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Side-by-side financial comparison of Bowhead Specialty Holdings Inc. (BOW) and Scienjoy Holding Corp (SJ). Click either name above to swap in a different company.

Bowhead Specialty Holdings Inc. is the larger business by last-quarter revenue ($155.7M vs $91.6M, roughly 1.7× Scienjoy Holding Corp).

Bowhead Specialty Holdings Inc. is a specialty insurance holding company that offers a diversified portfolio of property and casualty insurance products, focusing on underserved niche market segments primarily across North America. It provides tailored risk management solutions and specialized coverage options for both commercial and individual clients.

Scienjoy Holding Corp is a China-based digital entertainment company that principally operates interactive live streaming platforms. It provides diverse content including talent performances, music shows, and lifestyle broadcasts, serving mass consumer audiences of varying age groups across the domestic market, with core business centered on mobile internet entertainment services.

BOW vs SJ — Head-to-Head

Bigger by revenue
BOW
BOW
1.7× larger
BOW
$155.7M
$91.6M
SJ

Income Statement — Q1 FY2026 vs Q2 FY2025

Metric
BOW
BOW
SJ
SJ
Revenue
$155.7M
$91.6M
Net Profit
$16.0M
Gross Margin
Operating Margin
Net Margin
10.3%
Revenue YoY
26.9%
Net Profit YoY
EPS (diluted)
$0.48

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
BOW
BOW
SJ
SJ
Q1 26
$155.7M
Q4 25
$151.7M
Q3 25
$143.9M
Q2 25
$133.3M
$91.6M
Q1 25
$122.7M
Q3 24
$116.8M
Q2 24
$98.9M
Q2 23
$50.1M
Net Profit
BOW
BOW
SJ
SJ
Q1 26
$16.0M
Q4 25
$14.8M
Q3 25
$15.2M
Q2 25
$12.3M
Q1 25
$11.4M
Q3 24
$12.1M
Q2 24
$5.5M
Q2 23
$11.7M
Gross Margin
BOW
BOW
SJ
SJ
Q1 26
Q4 25
Q3 25
Q2 25
Q1 25
Q3 24
Q2 24
Q2 23
13.9%
Operating Margin
BOW
BOW
SJ
SJ
Q1 26
Q4 25
11.7%
Q3 25
13.3%
Q2 25
11.9%
Q1 25
11.8%
Q3 24
13.5%
Q2 24
7.5%
Q2 23
3.2%
Net Margin
BOW
BOW
SJ
SJ
Q1 26
10.3%
Q4 25
9.8%
Q3 25
10.5%
Q2 25
9.3%
Q1 25
9.3%
Q3 24
10.4%
Q2 24
5.6%
Q2 23
23.3%
EPS (diluted)
BOW
BOW
SJ
SJ
Q1 26
$0.48
Q4 25
$0.44
Q3 25
$0.45
Q2 25
$0.36
Q1 25
$0.34
Q3 24
$0.36
Q2 24
$0.20
Q2 23
$0.29

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
BOW
BOW
SJ
SJ
Cash + ST InvestmentsLiquidity on hand
$97.2M
$913.0K
Total DebtLower is stronger
Stockholders' EquityBook value
$457.9M
$170.2M
Total Assets
$2.5B
$199.9M
Debt / EquityLower = less leverage

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
BOW
BOW
SJ
SJ
Q1 26
$97.2M
Q4 25
$193.5M
Q3 25
$197.9M
Q2 25
$114.8M
$913.0K
Q1 25
$88.0M
Q3 24
$132.9M
Q2 24
$180.3M
Q2 23
$42.5M
Total Debt
BOW
BOW
SJ
SJ
Q1 26
Q4 25
$146.4M
Q3 25
Q2 25
Q1 25
Q3 24
Q2 24
Q2 23
Stockholders' Equity
BOW
BOW
SJ
SJ
Q1 26
$457.9M
Q4 25
$448.3M
Q3 25
$430.2M
Q2 25
$407.2M
$170.2M
Q1 25
$391.0M
Q3 24
$364.7M
Q2 24
$339.9M
Q2 23
$172.4M
Total Assets
BOW
BOW
SJ
SJ
Q1 26
$2.5B
Q4 25
$2.4B
Q3 25
$2.1B
Q2 25
$1.9B
$199.9M
Q1 25
$1.8B
Q3 24
$1.5B
Q2 24
$1.4B
Q2 23
$207.7M
Debt / Equity
BOW
BOW
SJ
SJ
Q1 26
Q4 25
0.33×
Q3 25
Q2 25
Q1 25
Q3 24
Q2 24
Q2 23

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
BOW
BOW
SJ
SJ
Operating Cash FlowLast quarter
$7.1M
Free Cash FlowOCF − Capex
$7.1M
FCF MarginFCF / Revenue
7.7%
Capex IntensityCapex / Revenue
0.0%
Cash ConversionOCF / Net Profit
TTM Free Cash FlowTrailing 4 quarters

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
BOW
BOW
SJ
SJ
Q1 26
Q4 25
$331.6M
Q3 25
$114.7M
Q2 25
$109.0M
$7.1M
Q1 25
$47.7M
Q3 24
$119.4M
Q2 24
Q2 23
Free Cash Flow
BOW
BOW
SJ
SJ
Q1 26
Q4 25
$326.0M
Q3 25
$113.5M
Q2 25
$107.4M
$7.1M
Q1 25
$46.5M
Q3 24
$118.4M
Q2 24
Q2 23
FCF Margin
BOW
BOW
SJ
SJ
Q1 26
Q4 25
214.9%
Q3 25
78.8%
Q2 25
80.6%
7.7%
Q1 25
37.9%
Q3 24
101.4%
Q2 24
Q2 23
Capex Intensity
BOW
BOW
SJ
SJ
Q1 26
Q4 25
3.7%
Q3 25
0.9%
Q2 25
1.2%
0.0%
Q1 25
1.0%
Q3 24
0.9%
Q2 24
Q2 23
Cash Conversion
BOW
BOW
SJ
SJ
Q1 26
Q4 25
22.34×
Q3 25
7.56×
Q2 25
8.83×
Q1 25
4.18×
Q3 24
9.88×
Q2 24
Q2 23

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

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