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Side-by-side financial comparison of BOK FINANCIAL CORP (BOKF) and Unity Software Inc. (U). Click either name above to swap in a different company.

BOK FINANCIAL CORP is the larger business by last-quarter revenue ($589.6M vs $503.1M, roughly 1.2× Unity Software Inc.). BOK FINANCIAL CORP runs the higher net margin — 30.1% vs -17.9%, a 48.0% gap on every dollar of revenue. On growth, BOK FINANCIAL CORP posted the faster year-over-year revenue change (12.7% vs 10.1%). BOK FINANCIAL CORP produced more free cash flow last quarter ($575.2M vs $118.7M). Over the past eight quarters, BOK FINANCIAL CORP's revenue compounded faster (13.8% CAGR vs 4.5%).

BOK Financial Corporation — pronounced as letters, "B-O-K" — is a financial services holding company headquartered in Tulsa, Oklahoma. Offering a full complement of retail and commercial banking products and services across the American Midwest and Southwest, the company is one of the 50 largest financial services firms in the U.S., and the largest in Oklahoma.

Unity Software Inc. is an American video game software development company based in San Francisco. It was founded in Denmark in 2004 as Over the Edge Entertainment and changed its name in 2007. Unity Technologies is best known for the development of Unity, a licensed game engine used to create video games and other applications.

BOKF vs U — Head-to-Head

Bigger by revenue
BOKF
BOKF
1.2× larger
BOKF
$589.6M
$503.1M
U
Growing faster (revenue YoY)
BOKF
BOKF
+2.6% gap
BOKF
12.7%
10.1%
U
Higher net margin
BOKF
BOKF
48.0% more per $
BOKF
30.1%
-17.9%
U
More free cash flow
BOKF
BOKF
$456.5M more FCF
BOKF
$575.2M
$118.7M
U
Faster 2-yr revenue CAGR
BOKF
BOKF
Annualised
BOKF
13.8%
4.5%
U

Income Statement — Q4 FY2025 vs Q4 FY2025

Metric
BOKF
BOKF
U
U
Revenue
$589.6M
$503.1M
Net Profit
$177.3M
$-90.0M
Gross Margin
74.3%
Operating Margin
38.8%
-21.2%
Net Margin
30.1%
-17.9%
Revenue YoY
12.7%
10.1%
Net Profit YoY
30.2%
26.7%
EPS (diluted)
$2.90
$-0.21

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
BOKF
BOKF
U
U
Q4 25
$589.6M
$503.1M
Q3 25
$548.4M
$470.6M
Q2 25
$535.3M
$440.9M
Q1 25
$502.3M
$435.0M
Q4 24
$523.1M
$457.1M
Q3 24
$516.3M
$446.5M
Q2 24
$555.7M
$449.3M
Q1 24
$455.3M
$460.4M
Net Profit
BOKF
BOKF
U
U
Q4 25
$177.3M
$-90.0M
Q3 25
$140.9M
$-126.4M
Q2 25
$140.0M
$-108.8M
Q1 25
$119.8M
$-77.6M
Q4 24
$136.2M
$-122.7M
Q3 24
$140.0M
$-124.7M
Q2 24
$163.7M
$-125.6M
Q1 24
$83.7M
$-291.1M
Gross Margin
BOKF
BOKF
U
U
Q4 25
74.3%
Q3 25
74.4%
Q2 25
74.1%
Q1 25
73.8%
Q4 24
74.7%
Q3 24
74.9%
Q2 24
75.8%
Q1 24
68.6%
Operating Margin
BOKF
BOKF
U
U
Q4 25
38.8%
-21.2%
Q3 25
32.2%
-26.7%
Q2 25
33.8%
-26.9%
Q1 25
30.8%
-29.4%
Q4 24
33.5%
-27.1%
Q3 24
33.6%
-28.5%
Q2 24
38.0%
-28.8%
Q1 24
23.5%
-81.4%
Net Margin
BOKF
BOKF
U
U
Q4 25
30.1%
-17.9%
Q3 25
25.7%
-26.9%
Q2 25
26.2%
-24.7%
Q1 25
23.8%
-17.8%
Q4 24
26.0%
-26.8%
Q3 24
27.1%
-27.9%
Q2 24
29.5%
-28.0%
Q1 24
18.4%
-63.2%
EPS (diluted)
BOKF
BOKF
U
U
Q4 25
$2.90
$-0.21
Q3 25
$2.22
$-0.30
Q2 25
$2.19
$-0.26
Q1 25
$1.86
$-0.19
Q4 24
$2.13
$-0.30
Q3 24
$2.18
$-0.31
Q2 24
$2.54
$-0.32
Q1 24
$1.29
$-0.75

