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Side-by-side financial comparison of Bankwell Financial Group, Inc. (BWFG) and Cosmos Health Inc. (COSM). Click either name above to swap in a different company.

Bankwell Financial Group, Inc. is the larger business by last-quarter revenue ($30.3M vs $19.7M, roughly 1.5× Cosmos Health Inc.). On growth, Bankwell Financial Group, Inc. posted the faster year-over-year revenue change (43.3% vs 38.5%). Bankwell Financial Group, Inc. produced more free cash flow last quarter ($27.1M vs $-4.6M). Over the past eight quarters, Bankwell Financial Group, Inc.'s revenue compounded faster (17.2% CAGR vs 16.2%).

Bankwell Financial Group, Inc. is a US-based bank holding company that provides a full suite of personal and commercial banking products and services, including deposit accounts, mortgage loans, commercial lending, and wealth management solutions. It primarily serves local communities, retail customers, and small to medium-sized enterprises across Connecticut.

AgniKul Cosmos Private Limited is a private Indian aerospace manufacturer and commercial launch service provider based in National Centre for Combustion Research and Development (NCCRD) of IIT Madras, Chennai. The start up aims to develop and launch its own small-lift launch vehicle such as the Agnibaan, capable of placing 100 kg (220 lb) payload into a 700 km (430 mi) orbit.

BWFG vs COSM — Head-to-Head

Bigger by revenue
BWFG
BWFG
1.5× larger
BWFG
$30.3M
$19.7M
COSM
Growing faster (revenue YoY)
BWFG
BWFG
+4.8% gap
BWFG
43.3%
38.5%
COSM
More free cash flow
BWFG
BWFG
$31.7M more FCF
BWFG
$27.1M
$-4.6M
COSM
Faster 2-yr revenue CAGR
BWFG
BWFG
Annualised
BWFG
17.2%
16.2%
COSM

Income Statement — Q4 FY2025 vs Q4 FY2025

Metric
BWFG
BWFG
COSM
COSM
Revenue
$30.3M
$19.7M
Net Profit
$-10.1M
Gross Margin
10.6%
Operating Margin
46.9%
-57.9%
Net Margin
-51.5%
Revenue YoY
43.3%
38.5%
Net Profit YoY
-203.0%
EPS (diluted)
$1.16
$-0.33

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
BWFG
BWFG
COSM
COSM
Q4 25
$30.3M
$19.7M
Q3 25
$28.5M
$17.1M
Q2 25
$25.9M
$14.7M
Q1 25
$23.6M
$13.7M
Q4 24
$21.2M
$14.2M
Q3 24
$21.9M
$12.4M
Q2 24
$21.9M
$13.2M
Q1 24
$22.1M
$14.6M
Net Profit
BWFG
BWFG
COSM
COSM
Q4 25
$-10.1M
Q3 25
$10.1M
$-5.4M
Q2 25
$9.1M
$-2.8M
Q1 25
$6.9M
$-818.1K
Q4 24
$-3.3M
Q3 24
$1.9M
$-8.4M
Q2 24
$1.1M
$-2.6M
Q1 24
$3.8M
$-1.9M
Gross Margin
BWFG
BWFG
COSM
COSM
Q4 25
10.6%
Q3 25
15.2%
Q2 25
7.9%
Q1 25
14.9%
Q4 24
7.1%
Q3 24
9.7%
Q2 24
5.8%
Q1 24
9.1%
Operating Margin
BWFG
BWFG
COSM
COSM
Q4 25
46.9%
-57.9%
Q3 25
47.3%
-10.6%
Q2 25
45.5%
-17.9%
Q1 25
38.0%
-6.1%
Q4 24
19.2%
-63.0%
Q3 24
12.4%
-18.0%
Q2 24
6.7%
-18.9%
Q1 24
23.0%
-12.6%
Net Margin
BWFG
BWFG
COSM
COSM
Q4 25
-51.5%
Q3 25
35.4%
-31.3%
Q2 25
35.0%
-19.2%
Q1 25
29.2%
-6.0%
Q4 24
-23.5%
Q3 24
8.8%
-67.5%
Q2 24
5.1%
-19.6%
Q1 24
17.1%
-12.8%
EPS (diluted)
BWFG
BWFG
COSM
COSM
Q4 25
$1.16
$-0.33
Q3 25
$1.27
$-0.17
Q2 25
$1.15
$-0.10
Q1 25
$0.87
$-0.03
Q4 24
$0.37
$-0.46
Q3 24
$0.24
$-0.45
Q2 24
$0.14
$-0.15
Q1 24
$0.48
$-0.11

