vs

Side-by-side financial comparison of Princeton Bancorp, Inc. (BPRN) and Cosmos Health Inc. (COSM). Click either name above to swap in a different company.

Princeton Bancorp, Inc. is the larger business by last-quarter revenue ($20.7M vs $19.7M, roughly 1.1× Cosmos Health Inc.). Princeton Bancorp, Inc. runs the higher net margin — 29.3% vs -51.5%, a 80.8% gap on every dollar of revenue. On growth, Cosmos Health Inc. posted the faster year-over-year revenue change (38.5% vs 3.6%). Princeton Bancorp, Inc. produced more free cash flow last quarter ($20.6M vs $-4.6M). Over the past eight quarters, Cosmos Health Inc.'s revenue compounded faster (16.2% CAGR vs 9.1%).

Princeton Bancorp, Inc. is a U.S.-based bank holding company operating through its community banking subsidiary. It offers retail and commercial banking products including deposit accounts, small business loans, consumer loans, mortgages and wealth management services, primarily serving clients across New Jersey and the U.S. mid-Atlantic region.

AgniKul Cosmos Private Limited is a private Indian aerospace manufacturer and commercial launch service provider based in National Centre for Combustion Research and Development (NCCRD) of IIT Madras, Chennai. The start up aims to develop and launch its own small-lift launch vehicle such as the Agnibaan, capable of placing 100 kg (220 lb) payload into a 700 km (430 mi) orbit.

BPRN vs COSM — Head-to-Head

Bigger by revenue
BPRN
BPRN
1.1× larger
BPRN
$20.7M
$19.7M
COSM
Growing faster (revenue YoY)
COSM
COSM
+35.0% gap
COSM
38.5%
3.6%
BPRN
Higher net margin
BPRN
BPRN
80.8% more per $
BPRN
29.3%
-51.5%
COSM
More free cash flow
BPRN
BPRN
$25.2M more FCF
BPRN
$20.6M
$-4.6M
COSM
Faster 2-yr revenue CAGR
COSM
COSM
Annualised
COSM
16.2%
9.1%
BPRN

Income Statement — Q4 FY2025 vs Q4 FY2025

Metric
BPRN
BPRN
COSM
COSM
Revenue
$20.7M
$19.7M
Net Profit
$6.1M
$-10.1M
Gross Margin
10.6%
Operating Margin
38.2%
-57.9%
Net Margin
29.3%
-51.5%
Revenue YoY
3.6%
38.5%
Net Profit YoY
16.3%
-203.0%
EPS (diluted)
$0.89
$-0.33

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
BPRN
BPRN
COSM
COSM
Q4 25
$20.7M
$19.7M
Q3 25
$21.5M
$17.1M
Q2 25
$21.1M
$14.7M
Q1 25
$20.9M
$13.7M
Q4 24
$20.0M
$14.2M
Q3 24
$19.2M
$12.4M
Q2 24
$18.1M
$13.2M
Q1 24
$17.4M
$14.6M
Net Profit
BPRN
BPRN
COSM
COSM
Q4 25
$6.1M
$-10.1M
Q3 25
$6.5M
$-5.4M
Q2 25
$688.0K
$-2.8M
Q1 25
$5.4M
$-818.1K
Q4 24
$5.2M
$-3.3M
Q3 24
$-4.5M
$-8.4M
Q2 24
$5.1M
$-2.6M
Q1 24
$4.3M
$-1.9M
Gross Margin
BPRN
BPRN
COSM
COSM
Q4 25
10.6%
Q3 25
15.2%
Q2 25
7.9%
Q1 25
14.9%
Q4 24
7.1%
Q3 24
9.7%
Q2 24
5.8%
Q1 24
9.1%
Operating Margin
BPRN
BPRN
COSM
COSM
Q4 25
38.2%
-57.9%
Q3 25
38.5%
-10.6%
Q2 25
2.8%
-17.9%
Q1 25
32.9%
-6.1%
Q4 24
34.0%
-63.0%
Q3 24
-29.1%
-18.0%
Q2 24
34.1%
-18.9%
Q1 24
31.0%
-12.6%
Net Margin
BPRN
BPRN
COSM
COSM
Q4 25
29.3%
-51.5%
Q3 25
30.0%
-31.3%
Q2 25
3.3%
-19.2%
Q1 25
25.7%
-6.0%
Q4 24
26.1%
-23.5%
Q3 24
-23.3%
-67.5%
Q2 24
28.4%
-19.6%
Q1 24
24.9%
-12.8%
EPS (diluted)
BPRN
BPRN
COSM
COSM
Q4 25
$0.89
$-0.33
Q3 25
$0.95
$-0.17
Q2 25
$0.10
$-0.10
Q1 25
$0.77
$-0.03
Q4 24
$0.75
$-0.46
Q3 24
$-0.68
$-0.45
Q2 24
$0.80
$-0.15
Q1 24
$0.68
$-0.11

