vs

Side-by-side financial comparison of Princeton Bancorp, Inc. (BPRN) and R F INDUSTRIES LTD (RFIL). Click either name above to swap in a different company.

R F INDUSTRIES LTD is the larger business by last-quarter revenue ($22.7M vs $20.7M, roughly 1.1× Princeton Bancorp, Inc.). Princeton Bancorp, Inc. runs the higher net margin — 29.3% vs 0.8%, a 28.5% gap on every dollar of revenue. On growth, R F INDUSTRIES LTD posted the faster year-over-year revenue change (22.9% vs 3.6%). Princeton Bancorp, Inc. produced more free cash flow last quarter ($20.6M vs $2.0M). Over the past eight quarters, R F INDUSTRIES LTD's revenue compounded faster (29.8% CAGR vs 9.1%).

Princeton Bancorp, Inc. is a U.S.-based bank holding company operating through its community banking subsidiary. It offers retail and commercial banking products including deposit accounts, small business loans, consumer loans, mortgages and wealth management services, primarily serving clients across New Jersey and the U.S. mid-Atlantic region.

Tootsie Roll Industries is an American manufacturer of confectionery based in Chicago, Illinois. Its best-known products include the namesake Tootsie Rolls and Tootsie Pops. Tootsie Roll Industries currently markets its brands internationally in Canada, Mexico, and over 75 other countries.

BPRN vs RFIL — Head-to-Head

Bigger by revenue
RFIL
RFIL
1.1× larger
RFIL
$22.7M
$20.7M
BPRN
Growing faster (revenue YoY)
RFIL
RFIL
+19.4% gap
RFIL
22.9%
3.6%
BPRN
Higher net margin
BPRN
BPRN
28.5% more per $
BPRN
29.3%
0.8%
RFIL
More free cash flow
BPRN
BPRN
$18.6M more FCF
BPRN
$20.6M
$2.0M
RFIL
Faster 2-yr revenue CAGR
RFIL
RFIL
Annualised
RFIL
29.8%
9.1%
BPRN

Income Statement — Q4 FY2025 vs Q4 FY2025

Metric
BPRN
BPRN
RFIL
RFIL
Revenue
$20.7M
$22.7M
Net Profit
$6.1M
$173.0K
Gross Margin
36.8%
Operating Margin
38.2%
4.0%
Net Margin
29.3%
0.8%
Revenue YoY
3.6%
22.9%
Net Profit YoY
16.3%
172.7%
EPS (diluted)
$0.89
$0.01

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
BPRN
BPRN
RFIL
RFIL
Q4 25
$20.7M
$22.7M
Q3 25
$21.5M
$19.8M
Q2 25
$21.1M
$18.9M
Q1 25
$20.9M
$19.2M
Q4 24
$20.0M
$18.5M
Q3 24
$19.2M
$16.8M
Q2 24
$18.1M
$16.1M
Q1 24
$17.4M
$13.5M
Net Profit
BPRN
BPRN
RFIL
RFIL
Q4 25
$6.1M
$173.0K
Q3 25
$6.5M
$392.0K
Q2 25
$688.0K
$-245.0K
Q1 25
$5.4M
$-245.0K
Q4 24
$5.2M
$-238.0K
Q3 24
$-4.5M
$-705.0K
Q2 24
$5.1M
$-4.3M
Q1 24
$4.3M
$-1.4M
Gross Margin
BPRN
BPRN
RFIL
RFIL
Q4 25
36.8%
Q3 25
34.0%
Q2 25
31.5%
Q1 25
29.8%
Q4 24
31.3%
Q3 24
29.5%
Q2 24
29.9%
Q1 24
24.5%
Operating Margin
BPRN
BPRN
RFIL
RFIL
Q4 25
38.2%
4.0%
Q3 25
38.5%
3.6%
Q2 25
2.8%
0.6%
Q1 25
32.9%
0.3%
Q4 24
34.0%
0.5%
Q3 24
-29.1%
-2.5%
Q2 24
34.1%
-2.6%
Q1 24
31.0%
-15.5%
Net Margin
BPRN
BPRN
RFIL
RFIL
Q4 25
29.3%
0.8%
Q3 25
30.0%
2.0%
Q2 25
3.3%
-1.3%
Q1 25
25.7%
-1.3%
Q4 24
26.1%
-1.3%
Q3 24
-23.3%
-4.2%
Q2 24
28.4%
-26.7%
Q1 24
24.9%
-10.1%
EPS (diluted)
BPRN
BPRN
RFIL
RFIL
Q4 25
$0.89
$0.01
Q3 25
$0.95
$0.04
Q2 25
$0.10
$-0.02
Q1 25
$0.77
$-0.02
Q4 24
$0.75
$-0.02
Q3 24
$-0.68
$-0.07
Q2 24
$0.80
$-0.41
Q1 24
$0.68
$-0.13

