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Side-by-side financial comparison of BYLINE BANCORP, INC. (BY) and LIVEPERSON INC (LPSN). Click either name above to swap in a different company.
BYLINE BANCORP, INC. is the larger business by last-quarter revenue ($112.4M vs $59.3M, roughly 1.9× LIVEPERSON INC). BYLINE BANCORP, INC. runs the higher net margin — 33.4% vs -77.8%, a 111.2% gap on every dollar of revenue. On growth, BYLINE BANCORP, INC. posted the faster year-over-year revenue change (9.0% vs -19.0%). Over the past eight quarters, BYLINE BANCORP, INC.'s revenue compounded faster (6.4% CAGR vs -16.6%).
Byline Bank is a bank headquartered in Chicago, Illinois, United States. It is the primary subsidiary of Byline Bancorp, Inc., a bank holding company, and the 4th largest SBA 7(a) lender.
LivePerson is a global technology company that develops conversational commerce and AI software.
BY vs LPSN — Head-to-Head
Income Statement — Q1 FY2026 vs Q4 FY2025
| Metric | | |
|---|---|---|
| Revenue | $112.4M | $59.3M |
| Net Profit | $37.6M | $-46.1M |
| Gross Margin | — | 73.2% |
| Operating Margin | — | -68.7% |
| Net Margin | 33.4% | -77.8% |
| Revenue YoY | 9.0% | -19.0% |
| Net Profit YoY | 33.0% | 58.9% |
| EPS (diluted) | $0.83 | $-9.22 |
Green = leading value per metric. Periods may differ when fiscal calendars don't align.
8-Quarter Revenue & Profit Trend
Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.
| Q1 26 | $112.4M | — | ||
| Q4 25 | $117.0M | $59.3M | ||
| Q3 25 | $115.7M | $60.2M | ||
| Q2 25 | $110.5M | $59.6M | ||
| Q1 25 | $103.1M | $64.7M | ||
| Q4 24 | $104.7M | $73.2M | ||
| Q3 24 | $101.8M | $74.2M | ||
| Q2 24 | $99.4M | $79.9M |
| Q1 26 | $37.6M | — | ||
| Q4 25 | $34.5M | $-46.1M | ||
| Q3 25 | $37.2M | $8.7M | ||
| Q2 25 | $30.1M | $-15.7M | ||
| Q1 25 | $28.2M | $-14.1M | ||
| Q4 24 | $30.3M | $-112.1M | ||
| Q3 24 | $30.3M | $-28.3M | ||
| Q2 24 | $29.7M | $41.8M |
| Q1 26 | — | — | ||
| Q4 25 | — | 73.2% | ||
| Q3 25 | — | 71.4% | ||
| Q2 25 | — | 69.7% | ||
| Q1 25 | — | 71.8% | ||
| Q4 24 | — | 77.4% | ||
| Q3 24 | — | 73.1% | ||
| Q2 24 | — | 79.4% |
| Q1 26 | — | — | ||
| Q4 25 | 40.1% | -68.7% | ||
| Q3 25 | 43.1% | -24.2% | ||
| Q2 25 | 35.2% | -10.8% | ||
| Q1 25 | 36.4% | -26.2% | ||
| Q4 24 | 38.6% | -138.0% | ||
| Q3 24 | 39.3% | -21.6% | ||
| Q2 24 | 40.4% | -37.3% |
| Q1 26 | 33.4% | — | ||
| Q4 25 | 34.1% | -77.8% | ||
| Q3 25 | 32.1% | 14.5% | ||
| Q2 25 | 27.2% | -26.4% | ||
| Q1 25 | 27.4% | -21.8% | ||
| Q4 24 | 34.3% | -153.2% | ||
| Q3 24 | 29.8% | -38.1% | ||
| Q2 24 | 29.9% | 52.3% |
| Q1 26 | $0.83 | — | ||
| Q4 25 | $0.77 | $-9.22 | ||
| Q3 25 | $0.82 | $-2.76 | ||
| Q2 25 | $0.66 | $-0.17 | ||
| Q1 25 | $0.64 | $-0.24 | ||
| Q4 24 | $0.68 | $-17.23 | ||
| Q3 24 | $0.69 | $-4.74 | ||
| Q2 24 | $0.68 | $-0.33 |
Balance Sheet & Financial Strength
Snapshot of each company's liquidity, leverage and book value from the latest quarter.
