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Side-by-side financial comparison of BOYD GAMING CORP (BYD) and Fair Isaac (FICO). Click either name above to swap in a different company.

BOYD GAMING CORP is the larger business by last-quarter revenue ($997.4M vs $512.0M, roughly 1.9× Fair Isaac). Fair Isaac runs the higher net margin — 30.9% vs 10.5%, a 20.5% gap on every dollar of revenue. On growth, Fair Isaac posted the faster year-over-year revenue change (16.4% vs 0.6%). Over the past eight quarters, Fair Isaac's revenue compounded faster (8.6% CAGR vs 1.5%).

Boyd Gaming Corporation is an American gambling and hospitality company based in Paradise, Nevada, US.

FICO, originally Fair, Isaac and Company, is an American data analytics company based in Bozeman, Montana, focused on credit scoring services. It was founded by Bill Fair and Earl Isaac in 1956. Its FICO score, a measure of consumer credit risk, has become a fixture of consumer lending in the United States.

BYD vs FICO — Head-to-Head

Bigger by revenue
BYD
BYD
1.9× larger
BYD
$997.4M
$512.0M
FICO
Growing faster (revenue YoY)
FICO
FICO
+15.8% gap
FICO
16.4%
0.6%
BYD
Higher net margin
FICO
FICO
20.5% more per $
FICO
30.9%
10.5%
BYD
Faster 2-yr revenue CAGR
FICO
FICO
Annualised
FICO
8.6%
1.5%
BYD

Income Statement — Q1 FY2026 vs Q1 FY2026

Metric
BYD
BYD
FICO
FICO
Revenue
$997.4M
$512.0M
Net Profit
$104.3M
$158.4M
Gross Margin
83.0%
Operating Margin
16.4%
45.7%
Net Margin
10.5%
30.9%
Revenue YoY
0.6%
16.4%
Net Profit YoY
-5.9%
3.8%
EPS (diluted)
$1.37
$6.61

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
BYD
BYD
FICO
FICO
Q1 26
$997.4M
Q4 25
$1.1B
$512.0M
Q3 25
$1.0B
$515.8M
Q2 25
$1.0B
$536.4M
Q1 25
$991.6M
$498.7M
Q4 24
$1.0B
$440.0M
Q3 24
$961.2M
$453.8M
Q2 24
$967.5M
$447.8M
Net Profit
BYD
BYD
FICO
FICO
Q1 26
$104.3M
Q4 25
$140.4M
$158.4M
Q3 25
$1.4B
$155.0M
Q2 25
$151.5M
$181.8M
Q1 25
$111.4M
$162.6M
Q4 24
$170.5M
$152.5M
Q3 24
$131.1M
$135.7M
Q2 24
$139.8M
$126.3M
Gross Margin
BYD
BYD
FICO
FICO
Q1 26
Q4 25
83.0%
Q3 25
82.3%
Q2 25
83.7%
Q1 25
82.4%
Q4 24
80.1%
Q3 24
80.3%
Q2 24
80.3%
Operating Margin
BYD
BYD
FICO
FICO
Q1 26
16.4%
Q4 25
15.7%
45.7%
Q3 25
13.9%
46.0%
Q2 25
23.4%
48.9%
Q1 25
20.2%
49.3%
Q4 24
25.1%
40.8%
Q3 24
22.9%
43.4%
Q2 24
23.5%
42.5%
Net Margin
BYD
BYD
FICO
FICO
Q1 26
10.5%
Q4 25
13.2%
30.9%
Q3 25
143.4%
30.1%
Q2 25
14.6%
33.9%
Q1 25
11.2%
32.6%
Q4 24
16.4%
34.7%
Q3 24
13.6%
29.9%
Q2 24
14.5%
28.2%
EPS (diluted)
BYD
BYD
FICO
FICO
Q1 26
$1.37
Q4 25
$1.60
$6.61
Q3 25
$17.81
$6.41
Q2 25
$1.84
$7.40
Q1 25
$1.31
$6.59
Q4 24
$1.89
$6.14
Q3 24
$1.43
$5.44
Q2 24
$1.47
$5.05

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
BYD
BYD
FICO
FICO
Cash + ST InvestmentsLiquidity on hand
$162.0M
Total DebtLower is stronger
$3.2B
Stockholders' EquityBook value
$-1.8B
Total Assets
$1.9B
Debt / EquityLower = less leverage

