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Side-by-side financial comparison of FIRST BUSEY CORP (BUSE) and MONRO, INC. (MNRO). Click either name above to swap in a different company.
MONRO, INC. is the larger business by last-quarter revenue ($293.4M vs $196.2M, roughly 1.5× FIRST BUSEY CORP). FIRST BUSEY CORP runs the higher net margin — 25.5% vs 3.8%, a 21.7% gap on every dollar of revenue. Over the past eight quarters, FIRST BUSEY CORP's revenue compounded faster (29.9% CAGR vs -2.7%).
First Busey Bank is a financial institution headquartered in Champaign, Illinois that operates in Illinois, Indiana, and southwest Florida. It is owned by First Busey Holding, a financial holding company.
Monro, Inc. is an automotive services company founded and headquartered in Rochester, New York, U.S. As of 2025, Monro has 1,260 locations making them the second-largest automotive services company in North America after Driven Brands by number of locations and by revenue.
BUSE vs MNRO — Head-to-Head
Income Statement — Q1 FY2026 vs Q3 FY2026
| Metric | | |
|---|---|---|
| Revenue | $196.2M | $293.4M |
| Net Profit | $50.0M | $11.1M |
| Gross Margin | — | 34.9% |
| Operating Margin | — | 6.3% |
| Net Margin | 25.5% | 3.8% |
| Revenue YoY | — | -4.0% |
| Net Profit YoY | 266.7% | 143.1% |
| EPS (diluted) | $1.00 | $0.35 |
Green = leading value per metric. Periods may differ when fiscal calendars don't align.
8-Quarter Revenue & Profit Trend
Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.
| Q1 26 | $196.2M | — | ||
| Q4 25 | $200.2M | $293.4M | ||
| Q3 25 | $196.3M | $288.9M | ||
| Q2 25 | $198.0M | $301.0M | ||
| Q1 25 | $125.0M | $295.0M | ||
| Q4 24 | $116.8M | $305.8M | ||
| Q3 24 | $118.5M | $301.4M | ||
| Q2 24 | $116.2M | $293.2M |
| Q1 26 | $50.0M | — | ||
| Q4 25 | — | $11.1M | ||
| Q3 25 | $57.1M | $5.7M | ||
| Q2 25 | $47.4M | $-8.1M | ||
| Q1 25 | $-30.0M | $-21.3M | ||
| Q4 24 | — | $4.6M | ||
| Q3 24 | $32.0M | $5.6M | ||
| Q2 24 | $27.4M | $5.9M |
| Q1 26 | — | — | ||
| Q4 25 | — | 34.9% | ||
| Q3 25 | — | 35.7% | ||
| Q2 25 | — | 35.5% | ||
| Q1 25 | — | 33.0% | ||
| Q4 24 | — | 34.3% | ||
| Q3 24 | — | 35.3% | ||
| Q2 24 | — | 37.2% |
| Q1 26 | — | — | ||
| Q4 25 | 38.7% | 6.3% | ||
| Q3 25 | 39.4% | 4.4% | ||
| Q2 25 | 32.6% | -2.0% | ||
| Q1 25 | -26.1% | -8.1% | ||
| Q4 24 | 32.0% | 3.3% | ||
| Q3 24 | 35.9% | 4.4% | ||
| Q2 24 | 33.1% | 4.5% |
| Q1 26 | 25.5% | — | ||
| Q4 25 | — | 3.8% | ||
| Q3 25 | 29.1% | 2.0% | ||
| Q2 25 | 23.9% | -2.7% | ||
| Q1 25 | -24.0% | -7.2% | ||
| Q4 24 | — | 1.5% | ||
| Q3 24 | 27.0% | 1.9% | ||
| Q2 24 | 23.5% | 2.0% |
| Q1 26 | $1.00 | — | ||
| Q4 25 | $0.81 | $0.35 | ||
| Q3 25 | $0.58 | $0.18 | ||
| Q2 25 | $0.52 | $-0.28 | ||
| Q1 25 | $-0.44 | $-0.74 | ||
| Q4 24 | $0.50 | $0.15 | ||
| Q3 24 | $0.55 | $0.18 | ||
| Q2 24 | $0.47 | $0.19 |
Balance Sheet & Financial Strength
Snapshot of each company's liquidity, leverage and book value from the latest quarter.
| Metric | | |
|---|---|---|
| Cash + ST InvestmentsLiquidity on hand | $288.5M | $4.9M |
| Total DebtLower is stronger | — | $45.0M |
| Stockholders' EquityBook value | $2.5B | $604.9M |
| Total Assets | $18.1B | $1.6B |
| Debt / EquityLower = less leverage | — | 0.07× |
8-quarter trend — quarters aligned by calendar period.
