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Side-by-side financial comparison of BYLINE BANCORP, INC. (BY) and Porch Group, Inc. (PRCH). Click either name above to swap in a different company.
Porch Group, Inc. is the larger business by last-quarter revenue ($121.1M vs $112.4M, roughly 1.1× BYLINE BANCORP, INC.). BYLINE BANCORP, INC. runs the higher net margin — 33.4% vs -3.9%, a 37.3% gap on every dollar of revenue. On growth, Porch Group, Inc. posted the faster year-over-year revenue change (100.0% vs 9.0%). Over the past eight quarters, Porch Group, Inc.'s revenue compounded faster (26.4% CAGR vs 6.4%).
Byline Bank is a bank headquartered in Chicago, Illinois, United States. It is the primary subsidiary of Byline Bancorp, Inc., a bank holding company, and the 4th largest SBA 7(a) lender.
Porch is a website that tries to connect homeowners with local home improvement contractors. The site features advice articles, cost guide, and online booking for over 160 home projects.
BY vs PRCH — Head-to-Head
Income Statement — Q1 FY2026 vs Q1 FY2026
| Metric | | |
|---|---|---|
| Revenue | $112.4M | $121.1M |
| Net Profit | $37.6M | $-4.7M |
| Gross Margin | — | 52.7% |
| Operating Margin | — | 34.7% |
| Net Margin | 33.4% | -3.9% |
| Revenue YoY | 9.0% | 100.0% |
| Net Profit YoY | 33.0% | 2.0% |
| EPS (diluted) | $0.83 | $-0.04 |
Green = leading value per metric. Periods may differ when fiscal calendars don't align.
8-Quarter Revenue & Profit Trend
Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.
| Q1 26 | $112.4M | $121.1M | ||
| Q4 25 | $117.0M | $112.3M | ||
| Q3 25 | $115.7M | $115.1M | ||
| Q2 25 | $110.5M | $107.0M | ||
| Q1 25 | $103.1M | $84.5M | ||
| Q4 24 | $104.7M | $75.3M | ||
| Q3 24 | $101.8M | $77.7M | ||
| Q2 24 | $99.4M | $75.9M |
| Q1 26 | $37.6M | $-4.7M | ||
| Q4 25 | $34.5M | $-3.5M | ||
| Q3 25 | $37.2M | $-10.9M | ||
| Q2 25 | $30.1M | $2.6M | ||
| Q1 25 | $28.2M | $8.4M | ||
| Q4 24 | $30.3M | $30.5M | ||
| Q3 24 | $30.3M | $14.4M | ||
| Q2 24 | $29.7M | $-64.3M |
| Q1 26 | — | 52.7% | ||
| Q4 25 | — | 99.5% | ||
| Q3 25 | — | 75.6% | ||
| Q2 25 | — | 70.9% | ||
| Q1 25 | — | 77.4% | ||
| Q4 24 | — | — | ||
| Q3 24 | — | 79.4% | ||
| Q2 24 | — | 22.1% |
| Q1 26 | — | 34.7% | ||
| Q4 25 | 40.1% | 14.7% | ||
| Q3 25 | 43.1% | 14.2% | ||
| Q2 25 | 35.2% | 4.7% | ||
| Q1 25 | 36.4% | -1.5% | ||
| Q4 24 | 38.6% | 33.3% | ||
| Q3 24 | 39.3% | -3.2% | ||
| Q2 24 | 40.4% | -69.2% |
| Q1 26 | 33.4% | -3.9% | ||
| Q4 25 | 34.1% | -3.1% | ||
| Q3 25 | 32.1% | -9.4% | ||
| Q2 25 | 27.2% | 2.4% | ||
| Q1 25 | 27.4% | 9.9% | ||
| Q4 24 | 34.3% | 40.5% | ||
| Q3 24 | 29.8% | 18.5% | ||
| Q2 24 | 29.9% | -84.8% |
| Q1 26 | $0.83 | $-0.04 | ||
| Q4 25 | $0.77 | $0.00 | ||
| Q3 25 | $0.82 | $-0.10 | ||
| Q2 25 | $0.66 | $0.00 | ||
| Q1 25 | $0.64 | $0.07 | ||
| Q4 24 | $0.68 | $0.34 | ||
| Q3 24 | $0.69 | $0.12 | ||
| Q2 24 | $0.68 | $-0.65 |
Balance Sheet & Financial Strength
Snapshot of each company's liquidity, leverage and book value from the latest quarter.
| Metric | | |
|---|---|---|
| Cash + ST InvestmentsLiquidity on hand | $198.4M | $68.4M |
| Total DebtLower is stronger | — | $391.3M |
| Stockholders' EquityBook value | $1.3B | $26.3M |
| Total Assets | $9.9B | $806.6M |
| Debt / EquityLower = less leverage | — | 14.87× |
8-quarter trend — quarters aligned by calendar period.
| Q1 26 | $198.4M | $68.4M | ||
| Q4 25 | $149.1M | $57.3M | ||
| Q3 25 | $259.0M | $85.0M | ||
| Q2 25 | $218.3M | $79.8M | ||
| Q1 25 | $421.3M | $70.4M | ||
| Q4 24 | $563.1M | $191.7M | ||
| Q3 24 | $452.6M | $238.6M | ||
| Q2 24 | $730.5M | $308.4M |
| Q1 26 | — | $391.3M | ||
| Q4 25 | — | $392.8M | ||
| Q3 25 | — | $387.1M | ||
| Q2 25 | — | $394.1M | ||
| Q1 25 | — | $409.2M | ||
| Q4 24 | — | $403.9M | ||
| Q3 24 | — | $399.0M | ||
| Q2 24 | — | $436.8M |
| Q1 26 | $1.3B | $26.3M | ||
| Q4 25 | $1.3B | $-24.6M | ||
| Q3 25 | $1.2B | $-27.9M | ||
| Q2 25 | $1.2B | $-29.3M | ||
| Q1 25 | $1.1B | $-52.4M | ||
| Q4 24 | $1.1B | $-43.2M | ||
| Q3 24 | $1.1B | $-77.0M | ||
| Q2 24 | $1.0B | $-101.9M |
| Q1 26 | $9.9B | $806.6M | ||
| Q4 25 | $9.7B | $797.4M | ||
| Q3 25 | $9.8B | $787.7M | ||
| Q2 25 | $9.7B | $770.7M | ||
| Q1 25 | $9.6B | $802.3M | ||
| Q4 24 | $9.5B | $814.0M | ||
| Q3 24 | $9.4B | $867.3M | ||
| Q2 24 | $9.6B | $876.1M |
| Q1 26 | — | 14.87× | ||
| Q4 25 | — | — | ||
| Q3 25 | — | — | ||
| Q2 25 | — | — | ||
| Q1 25 | — | — | ||
| Q4 24 | — | — | ||
| Q3 24 | — | — | ||
| Q2 24 | — | — |
Financial Flow Comparison
Revenue → gross profit → operating profit → net profit for each company.