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
BYD
BYD
FICO
FICO
Q1 26
Q4 25
$353.4M
$162.0M
Q3 25
$319.1M
$134.1M
Q2 25
$320.1M
$189.0M
Q1 25
$311.5M
$146.6M
Q4 24
$316.7M
$184.3M
Q3 24
$286.3M
$150.7M
Q2 24
$280.8M
$156.0M
Total Debt
BYD
BYD
FICO
FICO
Q1 26
Q4 25
$3.2B
Q3 25
$3.1B
Q2 25
$3.6B
$2.8B
Q1 25
$3.5B
$2.5B
Q4 24
$3.2B
$2.4B
Q3 24
$3.1B
$2.2B
Q2 24
$3.0B
$2.1B
Stockholders' Equity
BYD
BYD
FICO
FICO
Q1 26
Q4 25
$2.6B
$-1.8B
Q3 25
$2.7B
$-1.7B
Q2 25
$1.4B
$-1.4B
Q1 25
$1.3B
$-1.1B
Q4 24
$1.6B
$-1.1B
Q3 24
$1.6B
$-962.7M
Q2 24
$1.7B
$-829.3M
Total Assets
BYD
BYD
FICO
FICO
Q1 26
Q4 25
$6.6B
$1.9B
Q3 25
$6.5B
$1.9B
Q2 25
$6.6B
$1.9B
Q1 25
$6.5B
$1.8B
Q4 24
$6.4B
$1.7B
Q3 24
$6.3B
$1.7B
Q2 24
$6.3B
$1.7B
Debt / Equity
BYD
BYD
FICO
FICO
Q1 26
Q4 25
Q3 25
Q2 25
2.56×
Q1 25
2.61×
Q4 24
2.01×
Q3 24
1.88×
Q2 24
1.73×

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
BYD
BYD
FICO
FICO
Operating Cash FlowLast quarter
$174.1M
Free Cash FlowOCF − Capex
$173.9M
FCF MarginFCF / Revenue
34.0%
Capex IntensityCapex / Revenue
0.0%
Cash ConversionOCF / Net Profit
1.10×
TTM Free Cash FlowTrailing 4 quarters
$750.6M

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
BYD
BYD
FICO
FICO
Q1 26
Q4 25
$275.3M
$174.1M
Q3 25
$240.0M
$223.7M
Q2 25
$205.0M
$286.2M
Q1 25
$256.4M
$74.9M
Q4 24
$262.1M
$194.0M
Q3 24
$231.2M
$226.5M
Q2 24
$213.1M
$213.3M
Free Cash Flow
BYD
BYD
FICO
FICO
Q1 26
Q4 25
$127.0M
$173.9M
Q3 25
$94.4M
$219.5M
Q2 25
$80.6M
$284.4M
Q1 25
$86.5M
$72.8M
Q4 24
$150.9M
$193.2M
Q3 24
$146.0M
$224.7M
Q2 24
$98.7M
$211.6M
FCF Margin
BYD
BYD
FICO
FICO
Q1 26
Q4 25
12.0%
34.0%
Q3 25
9.4%
42.6%
Q2 25
7.8%
53.0%
Q1 25
8.7%
14.6%
Q4 24
14.5%
43.9%
Q3 24
15.2%
49.5%
Q2 24
10.2%
47.2%
Capex Intensity
BYD
BYD
FICO
FICO
Q1 26
Q4 25
14.0%
0.0%
Q3 25
14.5%
0.8%
Q2 25
12.0%
0.3%
Q1 25
17.1%
0.4%
Q4 24
10.7%
0.2%
Q3 24
8.9%
0.4%
Q2 24
11.8%
0.4%
Cash Conversion
BYD
BYD
FICO
FICO
Q1 26
Q4 25
1.96×
1.10×
Q3 25
0.17×
1.44×
Q2 25
1.35×
1.57×
Q1 25
2.30×
0.46×
Q4 24
1.54×
1.27×
Q3 24
1.76×
1.67×
Q2 24
1.52×
1.69×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

Revenue Breakdown by Segment

BYD
BYD

Gaming$650.5M65%
Online reimbursements$135.4M14%
Food & beverage$75.8M8%
Other$63.5M6%
Room$45.9M5%
Management fee$26.2M3%

FICO
FICO

Business To Business Scores$248.6M49%
Saa S Products$115.7M23%
Platform Software$73.9M14%
Business To Consumer Scores$55.9M11%
Technology Service$19.2M4%

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