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
BOKF
BOKF
U
U
Cash + ST InvestmentsLiquidity on hand
$2.1B
Total DebtLower is stronger
$4.6B
Stockholders' EquityBook value
$5.9B
$3.2B
Total Assets
$52.2B
$6.8B
Debt / EquityLower = less leverage
0.78×

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
BOKF
BOKF
U
U
Q4 25
$2.1B
Q3 25
$1.9B
Q2 25
$1.7B
Q1 25
$1.5B
Q4 24
$1.5B
Q3 24
$1.4B
Q2 24
$1.3B
Q1 24
$1.2B
Total Debt
BOKF
BOKF
U
U
Q4 25
$4.6B
Q3 25
Q2 25
Q1 25
Q4 24
$4.5B
Q3 24
Q2 24
Q1 24
Stockholders' Equity
BOKF
BOKF
U
U
Q4 25
$5.9B
$3.2B
Q3 25
$6.0B
$3.2B
Q2 25
$5.9B
$3.2B
Q1 25
$5.8B
$3.2B
Q4 24
$5.5B
$3.2B
Q3 24
$5.6B
$3.2B
Q2 24
$5.2B
$3.2B
Q1 24
$5.1B
$3.2B
Total Assets
BOKF
BOKF
U
U
Q4 25
$52.2B
$6.8B
Q3 25
$50.2B
$6.8B
Q2 25
$51.0B
$6.7B
Q1 25
$50.5B
$6.6B
Q4 24
$49.7B
$6.7B
Q3 24
$50.1B
$6.7B
Q2 24
$50.4B
$6.7B
Q1 24
$50.2B
$6.8B
Debt / Equity
BOKF
BOKF
U
U
Q4 25
0.78×
Q3 25
Q2 25
Q1 25
Q4 24
0.80×
Q3 24
Q2 24
Q1 24

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
BOKF
BOKF
U
U
Operating Cash FlowLast quarter
$739.6M
$121.4M
Free Cash FlowOCF − Capex
$575.2M
$118.7M
FCF MarginFCF / Revenue
97.6%
23.6%
Capex IntensityCapex / Revenue
27.9%
0.5%
Cash ConversionOCF / Net Profit
4.17×
TTM Free Cash FlowTrailing 4 quarters
$1.4B
$403.9M

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
BOKF
BOKF
U
U
Q4 25
$739.6M
$121.4M
Q3 25
$867.8M
$155.4M
Q2 25
$89.4M
$133.1M
Q1 25
$20.3M
$13.0M
Q4 24
$1.4B
$112.2M
Q3 24
$246.7M
$122.4M
Q2 24
$463.5M
$88.4M
Q1 24
$179.2M
$-7.4M
Free Cash Flow
BOKF
BOKF
U
U
Q4 25
$575.2M
$118.7M
Q3 25
$838.5M
$151.3M
Q2 25
$60.8M
$126.7M
Q1 25
$-28.0M
$7.3M
Q4 24
$1.3B
$105.8M
Q3 24
$209.5M
$115.2M
Q2 24
$417.2M
$79.6M
Q1 24
$138.3M
$-14.6M
FCF Margin
BOKF
BOKF
U
U
Q4 25
97.6%
23.6%
Q3 25
152.9%
32.1%
Q2 25
11.4%
28.7%
Q1 25
-5.6%
1.7%
Q4 24
240.7%
23.1%
Q3 24
40.6%
25.8%
Q2 24
75.1%
17.7%
Q1 24
30.4%
-3.2%
Capex Intensity
BOKF
BOKF
U
U
Q4 25
27.9%
0.5%
Q3 25
5.3%
0.9%
Q2 25
5.3%
1.5%
Q1 25
9.6%
1.3%
Q4 24
32.8%
1.4%
Q3 24
7.2%
1.6%
Q2 24
8.3%
2.0%
Q1 24
9.0%
1.6%
Cash Conversion
BOKF
BOKF
U
U
Q4 25
4.17×
Q3 25
6.16×
Q2 25
0.64×
Q1 25
0.17×
Q4 24
10.51×
Q3 24
1.76×
Q2 24
2.83×
Q1 24
2.14×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

Revenue Breakdown by Segment

BOKF
BOKF

Segment breakdown not available.

U
U

Grow Solutions$338.2M67%
Create Solutions$164.9M33%

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