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Side-by-side financial comparison of Black Stone Minerals, L.P. (BSM) and OppFi Inc. (OPFI). Click either name above to swap in a different company.

Black Stone Minerals, L.P. is the larger business by last-quarter revenue ($95.2M vs $85.6M, roughly 1.1× OppFi Inc.). Black Stone Minerals, L.P. runs the higher net margin — 75.9% vs 19.7%, a 56.2% gap on every dollar of revenue. On growth, OppFi Inc. posted the faster year-over-year revenue change (5.9% vs -8.7%). Over the past eight quarters, OppFi Inc.'s revenue compounded faster (16.3% CAGR vs -9.7%).

Black Stone Minerals, L.P., or Black Stone Minerals, is a Houston, Texas-based oil and natural gas corporation.

OppFi Inc. is a US-headquartered financial technology firm that provides responsible, accessible financial solutions including installment loans, credit-building tools and related support services to consumers underserved by traditional banking institutions, prioritizing fair terms to help users boost their long-term financial wellness.

BSM vs OPFI — Head-to-Head

Bigger by revenue
BSM
BSM
1.1× larger
BSM
$95.2M
$85.6M
OPFI
Growing faster (revenue YoY)
OPFI
OPFI
+14.6% gap
OPFI
5.9%
-8.7%
BSM
Higher net margin
BSM
BSM
56.2% more per $
BSM
75.9%
19.7%
OPFI
Faster 2-yr revenue CAGR
OPFI
OPFI
Annualised
OPFI
16.3%
-9.7%
BSM

Income Statement — Q4 FY2025 vs Q4 FY2025

Metric
BSM
BSM
OPFI
OPFI
Revenue
$95.2M
$85.6M
Net Profit
$72.2M
$16.8M
Gross Margin
Operating Margin
78.6%
36.1%
Net Margin
75.9%
19.7%
Revenue YoY
-8.7%
5.9%
Net Profit YoY
55.8%
400.3%
EPS (diluted)
$1.48

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
BSM
BSM
OPFI
OPFI
Q4 25
$95.2M
$85.6M
Q3 25
$105.2M
$104.6M
Q2 25
$106.7M
$100.2M
Q1 25
$115.3M
$90.8M
Q4 24
$104.3M
$80.8M
Q3 24
$103.2M
$91.2M
Q2 24
$115.2M
$86.3M
Q1 24
$116.8M
$63.2M
Net Profit
BSM
BSM
OPFI
OPFI
Q4 25
$72.2M
$16.8M
Q3 25
$91.7M
$41.6M
Q2 25
$120.0M
$-20.8M
Q1 25
$15.9M
$-11.4M
Q4 24
$46.3M
$-5.6M
Q3 24
$92.7M
$4.3M
Q2 24
$68.3M
$3.1M
Q1 24
$63.9M
$5.5M
Operating Margin
BSM
BSM
OPFI
OPFI
Q4 25
78.6%
36.1%
Q3 25
89.5%
46.3%
Q2 25
44.7%
Q1 25
14.9%
46.8%
Q4 24
45.6%
30.5%
Q3 24
90.2%
38.5%
Q2 24
59.5%
34.2%
Q1 24
54.8%
8.4%
Net Margin
BSM
BSM
OPFI
OPFI
Q4 25
75.9%
19.7%
Q3 25
87.2%
39.8%
Q2 25
112.5%
-20.7%
Q1 25
13.8%
-12.5%
Q4 24
44.4%
-6.9%
Q3 24
89.9%
4.7%
Q2 24
59.3%
3.6%
Q1 24
54.7%
8.8%
EPS (diluted)
BSM
BSM
OPFI
OPFI
Q4 25
$1.48
Q3 25
$0.77
Q2 25
$-0.78
Q1 25
$-0.48
Q4 24
$-0.11
Q3 24
$0.21
Q2 24
$0.16
Q1 24
$0.10

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
BSM
BSM
OPFI
OPFI
Cash + ST InvestmentsLiquidity on hand
$1.5M
$49.5M
Total DebtLower is stronger
Stockholders' EquityBook value
$58.5M
Total Assets
$1.3B
$754.1M
Debt / EquityLower = less leverage

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
BSM
BSM
OPFI
OPFI
Q4 25
$1.5M
$49.5M
Q3 25
$2.9M
$45.5M
Q2 25
$2.5M
$45.2M
Q1 25
$2.4M
$58.0M
Q4 24
$2.5M
$61.3M
Q3 24
$21.0M
$44.8M
Q2 24
$26.7M
$46.6M
Q1 24
$40.5M
$47.2M
Stockholders' Equity
BSM
BSM
OPFI
OPFI
Q4 25
$58.5M
Q3 25
$49.4M
Q2 25
$13.4M
Q1 25
$22.6M
Q4 24
$32.8M
Q3 24
$34.9M
Q2 24
$18.6M
Q1 24
$18.2M
Total Assets
BSM
BSM
OPFI
OPFI
Q4 25
$1.3B
$754.1M
Q3 25
$1.3B
$720.6M
Q2 25
$1.3B
$673.4M
Q1 25
$1.2B
$640.1M
Q4 24
$1.2B
$641.2M
Q3 24
$1.2B
$619.3M
Q2 24
$1.2B
$573.1M
Q1 24
$1.2B
$563.2M

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
BSM
BSM
OPFI
OPFI
Operating Cash FlowLast quarter
$65.1M
$401.3M
Free Cash FlowOCF − Capex
$382.2M
FCF MarginFCF / Revenue
446.6%
Capex IntensityCapex / Revenue
22.3%
Cash ConversionOCF / Net Profit
0.90×
23.82×
TTM Free Cash FlowTrailing 4 quarters
$652.5M

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
BSM
BSM
OPFI
OPFI
Q4 25
$65.1M
$401.3M
Q3 25
$99.8M
$105.1M
Q2 25
$80.5M
$95.6M
Q1 25
$64.8M
$83.7M
Q4 24
$91.0M
$323.8M
Q3 24
$93.2M
$77.6M
Q2 24
$100.4M
$77.3M
Q1 24
$104.5M
$74.4M
Free Cash Flow
BSM
BSM
OPFI
OPFI
Q4 25
$382.2M
Q3 25
$99.9M
Q2 25
$91.0M
Q1 25
$79.3M
Q4 24
$310.8M
Q3 24
$73.7M
Q2 24
$74.7M
Q1 24
$72.3M
FCF Margin
BSM
BSM
OPFI
OPFI
Q4 25
446.6%
Q3 25
95.6%
Q2 25
90.8%
Q1 25
87.4%
Q4 24
384.6%
Q3 24
80.8%
Q2 24
86.6%
Q1 24
114.4%
Capex Intensity
BSM
BSM
OPFI
OPFI
Q4 25
22.3%
Q3 25
5.0%
Q2 25
4.6%
Q1 25
4.8%
Q4 24
16.1%
Q3 24
4.3%
Q2 24
3.0%
Q1 24
3.4%
Cash Conversion
BSM
BSM
OPFI
OPFI
Q4 25
0.90×
23.82×
Q3 25
1.09×
2.52×
Q2 25
0.67×
Q1 25
4.07×
Q4 24
1.96×
Q3 24
1.01×
18.19×
Q2 24
1.47×
25.21×
Q1 24
1.63×
13.44×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

Revenue Breakdown by Segment

BSM
BSM

Oil Reserves$46.4M49%
Natural Gas Reserves$44.1M46%
Real Estate$4.7M5%

OPFI
OPFI

Segment breakdown not available.

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