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Side-by-side financial comparison of BYLINE BANCORP, INC. (BY) and Shutterstock, Inc. (SSTK). Click either name above to swap in a different company.
Shutterstock, Inc. is the larger business by last-quarter revenue ($220.2M vs $112.4M, roughly 2.0× BYLINE BANCORP, INC.). BYLINE BANCORP, INC. runs the higher net margin — 33.4% vs -7.3%, a 40.7% gap on every dollar of revenue. On growth, BYLINE BANCORP, INC. posted the faster year-over-year revenue change (9.0% vs -12.0%). Over the past eight quarters, BYLINE BANCORP, INC.'s revenue compounded faster (6.4% CAGR vs 1.4%).
Byline Bank is a bank headquartered in Chicago, Illinois, United States. It is the primary subsidiary of Byline Bancorp, Inc., a bank holding company, and the 4th largest SBA 7(a) lender.
Shutterstock, Inc. is an American provider of stock photography, stock footage, stock music, and editing tools; it is headquartered in New York. Founded in 2002 by programmer and photographer Jon Oringer, Shutterstock maintains a library of around 200 million royalty-free stock photos, vector graphics, and illustrations, with around 10 million video clips and music tracks available for licensing. Originally a subscription site only, Shutterstock expanded beyond subscriptions into à la carte p...
BY vs SSTK — Head-to-Head
Income Statement — Q1 FY2026 vs Q4 FY2025
| Metric | | |
|---|---|---|
| Revenue | $112.4M | $220.2M |
| Net Profit | $37.6M | $-16.0M |
| Gross Margin | — | 55.8% |
| Operating Margin | — | -1.1% |
| Net Margin | 33.4% | -7.3% |
| Revenue YoY | 9.0% | -12.0% |
| Net Profit YoY | 33.0% | -1021.0% |
| EPS (diluted) | $0.83 | $-0.47 |
Green = leading value per metric. Periods may differ when fiscal calendars don't align.
8-Quarter Revenue & Profit Trend
Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.
| Q1 26 | $112.4M | — | ||
| Q4 25 | $117.0M | $220.2M | ||
| Q3 25 | $115.7M | $260.1M | ||
| Q2 25 | $110.5M | $267.0M | ||
| Q1 25 | $103.1M | $242.6M | ||
| Q4 24 | $104.7M | $250.3M | ||
| Q3 24 | $101.8M | $250.6M | ||
| Q2 24 | $99.4M | $220.1M |
| Q1 26 | $37.6M | — | ||
| Q4 25 | $34.5M | $-16.0M | ||
| Q3 25 | $37.2M | $13.4M | ||
| Q2 25 | $30.1M | $29.4M | ||
| Q1 25 | $28.2M | $18.7M | ||
| Q4 24 | $30.3M | $-1.4M | ||
| Q3 24 | $30.3M | $17.6M | ||
| Q2 24 | $29.7M | $3.6M |
| Q1 26 | — | — | ||
| Q4 25 | — | 55.8% | ||
| Q3 25 | — | 60.6% | ||
| Q2 25 | — | 60.3% | ||
| Q1 25 | — | 58.4% | ||
| Q4 24 | — | 55.1% | ||
| Q3 24 | — | 58.3% | ||
| Q2 24 | — | 58.5% |
| Q1 26 | — | — | ||
| Q4 25 | 40.1% | -1.1% | ||
| Q3 25 | 43.1% | 12.5% | ||
| Q2 25 | 35.2% | 13.0% | ||
| Q1 25 | 36.4% | 4.2% | ||
| Q4 24 | 38.6% | 5.3% | ||
| Q3 24 | 39.3% | 7.2% | ||
| Q2 24 | 40.4% | 9.4% |
| Q1 26 | 33.4% | — | ||
| Q4 25 | 34.1% | -7.3% | ||
| Q3 25 | 32.1% | 5.1% | ||
| Q2 25 | 27.2% | 11.0% | ||
| Q1 25 | 27.4% | 7.7% | ||
| Q4 24 | 34.3% | -0.6% | ||
| Q3 24 | 29.8% | 7.0% | ||
| Q2 24 | 29.9% | 1.6% |
| Q1 26 | $0.83 | — | ||
| Q4 25 | $0.77 | $-0.47 | ||
| Q3 25 | $0.82 | $0.37 | ||
| Q2 25 | $0.66 | $0.82 | ||
| Q1 25 | $0.64 | $0.53 | ||
| Q4 24 | $0.68 | $-0.04 | ||
| Q3 24 | $0.69 | $0.50 | ||
| Q2 24 | $0.68 | $0.10 |
Balance Sheet & Financial Strength
Snapshot of each company's liquidity, leverage and book value from the latest quarter.
