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Side-by-side financial comparison of BYLINE BANCORP, INC. (BY) and ENNIS, INC. (EBF). Click either name above to swap in a different company.
BYLINE BANCORP, INC. is the larger business by last-quarter revenue ($112.4M vs $100.2M, roughly 1.1× ENNIS, INC.). BYLINE BANCORP, INC. runs the higher net margin — 33.4% vs 10.8%, a 22.6% gap on every dollar of revenue. On growth, BYLINE BANCORP, INC. posted the faster year-over-year revenue change (9.0% vs 0.4%). Over the past eight quarters, BYLINE BANCORP, INC.'s revenue compounded faster (6.4% CAGR vs 1.4%).
Byline Bank is a bank headquartered in Chicago, Illinois, United States. It is the primary subsidiary of Byline Bancorp, Inc., a bank holding company, and the 4th largest SBA 7(a) lender.
ENNIS, INC. (ticker EBF) is a leading North American provider of printed business products and related services. Its offerings include custom business forms, pressure-sensitive labels, marketing collateral, promotional items, and branded packaging, serving clients across retail, healthcare, financial services, and small business segments.
BY vs EBF — Head-to-Head
Income Statement — Q1 FY2026 vs Q3 FY2026
| Metric | | |
|---|---|---|
| Revenue | $112.4M | $100.2M |
| Net Profit | $37.6M | $10.8M |
| Gross Margin | — | 31.9% |
| Operating Margin | — | 15.0% |
| Net Margin | 33.4% | 10.8% |
| Revenue YoY | 9.0% | 0.4% |
| Net Profit YoY | 33.0% | 6.1% |
| EPS (diluted) | $0.83 | $0.42 |
Green = leading value per metric. Periods may differ when fiscal calendars don't align.
8-Quarter Revenue & Profit Trend
Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.
| Q1 26 | $112.4M | — | ||
| Q4 25 | $117.0M | $100.2M | ||
| Q3 25 | $115.7M | $98.7M | ||
| Q2 25 | $110.5M | $97.2M | ||
| Q1 25 | $103.1M | $92.7M | ||
| Q4 24 | $104.7M | $99.8M | ||
| Q3 24 | $101.8M | $99.0M | ||
| Q2 24 | $99.4M | $103.1M |
| Q1 26 | $37.6M | — | ||
| Q4 25 | $34.5M | $10.8M | ||
| Q3 25 | $37.2M | $13.2M | ||
| Q2 25 | $30.1M | $9.8M | ||
| Q1 25 | $28.2M | $9.0M | ||
| Q4 24 | $30.3M | $10.2M | ||
| Q3 24 | $30.3M | $10.3M | ||
| Q2 24 | $29.7M | $10.7M |
| Q1 26 | — | — | ||
| Q4 25 | — | 31.9% | ||
| Q3 25 | — | 30.5% | ||
| Q2 25 | — | 31.1% | ||
| Q1 25 | — | 29.5% | ||
| Q4 24 | — | 29.3% | ||
| Q3 24 | — | 30.1% | ||
| Q2 24 | — | 30.0% |
| Q1 26 | — | — | ||
| Q4 25 | 40.1% | 15.0% | ||
| Q3 25 | 43.1% | 12.5% | ||
| Q2 25 | 35.2% | 13.7% | ||
| Q1 25 | 36.4% | 13.0% | ||
| Q4 24 | 38.6% | 13.1% | ||
| Q3 24 | 39.3% | 13.3% | ||
| Q2 24 | 40.4% | 13.3% |
| Q1 26 | 33.4% | — | ||
| Q4 25 | 34.1% | 10.8% | ||
| Q3 25 | 32.1% | 13.3% | ||
| Q2 25 | 27.2% | 10.1% | ||
| Q1 25 | 27.4% | 9.7% | ||
| Q4 24 | 34.3% | 10.2% | ||
| Q3 24 | 29.8% | 10.4% | ||
| Q2 24 | 29.9% | 10.4% |
| Q1 26 | $0.83 | — | ||
| Q4 25 | $0.77 | $0.42 | ||
| Q3 25 | $0.82 | $0.51 | ||
| Q2 25 | $0.66 | $0.38 | ||
| Q1 25 | $0.64 | $0.34 | ||
| Q4 24 | $0.68 | $0.39 | ||
| Q3 24 | $0.69 | $0.40 | ||
| Q2 24 | $0.68 | $0.41 |
Balance Sheet & Financial Strength
Snapshot of each company's liquidity, leverage and book value from the latest quarter.
