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Side-by-side financial comparison of Boot Barn Holdings, Inc. (BOOT) and Fair Isaac (FICO). Click either name above to swap in a different company.

Boot Barn Holdings, Inc. is the larger business by last-quarter revenue ($705.6M vs $512.0M, roughly 1.4× Fair Isaac). Fair Isaac runs the higher net margin — 30.9% vs 12.2%, a 18.8% gap on every dollar of revenue. On growth, Fair Isaac posted the faster year-over-year revenue change (16.4% vs 16.0%). Fair Isaac produced more free cash flow last quarter ($173.9M vs $148.0M). Over the past eight quarters, Boot Barn Holdings, Inc.'s revenue compounded faster (34.8% CAGR vs 8.6%).

Henry Boot plc is a British property development business based in Sheffield, England. It was floated on the London Stock Exchange in 1919, becoming the first quoted housebuilder. Between the wars, Henry Boot built more houses than any other company. The company remains a significant construction and property management company operating in the UK.

FICO, originally Fair, Isaac and Company, is an American data analytics company based in Bozeman, Montana, focused on credit scoring services. It was founded by Bill Fair and Earl Isaac in 1956. Its FICO score, a measure of consumer credit risk, has become a fixture of consumer lending in the United States.

BOOT vs FICO — Head-to-Head

Bigger by revenue
BOOT
BOOT
1.4× larger
BOOT
$705.6M
$512.0M
FICO
Growing faster (revenue YoY)
FICO
FICO
+0.3% gap
FICO
16.4%
16.0%
BOOT
Higher net margin
FICO
FICO
18.8% more per $
FICO
30.9%
12.2%
BOOT
More free cash flow
FICO
FICO
$25.9M more FCF
FICO
$173.9M
$148.0M
BOOT
Faster 2-yr revenue CAGR
BOOT
BOOT
Annualised
BOOT
34.8%
8.6%
FICO

Income Statement — Q3 FY2026 vs Q1 FY2026

Metric
BOOT
BOOT
FICO
FICO
Revenue
$705.6M
$512.0M
Net Profit
$85.8M
$158.4M
Gross Margin
39.9%
83.0%
Operating Margin
16.3%
45.7%
Net Margin
12.2%
30.9%
Revenue YoY
16.0%
16.4%
Net Profit YoY
14.3%
3.8%
EPS (diluted)
$2.79
$6.61

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
BOOT
BOOT
FICO
FICO
Q4 25
$705.6M
$512.0M
Q3 25
$505.4M
$515.8M
Q2 25
$504.1M
$536.4M
Q1 25
$453.7M
$498.7M
Q4 24
$608.2M
$440.0M
Q3 24
$425.8M
$453.8M
Q2 24
$423.4M
$447.8M
Q1 24
$388.5M
$433.8M
Net Profit
BOOT
BOOT
FICO
FICO
Q4 25
$85.8M
$158.4M
Q3 25
$42.2M
$155.0M
Q2 25
$53.4M
$181.8M
Q1 25
$37.5M
$162.6M
Q4 24
$75.1M
$152.5M
Q3 24
$29.4M
$135.7M
Q2 24
$38.9M
$126.3M
Q1 24
$29.4M
$129.8M
Gross Margin
BOOT
BOOT
FICO
FICO
Q4 25
39.9%
83.0%
Q3 25
36.4%
82.3%
Q2 25
39.1%
83.7%
Q1 25
37.1%
82.4%
Q4 24
39.3%
80.1%
Q3 24
35.9%
80.3%
Q2 24
37.0%
80.3%
Q1 24
35.9%
80.0%
Operating Margin
BOOT
BOOT
FICO
FICO
Q4 25
16.3%
45.7%
Q3 25
11.2%
46.0%
Q2 25
14.0%
48.9%
Q1 25
11.0%
49.3%
Q4 24
16.4%
40.8%
Q3 24
9.4%
43.4%
Q2 24
11.9%
42.5%
Q1 24
9.8%
44.9%
Net Margin
BOOT
BOOT
FICO
FICO
Q4 25
12.2%
30.9%
Q3 25
8.4%
30.1%
Q2 25
10.6%
33.9%
Q1 25
8.3%
32.6%
Q4 24
12.3%
34.7%
Q3 24
6.9%
29.9%
Q2 24
9.2%
28.2%
Q1 24
7.6%
29.9%
EPS (diluted)
BOOT
BOOT
FICO
FICO
Q4 25
$2.79
$6.61
Q3 25
$1.37
$6.41
Q2 25
$1.74
$7.40
Q1 25
$1.24
$6.59
Q4 24
$2.43
$6.14
Q3 24
$0.95
$5.44
Q2 24
$1.26
$5.05
Q1 24
$0.96
$5.16

