margin
Operating Margin
38.8%
13.3%
Net Margin
30.1%
-0.7%
Revenue YoY
12.7%
-25.5%
Net Profit YoY
30.2%
-107.3%
EPS (diluted)
$2.90
$-0.13

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
BOKF
BOKF
JACK
JACK
Q1 26
$349.5M
Q4 25
$589.6M
Q3 25
$548.4M
Q2 25
$535.3M
$336.7M
Q1 25
$502.3M
$371.1M
Q4 24
$523.1M
Q3 24
$516.3M
Q2 24
$555.7M
$365.3M
Net Profit
BOKF
BOKF
JACK
JACK
Q1 26
$-2.5M
Q4 25
$177.3M
Q3 25
$140.9M
Q2 25
$140.0M
$-142.2M
Q1 25
$119.8M
$33.7M
Q4 24
$136.2M
Q3 24
$140.0M
Q2 24
$163.7M
$25.0M
Operating Margin
BOKF
BOKF
JACK
JACK
Q1 26
13.3%
Q4 25
38.8%
Q3 25
32.2%
Q2 25
33.8%
-46.7%
Q1 25
30.8%
19.0%
Q4 24
33.5%
Q3 24
33.6%
Q2 24
38.0%
14.8%
Net Margin
BOKF
BOKF
JACK
JACK
Q1 26
-0.7%
Q4 25
30.1%
Q3 25
25.7%
Q2 25
26.2%
-42.2%
Q1 25
23.8%
9.1%
Q4 24
26.0%
Q3 24
27.1%
Q2 24
29.5%
6.8%
EPS (diluted)
BOKF
BOKF
JACK
JACK
Q1 26
$-0.13
Q4 25
$2.90
Q3 25
$2.22
Q2 25
$2.19
$-7.47
Q1 25
$1.86
$1.75
Q4 24
$2.13
Q3 24
$2.18
Q2 24
$2.54
$1.26

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
BOKF
BOKF
JACK
JACK
Cash + ST InvestmentsLiquidity on hand
Total DebtLower is stronger
$4.6B
$1.6B
Stockholders' EquityBook value
$5.9B
$-936.0M
Total Assets
$52.2B
$2.0B
Debt / EquityLower = less leverage
0.78×

8-quarter trend — quarters aligned by calendar period.

Total Debt
BOKF
BOKF
JACK
JACK
Q1 26
$1.6B
Q4 25
$4.6B
Q3 25
Q2 25
$1.7B
Q1 25
$1.7B
Q4 24
$4.5B
Q3 24
Q2 24
$1.7B
Stockholders' Equity
BOKF
BOKF
JACK
JACK
Q1 26
$-936.0M
Q4 25
$5.9B
Q3 25
$6.0B
Q2 25
$5.9B
$-976.2M
Q1 25
$5.8B
$-827.1M
Q4 24
$5.5B
Q3 24
$5.6B
Q2 24
$5.2B
$-702.6M
Total Assets
BOKF
BOKF
JACK
JACK
Q1 26
$2.0B
Q4 25
$52.2B
Q3 25
$50.2B
Q2 25
$51.0B
$2.6B
Q1 25
$50.5B
$2.8B
Q4 24
$49.7B
Q3 24
$50.1B
Q2 24
$50.4B
$2.9B
Debt / Equity
BOKF
BOKF
JACK
JACK
Q1 26
Q4 25
0.78×
Q3 25
Q2 25
Q1 25
Q4 24
0.80×
Q3 24
Q2 24

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
BOKF
BOKF
JACK
JACK
Operating Cash FlowLast quarter
$739.6M
$30.5M
Free Cash FlowOCF − Capex
$575.2M
$7.3M
FCF MarginFCF / Revenue
97.6%
2.1%
Capex IntensityCapex / Revenue
27.9%
6.6%
Cash ConversionOCF / Net Profit
4.17×
TTM Free Cash FlowTrailing 4 quarters
$1.4B
$34.8M

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
BOKF
BOKF
JACK
JACK
Q1 26
$30.5M
Q4 25
$739.6M
Q3 25
$867.8M
Q2 25
$89.4M
$-36.8M
Q1 25
$20.3M
$105.7M
Q4 24
$1.4B
Q3 24
$246.7M
Q2 24
$463.5M
$16.7M
Free Cash Flow
BOKF
BOKF
JACK
JACK
Q1 26
$7.3M
Q4 25
$575.2M
Q3 25
$838.5M
Q2 25
$60.8M
$-63.2M
Q1 25
$-28.0M
$84.4M
Q4 24
$1.3B
Q3 24
$209.5M
Q2 24
$417.2M
$6.4M
FCF Margin
BOKF
BOKF
JACK
JACK
Q1 26
2.1%
Q4 25
97.6%
Q3 25
152.9%
Q2 25
11.4%
-18.8%
Q1 25
-5.6%
22.7%
Q4 24
240.7%
Q3 24
40.6%
Q2 24
75.1%
1.8%
Capex Intensity
BOKF
BOKF
JACK
JACK
Q1 26
6.6%
Q4 25
27.9%
Q3 25
5.3%
Q2 25
5.3%
7.9%
Q1 25
9.6%
5.7%
Q4 24
32.8%
Q3 24
7.2%
Q2 24
8.3%
2.8%
Cash Conversion
BOKF
BOKF
JACK
JACK
Q1 26
Q4 25
4.17×
Q3 25
6.16×
Q2 25
0.64×
Q1 25
0.17×
3.14×
Q4 24
10.51×
Q3 24
1.76×
Q2 24
2.83×
0.67×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

Revenue Breakdown by Segment

BOKF
BOKF

Segment breakdown not available.

JACK
JACK

Restaurant Sales$131.9M38%
Franchise$97.4M28%
Royaltyand Other$58.9M17%
Advertising$56.6M16%
Technology Service$4.7M1%
Franchise Fees$1.7M0%

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