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Side-by-side financial comparison of BYLINE BANCORP, INC. (BY) and Origin Bancorp, Inc. (OBK). Click either name above to swap in a different company.
BYLINE BANCORP, INC. is the larger business by last-quarter revenue ($112.4M vs $104.0M, roughly 1.1× Origin Bancorp, Inc.). BYLINE BANCORP, INC. runs the higher net margin — 33.4% vs 26.6%, a 6.8% gap on every dollar of revenue. Over the past eight quarters, BYLINE BANCORP, INC.'s revenue compounded faster (6.4% CAGR vs 3.9%).
Byline Bank is a bank headquartered in Chicago, Illinois, United States. It is the primary subsidiary of Byline Bancorp, Inc., a bank holding company, and the 4th largest SBA 7(a) lender.
Southern Bancorp is a community development financial institution headquartered in Arkadelphia, Arkansas. It was founded in 1986 as Southern Development Bancorporation, and is often referred to simply as "Southern".
BY vs OBK — Head-to-Head
Income Statement — Q1 FY2026 vs Q1 FY2026
| Metric | | |
|---|---|---|
| Revenue | $112.4M | $104.0M |
| Net Profit | $37.6M | $27.7M |
| Gross Margin | — | — |
| Operating Margin | — | — |
| Net Margin | 33.4% | 26.6% |
| Revenue YoY | 9.0% | — |
| Net Profit YoY | 33.0% | -6.2% |
| EPS (diluted) | $0.83 | $0.89 |
Green = leading value per metric. Periods may differ when fiscal calendars don't align.
8-Quarter Revenue & Profit Trend
Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.
| Q1 26 | $112.4M | $104.0M | ||
| Q4 25 | $117.0M | $103.4M | ||
| Q3 25 | $115.7M | $109.8M | ||
| Q2 25 | $110.5M | $83.5M | ||
| Q1 25 | $103.1M | $94.1M | ||
| Q4 24 | $104.7M | $78.3M | ||
| Q3 24 | $101.8M | $90.8M | ||
| Q2 24 | $99.4M | $96.4M |
| Q1 26 | $37.6M | $27.7M | ||
| Q4 25 | $34.5M | $29.5M | ||
| Q3 25 | $37.2M | $8.6M | ||
| Q2 25 | $30.1M | $14.6M | ||
| Q1 25 | $28.2M | $22.4M | ||
| Q4 24 | $30.3M | $14.3M | ||
| Q3 24 | $30.3M | $18.6M | ||
| Q2 24 | $29.7M | $21.0M |
| Q1 26 | — | — | ||
| Q4 25 | 40.1% | 36.2% | ||
| Q3 25 | 43.1% | 10.0% | ||
| Q2 25 | 35.2% | 22.3% | ||
| Q1 25 | 36.4% | 30.4% | ||
| Q4 24 | 38.6% | 23.0% | ||
| Q3 24 | 39.3% | 26.1% | ||
| Q2 24 | 40.4% | 27.7% |
| Q1 26 | 33.4% | 26.6% | ||
| Q4 25 | 34.1% | 28.5% | ||
| Q3 25 | 32.1% | 7.9% | ||
| Q2 25 | 27.2% | 17.5% | ||
| Q1 25 | 27.4% | 23.8% | ||
| Q4 24 | 34.3% | 18.2% | ||
| Q3 24 | 29.8% | 20.5% | ||
| Q2 24 | 29.9% | 21.8% |
| Q1 26 | $0.83 | $0.89 | ||
| Q4 25 | $0.77 | $0.95 | ||
| Q3 25 | $0.82 | $0.27 | ||
| Q2 25 | $0.66 | $0.47 | ||
| Q1 25 | $0.64 | $0.71 | ||
| Q4 24 | $0.68 | $0.45 | ||
| Q3 24 | $0.69 | $0.60 | ||
| Q2 24 | $0.68 | $0.67 |
Balance Sheet & Financial Strength
Snapshot of each company's liquidity, leverage and book value from the latest quarter.
| Metric | | |
|---|---|---|
| Cash + ST InvestmentsLiquidity on hand | $198.4M | — |
| Total DebtLower is stronger | — | — |
| Stockholders' EquityBook value | $1.3B | $1.3B |
| Total Assets | $9.9B | $10.2B |
| Debt / EquityLower = less leverage | — | — |
8-quarter trend — quarters aligned by calendar period.
| Q1 26 | $198.4M | — | ||
| Q4 25 | $149.1M | $424.2M | ||
| Q3 25 | $259.0M | $626.9M | ||
| Q2 25 | $218.3M | $334.1M | ||
| Q1 25 | $421.3M | $486.2M | ||
| Q4 24 | $563.1M | $470.2M | ||
| Q3 24 | $452.6M | $321.2M | ||
| Q2 24 | $730.5M | $288.1M |
| Q1 26 | $1.3B | $1.3B | ||
| Q4 25 | $1.3B | $1.2B | ||
| Q3 25 | $1.2B | $1.2B | ||
| Q2 25 | $1.2B | $1.2B | ||
| Q1 25 | $1.1B | $1.2B | ||
| Q4 24 | $1.1B | $1.1B | ||
| Q3 24 | $1.1B | $1.1B | ||
| Q2 24 | $1.0B | $1.1B |
| Q1 26 | $9.9B | $10.2B | ||
| Q4 25 | $9.7B | $9.7B | ||
| Q3 25 | $9.8B | $9.8B | ||
| Q2 25 | $9.7B | $9.7B | ||
| Q1 25 | $9.6B | $9.8B | ||
| Q4 24 | $9.5B | $9.7B | ||
| Q3 24 | $9.4B | $10.0B | ||
| Q2 24 | $9.6B | $9.9B |
Financial Flow Comparison
Revenue → gross profit → operating profit → net profit for each company.
Revenue Breakdown by Segment
BY
Segment breakdown not available.
OBK
| Net Interest Income | $87.2M | 84% |
| Noninterest Income | $16.8M | 16% |
