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Side-by-side financial comparison of BYLINE BANCORP, INC. (BY) and INSTEEL INDUSTRIES INC (IIIN). Click either name above to swap in a different company.
INSTEEL INDUSTRIES INC is the larger business by last-quarter revenue ($159.9M vs $112.4M, roughly 1.4× BYLINE BANCORP, INC.). BYLINE BANCORP, INC. runs the higher net margin — 33.4% vs 4.7%, a 28.7% gap on every dollar of revenue. On growth, INSTEEL INDUSTRIES INC posted the faster year-over-year revenue change (23.3% vs 9.0%). Over the past eight quarters, INSTEEL INDUSTRIES INC's revenue compounded faster (12.0% CAGR vs 6.4%).
Byline Bank is a bank headquartered in Chicago, Illinois, United States. It is the primary subsidiary of Byline Bancorp, Inc., a bank holding company, and the 4th largest SBA 7(a) lender.
Insteel Industries Inc is a leading U.S. manufacturer of steel reinforcing products including welded wire reinforcement and steel fibers. It primarily serves non-residential construction, infrastructure, and precast concrete segments across North America, delivering high-performance reinforcement solutions for various construction projects.
BY vs IIIN — Head-to-Head
Income Statement — Q1 FY2026 vs Q1 FY2026
| Metric | ||
|---|---|---|
| Revenue | $112.4M | $159.9M |
| Net Profit | $37.6M | $7.6M |
| Gross Margin | — | 11.3% |
| Operating Margin | — | 6.0% |
| Net Margin | 33.4% | 4.7% |
| Revenue YoY | 9.0% | 23.3% |
| Net Profit YoY | 33.0% | 602.4% |
| EPS (diluted) | $0.83 | $0.39 |
Green = leading value per metric. Periods may differ when fiscal calendars don't align.
8-Quarter Revenue & Profit Trend
Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.
| Q1 26 | $112.4M | — | ||
| Q4 25 | $117.0M | $159.9M | ||
| Q3 25 | $115.7M | $177.4M | ||
| Q2 25 | $110.5M | $179.9M | ||
| Q1 25 | $103.1M | $160.7M | ||
| Q4 24 | $104.7M | $129.7M | ||
| Q3 24 | $101.8M | $134.3M | ||
| Q2 24 | $99.4M | $145.8M |
| Q1 26 | $37.6M | — | ||
| Q4 25 | $34.5M | $7.6M | ||
| Q3 25 | $37.2M | $14.6M | ||
| Q2 25 | $30.1M | $15.2M | ||
| Q1 25 | $28.2M | $10.2M | ||
| Q4 24 | $30.3M | $1.1M | ||
| Q3 24 | $30.3M | $4.7M | ||
| Q2 24 | $29.7M | $6.6M |
| Q1 26 | — | — | ||
| Q4 25 | — | 11.3% | ||
| Q3 25 | — | 16.1% | ||
| Q2 25 | — | 17.1% | ||
| Q1 25 | — | 15.3% | ||
| Q4 24 | — | 7.3% | ||
| Q3 24 | — | 9.1% | ||
| Q2 24 | — | 10.6% |
| Q1 26 | — | — | ||
| Q4 25 | 40.1% | 6.0% | ||
| Q3 25 | 43.1% | 10.8% | ||
| Q2 25 | 35.2% | 11.0% | ||
| Q1 25 | 36.4% | 8.3% | ||
| Q4 24 | 38.6% | 1.1% | ||
| Q3 24 | 39.3% | 4.5% | ||
| Q2 24 | 40.4% | 6.0% |
| Q1 26 | 33.4% | — | ||
| Q4 25 | 34.1% | 4.7% | ||
| Q3 25 | 32.1% | 8.2% | ||
| Q2 25 | 27.2% | 8.4% | ||
| Q1 25 | 27.4% | 6.4% | ||
| Q4 24 | 34.3% | 0.8% | ||
| Q3 24 | 29.8% | 3.5% | ||
| Q2 24 | 29.9% | 4.5% |
| Q1 26 | $0.83 | — | ||
| Q4 25 | $0.77 | $0.39 | ||
| Q3 25 | $0.82 | $0.74 | ||
| Q2 25 | $0.66 | $0.78 | ||
| Q1 25 | $0.64 | $0.52 | ||
| Q4 24 | $0.68 | $0.06 | ||
| Q3 24 | $0.69 | $0.24 | ||
| Q2 24 | $0.68 | $0.34 |
Balance Sheet & Financial Strength
Snapshot of each company's liquidity, leverage and book value from the latest quarter.