| Metric | | |
|---|---|---|
| Cash + ST InvestmentsLiquidity on hand | $198.4M | $95.0M |
| Total DebtLower is stronger | — | — |
| Stockholders' EquityBook value | $1.3B | $-44.5M |
| Total Assets | $9.9B | $454.7M |
| Debt / EquityLower = less leverage | — | — |
8-quarter trend — quarters aligned by calendar period.
| Q1 26 | $198.4M | — | ||
| Q4 25 | $149.1M | $95.0M | ||
| Q3 25 | $259.0M | $106.7M | ||
| Q2 25 | $218.3M | $162.0M | ||
| Q1 25 | $421.3M | $176.3M | ||
| Q4 24 | $563.1M | $183.2M | ||
| Q3 24 | $452.6M | $142.1M | ||
| Q2 24 | $730.5M | $146.0M |
| Q1 26 | $1.3B | — | ||
| Q4 25 | $1.3B | $-44.5M | ||
| Q3 25 | $1.2B | $-22.1M | ||
| Q2 25 | $1.2B | $-82.4M | ||
| Q1 25 | $1.1B | $-74.9M | ||
| Q4 24 | $1.1B | $-67.3M | ||
| Q3 24 | $1.1B | $45.9M | ||
| Q2 24 | $1.0B | $66.6M |
| Q1 26 | $9.9B | — | ||
| Q4 25 | $9.7B | $454.7M | ||
| Q3 25 | $9.8B | $511.4M | ||
| Q2 25 | $9.7B | $604.2M | ||
| Q1 25 | $9.6B | $596.2M | ||
| Q4 24 | $9.5B | $607.8M | ||
| Q3 24 | $9.4B | $692.0M | ||
| Q2 24 | $9.6B | $703.8M |
Cash Flow & Capital Efficiency
How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.
| Metric | | |
|---|---|---|
| Operating Cash FlowLast quarter | — | $-9.7M |
| Free Cash FlowOCF − Capex | — | $-12.0M |
| FCF MarginFCF / Revenue | — | -20.2% |
| Capex IntensityCapex / Revenue | — | 3.9% |
| Cash ConversionOCF / Net Profit | — | — |
| TTM Free Cash FlowTrailing 4 quarters | — | $-42.5M |
8-quarter trend — quarters aligned by calendar period.
| Q1 26 | — | — | ||
| Q4 25 | $140.3M | $-9.7M | ||
| Q3 25 | $38.3M | $-6.0M | ||
| Q2 25 | $16.3M | $-11.7M | ||
| Q1 25 | $27.1M | $-3.1M | ||
| Q4 24 | $175.2M | $-3.1M | ||
| Q3 24 | $19.8M | $4.8M | ||
| Q2 24 | $40.1M | $-17.9M |
| Q1 26 | — | — | ||
| Q4 25 | $136.3M | $-12.0M | ||
| Q3 25 | $38.0M | $-8.9M | ||
| Q2 25 | $15.2M | $-14.8M | ||
| Q1 25 | $25.0M | $-6.9M | ||
| Q4 24 | $171.2M | $-6.8M | ||
| Q3 24 | $19.1M | $-230.0K | ||
| Q2 24 | $39.4M | $-22.9M |
| Q1 26 | — | — | ||
| Q4 25 | 116.5% | -20.2% | ||
| Q3 25 | 32.8% | -14.8% | ||
| Q2 25 | 13.7% | -24.9% | ||
| Q1 25 | 24.3% | -10.6% | ||
| Q4 24 | 163.5% | -9.2% | ||
| Q3 24 | 18.8% | -0.3% | ||
| Q2 24 | 39.7% | -28.7% |
| Q1 26 | — | — | ||
| Q4 25 | 3.4% | 3.9% | ||
| Q3 25 | 0.3% | 4.8% | ||
| Q2 25 | 1.0% | 5.3% | ||
| Q1 25 | 2.0% | 5.8% | ||
| Q4 24 | 3.8% | 5.0% | ||
| Q3 24 | 0.6% | 6.8% | ||
| Q2 24 | 0.7% | 6.2% |
| Q1 26 | — | — | ||
| Q4 25 | 4.06× | — | ||
| Q3 25 | 1.03× | -0.69× | ||
| Q2 25 | 0.54× | — | ||
| Q1 25 | 0.96× | — | ||
| Q4 24 | 5.78× | — | ||
| Q3 24 | 0.65× | — | ||
| Q2 24 | 1.35× | -0.43× |
Financial Flow Comparison
Revenue → gross profit → operating profit → net profit for each company.
Revenue Breakdown by Segment
BY
Segment breakdown not available.
LPSN
| Hosted Services Business | $51.0M | 86% |
| Professional Services | $8.3M | 14% |