| Metric | | |
|---|---|---|
| Cash + ST InvestmentsLiquidity on hand | $198.4M | $31.3M |
| Total DebtLower is stronger | — | — |
| Stockholders' EquityBook value | $1.3B | $304.8M |
| Total Assets | $9.9B | $354.3M |
| Debt / EquityLower = less leverage | — | — |
8-quarter trend — quarters aligned by calendar period.
| Q1 26 | $198.4M | — | ||
| Q4 25 | $149.1M | $31.3M | ||
| Q3 25 | $259.0M | $31.9M | ||
| Q2 25 | $218.3M | $32.6M | ||
| Q1 25 | $421.3M | $72.5M | ||
| Q4 24 | $563.1M | $68.6M | ||
| Q3 24 | $452.6M | $122.6M | ||
| Q2 24 | $730.5M | $123.7M |
| Q1 26 | $1.3B | — | ||
| Q4 25 | $1.3B | $304.8M | ||
| Q3 25 | $1.2B | $305.4M | ||
| Q2 25 | $1.2B | $301.2M | ||
| Q1 25 | $1.1B | $302.0M | ||
| Q4 24 | $1.1B | $297.7M | ||
| Q3 24 | $1.1B | $358.4M | ||
| Q2 24 | $1.0B | $354.4M |
| Q1 26 | $9.9B | — | ||
| Q4 25 | $9.7B | $354.3M | ||
| Q3 25 | $9.8B | $361.8M | ||
| Q2 25 | $9.7B | $361.7M | ||
| Q1 25 | $9.6B | $348.9M | ||
| Q4 24 | $9.5B | $346.1M | ||
| Q3 24 | $9.4B | $406.8M | ||
| Q2 24 | $9.6B | $406.2M |
Cash Flow & Capital Efficiency
How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.
| Metric | | |
|---|---|---|
| Operating Cash FlowLast quarter | — | $16.4M |
| Free Cash FlowOCF − Capex | — | $15.7M |
| FCF MarginFCF / Revenue | — | 15.7% |
| Capex IntensityCapex / Revenue | — | 0.7% |
| Cash ConversionOCF / Net Profit | — | 1.52× |
| TTM Free Cash FlowTrailing 4 quarters | — | $42.5M |
8-quarter trend — quarters aligned by calendar period.
| Q1 26 | — | — | ||
| Q4 25 | $140.3M | $16.4M | ||
| Q3 25 | $38.3M | $10.5M | ||
| Q2 25 | $16.3M | $8.0M | ||
| Q1 25 | $27.1M | $12.8M | ||
| Q4 24 | $175.2M | $18.2M | ||
| Q3 24 | $19.8M | $11.8M | ||
| Q2 24 | $40.1M | $23.1M |
| Q1 26 | — | — | ||
| Q4 25 | $136.3M | $15.7M | ||
| Q3 25 | $38.0M | $9.0M | ||
| Q2 25 | $15.2M | $6.6M | ||
| Q1 25 | $25.0M | $11.1M | ||
| Q4 24 | $171.2M | $17.5M | ||
| Q3 24 | $19.1M | $10.7M | ||
| Q2 24 | $39.4M | $20.6M |
| Q1 26 | — | — | ||
| Q4 25 | 116.5% | 15.7% | ||
| Q3 25 | 32.8% | 9.2% | ||
| Q2 25 | 13.7% | 6.8% | ||
| Q1 25 | 24.3% | 12.0% | ||
| Q4 24 | 163.5% | 17.6% | ||
| Q3 24 | 18.8% | 10.8% | ||
| Q2 24 | 39.7% | 20.0% |
| Q1 26 | — | — | ||
| Q4 25 | 3.4% | 0.7% | ||
| Q3 25 | 0.3% | 1.4% | ||
| Q2 25 | 1.0% | 1.4% | ||
| Q1 25 | 2.0% | 1.8% | ||
| Q4 24 | 3.8% | 0.6% | ||
| Q3 24 | 0.6% | 1.1% | ||
| Q2 24 | 0.7% | 2.4% |
| Q1 26 | — | — | ||
| Q4 25 | 4.06× | 1.52× | ||
| Q3 25 | 1.03× | 0.80× | ||
| Q2 25 | 0.54× | 0.81× | ||
| Q1 25 | 0.96× | 1.41× | ||
| Q4 24 | 5.78× | 1.78× | ||
| Q3 24 | 0.65× | 1.15× | ||
| Q2 24 | 1.35× | 2.16× |
Financial Flow Comparison
Revenue → gross profit → operating profit → net profit for each company.
