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Side-by-side financial comparison of BV Financial, Inc. (BVFL) and Americas Gold & Silver Corp (USAS). Click either name above to swap in a different company.

Americas Gold & Silver Corp is the larger business by last-quarter revenue ($19.1M vs $10.5M, roughly 1.8× BV Financial, Inc.). BV Financial, Inc. runs the higher net margin — 45.6% vs -82.3%, a 127.9% gap on every dollar of revenue. On growth, BV Financial, Inc. posted the faster year-over-year revenue change (9.2% vs -28.0%). BV Financial, Inc. produced more free cash flow last quarter ($18.8M vs $-41.3M).

Virtu Financial, Inc. is an American high-frequency trading company. The company went public on the Nasdaq in 2015.

Pan American Silver Corporation is a mining company based in Canada with operations in Latin America. The company has mines and other projects in Mexico, Peru, Bolivia, and Argentina.

BVFL vs USAS — Head-to-Head

Bigger by revenue
USAS
USAS
1.8× larger
USAS
$19.1M
$10.5M
BVFL
Growing faster (revenue YoY)
BVFL
BVFL
+37.2% gap
BVFL
9.2%
-28.0%
USAS
Higher net margin
BVFL
BVFL
127.9% more per $
BVFL
45.6%
-82.3%
USAS
More free cash flow
BVFL
BVFL
$60.1M more FCF
BVFL
$18.8M
$-41.3M
USAS

Income Statement — Q4 FY2025 vs Q3 FY2025

Metric
BVFL
BVFL
USAS
USAS
Revenue
$10.5M
$19.1M
Net Profit
$4.8M
$-15.7M
Gross Margin
34.2%
Operating Margin
66.9%
Net Margin
45.6%
-82.3%
Revenue YoY
9.2%
-28.0%
Net Profit YoY
146.2%
2.8%
EPS (diluted)
$0.52

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
BVFL
BVFL
USAS
USAS
Q4 25
$10.5M
Q3 25
$10.0M
$19.1M
Q2 25
$9.9M
Q1 25
$9.2M
Q4 24
$9.7M
Q3 24
$10.0M
$26.5M
Q2 24
$9.5M
Q1 24
$8.5M
Net Profit
BVFL
BVFL
USAS
USAS
Q4 25
$4.8M
Q3 25
$3.7M
$-15.7M
Q2 25
$2.9M
Q1 25
$2.1M
Q4 24
$2.0M
Q3 24
$3.8M
$-16.2M
Q2 24
$3.4M
Q1 24
$2.6M
Gross Margin
BVFL
BVFL
USAS
USAS
Q4 25
Q3 25
34.2%
Q2 25
Q1 25
Q4 24
Q3 24
23.6%
Q2 24
Q1 24
Operating Margin
BVFL
BVFL
USAS
USAS
Q4 25
66.9%
Q3 25
51.5%
Q2 25
39.9%
Q1 25
29.4%
Q4 24
29.5%
Q3 24
52.4%
Q2 24
49.6%
Q1 24
42.1%
Net Margin
BVFL
BVFL
USAS
USAS
Q4 25
45.6%
Q3 25
37.2%
-82.3%
Q2 25
29.0%
Q1 25
22.9%
Q4 24
20.2%
Q3 24
38.0%
-60.9%
Q2 24
35.8%
Q1 24
30.1%
EPS (diluted)
BVFL
BVFL
USAS
USAS
Q4 25
$0.52
Q3 25
$0.41
Q2 25
$0.29
Q1 25
$0.21
Q4 24
$0.18
Q3 24
$0.35
Q2 24
$0.32
Q1 24
$0.24

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
BVFL
BVFL
USAS
USAS
Cash + ST InvestmentsLiquidity on hand
$55.7M
$39.1M
Total DebtLower is stronger
$35.0M
Stockholders' EquityBook value
$183.8M
$50.2M
Total Assets
$912.2M
$234.7M
Debt / EquityLower = less leverage
0.19×

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
BVFL
BVFL
USAS
USAS
Q4 25
$55.7M
Q3 25
$63.5M
$39.1M
Q2 25
$56.3M
Q1 25
$70.8M
Q4 24
$70.5M
Q3 24
$94.1M
Q2 24
$90.6M
Q1 24
$78.8M
Total Debt
BVFL
BVFL
USAS
USAS
Q4 25
$35.0M
Q3 25
$35.0M
Q2 25
$35.0M
Q1 25
$49.9M
Q4 24
$49.9M
Q3 24
$34.8M
Q2 24
$34.8M
Q1 24
$34.8M
Stockholders' Equity
BVFL
BVFL
USAS
USAS
Q4 25
$183.8M
Q3 25
$190.2M
$50.2M
Q2 25
$198.0M
Q1 25
$198.1M
Q4 24
$195.5M
Q3 24
$209.7M
$53.1M
Q2 24
$205.5M
Q1 24
$201.8M
Total Assets
BVFL
BVFL
USAS
USAS
Q4 25
$912.2M
Q3 25
$909.4M
$234.7M
Q2 25
$908.3M
Q1 25
$921.9M
Q4 24
$911.8M
Q3 24
$892.7M
Q2 24
$897.2M
Q1 24
$892.5M
Debt / Equity
BVFL
BVFL
USAS
USAS
Q4 25
0.19×
Q3 25
0.18×
Q2 25
0.18×
Q1 25
0.25×
Q4 24
0.26×
Q3 24
0.17×
Q2 24
0.17×
Q1 24
0.17×

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
BVFL
BVFL
USAS
USAS
Operating Cash FlowLast quarter
$19.0M
$-12.5M
Free Cash FlowOCF − Capex
$18.8M
$-41.3M
FCF MarginFCF / Revenue
178.2%
-216.5%
Capex IntensityCapex / Revenue
2.2%
150.8%
Cash ConversionOCF / Net Profit
3.96×
TTM Free Cash FlowTrailing 4 quarters
$34.0M

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
BVFL
BVFL
USAS
USAS
Q4 25
$19.0M
Q3 25
$8.4M
$-12.5M
Q2 25
$2.7M
Q1 25
$4.4M
Q4 24
$16.1M
Q3 24
$6.1M
$2.4M
Q2 24
$1.5M
Q1 24
$4.6M
Free Cash Flow
BVFL
BVFL
USAS
USAS
Q4 25
$18.8M
Q3 25
$8.4M
$-41.3M
Q2 25
$2.6M
Q1 25
$4.2M
Q4 24
$15.5M
Q3 24
$6.0M
$-11.2M
Q2 24
$1.4M
Q1 24
$4.1M
FCF Margin
BVFL
BVFL
USAS
USAS
Q4 25
178.2%
Q3 25
84.0%
-216.5%
Q2 25
26.1%
Q1 25
46.0%
Q4 24
160.0%
Q3 24
59.6%
-42.2%
Q2 24
15.2%
Q1 24
48.4%
Capex Intensity
BVFL
BVFL
USAS
USAS
Q4 25
2.2%
Q3 25
0.1%
150.8%
Q2 25
1.4%
Q1 25
2.4%
Q4 24
6.3%
Q3 24
1.0%
51.2%
Q2 24
0.6%
Q1 24
5.1%
Cash Conversion
BVFL
BVFL
USAS
USAS
Q4 25
3.96×
Q3 25
2.26×
Q2 25
0.95×
Q1 25
2.11×
Q4 24
8.23×
Q3 24
1.60×
Q2 24
0.44×
Q1 24
1.77×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

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