vs

Side-by-side financial comparison of BYLINE BANCORP, INC. (BY) and INSTEEL INDUSTRIES INC (IIIN). Click either name above to swap in a different company.

INSTEEL INDUSTRIES INC is the larger business by last-quarter revenue ($159.9M vs $112.4M, roughly 1.4× BYLINE BANCORP, INC.). BYLINE BANCORP, INC. runs the higher net margin — 33.4% vs 4.7%, a 28.7% gap on every dollar of revenue. On growth, INSTEEL INDUSTRIES INC posted the faster year-over-year revenue change (23.3% vs 9.0%). Over the past eight quarters, INSTEEL INDUSTRIES INC's revenue compounded faster (12.0% CAGR vs 6.4%).

Byline Bank is a bank headquartered in Chicago, Illinois, United States. It is the primary subsidiary of Byline Bancorp, Inc., a bank holding company, and the 4th largest SBA 7(a) lender.

Insteel Industries Inc is a leading U.S. manufacturer of steel reinforcing products including welded wire reinforcement and steel fibers. It primarily serves non-residential construction, infrastructure, and precast concrete segments across North America, delivering high-performance reinforcement solutions for various construction projects.

BY vs IIIN — Head-to-Head

Bigger by revenue
IIIN
IIIN
1.4× larger
IIIN
$159.9M
$112.4M
BY
Growing faster (revenue YoY)
IIIN
IIIN
+14.2% gap
IIIN
23.3%
9.0%
BY
Higher net margin
BY
BY
28.7% more per $
BY
33.4%
4.7%
IIIN
Faster 2-yr revenue CAGR
IIIN
IIIN
Annualised
IIIN
12.0%
6.4%
BY

Income Statement — Q1 FY2026 vs Q1 FY2026

Metric
BY
BY
IIIN
IIIN
Revenue
$112.4M
$159.9M
Net Profit
$37.6M
$7.6M
Gross Margin
11.3%
Operating Margin
6.0%
Net Margin
33.4%
4.7%
Revenue YoY
9.0%
23.3%
Net Profit YoY
33.0%
602.4%
EPS (diluted)
$0.83
$0.39

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
BY
BY
IIIN
IIIN
Q1 26
$112.4M
Q4 25
$117.0M
$159.9M
Q3 25
$115.7M
$177.4M
Q2 25
$110.5M
$179.9M
Q1 25
$103.1M
$160.7M
Q4 24
$104.7M
$129.7M
Q3 24
$101.8M
$134.3M
Q2 24
$99.4M
$145.8M
Net Profit
BY
BY
IIIN
IIIN
Q1 26
$37.6M
Q4 25
$34.5M
$7.6M
Q3 25
$37.2M
$14.6M
Q2 25
$30.1M
$15.2M
Q1 25
$28.2M
$10.2M
Q4 24
$30.3M
$1.1M
Q3 24
$30.3M
$4.7M
Q2 24
$29.7M
$6.6M
Gross Margin
BY
BY
IIIN
IIIN
Q1 26
Q4 25
11.3%
Q3 25
16.1%
Q2 25
17.1%
Q1 25
15.3%
Q4 24
7.3%
Q3 24
9.1%
Q2 24
10.6%
Operating Margin
BY
BY
IIIN
IIIN
Q1 26
Q4 25
40.1%
6.0%
Q3 25
43.1%
10.8%
Q2 25
35.2%
11.0%
Q1 25
36.4%
8.3%
Q4 24
38.6%
1.1%
Q3 24
39.3%
4.5%
Q2 24
40.4%
6.0%
Net Margin
BY
BY
IIIN
IIIN
Q1 26
33.4%
Q4 25
34.1%
4.7%
Q3 25
32.1%
8.2%
Q2 25
27.2%
8.4%
Q1 25
27.4%
6.4%
Q4 24
34.3%
0.8%
Q3 24
29.8%
3.5%
Q2 24
29.9%
4.5%
EPS (diluted)
BY
BY
IIIN
IIIN
Q1 26
$0.83
Q4 25
$0.77
$0.39
Q3 25
$0.82
$0.74
Q2 25
$0.66
$0.78
Q1 25
$0.64
$0.52
Q4 24
$0.68
$0.06
Q3 24
$0.69
$0.24
Q2 24
$0.68
$0.34

