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Side-by-side financial comparison of BV Financial, Inc. (BVFL) and Cosmos Health Inc. (COSM). Click either name above to swap in a different company.

Cosmos Health Inc. is the larger business by last-quarter revenue ($19.7M vs $10.5M, roughly 1.9× BV Financial, Inc.). BV Financial, Inc. runs the higher net margin — 45.6% vs -51.5%, a 97.1% gap on every dollar of revenue. On growth, Cosmos Health Inc. posted the faster year-over-year revenue change (38.5% vs 9.2%). BV Financial, Inc. produced more free cash flow last quarter ($18.8M vs $-4.6M). Over the past eight quarters, Cosmos Health Inc.'s revenue compounded faster (16.2% CAGR vs 11.1%).

Virtu Financial, Inc. is an American high-frequency trading company. The company went public on the Nasdaq in 2015.

AgniKul Cosmos Private Limited is a private Indian aerospace manufacturer and commercial launch service provider based in National Centre for Combustion Research and Development (NCCRD) of IIT Madras, Chennai. The start up aims to develop and launch its own small-lift launch vehicle such as the Agnibaan, capable of placing 100 kg (220 lb) payload into a 700 km (430 mi) orbit.

BVFL vs COSM — Head-to-Head

Bigger by revenue
COSM
COSM
1.9× larger
COSM
$19.7M
$10.5M
BVFL
Growing faster (revenue YoY)
COSM
COSM
+29.3% gap
COSM
38.5%
9.2%
BVFL
Higher net margin
BVFL
BVFL
97.1% more per $
BVFL
45.6%
-51.5%
COSM
More free cash flow
BVFL
BVFL
$23.4M more FCF
BVFL
$18.8M
$-4.6M
COSM
Faster 2-yr revenue CAGR
COSM
COSM
Annualised
COSM
16.2%
11.1%
BVFL

Income Statement — Q4 FY2025 vs Q4 FY2025

Metric
BVFL
BVFL
COSM
COSM
Revenue
$10.5M
$19.7M
Net Profit
$4.8M
$-10.1M
Gross Margin
10.6%
Operating Margin
66.9%
-57.9%
Net Margin
45.6%
-51.5%
Revenue YoY
9.2%
38.5%
Net Profit YoY
146.2%
-203.0%
EPS (diluted)
$0.52
$-0.33

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
BVFL
BVFL
COSM
COSM
Q4 25
$10.5M
$19.7M
Q3 25
$10.0M
$17.1M
Q2 25
$9.9M
$14.7M
Q1 25
$9.2M
$13.7M
Q4 24
$9.7M
$14.2M
Q3 24
$10.0M
$12.4M
Q2 24
$9.5M
$13.2M
Q1 24
$8.5M
$14.6M
Net Profit
BVFL
BVFL
COSM
COSM
Q4 25
$4.8M
$-10.1M
Q3 25
$3.7M
$-5.4M
Q2 25
$2.9M
$-2.8M
Q1 25
$2.1M
$-818.1K
Q4 24
$2.0M
$-3.3M
Q3 24
$3.8M
$-8.4M
Q2 24
$3.4M
$-2.6M
Q1 24
$2.6M
$-1.9M
Gross Margin
BVFL
BVFL
COSM
COSM
Q4 25
10.6%
Q3 25
15.2%
Q2 25
7.9%
Q1 25
14.9%
Q4 24
7.1%
Q3 24
9.7%
Q2 24
5.8%
Q1 24
9.1%
Operating Margin
BVFL
BVFL
COSM
COSM
Q4 25
66.9%
-57.9%
Q3 25
51.5%
-10.6%
Q2 25
39.9%
-17.9%
Q1 25
29.4%
-6.1%
Q4 24
29.5%
-63.0%
Q3 24
52.4%
-18.0%
Q2 24
49.6%
-18.9%
Q1 24
42.1%
-12.6%
Net Margin
BVFL
BVFL
COSM
COSM
Q4 25
45.6%
-51.5%
Q3 25
37.2%
-31.3%
Q2 25
29.0%
-19.2%
Q1 25
22.9%
-6.0%
Q4 24
20.2%
-23.5%
Q3 24
38.0%
-67.5%
Q2 24
35.8%
-19.6%
Q1 24
30.1%
-12.8%
EPS (diluted)
BVFL
BVFL
COSM
COSM
Q4 25
$0.52
$-0.33
Q3 25
$0.41
$-0.17
Q2 25
$0.29
$-0.10
Q1 25
$0.21
$-0.03
Q4 24
$0.18
$-0.46
Q3 24
$0.35
$-0.45
Q2 24
$0.32
$-0.15
Q1 24
$0.24
$-0.11