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
BOOT
BOOT
FICO
FICO
Cash + ST InvestmentsLiquidity on hand
$200.1M
$162.0M
Total DebtLower is stronger
$3.2B
Stockholders' EquityBook value
$1.3B
$-1.8B
Total Assets
$2.4B
$1.9B
Debt / EquityLower = less leverage

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
BOOT
BOOT
FICO
FICO
Q4 25
$200.1M
$162.0M
Q3 25
$64.7M
$134.1M
Q2 25
$95.3M
$189.0M
Q1 25
$69.8M
$146.6M
Q4 24
$152.9M
$184.3M
Q3 24
$37.4M
$150.7M
Q2 24
$83.4M
$156.0M
Q1 24
$75.8M
$135.7M
Total Debt
BOOT
BOOT
FICO
FICO
Q4 25
$3.2B
Q3 25
$3.1B
Q2 25
$2.8B
Q1 25
$2.5B
Q4 24
$2.4B
Q3 24
$2.2B
Q2 24
$2.1B
Q1 24
$2.0B
Stockholders' Equity
BOOT
BOOT
FICO
FICO
Q4 25
$1.3B
$-1.8B
Q3 25
$1.2B
$-1.7B
Q2 25
$1.2B
$-1.4B
Q1 25
$1.1B
$-1.1B
Q4 24
$1.1B
$-1.1B
Q3 24
$1.0B
$-962.7M
Q2 24
$981.8M
$-829.3M
Q1 24
$943.6M
$-735.7M
Total Assets
BOOT
BOOT
FICO
FICO
Q4 25
$2.4B
$1.9B
Q3 25
$2.3B
$1.9B
Q2 25
$2.1B
$1.9B
Q1 25
$2.0B
$1.8B
Q4 24
$2.0B
$1.7B
Q3 24
$1.9B
$1.7B
Q2 24
$1.8B
$1.7B
Q1 24
$1.7B
$1.7B

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
BOOT
BOOT
FICO
FICO
Operating Cash FlowLast quarter
$209.7M
$174.1M
Free Cash FlowOCF − Capex
$148.0M
$173.9M
FCF MarginFCF / Revenue
21.0%
34.0%
Capex IntensityCapex / Revenue
8.7%
0.0%
Cash ConversionOCF / Net Profit
2.44×
1.10×
TTM Free Cash FlowTrailing 4 quarters
$89.8M
$750.6M

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
BOOT
BOOT
FICO
FICO
Q4 25
$209.7M
$174.1M
Q3 25
$25.7M
$223.7M
Q2 25
$73.8M
$286.2M
Q1 25
$-43.1M
$74.9M
Q4 24
$157.1M
$194.0M
Q3 24
$-7.8M
$226.5M
Q2 24
$41.3M
$213.3M
Q1 24
$71.0M
Free Cash Flow
BOOT
BOOT
FICO
FICO
Q4 25
$148.0M
$173.9M
Q3 25
$-17.5M
$219.5M
Q2 25
$42.4M
$284.4M
Q1 25
$-83.1M
$72.8M
Q4 24
$114.2M
$193.2M
Q3 24
$-46.1M
$224.7M
Q2 24
$14.2M
$211.6M
Q1 24
$67.0M
FCF Margin
BOOT
BOOT
FICO
FICO
Q4 25
21.0%
34.0%
Q3 25
-3.5%
42.6%
Q2 25
8.4%
53.0%
Q1 25
-18.3%
14.6%
Q4 24
18.8%
43.9%
Q3 24
-10.8%
49.5%
Q2 24
3.4%
47.2%
Q1 24
15.4%
Capex Intensity
BOOT
BOOT
FICO
FICO
Q4 25
8.7%
0.0%
Q3 25
8.6%
0.8%
Q2 25
6.2%
0.3%
Q1 25
8.8%
0.4%
Q4 24
7.1%
0.2%
Q3 24
9.0%
0.4%
Q2 24
6.4%
0.4%
Q1 24
0.9%
Cash Conversion
BOOT
BOOT
FICO
FICO
Q4 25
2.44×
1.10×
Q3 25
0.61×
1.44×
Q2 25
1.38×
1.57×
Q1 25
-1.15×
0.46×
Q4 24
2.09×
1.27×
Q3 24
-0.26×
1.67×
Q2 24
1.06×
1.69×
Q1 24
0.55×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

Revenue Breakdown by Segment

BOOT
BOOT

Segment breakdown not available.

FICO
FICO

Business To Business Scores$248.6M49%
Saa S Products$115.7M23%
Platform Software$73.9M14%
Business To Consumer Scores$55.9M11%
Technology Service$19.2M4%

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