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
BY
BY
IIIN
IIIN
Cash + ST InvestmentsLiquidity on hand
$198.4M
$15.6M
Total DebtLower is stronger
Stockholders' EquityBook value
$1.3B
$358.8M
Total Assets
$9.9B
$456.1M
Debt / EquityLower = less leverage

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
BY
BY
IIIN
IIIN
Q1 26
$198.4M
Q4 25
$149.1M
$15.6M
Q3 25
$259.0M
$38.6M
Q2 25
$218.3M
$53.7M
Q1 25
$421.3M
$28.4M
Q4 24
$563.1M
$36.0M
Q3 24
$452.6M
$111.5M
Q2 24
$730.5M
$97.7M
Stockholders' Equity
BY
BY
IIIN
IIIN
Q1 26
$1.3B
Q4 25
$1.3B
$358.8M
Q3 25
$1.2B
$371.5M
Q2 25
$1.2B
$356.2M
Q1 25
$1.1B
$341.4M
Q4 24
$1.1B
$331.6M
Q3 24
$1.1B
$350.9M
Q2 24
$1.0B
$346.0M
Total Assets
BY
BY
IIIN
IIIN
Q1 26
$9.9B
Q4 25
$9.7B
$456.1M
Q3 25
$9.8B
$462.6M
Q2 25
$9.7B
$471.9M
Q1 25
$9.6B
$421.9M
Q4 24
$9.5B
$404.7M
Q3 24
$9.4B
$422.6M
Q2 24
$9.6B
$414.6M

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
BY
BY
IIIN
IIIN
Operating Cash FlowLast quarter
$-701.0K
Free Cash FlowOCF − Capex
$-2.2M
FCF MarginFCF / Revenue
-1.4%
Capex IntensityCapex / Revenue
0.9%
Cash ConversionOCF / Net Profit
-0.09×
TTM Free Cash FlowTrailing 4 quarters
$439.0K

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
BY
BY
IIIN
IIIN
Q1 26
Q4 25
$140.3M
$-701.0K
Q3 25
$38.3M
$-17.0M
Q2 25
$16.3M
$28.5M
Q1 25
$27.1M
$-3.3M
Q4 24
$175.2M
$19.0M
Q3 24
$19.8M
$16.2M
Q2 24
$40.1M
$18.8M
Free Cash Flow
BY
BY
IIIN
IIIN
Q1 26
Q4 25
$136.3M
$-2.2M
Q3 25
$38.0M
$-18.7M
Q2 25
$15.2M
$26.9M
Q1 25
$25.0M
$-5.5M
Q4 24
$171.2M
$16.3M
Q3 24
$19.1M
$14.5M
Q2 24
$39.4M
$15.5M
FCF Margin
BY
BY
IIIN
IIIN
Q1 26
Q4 25
116.5%
-1.4%
Q3 25
32.8%
-10.6%
Q2 25
13.7%
15.0%
Q1 25
24.3%
-3.5%
Q4 24
163.5%
12.6%
Q3 24
18.8%
10.8%
Q2 24
39.7%
10.7%
Capex Intensity
BY
BY
IIIN
IIIN
Q1 26
Q4 25
3.4%
0.9%
Q3 25
0.3%
1.0%
Q2 25
1.0%
0.9%
Q1 25
2.0%
1.4%
Q4 24
3.8%
2.1%
Q3 24
0.6%
1.3%
Q2 24
0.7%
2.2%
Cash Conversion
BY
BY
IIIN
IIIN
Q1 26
Q4 25
4.06×
-0.09×
Q3 25
1.03×
-1.17×
Q2 25
0.54×
1.88×
Q1 25
0.96×
-0.32×
Q4 24
5.78×
17.56×
Q3 24
0.65×
3.48×
Q2 24
1.35×
2.86×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

Revenue Breakdown by Segment

BY
BY

Segment breakdown not available.

IIIN
IIIN

Welded Wire Reinforcement$108.4M68%
PC Strand$51.6M32%

Related Comparisons