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
BWFG
BWFG
COSM
COSM
Cash + ST InvestmentsLiquidity on hand
$192.1M
$761.8K
Total DebtLower is stronger
$3.8M
Stockholders' EquityBook value
$301.5M
$18.4M
Total Assets
$3.4B
$65.5M
Debt / EquityLower = less leverage
0.20×

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
BWFG
BWFG
COSM
COSM
Q4 25
$192.1M
$761.8K
Q3 25
$128.2M
$922.6K
Q2 25
$142.6M
$30.3K
Q1 25
$136.0M
$25.3K
Q4 24
$146.1M
$336.3K
Q3 24
$145.9M
$22.8K
Q2 24
$138.0M
$21.5K
Q1 24
$126.2M
$21.3K
Total Debt
BWFG
BWFG
COSM
COSM
Q4 25
$3.8M
Q3 25
$5.4M
Q2 25
$5.2M
Q1 25
$4.9M
Q4 24
$4.1M
Q3 24
$4.3M
Q2 24
$3.9M
Q1 24
$4.1M
Stockholders' Equity
BWFG
BWFG
COSM
COSM
Q4 25
$301.5M
$18.4M
Q3 25
$292.8M
$23.1M
Q2 25
$283.3M
$26.2M
Q1 25
$275.2M
$26.0M
Q4 24
$270.5M
$24.5M
Q3 24
$267.9M
$35.0M
Q2 24
$267.0M
$32.1M
Q1 24
$268.0M
$34.5M
Total Assets
BWFG
BWFG
COSM
COSM
Q4 25
$3.4B
$65.5M
Q3 25
$3.2B
$69.5M
Q2 25
$3.2B
$61.8M
Q1 25
$3.2B
$57.2M
Q4 24
$3.3B
$54.3M
Q3 24
$3.2B
$64.5M
Q2 24
$3.1B
$60.8M
Q1 24
$3.2B
$62.3M
Debt / Equity
BWFG
BWFG
COSM
COSM
Q4 25
0.20×
Q3 25
0.23×
Q2 25
0.20×
Q1 25
0.19×
Q4 24
0.17×
Q3 24
0.12×
Q2 24
0.12×
Q1 24
0.12×

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
BWFG
BWFG
COSM
COSM
Operating Cash FlowLast quarter
$28.3M
$-4.6M
Free Cash FlowOCF − Capex
$27.1M
$-4.6M
FCF MarginFCF / Revenue
89.5%
-23.4%
Capex IntensityCapex / Revenue
3.8%
0.0%
Cash ConversionOCF / Net Profit
TTM Free Cash FlowTrailing 4 quarters
$47.0M
$-8.5M

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
BWFG
BWFG
COSM
COSM
Q4 25
$28.3M
$-4.6M
Q3 25
$10.3M
$-2.5M
Q2 25
$6.5M
$-1.2M
Q1 25
$3.9M
$-186.3K
Q4 24
$29.9M
$-3.8M
Q3 24
$-557.0K
$739.8K
Q2 24
$7.1M
$-1.2M
Q1 24
$9.0M
$-3.4M
Free Cash Flow
BWFG
BWFG
COSM
COSM
Q4 25
$27.1M
$-4.6M
Q3 25
$9.9M
$-2.5M
Q2 25
$6.1M
$-1.2M
Q1 25
$3.8M
$-198.8K
Q4 24
$29.3M
$-3.9M
Q3 24
$-672.0K
$511.0K
Q2 24
$6.8M
$-1.2M
Q1 24
$8.9M
$-3.5M
FCF Margin
BWFG
BWFG
COSM
COSM
Q4 25
89.5%
-23.4%
Q3 25
34.9%
-14.4%
Q2 25
23.5%
-8.4%
Q1 25
16.2%
-1.5%
Q4 24
138.6%
-27.5%
Q3 24
-3.1%
4.1%
Q2 24
31.0%
-9.4%
Q1 24
40.5%
-24.0%
Capex Intensity
BWFG
BWFG
COSM
COSM
Q4 25
3.8%
0.0%
Q3 25
1.4%
0.1%
Q2 25
1.5%
0.2%
Q1 25
0.4%
0.1%
Q4 24
2.9%
0.5%
Q3 24
0.5%
1.8%
Q2 24
1.7%
0.3%
Q1 24
0.4%
0.6%
Cash Conversion
BWFG
BWFG
COSM
COSM
Q4 25
Q3 25
1.03×
Q2 25
0.71×
Q1 25
0.57×
Q4 24
Q3 24
-0.29×
Q2 24
6.39×
Q1 24
2.40×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

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