| Q1 26 | $288.5M | — | ||
| Q4 25 | $294.1M | $4.9M | ||
| Q3 25 | $385.5M | $10.5M | ||
| Q2 25 | $752.4M | $7.8M | ||
| Q1 25 | $1.2B | $20.8M | ||
| Q4 24 | $697.7M | $10.2M | ||
| Q3 24 | $553.7M | $20.9M | ||
| Q2 24 | $285.3M | $18.7M |
| Q1 26 | — | — | ||
| Q4 25 | $113.8M | $45.0M | ||
| Q3 25 | $92.4M | $60.0M | ||
| Q2 25 | — | $71.5M | ||
| Q1 25 | — | $61.3M | ||
| Q4 24 | $0 | $59.3M | ||
| Q3 24 | — | $62.0M | ||
| Q2 24 | — | $112.0M |
| Q1 26 | $2.5B | — | ||
| Q4 25 | $2.5B | $604.9M | ||
| Q3 25 | $2.4B | $601.7M | ||
| Q2 25 | $2.4B | $604.9M | ||
| Q1 25 | $2.2B | $620.8M | ||
| Q4 24 | $1.4B | $648.9M | ||
| Q3 24 | $1.4B | $651.9M | ||
| Q2 24 | $1.3B | $654.4M |
| Q1 26 | $18.1B | — | ||
| Q4 25 | $18.1B | $1.6B | ||
| Q3 25 | $18.2B | $1.6B | ||
| Q2 25 | $18.9B | $1.6B | ||
| Q1 25 | $19.5B | $1.6B | ||
| Q4 24 | $12.0B | $1.7B | ||
| Q3 24 | $12.0B | $1.7B | ||
| Q2 24 | $12.0B | $1.7B |
| Q1 26 | — | — | ||
| Q4 25 | 0.05× | 0.07× | ||
| Q3 25 | 0.04× | 0.10× | ||
| Q2 25 | — | 0.12× | ||
| Q1 25 | — | 0.10× | ||
| Q4 24 | 0.00× | 0.09× | ||
| Q3 24 | — | 0.10× | ||
| Q2 24 | — | 0.17× |
Cash Flow & Capital Efficiency
How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.
| Metric | | |
|---|---|---|
| Operating Cash FlowLast quarter | — | $17.8M |
| Free Cash FlowOCF − Capex | — | $9.1M |
| FCF MarginFCF / Revenue | — | 3.1% |
| Capex IntensityCapex / Revenue | — | 3.0% |
| Cash ConversionOCF / Net Profit | — | 1.60× |
| TTM Free Cash FlowTrailing 4 quarters | — | $49.6M |
8-quarter trend — quarters aligned by calendar period.
| Q1 26 | — | — | ||
| Q4 25 | $192.6M | $17.8M | ||
| Q3 25 | $62.5M | $32.3M | ||
| Q2 25 | $49.5M | $-1.9M | ||
| Q1 25 | $8.4M | $28.9M | ||
| Q4 24 | $178.3M | $14.8M | ||
| Q3 24 | $60.1M | $62.6M | ||
| Q2 24 | $28.5M | $25.6M |
| Q1 26 | — | — | ||
| Q4 25 | $173.0M | $9.1M | ||
| Q3 25 | $54.5M | $26.6M | ||
| Q2 25 | $46.1M | $-9.3M | ||
| Q1 25 | $6.6M | $23.2M | ||
| Q4 24 | $171.8M | $7.9M | ||
| Q3 24 | $59.1M | $57.6M | ||
| Q2 24 | $26.3M | $16.8M |
| Q1 26 | — | — | ||
| Q4 25 | 86.4% | 3.1% | ||
| Q3 25 | 27.7% | 9.2% | ||
| Q2 25 | 23.3% | -3.1% | ||
| Q1 25 | 5.3% | 7.9% | ||
| Q4 24 | 147.1% | 2.6% | ||
| Q3 24 | 49.9% | 19.1% | ||
| Q2 24 | 22.6% | 5.7% |
| Q1 26 | — | — | ||
| Q4 25 | 9.8% | 3.0% | ||
| Q3 25 | 4.1% | 2.0% | ||
| Q2 25 | 1.7% | 2.5% | ||
| Q1 25 | 1.4% | 1.9% | ||
| Q4 24 | 5.5% | 2.2% | ||
| Q3 24 | 0.8% | 1.6% | ||
| Q2 24 | 1.9% | 3.0% |
| Q1 26 | — | — | ||
| Q4 25 | — | 1.60× | ||
| Q3 25 | 1.09× | 5.71× | ||
| Q2 25 | 1.04× | — | ||
| Q1 25 | — | — | ||
| Q4 24 | — | 3.23× | ||
| Q3 24 | 1.88× | 11.08× | ||
| Q2 24 | 1.04× | 4.37× |
Financial Flow Comparison
Revenue → gross profit → operating profit → net profit for each company.
Revenue Breakdown by Segment
BUSE
| Net Interest Income | $154.0M | 78% |
| Noninterest Income | $42.3M | 22% |
MNRO
| Tires | $150.2M | 51% |
| Maintenance | $73.5M | 25% |
| Brakes | $35.1M | 12% |
| Steering | $24.9M | 8% |
| Batteries | $6.2M | 2% |
| Exhaust | $3.2M | 1% |
