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Side-by-side financial comparison of Princeton Bancorp, Inc. (BPRN) and NaaS Technology Inc. (NAAS). Click either name above to swap in a different company.

NaaS Technology Inc. is the larger business by last-quarter revenue ($25.9M vs $20.7M, roughly 1.2× Princeton Bancorp, Inc.). Princeton Bancorp, Inc. runs the higher net margin — 29.3% vs -193.3%, a 222.6% gap on every dollar of revenue. On growth, NaaS Technology Inc. posted the faster year-over-year revenue change (121.2% vs 3.6%).

Princeton Bancorp, Inc. is a U.S.-based bank holding company operating through its community banking subsidiary. It offers retail and commercial banking products including deposit accounts, small business loans, consumer loans, mortgages and wealth management services, primarily serving clients across New Jersey and the U.S. mid-Atlantic region.

NaaS Technology Inc. is a leading electric vehicle energy service provider based in China. It delivers one-stop solutions covering charging network operation, software and hardware support for charging station operators, and value-added services such as charging location search and payment for EV owners, serving both enterprise and individual customers across domestic and select overseas markets.

BPRN vs NAAS — Head-to-Head

Bigger by revenue
NAAS
NAAS
1.2× larger
NAAS
$25.9M
$20.7M
BPRN
Growing faster (revenue YoY)
NAAS
NAAS
+117.7% gap
NAAS
121.2%
3.6%
BPRN
Higher net margin
BPRN
BPRN
222.6% more per $
BPRN
29.3%
-193.3%
NAAS

Income Statement — Q4 FY2025 vs Q2 FY2024

Metric
BPRN
BPRN
NAAS
NAAS
Revenue
$20.7M
$25.9M
Net Profit
$6.1M
$-50.0M
Gross Margin
29.2%
Operating Margin
38.2%
-144.2%
Net Margin
29.3%
-193.3%
Revenue YoY
3.6%
121.2%
Net Profit YoY
16.3%
18.4%
EPS (diluted)
$0.89
$-0.02

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
BPRN
BPRN
NAAS
NAAS
Q4 25
$20.7M
Q3 25
$21.5M
Q2 25
$21.1M
Q1 25
$20.9M
Q4 24
$20.0M
Q3 24
$19.2M
Q2 24
$18.1M
$25.9M
Q1 24
$17.4M
Net Profit
BPRN
BPRN
NAAS
NAAS
Q4 25
$6.1M
Q3 25
$6.5M
Q2 25
$688.0K
Q1 25
$5.4M
Q4 24
$5.2M
Q3 24
$-4.5M
Q2 24
$5.1M
$-50.0M
Q1 24
$4.3M
Gross Margin
BPRN
BPRN
NAAS
NAAS
Q4 25
Q3 25
Q2 25
Q1 25
Q4 24
Q3 24
Q2 24
29.2%
Q1 24
Operating Margin
BPRN
BPRN
NAAS
NAAS
Q4 25
38.2%
Q3 25
38.5%
Q2 25
2.8%
Q1 25
32.9%
Q4 24
34.0%
Q3 24
-29.1%
Q2 24
34.1%
-144.2%
Q1 24
31.0%
Net Margin
BPRN
BPRN
NAAS
NAAS
Q4 25
29.3%
Q3 25
30.0%
Q2 25
3.3%
Q1 25
25.7%
Q4 24
26.1%
Q3 24
-23.3%
Q2 24
28.4%
-193.3%
Q1 24
24.9%
EPS (diluted)
BPRN
BPRN
NAAS
NAAS
Q4 25
$0.89
Q3 25
$0.95
Q2 25
$0.10
Q1 25
$0.77
Q4 24
$0.75
Q3 24
$-0.68
Q2 24
$0.80
$-0.02
Q1 24
$0.68

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
BPRN
BPRN
NAAS
NAAS
Cash + ST InvestmentsLiquidity on hand
$24.7M
Total DebtLower is stronger
Stockholders' EquityBook value
$270.7M
$-33.4M
Total Assets
$2.3B
$180.2M
Debt / EquityLower = less leverage

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
BPRN
BPRN
NAAS
NAAS
Q4 25
Q3 25
Q2 25
Q1 25
Q4 24
Q3 24
Q2 24
$24.7M
Q1 24
Total Debt
BPRN
BPRN
NAAS
NAAS
Q4 25
Q3 25
$0
Q2 25
$10.0M
Q1 25
Q4 24
$0
Q3 24
Q2 24
Q1 24
Stockholders' Equity
BPRN
BPRN
NAAS
NAAS
Q4 25
$270.7M
Q3 25
$266.6M
Q2 25
$261.9M
Q1 25
$267.0M
Q4 24
$262.0M
Q3 24
$261.5M
Q2 24
$244.8M
$-33.4M
Q1 24
$241.8M
Total Assets
BPRN
BPRN
NAAS
NAAS
Q4 25
$2.3B
Q3 25
$2.2B
Q2 25
$2.2B
Q1 25
$2.3B
Q4 24
$2.3B
Q3 24
$2.4B
Q2 24
$2.0B
$180.2M
Q1 24
$2.0B
Debt / Equity
BPRN
BPRN
NAAS
NAAS
Q4 25
Q3 25
0.00×
Q2 25
0.04×
Q1 25
Q4 24
0.00×
Q3 24
Q2 24
Q1 24

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
BPRN
BPRN
NAAS
NAAS
Operating Cash FlowLast quarter
$21.5M
$-25.7M
Free Cash FlowOCF − Capex
$20.6M
FCF MarginFCF / Revenue
99.3%
Capex IntensityCapex / Revenue
4.3%
Cash ConversionOCF / Net Profit
3.54×
TTM Free Cash FlowTrailing 4 quarters
$29.2M

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
BPRN
BPRN
NAAS
NAAS
Q4 25
$21.5M
Q3 25
$4.9M
Q2 25
$3.1M
Q1 25
$1.3M
Q4 24
$14.7M
Q3 24
$1.2M
Q2 24
$4.3M
$-25.7M
Q1 24
$4.8M
Free Cash Flow
BPRN
BPRN
NAAS
NAAS
Q4 25
$20.6M
Q3 25
$4.7M
Q2 25
$2.9M
Q1 25
$1.1M
Q4 24
$13.2M
Q3 24
$766.0K
Q2 24
$3.9M
Q1 24
$4.8M
FCF Margin
BPRN
BPRN
NAAS
NAAS
Q4 25
99.3%
Q3 25
21.6%
Q2 25
13.7%
Q1 25
5.0%
Q4 24
65.9%
Q3 24
4.0%
Q2 24
21.8%
Q1 24
27.3%
Capex Intensity
BPRN
BPRN
NAAS
NAAS
Q4 25
4.3%
Q3 25
1.1%
Q2 25
1.2%
Q1 25
1.0%
Q4 24
7.6%
Q3 24
2.2%
Q2 24
2.1%
Q1 24
0.4%
Cash Conversion
BPRN
BPRN
NAAS
NAAS
Q4 25
3.54×
Q3 25
0.76×
Q2 25
4.57×
Q1 25
0.23×
Q4 24
2.82×
Q3 24
Q2 24
0.84×
Q1 24
1.11×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

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