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Side-by-side financial comparison of BOK FINANCIAL CORP (BOKF) and MODINE MANUFACTURING CO (MOD). Click either name above to swap in a different company.

MODINE MANUFACTURING CO is the larger business by last-quarter revenue ($805.0M vs $589.6M, roughly 1.4× BOK FINANCIAL CORP). BOK FINANCIAL CORP runs the higher net margin — 30.1% vs -5.9%, a 36.0% gap on every dollar of revenue. On growth, MODINE MANUFACTURING CO posted the faster year-over-year revenue change (30.5% vs 12.7%). BOK FINANCIAL CORP produced more free cash flow last quarter ($575.2M vs $-17.1M). Over the past eight quarters, MODINE MANUFACTURING CO's revenue compounded faster (15.5% CAGR vs 13.8%).

BOK Financial Corporation — pronounced as letters, "B-O-K" — is a financial services holding company headquartered in Tulsa, Oklahoma. Offering a full complement of retail and commercial banking products and services across the American Midwest and Southwest, the company is one of the 50 largest financial services firms in the U.S., and the largest in Oklahoma.

Modine Manufacturing is a thermal management company established in 1916 in the United States. The company started as Modine Manufacturing Company by Arthur B Modine who patented the Spirex radiator for tractors. The Modine company manufactured the Turbotube radiator for Ford Model T cars. The company built the world's first vehicular wind tunnel in Racine, Wisconsin in 1941. During WWII, Modine manufactured aftercoolers for the P-51 Mustang fighter plane. After WWII, Modine introduced the Ai...

BOKF vs MOD — Head-to-Head

Bigger by revenue
MOD
MOD
1.4× larger
MOD
$805.0M
$589.6M
BOKF
Growing faster (revenue YoY)
MOD
MOD
+17.8% gap
MOD
30.5%
12.7%
BOKF
Higher net margin
BOKF
BOKF
36.0% more per $
BOKF
30.1%
-5.9%
MOD
More free cash flow
BOKF
BOKF
$592.3M more FCF
BOKF
$575.2M
$-17.1M
MOD
Faster 2-yr revenue CAGR
MOD
MOD
Annualised
MOD
15.5%
13.8%
BOKF

Income Statement — Q4 FY2025 vs Q3 FY2026

Metric
BOKF
BOKF
MOD
MOD
Revenue
$589.6M
$805.0M
Net Profit
$177.3M
$-47.4M
Gross Margin
23.1%
Operating Margin
38.8%
11.1%
Net Margin
30.1%
-5.9%
Revenue YoY
12.7%
30.5%
Net Profit YoY
30.2%
-215.6%
EPS (diluted)
$2.90
$-0.90

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
BOKF
BOKF
MOD
MOD
Q4 25
$589.6M
$805.0M
Q3 25
$548.4M
$738.9M
Q2 25
$535.3M
$682.8M
Q1 25
$502.3M
$647.2M
Q4 24
$523.1M
$616.8M
Q3 24
$516.3M
$658.0M
Q2 24
$555.7M
$661.5M
Q1 24
$455.3M
$603.5M
Net Profit
BOKF
BOKF
MOD
MOD
Q4 25
$177.3M
$-47.4M
Q3 25
$140.9M
$44.4M
Q2 25
$140.0M
$51.2M
Q1 25
$119.8M
$49.6M
Q4 24
$136.2M
$41.0M
Q3 24
$140.0M
$46.1M
Q2 24
$163.7M
$47.3M
Q1 24
$83.7M
$25.8M
Gross Margin
BOKF
BOKF
MOD
MOD
Q4 25
23.1%
Q3 25
22.3%
Q2 25
24.2%
Q1 25
25.6%
Q4 24
24.3%
Q3 24
25.2%
Q2 24
24.6%
Q1 24
22.4%
Operating Margin
BOKF
BOKF
MOD
MOD
Q4 25
38.8%
11.1%
Q3 25
32.2%
9.9%
Q2 25
33.8%
11.1%
Q1 25
30.8%
11.5%
Q4 24
33.5%
9.6%
Q3 24
33.6%
11.4%
Q2 24
38.0%
11.2%
Q1 24
23.5%
7.8%
Net Margin
BOKF
BOKF
MOD
MOD
Q4 25
30.1%
-5.9%
Q3 25
25.7%
6.0%
Q2 25
26.2%
7.5%
Q1 25
23.8%
7.7%
Q4 24
26.0%
6.6%
Q3 24
27.1%
7.0%
Q2 24
29.5%
7.2%
Q1 24
18.4%
4.3%
EPS (diluted)
BOKF
BOKF
MOD
MOD
Q4 25
$2.90
$-0.90
Q3 25
$2.22
$0.83
Q2 25
$2.19
$0.95
Q1 25
$1.86
$0.92
Q4 24
$2.13
$0.76
Q3 24
$2.18
$0.86
Q2 24
$2.54
$0.88
Q1 24
$1.29
$0.48