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
BPRN
BPRN
RFIL
RFIL
Cash + ST InvestmentsLiquidity on hand
$5.1M
Total DebtLower is stronger
Stockholders' EquityBook value
$270.7M
$35.2M
Total Assets
$2.3B
$73.0M
Debt / EquityLower = less leverage

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
BPRN
BPRN
RFIL
RFIL
Q4 25
$5.1M
Q3 25
$3.0M
Q2 25
$3.6M
Q1 25
$1.3M
Q4 24
$839.0K
Q3 24
$1.8M
Q2 24
$1.4M
Q1 24
$4.5M
Total Debt
BPRN
BPRN
RFIL
RFIL
Q4 25
Q3 25
$0
Q2 25
$10.0M
Q1 25
Q4 24
$0
Q3 24
Q2 24
Q1 24
Stockholders' Equity
BPRN
BPRN
RFIL
RFIL
Q4 25
$270.7M
$35.2M
Q3 25
$266.6M
$34.8M
Q2 25
$261.9M
$34.2M
Q1 25
$267.0M
$34.2M
Q4 24
$262.0M
$34.1M
Q3 24
$261.5M
$34.1M
Q2 24
$244.8M
$34.6M
Q1 24
$241.8M
$38.7M
Total Assets
BPRN
BPRN
RFIL
RFIL
Q4 25
$2.3B
$73.0M
Q3 25
$2.2B
$73.2M
Q2 25
$2.2B
$72.7M
Q1 25
$2.3B
$70.4M
Q4 24
$2.3B
$71.0M
Q3 24
$2.4B
$71.9M
Q2 24
$2.0B
$72.8M
Q1 24
$2.0B
$79.1M
Debt / Equity
BPRN
BPRN
RFIL
RFIL
Q4 25
Q3 25
0.00×
Q2 25
0.04×
Q1 25
Q4 24
0.00×
Q3 24
Q2 24
Q1 24

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
BPRN
BPRN
RFIL
RFIL
Operating Cash FlowLast quarter
$21.5M
$2.1M
Free Cash FlowOCF − Capex
$20.6M
$2.0M
FCF MarginFCF / Revenue
99.3%
9.0%
Capex IntensityCapex / Revenue
4.3%
0.3%
Cash ConversionOCF / Net Profit
3.54×
12.13×
TTM Free Cash FlowTrailing 4 quarters
$29.2M
$4.3M

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
BPRN
BPRN
RFIL
RFIL
Q4 25
$21.5M
$2.1M
Q3 25
$4.9M
$-311.0K
Q2 25
$3.1M
$2.2M
Q1 25
$1.3M
$601.0K
Q4 24
$14.7M
$-244.0K
Q3 24
$1.2M
$2.4M
Q2 24
$4.3M
$197.0K
Q1 24
$4.8M
$840.0K
Free Cash Flow
BPRN
BPRN
RFIL
RFIL
Q4 25
$20.6M
$2.0M
Q3 25
$4.7M
$-419.0K
Q2 25
$2.9M
$2.2M
Q1 25
$1.1M
$574.0K
Q4 24
$13.2M
$-418.0K
Q3 24
$766.0K
$2.1M
Q2 24
$3.9M
$28.0K
Q1 24
$4.8M
$697.0K
FCF Margin
BPRN
BPRN
RFIL
RFIL
Q4 25
99.3%
9.0%
Q3 25
21.6%
-2.1%
Q2 25
13.7%
11.4%
Q1 25
5.0%
3.0%
Q4 24
65.9%
-2.3%
Q3 24
4.0%
12.6%
Q2 24
21.8%
0.2%
Q1 24
27.3%
5.2%
Capex Intensity
BPRN
BPRN
RFIL
RFIL
Q4 25
4.3%
0.3%
Q3 25
1.1%
0.5%
Q2 25
1.2%
0.2%
Q1 25
1.0%
0.1%
Q4 24
7.6%
0.9%
Q3 24
2.2%
1.5%
Q2 24
2.1%
1.0%
Q1 24
0.4%
1.1%
Cash Conversion
BPRN
BPRN
RFIL
RFIL
Q4 25
3.54×
12.13×
Q3 25
0.76×
-0.79×
Q2 25
4.57×
Q1 25
0.23×
Q4 24
2.82×
Q3 24
Q2 24
0.84×
Q1 24
1.11×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

Revenue Breakdown by Segment

BPRN
BPRN

Segment breakdown not available.

RFIL
RFIL

US$20.9M92%
Non Us$1.8M8%

Related Comparisons