| Metric | | |
|---|---|---|
| Cash + ST InvestmentsLiquidity on hand | $198.4M | $178.2M |
| Total DebtLower is stronger | — | — |
| Stockholders' EquityBook value | $1.3B | $581.0M |
| Total Assets | $9.9B | $1.4B |
| Debt / EquityLower = less leverage | — | — |
8-quarter trend — quarters aligned by calendar period.
| Q1 26 | $198.4M | — | ||
| Q4 25 | $149.1M | $178.2M | ||
| Q3 25 | $259.0M | $165.5M | ||
| Q2 25 | $218.3M | $116.4M | ||
| Q1 25 | $421.3M | $112.2M | ||
| Q4 24 | $563.1M | $111.3M | ||
| Q3 24 | $452.6M | $131.4M | ||
| Q2 24 | $730.5M | $74.9M |
| Q1 26 | $1.3B | — | ||
| Q4 25 | $1.3B | $581.0M | ||
| Q3 25 | $1.2B | $594.4M | ||
| Q2 25 | $1.2B | $586.2M | ||
| Q1 25 | $1.1B | $547.2M | ||
| Q4 24 | $1.1B | $518.4M | ||
| Q3 24 | $1.1B | $522.9M | ||
| Q2 24 | $1.0B | $520.4M |
| Q1 26 | $9.9B | — | ||
| Q4 25 | $9.7B | $1.4B | ||
| Q3 25 | $9.8B | $1.4B | ||
| Q2 25 | $9.7B | $1.4B | ||
| Q1 25 | $9.6B | $1.3B | ||
| Q4 24 | $9.5B | $1.3B | ||
| Q3 24 | $9.4B | $1.3B | ||
| Q2 24 | $9.6B | $1.0B |
Cash Flow & Capital Efficiency
How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.
| Metric | | |
|---|---|---|
| Operating Cash FlowLast quarter | — | $36.2M |
| Free Cash FlowOCF − Capex | — | $25.9M |
| FCF MarginFCF / Revenue | — | 11.8% |
| Capex IntensityCapex / Revenue | — | 4.7% |
| Cash ConversionOCF / Net Profit | — | — |
| TTM Free Cash FlowTrailing 4 quarters | — | $123.8M |
8-quarter trend — quarters aligned by calendar period.
| Q1 26 | — | — | ||
| Q4 25 | $140.3M | $36.2M | ||
| Q3 25 | $38.3M | $78.4M | ||
| Q2 25 | $16.3M | $26.8M | ||
| Q1 25 | $27.1M | $25.2M | ||
| Q4 24 | $175.2M | $8.0M | ||
| Q3 24 | $19.8M | $-11.6M | ||
| Q2 24 | $40.1M | $28.0M |
| Q1 26 | — | — | ||
| Q4 25 | $136.3M | $25.9M | ||
| Q3 25 | $38.0M | $68.0M | ||
| Q2 25 | $15.2M | $15.5M | ||
| Q1 25 | $25.0M | $14.4M | ||
| Q4 24 | $171.2M | $-952.0K | ||
| Q3 24 | $19.1M | $-26.3M | ||
| Q2 24 | $39.4M | $18.9M |
| Q1 26 | — | — | ||
| Q4 25 | 116.5% | 11.8% | ||
| Q3 25 | 32.8% | 26.1% | ||
| Q2 25 | 13.7% | 5.8% | ||
| Q1 25 | 24.3% | 6.0% | ||
| Q4 24 | 163.5% | -0.4% | ||
| Q3 24 | 18.8% | -10.5% | ||
| Q2 24 | 39.7% | 8.6% |
| Q1 26 | — | — | ||
| Q4 25 | 3.4% | 4.7% | ||
| Q3 25 | 0.3% | 4.0% | ||
| Q2 25 | 1.0% | 4.2% | ||
| Q1 25 | 2.0% | 4.5% | ||
| Q4 24 | 3.8% | 3.6% | ||
| Q3 24 | 0.6% | 5.9% | ||
| Q2 24 | 0.7% | 4.1% |
| Q1 26 | — | — | ||
| Q4 25 | 4.06× | — | ||
| Q3 25 | 1.03× | 5.86× | ||
| Q2 25 | 0.54× | 0.91× | ||
| Q1 25 | 0.96× | 1.35× | ||
| Q4 24 | 5.78× | — | ||
| Q3 24 | 0.65× | -0.66× | ||
| Q2 24 | 1.35× | 7.71× |
Financial Flow Comparison
Revenue → gross profit → operating profit → net profit for each company.