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
BOKF
BOKF
MOD
MOD
Cash + ST InvestmentsLiquidity on hand
$98.7M
Total DebtLower is stronger
$4.6B
$570.7M
Stockholders' EquityBook value
$5.9B
$1.1B
Total Assets
$52.2B
$2.5B
Debt / EquityLower = less leverage
0.78×
0.51×

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
BOKF
BOKF
MOD
MOD
Q4 25
$98.7M
Q3 25
$83.8M
Q2 25
$124.5M
Q1 25
$71.6M
Q4 24
$83.8M
Q3 24
$78.6M
Q2 24
$72.9M
Q1 24
$60.1M
Total Debt
BOKF
BOKF
MOD
MOD
Q4 25
$4.6B
$570.7M
Q3 25
$525.8M
Q2 25
$482.1M
Q1 25
$296.7M
Q4 24
$4.5B
$330.0M
Q3 24
$359.1M
Q2 24
$405.7M
Q1 24
$399.9M
Stockholders' Equity
BOKF
BOKF
MOD
MOD
Q4 25
$5.9B
$1.1B
Q3 25
$6.0B
$1.1B
Q2 25
$5.9B
$1.0B
Q1 25
$5.8B
$910.2M
Q4 24
$5.5B
$855.1M
Q3 24
$5.6B
$858.8M
Q2 24
$5.2B
$788.4M
Q1 24
$5.1B
$747.6M
Total Assets
BOKF
BOKF
MOD
MOD
Q4 25
$52.2B
$2.5B
Q3 25
$50.2B
$2.4B
Q2 25
$51.0B
$2.2B
Q1 25
$50.5B
$1.9B
Q4 24
$49.7B
$1.8B
Q3 24
$50.1B
$1.9B
Q2 24
$50.4B
$1.9B
Q1 24
$50.2B
$1.9B
Debt / Equity
BOKF
BOKF
MOD
MOD
Q4 25
0.78×
0.51×
Q3 25
0.50×
Q2 25
0.48×
Q1 25
0.33×
Q4 24
0.80×
0.39×
Q3 24
0.42×
Q2 24
0.51×
Q1 24
0.53×

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
BOKF
BOKF
MOD
MOD
Operating Cash FlowLast quarter
$739.6M
$24.7M
Free Cash FlowOCF − Capex
$575.2M
$-17.1M
FCF MarginFCF / Revenue
97.6%
-2.1%
Capex IntensityCapex / Revenue
27.9%
5.2%
Cash ConversionOCF / Net Profit
4.17×
TTM Free Cash FlowTrailing 4 quarters
$1.4B
$-20.3M

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
BOKF
BOKF
MOD
MOD
Q4 25
$739.6M
$24.7M
Q3 25
$867.8M
$1.4M
Q2 25
$89.4M
$27.7M
Q1 25
$20.3M
$54.8M
Q4 24
$1.4B
$60.7M
Q3 24
$246.7M
$57.3M
Q2 24
$463.5M
$40.5M
Q1 24
$179.2M
$39.6M
Free Cash Flow
BOKF
BOKF
MOD
MOD
Q4 25
$575.2M
$-17.1M
Q3 25
$838.5M
$-30.5M
Q2 25
$60.8M
$200.0K
Q1 25
$-28.0M
$27.1M
Q4 24
$1.3B
$44.7M
Q3 24
$209.5M
$43.8M
Q2 24
$417.2M
$13.7M
Q1 24
$138.3M
$-4.3M
FCF Margin
BOKF
BOKF
MOD
MOD
Q4 25
97.6%
-2.1%
Q3 25
152.9%
-4.1%
Q2 25
11.4%
0.0%
Q1 25
-5.6%
4.2%
Q4 24
240.7%
7.2%
Q3 24
40.6%
6.7%
Q2 24
75.1%
2.1%
Q1 24
30.4%
-0.7%
Capex Intensity
BOKF
BOKF
MOD
MOD
Q4 25
27.9%
5.2%
Q3 25
5.3%
4.3%
Q2 25
5.3%
4.0%
Q1 25
9.6%
4.3%
Q4 24
32.8%
2.6%
Q3 24
7.2%
2.1%
Q2 24
8.3%
4.1%
Q1 24
9.0%
7.3%
Cash Conversion
BOKF
BOKF
MOD
MOD
Q4 25
4.17×
Q3 25
6.16×
0.03×
Q2 25
0.64×
0.54×
Q1 25
0.17×
1.10×
Q4 24
10.51×
1.48×
Q3 24
1.76×
1.24×
Q2 24
2.83×
0.86×
Q1 24
2.14×
1.53×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

Revenue Breakdown by Segment

BOKF
BOKF

Segment breakdown not available.

MOD
MOD

Data Centers$296.9M37%
Performance Technologies$266.0M33%
Hvac Technologies$107.1M13%
Air Cooled$92.4M11%
Lb White$25.6M3%
Climate By Design$10.2M1%
Absolutaire$7.0M1%

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