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Side-by-side financial comparison of BYLINE BANCORP, INC. (BY) and VAALCO ENERGY INC (EGY). Click either name above to swap in a different company.
BYLINE BANCORP, INC. is the larger business by last-quarter revenue ($112.4M vs $91.0M, roughly 1.2× VAALCO ENERGY INC). BYLINE BANCORP, INC. runs the higher net margin — 33.4% vs -64.4%, a 97.8% gap on every dollar of revenue. On growth, BYLINE BANCORP, INC. posted the faster year-over-year revenue change (9.0% vs -25.2%). Over the past eight quarters, BYLINE BANCORP, INC.'s revenue compounded faster (6.4% CAGR vs -4.7%).
Byline Bank is a bank headquartered in Chicago, Illinois, United States. It is the primary subsidiary of Byline Bancorp, Inc., a bank holding company, and the 4th largest SBA 7(a) lender.
VAALCO Energy is a company engaged in hydrocarbon exploration. It is organized in Delaware and headquartered in Houston, Texas with operations primarily in the Etame Marin block offshore Gabon.
BY vs EGY — Head-to-Head
Income Statement — Q1 FY2026 vs Q4 FY2025
| Metric | | |
|---|---|---|
| Revenue | $112.4M | $91.0M |
| Net Profit | $37.6M | $-58.6M |
| Gross Margin | — | — |
| Operating Margin | — | -71.3% |
| Net Margin | 33.4% | -64.4% |
| Revenue YoY | 9.0% | -25.2% |
| Net Profit YoY | 33.0% | -602.5% |
| EPS (diluted) | $0.83 | $-0.56 |
Green = leading value per metric. Periods may differ when fiscal calendars don't align.
8-Quarter Revenue & Profit Trend
Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.
| Q1 26 | $112.4M | — | ||
| Q4 25 | $117.0M | $91.0M | ||
| Q3 25 | $115.7M | $61.0M | ||
| Q2 25 | $110.5M | $96.9M | ||
| Q1 25 | $103.1M | $110.3M | ||
| Q4 24 | $104.7M | $121.7M | ||
| Q3 24 | $101.8M | $140.3M | ||
| Q2 24 | $99.4M | $116.8M |
| Q1 26 | $37.6M | — | ||
| Q4 25 | $34.5M | $-58.6M | ||
| Q3 25 | $37.2M | $1.1M | ||
| Q2 25 | $30.1M | $8.4M | ||
| Q1 25 | $28.2M | $7.7M | ||
| Q4 24 | $30.3M | $11.7M | ||
| Q3 24 | $30.3M | $11.0M | ||
| Q2 24 | $29.7M | $28.2M |
| Q1 26 | — | — | ||
| Q4 25 | 40.1% | -71.3% | ||
| Q3 25 | 43.1% | 1.5% | ||
| Q2 25 | 35.2% | 17.7% | ||
| Q1 25 | 36.4% | 23.7% | ||
| Q4 24 | 38.6% | 32.7% | ||
| Q3 24 | 39.3% | 31.4% | ||
| Q2 24 | 40.4% | 17.5% |
| Q1 26 | 33.4% | — | ||
| Q4 25 | 34.1% | -64.4% | ||
| Q3 25 | 32.1% | 1.8% | ||
| Q2 25 | 27.2% | 8.6% | ||
| Q1 25 | 27.4% | 7.0% | ||
| Q4 24 | 34.3% | 9.6% | ||
| Q3 24 | 29.8% | 7.8% | ||
| Q2 24 | 29.9% | 24.1% |
| Q1 26 | $0.83 | — | ||
| Q4 25 | $0.77 | $-0.56 | ||
| Q3 25 | $0.82 | $0.01 | ||
| Q2 25 | $0.66 | $0.08 | ||
| Q1 25 | $0.64 | $0.07 | ||
| Q4 24 | $0.68 | $0.12 | ||
| Q3 24 | $0.69 | $0.10 | ||
| Q2 24 | $0.68 | $0.27 |
Balance Sheet & Financial Strength
Snapshot of each company's liquidity, leverage and book value from the latest quarter.
| Metric | | |
|---|---|---|
| Cash + ST InvestmentsLiquidity on hand | $198.4M | $58.9M |
| Total DebtLower is stronger | — | $60.0M |
| Stockholders' EquityBook value | $1.3B | $443.5M |
| Total Assets | $9.9B | $913.4M |
| Debt / EquityLower = less leverage | — | 0.14× |
8-quarter trend — quarters aligned by calendar period.
