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Side-by-side financial comparison of Princeton Bancorp, Inc. (BPRN) and CareCloud, Inc. (CCLD). Click either name above to swap in a different company.

CareCloud, Inc. is the larger business by last-quarter revenue ($34.4M vs $20.7M, roughly 1.7× Princeton Bancorp, Inc.). On growth, CareCloud, Inc. posted the faster year-over-year revenue change (21.9% vs 3.6%). Princeton Bancorp, Inc. produced more free cash flow last quarter ($20.6M vs $6.6M). Over the past eight quarters, CareCloud, Inc.'s revenue compounded faster (15.1% CAGR vs 9.1%).

Princeton Bancorp, Inc. is a U.S.-based bank holding company operating through its community banking subsidiary. It offers retail and commercial banking products including deposit accounts, small business loans, consumer loans, mortgages and wealth management services, primarily serving clients across New Jersey and the U.S. mid-Atlantic region.

CareCloud, Inc. is a publicly traded American healthcare information technology company that provides services, to healthcare providers and hospitals. The Company maintains its headquarters in Somerset, New Jersey, and employs approximately 4,000 workers worldwide.

BPRN vs CCLD — Head-to-Head

Bigger by revenue
CCLD
CCLD
1.7× larger
CCLD
$34.4M
$20.7M
BPRN
Growing faster (revenue YoY)
CCLD
CCLD
+18.3% gap
CCLD
21.9%
3.6%
BPRN
More free cash flow
BPRN
BPRN
$14.0M more FCF
BPRN
$20.6M
$6.6M
CCLD
Faster 2-yr revenue CAGR
CCLD
CCLD
Annualised
CCLD
15.1%
9.1%
BPRN

Income Statement — Q4 FY2025 vs Q4 FY2025

Metric
BPRN
BPRN
CCLD
CCLD
Revenue
$20.7M
$34.4M
Net Profit
$6.1M
Gross Margin
Operating Margin
38.2%
9.1%
Net Margin
29.3%
Revenue YoY
3.6%
21.9%
Net Profit YoY
16.3%
EPS (diluted)
$0.89
$0.06

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
BPRN
BPRN
CCLD
CCLD
Q4 25
$20.7M
$34.4M
Q3 25
$21.5M
$31.1M
Q2 25
$21.1M
$27.4M
Q1 25
$20.9M
$27.6M
Q4 24
$20.0M
$28.2M
Q3 24
$19.2M
$28.5M
Q2 24
$18.1M
$28.1M
Q1 24
$17.4M
$26.0M
Net Profit
BPRN
BPRN
CCLD
CCLD
Q4 25
$6.1M
Q3 25
$6.5M
$3.1M
Q2 25
$688.0K
$2.9M
Q1 25
$5.4M
$1.9M
Q4 24
$5.2M
Q3 24
$-4.5M
$3.1M
Q2 24
$5.1M
$1.7M
Q1 24
$4.3M
$-241.0K
Operating Margin
BPRN
BPRN
CCLD
CCLD
Q4 25
38.2%
9.1%
Q3 25
38.5%
10.3%
Q2 25
2.8%
10.9%
Q1 25
32.9%
7.3%
Q4 24
34.0%
12.2%
Q3 24
-29.1%
11.4%
Q2 24
34.1%
8.1%
Q1 24
31.0%
0.5%
Net Margin
BPRN
BPRN
CCLD
CCLD
Q4 25
29.3%
Q3 25
30.0%
9.8%
Q2 25
3.3%
10.6%
Q1 25
25.7%
7.0%
Q4 24
26.1%
Q3 24
-23.3%
10.9%
Q2 24
28.4%
6.0%
Q1 24
24.9%
-0.9%
EPS (diluted)
BPRN
BPRN
CCLD
CCLD
Q4 25
$0.89
$0.06
Q3 25
$0.95
$0.04
Q2 25
$0.10
$0.04
Q1 25
$0.77
$-0.04
Q4 24
$0.75
$0.00
Q3 24
$-0.68
$-0.04
Q2 24
$0.80
$-0.14
Q1 24
$0.68
$-0.10

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
BPRN
BPRN
CCLD
CCLD
Cash + ST InvestmentsLiquidity on hand
Total DebtLower is stronger
$1.2M
Stockholders' EquityBook value
$270.7M
$59.5M
Total Assets
$2.3B
$87.6M
Debt / EquityLower = less leverage
0.02×

8-quarter trend — quarters aligned by calendar period.

