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Side-by-side financial comparison of BYLINE BANCORP, INC. (BY) and FIRST BUSINESS FINANCIAL SERVICES, INC. (FBIZ), based on the latest 10-Q / 10-K filings. Click either name above to swap in a different company.
BYLINE BANCORP, INC. is the larger business by last-quarter revenue ($112.4M vs $44.3M, roughly 2.5× FIRST BUSINESS FINANCIAL SERVICES, INC.). BYLINE BANCORP, INC. runs the higher net margin — 33.4% vs 27.5%, a 5.9% gap on every dollar of revenue. On growth, BYLINE BANCORP, INC. posted the faster year-over-year revenue change (9.0% vs 8.5%). Over the past eight quarters, FIRST BUSINESS FINANCIAL SERVICES, INC.'s revenue compounded faster (20.4% CAGR vs 14.0%).
Byline Bank is a bank headquartered in Chicago, Illinois, United States. It is the primary subsidiary of Byline Bancorp, Inc., a bank holding company, and the 4th largest SBA 7(a) lender.
The PNC Financial Services Group, Inc. is an American bank holding company and financial services corporation based in Pittsburgh, Pennsylvania. Its banking subsidiary, PNC Bank, operates in 27 states and the District of Columbia, with 2,629 branches and 9,523 ATMs. PNC Bank is one of the largest banks in the US by assets and by number of branches, deposits, and ATMs.
BY vs FBIZ — Head-to-Head
Income Statement — Q1 2026 vs Q1 2026
| Metric | | |
|---|---|---|
| Revenue | $112.4M | $44.3M |
| Net Profit | $37.6M | $12.2M |
| Gross Margin | — | — |
| Operating Margin | — | — |
| Net Margin | 33.4% | 27.5% |
| Revenue YoY | 9.0% | 8.5% |
| Net Profit YoY | 33.0% | 9.2% |
| EPS (diluted) | $0.83 | $1.44 |
Green = leading value per metric. Periods may differ when fiscal calendars don't align — see 8-quarter trend below.
8-Quarter Revenue & Profit Trend
Side-by-side quarterly history — bar widths are scaled to the larger of the two companies so you can eyeball the size gap and growth trajectory without doing math. Quarters aligned by calendar period (report date) so offset fiscal years line up.
| Q1 26 | $112.4M | $44.3M | ||
| Q4 25 | $101.3M | $34.8M | ||
| Q3 25 | $99.9M | $34.9M | ||
| Q2 25 | $96.0M | $33.8M | ||
| Q1 25 | $88.2M | $33.3M | ||
| Q4 24 | $88.5M | $33.1M | ||
| Q3 24 | $87.5M | $31.0M | ||
| Q2 24 | $86.5M | $30.5M |
| Q1 26 | $37.6M | $12.2M | ||
| Q4 25 | $34.5M | $13.3M | ||
| Q3 25 | $37.2M | $14.4M | ||
| Q2 25 | $30.1M | $11.4M | ||
| Q1 25 | $28.2M | $11.2M | ||
| Q4 24 | $30.3M | $14.4M | ||
| Q3 24 | $30.3M | $10.5M | ||
| Q2 24 | $29.7M | $10.5M |
| Q1 26 | — | — | ||
| Q4 25 | 46.3% | 46.7% | ||
| Q3 25 | 50.0% | 49.8% | ||
| Q2 25 | 40.6% | 39.6% | ||
| Q1 25 | 42.5% | 40.5% | ||
| Q4 24 | 45.6% | 46.2% | ||
| Q3 24 | 45.8% | 41.5% | ||
| Q2 24 | 46.4% | 40.5% |
| Q1 26 | 33.4% | 27.5% | ||
| Q4 25 | 34.1% | 38.4% | ||
| Q3 25 | 37.2% | 41.3% | ||
| Q2 25 | 31.3% | 33.8% | ||
| Q1 25 | 32.0% | 33.6% | ||
| Q4 24 | 34.3% | 43.5% | ||
| Q3 24 | 34.7% | 33.9% | ||
| Q2 24 | 34.3% | 34.2% |
| Q1 26 | $0.83 | $1.44 | ||
| Q4 25 | $0.77 | $1.57 | ||
| Q3 25 | $0.82 | $1.70 | ||
| Q2 25 | $0.66 | $1.35 | ||
| Q1 25 | $0.64 | $1.32 | ||
| Q4 24 | $0.68 | $1.69 | ||
| Q3 24 | $0.69 | $1.24 | ||
| Q2 24 | $0.68 | $1.23 |
Balance Sheet & Financial Strength
Snapshot of each company's liquidity, leverage and book value from the latest filing — the kind of financial-strength check premium terminals charge for.
| Metric | | |
|---|---|---|
| Cash + ST InvestmentsLiquidity on hand | $198.4M | $265.8M |
| Total DebtLower is stronger | — | — |
| Stockholders' EquityBook value | $1.3B | — |
| Total Assets | $9.9B | $4.3B |
| Debt / EquityLower = less leverage | — | — |
8-quarter trend — quarters aligned by calendar period so offset fiscal years match up.
| Q1 26 | $198.4M | $265.8M | ||
| Q4 25 | $149.1M | $39.5M | ||
| Q3 25 | $259.0M | $44.3M | ||
| Q2 25 | $218.3M | $123.2M | ||
| Q1 25 | $421.3M | $170.6M | ||
| Q4 24 | $563.1M | $157.7M | ||
| Q3 24 | $452.6M | $132.0M | ||
| Q2 24 | $730.5M | $81.1M |
| Q1 26 | $1.3B | — | ||
| Q4 25 | $1.3B | $371.6M | ||
| Q3 25 | $1.2B | $358.3M | ||
| Q2 25 | $1.2B | $344.8M | ||
| Q1 25 | $1.1B | $336.1M | ||
| Q4 24 | $1.1B | $328.6M | ||
| Q3 24 | $1.1B | $312.0M | ||
| Q2 24 | $1.0B | $305.2M |
| Q1 26 | $9.9B | $4.3B | ||
| Q4 25 | $9.7B | $4.1B | ||
| Q3 25 | $9.8B | $4.0B | ||
| Q2 25 | $9.7B | $4.0B | ||
| Q1 25 | $9.6B | $3.9B | ||
| Q4 24 | $9.5B | $3.9B | ||
| Q3 24 | $9.4B | $3.7B | ||
| Q2 24 | $9.6B | $3.9B |
Financial Flow Comparison
Sankey diagram of revenue → gross profit → operating profit → net profit for each company. Charts shown full-width and stacked so both segment hierarchies are readable side-by-side on desktop and mobile.