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
BVFL
BVFL
COSM
COSM
Cash + ST InvestmentsLiquidity on hand
$55.7M
$761.8K
Total DebtLower is stronger
$35.0M
$3.8M
Stockholders' EquityBook value
$183.8M
$18.4M
Total Assets
$912.2M
$65.5M
Debt / EquityLower = less leverage
0.19×
0.20×

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
BVFL
BVFL
COSM
COSM
Q4 25
$55.7M
$761.8K
Q3 25
$63.5M
$922.6K
Q2 25
$56.3M
$30.3K
Q1 25
$70.8M
$25.3K
Q4 24
$70.5M
$336.3K
Q3 24
$94.1M
$22.8K
Q2 24
$90.6M
$21.5K
Q1 24
$78.8M
$21.3K
Total Debt
BVFL
BVFL
COSM
COSM
Q4 25
$35.0M
$3.8M
Q3 25
$35.0M
$5.4M
Q2 25
$35.0M
$5.2M
Q1 25
$49.9M
$4.9M
Q4 24
$49.9M
$4.1M
Q3 24
$34.8M
$4.3M
Q2 24
$34.8M
$3.9M
Q1 24
$34.8M
$4.1M
Stockholders' Equity
BVFL
BVFL
COSM
COSM
Q4 25
$183.8M
$18.4M
Q3 25
$190.2M
$23.1M
Q2 25
$198.0M
$26.2M
Q1 25
$198.1M
$26.0M
Q4 24
$195.5M
$24.5M
Q3 24
$209.7M
$35.0M
Q2 24
$205.5M
$32.1M
Q1 24
$201.8M
$34.5M
Total Assets
BVFL
BVFL
COSM
COSM
Q4 25
$912.2M
$65.5M
Q3 25
$909.4M
$69.5M
Q2 25
$908.3M
$61.8M
Q1 25
$921.9M
$57.2M
Q4 24
$911.8M
$54.3M
Q3 24
$892.7M
$64.5M
Q2 24
$897.2M
$60.8M
Q1 24
$892.5M
$62.3M
Debt / Equity
BVFL
BVFL
COSM
COSM
Q4 25
0.19×
0.20×
Q3 25
0.18×
0.23×
Q2 25
0.18×
0.20×
Q1 25
0.25×
0.19×
Q4 24
0.26×
0.17×
Q3 24
0.17×
0.12×
Q2 24
0.17×
0.12×
Q1 24
0.17×
0.12×

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
BVFL
BVFL
COSM
COSM
Operating Cash FlowLast quarter
$19.0M
$-4.6M
Free Cash FlowOCF − Capex
$18.8M
$-4.6M
FCF MarginFCF / Revenue
178.2%
-23.4%
Capex IntensityCapex / Revenue
2.2%
0.0%
Cash ConversionOCF / Net Profit
3.96×
TTM Free Cash FlowTrailing 4 quarters
$34.0M
$-8.5M

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
BVFL
BVFL
COSM
COSM
Q4 25
$19.0M
$-4.6M
Q3 25
$8.4M
$-2.5M
Q2 25
$2.7M
$-1.2M
Q1 25
$4.4M
$-186.3K
Q4 24
$16.1M
$-3.8M
Q3 24
$6.1M
$739.8K
Q2 24
$1.5M
$-1.2M
Q1 24
$4.6M
$-3.4M
Free Cash Flow
BVFL
BVFL
COSM
COSM
Q4 25
$18.8M
$-4.6M
Q3 25
$8.4M
$-2.5M
Q2 25
$2.6M
$-1.2M
Q1 25
$4.2M
$-198.8K
Q4 24
$15.5M
$-3.9M
Q3 24
$6.0M
$511.0K
Q2 24
$1.4M
$-1.2M
Q1 24
$4.1M
$-3.5M
FCF Margin
BVFL
BVFL
COSM
COSM
Q4 25
178.2%
-23.4%
Q3 25
84.0%
-14.4%
Q2 25
26.1%
-8.4%
Q1 25
46.0%
-1.5%
Q4 24
160.0%
-27.5%
Q3 24
59.6%
4.1%
Q2 24
15.2%
-9.4%
Q1 24
48.4%
-24.0%
Capex Intensity
BVFL
BVFL
COSM
COSM
Q4 25
2.2%
0.0%
Q3 25
0.1%
0.1%
Q2 25
1.4%
0.2%
Q1 25
2.4%
0.1%
Q4 24
6.3%
0.5%
Q3 24
1.0%
1.8%
Q2 24
0.6%
0.3%
Q1 24
5.1%
0.6%
Cash Conversion
BVFL
BVFL
COSM
COSM
Q4 25
3.96×
Q3 25
2.26×
Q2 25
0.95×
Q1 25
2.11×
Q4 24
8.23×
Q3 24
1.60×
Q2 24
0.44×
Q1 24
1.77×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

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