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Side-by-side financial comparison of BYLINE BANCORP, INC. (BY) and LiveRamp Holdings, Inc. (RAMP). Click either name above to swap in a different company.
LiveRamp Holdings, Inc. is the larger business by last-quarter revenue ($212.2M vs $112.4M, roughly 1.9× BYLINE BANCORP, INC.). BYLINE BANCORP, INC. runs the higher net margin — 33.4% vs 18.8%, a 14.6% gap on every dollar of revenue. On growth, BYLINE BANCORP, INC. posted the faster year-over-year revenue change (9.0% vs 8.6%). Over the past eight quarters, LiveRamp Holdings, Inc.'s revenue compounded faster (11.1% CAGR vs 6.4%).
Byline Bank is a bank headquartered in Chicago, Illinois, United States. It is the primary subsidiary of Byline Bancorp, Inc., a bank holding company, and the 4th largest SBA 7(a) lender.
LiveRamp Holdings, Inc., is an American SaaS company that offers a data connectivity platform whose services include data onboarding, the transfer of offline data online for marketing purposes.
BY vs RAMP — Head-to-Head
Income Statement — Q1 FY2026 vs Q3 FY2026
| Metric | | |
|---|---|---|
| Revenue | $112.4M | $212.2M |
| Net Profit | $37.6M | $39.9M |
| Gross Margin | — | 71.9% |
| Operating Margin | — | 18.6% |
| Net Margin | 33.4% | 18.8% |
| Revenue YoY | 9.0% | 8.6% |
| Net Profit YoY | 33.0% | 255.7% |
| EPS (diluted) | $0.83 | $0.62 |
Green = leading value per metric. Periods may differ when fiscal calendars don't align.
8-Quarter Revenue & Profit Trend
Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.
| Q1 26 | $112.4M | — | ||
| Q4 25 | $117.0M | $212.2M | ||
| Q3 25 | $115.7M | $199.8M | ||
| Q2 25 | $110.5M | $194.8M | ||
| Q1 25 | $103.1M | $188.7M | ||
| Q4 24 | $104.7M | $195.4M | ||
| Q3 24 | $101.8M | $185.5M | ||
| Q2 24 | $99.4M | $176.0M |
| Q1 26 | $37.6M | — | ||
| Q4 25 | $34.5M | $39.9M | ||
| Q3 25 | $37.2M | $27.4M | ||
| Q2 25 | $30.1M | $7.7M | ||
| Q1 25 | $28.2M | $-6.3M | ||
| Q4 24 | $30.3M | $11.2M | ||
| Q3 24 | $30.3M | $1.7M | ||
| Q2 24 | $29.7M | $-7.5M |
| Q1 26 | — | — | ||
| Q4 25 | — | 71.9% | ||
| Q3 25 | — | 70.2% | ||
| Q2 25 | — | 70.1% | ||
| Q1 25 | — | 69.3% | ||
| Q4 24 | — | 71.9% | ||
| Q3 24 | — | 72.4% | ||
| Q2 24 | — | 70.6% |
| Q1 26 | — | — | ||
| Q4 25 | 40.1% | 18.6% | ||
| Q3 25 | 43.1% | 10.7% | ||
| Q2 25 | 35.2% | 3.7% | ||
| Q1 25 | 36.4% | -6.1% | ||
| Q4 24 | 38.6% | 7.5% | ||
| Q3 24 | 39.3% | 4.0% | ||
| Q2 24 | 40.4% | -3.0% |
| Q1 26 | 33.4% | — | ||
| Q4 25 | 34.1% | 18.8% | ||
| Q3 25 | 32.1% | 13.7% | ||
| Q2 25 | 27.2% | 4.0% | ||
| Q1 25 | 27.4% | -3.3% | ||
| Q4 24 | 34.3% | 5.7% | ||
| Q3 24 | 29.8% | 0.9% | ||
| Q2 24 | 29.9% | -4.3% |
| Q1 26 | $0.83 | — | ||
| Q4 25 | $0.77 | $0.62 | ||
| Q3 25 | $0.82 | $0.42 | ||
| Q2 25 | $0.66 | $0.12 | ||
| Q1 25 | $0.64 | $-0.10 | ||
| Q4 24 | $0.68 | $0.17 | ||
| Q3 24 | $0.69 | $0.03 | ||
| Q2 24 | $0.68 | $-0.11 |
Balance Sheet & Financial Strength
Snapshot of each company's liquidity, leverage and book value from the latest quarter.
| Metric | | |
|---|---|---|
| Cash + ST InvestmentsLiquidity on hand | $198.4M | $403.4M |
| Total DebtLower is stronger | — | — |
| Stockholders' EquityBook value | $1.3B | $962.3M |
| Total Assets | $9.9B | $1.3B |
| Debt / EquityLower = less leverage | — | — |
8-quarter trend — quarters aligned by calendar period.
| Q1 26 | $198.4M | — | ||
| Q4 25 | $149.1M | $403.4M | ||
| Q3 25 | $259.0M | $376.9M | ||
| Q2 25 | $218.3M | $371.1M | ||
| Q1 25 | $421.3M | $420.8M | ||
| Q4 24 | $563.1M | $384.3M | ||
| Q3 24 | $452.6M | $348.4M | ||
| Q2 24 | $730.5M | $342.7M |
| Q1 26 | $1.3B | — | ||
| Q4 25 | $1.3B | $962.3M | ||
| Q3 25 | $1.2B | $943.8M | ||
| Q2 25 | $1.2B | $947.8M | ||
| Q1 25 | $1.1B | $948.9M | ||
| Q4 24 | $1.1B | $957.7M | ||
| Q3 24 | $1.1B | $932.1M | ||
| Q2 24 | $1.0B | $951.9M |
| Q1 26 | $9.9B | — | ||
| Q4 25 | $9.7B | $1.3B | ||
| Q3 25 | $9.8B | $1.2B | ||
| Q2 25 | $9.7B | $1.2B | ||
| Q1 25 | $9.6B | $1.3B | ||
| Q4 24 | $9.5B | $1.3B | ||
| Q3 24 | $9.4B | $1.2B | ||
| Q2 24 | $9.6B | $1.2B |
Financial Flow Comparison
Revenue → gross profit → operating profit → net profit for each company.