Total Debt
BPRN
BPRN
CCLD
CCLD
Q4 25
$1.2M
Q3 25
$0
Q2 25
$10.0M
Q1 25
Q4 24
$0
$336.0K
Q3 24
Q2 24
Q1 24
Stockholders' Equity
BPRN
BPRN
CCLD
CCLD
Q4 25
$270.7M
$59.5M
Q3 25
$266.6M
$57.8M
Q2 25
$261.9M
$56.1M
Q1 25
$267.0M
$54.2M
Q4 24
$262.0M
$49.8M
Q3 24
$261.5M
$46.5M
Q2 24
$244.8M
$43.2M
Q1 24
$241.8M
$41.4M
Total Assets
BPRN
BPRN
CCLD
CCLD
Q4 25
$2.3B
$87.6M
Q3 25
$2.2B
$90.6M
Q2 25
$2.2B
$75.2M
Q1 25
$2.3B
$73.6M
Q4 24
$2.3B
$71.6M
Q3 24
$2.4B
$70.7M
Q2 24
$2.0B
$74.0M
Q1 24
$2.0B
$76.9M
Debt / Equity
BPRN
BPRN
CCLD
CCLD
Q4 25
0.02×
Q3 25
0.00×
Q2 25
0.04×
Q1 25
Q4 24
0.00×
0.01×
Q3 24
Q2 24
Q1 24

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
BPRN
BPRN
CCLD
CCLD
Operating Cash FlowLast quarter
$21.5M
$8.7M
Free Cash FlowOCF − Capex
$20.6M
$6.6M
FCF MarginFCF / Revenue
99.3%
19.0%
Capex IntensityCapex / Revenue
4.3%
6.2%
Cash ConversionOCF / Net Profit
3.54×
TTM Free Cash FlowTrailing 4 quarters
$29.2M
$23.8M

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
BPRN
BPRN
CCLD
CCLD
Q4 25
$21.5M
$8.7M
Q3 25
$4.9M
$7.4M
Q2 25
$3.1M
$7.4M
Q1 25
$1.3M
$5.1M
Q4 24
$14.7M
$5.2M
Q3 24
$1.2M
$7.1M
Q2 24
$4.3M
$4.3M
Q1 24
$4.8M
$4.1M
Free Cash Flow
BPRN
BPRN
CCLD
CCLD
Q4 25
$20.6M
$6.6M
Q3 25
$4.7M
$6.5M
Q2 25
$2.9M
$6.2M
Q1 25
$1.1M
$4.5M
Q4 24
$13.2M
$4.3M
Q3 24
$766.0K
$6.7M
Q2 24
$3.9M
$4.2M
Q1 24
$4.8M
$3.8M
FCF Margin
BPRN
BPRN
CCLD
CCLD
Q4 25
99.3%
19.0%
Q3 25
21.6%
20.9%
Q2 25
13.7%
22.8%
Q1 25
5.0%
16.2%
Q4 24
65.9%
15.2%
Q3 24
4.0%
23.6%
Q2 24
21.8%
14.8%
Q1 24
27.3%
14.5%
Capex Intensity
BPRN
BPRN
CCLD
CCLD
Q4 25
4.3%
6.2%
Q3 25
1.1%
2.8%
Q2 25
1.2%
4.2%
Q1 25
1.0%
2.3%
Q4 24
7.6%
3.3%
Q3 24
2.2%
1.2%
Q2 24
2.1%
0.5%
Q1 24
0.4%
1.1%
Cash Conversion
BPRN
BPRN
CCLD
CCLD
Q4 25
3.54×
Q3 25
0.76×
2.41×
Q2 25
4.57×
2.55×
Q1 25
0.23×
2.62×
Q4 24
2.82×
Q3 24
2.26×
Q2 24
0.84×
2.56×
Q1 24
1.11×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

Revenue Breakdown by Segment

BPRN
BPRN

Segment breakdown not available.

CCLD
CCLD

Healthcare IT$31.0M90%
Medical Practice Management$3.4M10%

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