| Metric | ||
|---|---|---|
| Cash + ST InvestmentsLiquidity on hand | $198.4M | $15.6M |
| Total DebtLower is stronger | — | — |
| Stockholders' EquityBook value | $1.3B | $358.8M |
| Total Assets | $9.9B | $456.1M |
| Debt / EquityLower = less leverage | — | — |
8-quarter trend — quarters aligned by calendar period.
| Q1 26 | $198.4M | — | ||
| Q4 25 | $149.1M | $15.6M | ||
| Q3 25 | $259.0M | $38.6M | ||
| Q2 25 | $218.3M | $53.7M | ||
| Q1 25 | $421.3M | $28.4M | ||
| Q4 24 | $563.1M | $36.0M | ||
| Q3 24 | $452.6M | $111.5M | ||
| Q2 24 | $730.5M | $97.7M |
| Q1 26 | $1.3B | — | ||
| Q4 25 | $1.3B | $358.8M | ||
| Q3 25 | $1.2B | $371.5M | ||
| Q2 25 | $1.2B | $356.2M | ||
| Q1 25 | $1.1B | $341.4M | ||
| Q4 24 | $1.1B | $331.6M | ||
| Q3 24 | $1.1B | $350.9M | ||
| Q2 24 | $1.0B | $346.0M |
| Q1 26 | $9.9B | — | ||
| Q4 25 | $9.7B | $456.1M | ||
| Q3 25 | $9.8B | $462.6M | ||
| Q2 25 | $9.7B | $471.9M | ||
| Q1 25 | $9.6B | $421.9M | ||
| Q4 24 | $9.5B | $404.7M | ||
| Q3 24 | $9.4B | $422.6M | ||
| Q2 24 | $9.6B | $414.6M |
Cash Flow & Capital Efficiency
How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.
| Metric | ||
|---|---|---|
| Operating Cash FlowLast quarter | — | $-701.0K |
| Free Cash FlowOCF − Capex | — | $-2.2M |
| FCF MarginFCF / Revenue | — | -1.4% |
| Capex IntensityCapex / Revenue | — | 0.9% |
| Cash ConversionOCF / Net Profit | — | -0.09× |
| TTM Free Cash FlowTrailing 4 quarters | — | $439.0K |
8-quarter trend — quarters aligned by calendar period.
| Q1 26 | — | — | ||
| Q4 25 | $140.3M | $-701.0K | ||
| Q3 25 | $38.3M | $-17.0M | ||
| Q2 25 | $16.3M | $28.5M | ||
| Q1 25 | $27.1M | $-3.3M | ||
| Q4 24 | $175.2M | $19.0M | ||
| Q3 24 | $19.8M | $16.2M | ||
| Q2 24 | $40.1M | $18.8M |
| Q1 26 | — | — | ||
| Q4 25 | $136.3M | $-2.2M | ||
| Q3 25 | $38.0M | $-18.7M | ||
| Q2 25 | $15.2M | $26.9M | ||
| Q1 25 | $25.0M | $-5.5M | ||
| Q4 24 | $171.2M | $16.3M | ||
| Q3 24 | $19.1M | $14.5M | ||
| Q2 24 | $39.4M | $15.5M |
| Q1 26 | — | — | ||
| Q4 25 | 116.5% | -1.4% | ||
| Q3 25 | 32.8% | -10.6% | ||
| Q2 25 | 13.7% | 15.0% | ||
| Q1 25 | 24.3% | -3.5% | ||
| Q4 24 | 163.5% | 12.6% | ||
| Q3 24 | 18.8% | 10.8% | ||
| Q2 24 | 39.7% | 10.7% |
| Q1 26 | — | — | ||
| Q4 25 | 3.4% | 0.9% | ||
| Q3 25 | 0.3% | 1.0% | ||
| Q2 25 | 1.0% | 0.9% | ||
| Q1 25 | 2.0% | 1.4% | ||
| Q4 24 | 3.8% | 2.1% | ||
| Q3 24 | 0.6% | 1.3% | ||
| Q2 24 | 0.7% | 2.2% |
| Q1 26 | — | — | ||
| Q4 25 | 4.06× | -0.09× | ||
| Q3 25 | 1.03× | -1.17× | ||
| Q2 25 | 0.54× | 1.88× | ||
| Q1 25 | 0.96× | -0.32× | ||
| Q4 24 | 5.78× | 17.56× | ||
| Q3 24 | 0.65× | 3.48× | ||
| Q2 24 | 1.35× | 2.86× |
Financial Flow Comparison
Revenue → gross profit → operating profit → net profit for each company.
Revenue Breakdown by Segment
BY
Segment breakdown not available.
IIIN
| Welded Wire Reinforcement | $108.4M | 68% |
| PC Strand | $51.6M | 32% |