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
BPRN
BPRN
COSM
COSM
Cash + ST InvestmentsLiquidity on hand
$761.8K
Total DebtLower is stronger
$3.8M
Stockholders' EquityBook value
$270.7M
$18.4M
Total Assets
$2.3B
$65.5M
Debt / EquityLower = less leverage
0.20×

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
BPRN
BPRN
COSM
COSM
Q4 25
$761.8K
Q3 25
$922.6K
Q2 25
$30.3K
Q1 25
$25.3K
Q4 24
$336.3K
Q3 24
$22.8K
Q2 24
$21.5K
Q1 24
$21.3K
Total Debt
BPRN
BPRN
COSM
COSM
Q4 25
$3.8M
Q3 25
$0
$5.4M
Q2 25
$10.0M
$5.2M
Q1 25
$4.9M
Q4 24
$0
$4.1M
Q3 24
$4.3M
Q2 24
$3.9M
Q1 24
$4.1M
Stockholders' Equity
BPRN
BPRN
COSM
COSM
Q4 25
$270.7M
$18.4M
Q3 25
$266.6M
$23.1M
Q2 25
$261.9M
$26.2M
Q1 25
$267.0M
$26.0M
Q4 24
$262.0M
$24.5M
Q3 24
$261.5M
$35.0M
Q2 24
$244.8M
$32.1M
Q1 24
$241.8M
$34.5M
Total Assets
BPRN
BPRN
COSM
COSM
Q4 25
$2.3B
$65.5M
Q3 25
$2.2B
$69.5M
Q2 25
$2.2B
$61.8M
Q1 25
$2.3B
$57.2M
Q4 24
$2.3B
$54.3M
Q3 24
$2.4B
$64.5M
Q2 24
$2.0B
$60.8M
Q1 24
$2.0B
$62.3M
Debt / Equity
BPRN
BPRN
COSM
COSM
Q4 25
0.20×
Q3 25
0.00×
0.23×
Q2 25
0.04×
0.20×
Q1 25
0.19×
Q4 24
0.00×
0.17×
Q3 24
0.12×
Q2 24
0.12×
Q1 24
0.12×

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
BPRN
BPRN
COSM
COSM
Operating Cash FlowLast quarter
$21.5M
$-4.6M
Free Cash FlowOCF − Capex
$20.6M
$-4.6M
FCF MarginFCF / Revenue
99.3%
-23.4%
Capex IntensityCapex / Revenue
4.3%
0.0%
Cash ConversionOCF / Net Profit
3.54×
TTM Free Cash FlowTrailing 4 quarters
$29.2M
$-8.5M

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
BPRN
BPRN
COSM
COSM
Q4 25
$21.5M
$-4.6M
Q3 25
$4.9M
$-2.5M
Q2 25
$3.1M
$-1.2M
Q1 25
$1.3M
$-186.3K
Q4 24
$14.7M
$-3.8M
Q3 24
$1.2M
$739.8K
Q2 24
$4.3M
$-1.2M
Q1 24
$4.8M
$-3.4M
Free Cash Flow
BPRN
BPRN
COSM
COSM
Q4 25
$20.6M
$-4.6M
Q3 25
$4.7M
$-2.5M
Q2 25
$2.9M
$-1.2M
Q1 25
$1.1M
$-198.8K
Q4 24
$13.2M
$-3.9M
Q3 24
$766.0K
$511.0K
Q2 24
$3.9M
$-1.2M
Q1 24
$4.8M
$-3.5M
FCF Margin
BPRN
BPRN
COSM
COSM
Q4 25
99.3%
-23.4%
Q3 25
21.6%
-14.4%
Q2 25
13.7%
-8.4%
Q1 25
5.0%
-1.5%
Q4 24
65.9%
-27.5%
Q3 24
4.0%
4.1%
Q2 24
21.8%
-9.4%
Q1 24
27.3%
-24.0%
Capex Intensity
BPRN
BPRN
COSM
COSM
Q4 25
4.3%
0.0%
Q3 25
1.1%
0.1%
Q2 25
1.2%
0.2%
Q1 25
1.0%
0.1%
Q4 24
7.6%
0.5%
Q3 24
2.2%
1.8%
Q2 24
2.1%
0.3%
Q1 24
0.4%
0.6%
Cash Conversion
BPRN
BPRN
COSM
COSM
Q4 25
3.54×
Q3 25
0.76×
Q2 25
4.57×
Q1 25
0.23×
Q4 24
2.82×
Q3 24
Q2 24
0.84×
Q1 24
1.11×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

Related Comparisons