| Q1 26 | $198.4M | — | ||
| Q4 25 | $149.1M | $58.9M | ||
| Q3 25 | $259.0M | $24.0M | ||
| Q2 25 | $218.3M | $67.9M | ||
| Q1 25 | $421.3M | $40.9M | ||
| Q4 24 | $563.1M | $82.7M | ||
| Q3 24 | $452.6M | $89.1M | ||
| Q2 24 | $730.5M | $62.9M |
| Q1 26 | — | — | ||
| Q4 25 | — | $60.0M | ||
| Q3 25 | — | $60.0M | ||
| Q2 25 | — | $60.0M | ||
| Q1 25 | — | $0 | ||
| Q4 24 | — | $0 | ||
| Q3 24 | — | $0 | ||
| Q2 24 | — | $0 |
| Q1 26 | $1.3B | — | ||
| Q4 25 | $1.3B | $443.5M | ||
| Q3 25 | $1.2B | $505.9M | ||
| Q2 25 | $1.2B | $511.6M | ||
| Q1 25 | $1.1B | $504.1M | ||
| Q4 24 | $1.1B | $501.6M | ||
| Q3 24 | $1.1B | $501.0M | ||
| Q2 24 | $1.0B | $493.6M |
| Q1 26 | $9.9B | — | ||
| Q4 25 | $9.7B | $913.4M | ||
| Q3 25 | $9.8B | $950.4M | ||
| Q2 25 | $9.7B | $964.9M | ||
| Q1 25 | $9.6B | $927.1M | ||
| Q4 24 | $9.5B | $955.0M | ||
| Q3 24 | $9.4B | $937.9M | ||
| Q2 24 | $9.6B | $917.4M |
| Q1 26 | — | — | ||
| Q4 25 | — | 0.14× | ||
| Q3 25 | — | 0.12× | ||
| Q2 25 | — | 0.12× | ||
| Q1 25 | — | 0.00× | ||
| Q4 24 | — | 0.00× | ||
| Q3 24 | — | 0.00× | ||
| Q2 24 | — | 0.00× |
Cash Flow & Capital Efficiency
How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.
| Metric | | |
|---|---|---|
| Operating Cash FlowLast quarter | — | $145.2M |
| Free Cash FlowOCF − Capex | — | — |
| FCF MarginFCF / Revenue | — | — |
| Capex IntensityCapex / Revenue | — | — |
| Cash ConversionOCF / Net Profit | — | — |
| TTM Free Cash FlowTrailing 4 quarters | — | — |
8-quarter trend — quarters aligned by calendar period.
| Q1 26 | — | — | ||
| Q4 25 | $140.3M | $145.2M | ||
| Q3 25 | $38.3M | $16.4M | ||
| Q2 25 | $16.3M | $18.3M | ||
| Q1 25 | $27.1M | $32.7M | ||
| Q4 24 | $175.2M | $44.5M | ||
| Q3 24 | $19.8M | $47.8M | ||
| Q2 24 | $40.1M | $-438.0K |
| Q1 26 | — | — | ||
| Q4 25 | $136.3M | — | ||
| Q3 25 | $38.0M | — | ||
| Q2 25 | $15.2M | — | ||
| Q1 25 | $25.0M | $29.7M | ||
| Q4 24 | $171.2M | — | ||
| Q3 24 | $19.1M | — | ||
| Q2 24 | $39.4M | — |
| Q1 26 | — | — | ||
| Q4 25 | 116.5% | — | ||
| Q3 25 | 32.8% | — | ||
| Q2 25 | 13.7% | — | ||
| Q1 25 | 24.3% | 26.9% | ||
| Q4 24 | 163.5% | — | ||
| Q3 24 | 18.8% | — | ||
| Q2 24 | 39.7% | — |
| Q1 26 | — | — | ||
| Q4 25 | 3.4% | — | ||
| Q3 25 | 0.3% | — | ||
| Q2 25 | 1.0% | — | ||
| Q1 25 | 2.0% | 2.7% | ||
| Q4 24 | 3.8% | — | ||
| Q3 24 | 0.6% | — | ||
| Q2 24 | 0.7% | — |
| Q1 26 | — | — | ||
| Q4 25 | 4.06× | — | ||
| Q3 25 | 1.03× | 14.94× | ||
| Q2 25 | 0.54× | 2.19× | ||
| Q1 25 | 0.96× | 4.23× | ||
| Q4 24 | 5.78× | 3.82× | ||
| Q3 24 | 0.65× | 4.35× | ||
| Q2 24 | 1.35× | -0.02× |
Financial Flow Comparison
Revenue → gross profit → operating profit → net profit for each company.
Revenue Breakdown by Segment
BY
Segment breakdown not available.
EGY
| Crude Oil Sales And Purchase Agreements | $54.8M | 60% |
| Other | $31.9M | 35% |
| Crude Oil | $3.0M | 3% |
| Natural Gas Liquids Reserves | $1.4M | 2% |
