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Side-by-side financial comparison of Broadway Financial Corp (BYFC) and CADIZ INC (CDZI). Click either name above to swap in a different company.

Broadway Financial Corp is the larger business by last-quarter revenue ($9.4M vs $5.1M, roughly 1.9× CADIZ INC). On growth, Broadway Financial Corp posted the faster year-over-year revenue change (10.1% vs 7.0%). Broadway Financial Corp produced more free cash flow last quarter ($-13.0K vs $-8.2M). Over the past eight quarters, CADIZ INC's revenue compounded faster (113.0% CAGR vs 9.7%).

Virtu Financial, Inc. is an American high-frequency trading company. The company went public on the Nasdaq in 2015.

Cadiz Inc is a U.S.-based natural resources and sustainable development company focused on managing water resources, agricultural land, and renewable energy projects. It operates primarily in California, serving municipal, agricultural, and commercial clients with reliable water supply solutions and land stewardship services.

BYFC vs CDZI — Head-to-Head

Bigger by revenue
BYFC
BYFC
1.9× larger
BYFC
$9.4M
$5.1M
CDZI
Growing faster (revenue YoY)
BYFC
BYFC
+3.0% gap
BYFC
10.1%
7.0%
CDZI
More free cash flow
BYFC
BYFC
$8.2M more FCF
BYFC
$-13.0K
$-8.2M
CDZI
Faster 2-yr revenue CAGR
CDZI
CDZI
Annualised
CDZI
113.0%
9.7%
BYFC

Income Statement — Q4 FY2025 vs Q4 FY2025

Metric
BYFC
BYFC
CDZI
CDZI
Revenue
$9.4M
$5.1M
Net Profit
$1.0M
Gross Margin
33.0%
Operating Margin
-145.4%
Net Margin
1934.0%
Revenue YoY
10.1%
7.0%
Net Profit YoY
-21.8%
EPS (diluted)
$0.02

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
BYFC
BYFC
CDZI
CDZI
Q4 25
$9.4M
$5.1M
Q3 25
$9.0M
$4.1M
Q2 25
$8.1M
$4.1M
Q1 25
$8.3M
$3.0M
Q4 24
$8.6M
$4.8M
Q3 24
$8.7M
$3.2M
Q2 24
$8.2M
$513.0K
Q1 24
$7.8M
$1.1M
Net Profit
BYFC
BYFC
CDZI
CDZI
Q4 25
$1.0M
Q3 25
$-23.9M
$-7.1M
Q2 25
$752.0K
$-7.7M
Q1 25
$-2.7M
$-9.6M
Q4 24
$1.3M
Q3 24
$516.0K
$-6.8M
Q2 24
$256.0K
$-8.9M
Q1 24
$-154.0K
$-6.8M
Gross Margin
BYFC
BYFC
CDZI
CDZI
Q4 25
33.0%
Q3 25
27.3%
Q2 25
35.4%
Q1 25
29.7%
Q4 24
36.1%
Q3 24
25.3%
Q2 24
Q1 24
10.4%
Operating Margin
BYFC
BYFC
CDZI
CDZI
Q4 25
-145.4%
Q3 25
-256.2%
-118.0%
Q2 25
12.8%
-140.0%
Q1 25
-45.3%
-255.0%
Q4 24
21.7%
-139.5%
Q3 24
8.5%
-147.9%
Q2 24
4.8%
-1354.6%
Q1 24
-2.9%
-437.8%
Net Margin
BYFC
BYFC
CDZI
CDZI
Q4 25
1934.0%
Q3 25
-264.2%
-170.5%
Q2 25
9.3%
-187.3%
Q1 25
-32.3%
-324.7%
Q4 24
15.3%
Q3 24
5.9%
-210.7%
Q2 24
3.1%
-1729.4%
Q1 24
-2.0%
-611.1%
EPS (diluted)
BYFC
BYFC
CDZI
CDZI
Q4 25
$0.02
Q3 25
$-2.86
Q2 25
$0.00
Q1 25
$-0.39
Q4 24
$0.07
Q3 24
$-0.03
Q2 24
$0.02
Q1 24
$-0.02

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
BYFC
BYFC
CDZI
CDZI
Cash + ST InvestmentsLiquidity on hand
$10.5M
$8.6M
Total DebtLower is stronger
$72.7M
Stockholders' EquityBook value
$262.8M
$23.3M
Total Assets
$1.3B
$140.9M
Debt / EquityLower = less leverage
3.13×

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
BYFC
BYFC
CDZI
CDZI
Q4 25
$10.5M
$8.6M
Q3 25
$19.7M
$4.4M
Q2 25
$29.5M
$13.2M
Q1 25
$15.8M
$21.6M
Q4 24
$61.4M
$17.3M
Q3 24
$97.1M
$3.3M
Q2 24
$89.8M
$10.1M
Q1 24
$67.1M
$19.2M
Total Debt
BYFC
BYFC
CDZI
CDZI
Q4 25
$72.7M
Q3 25
Q2 25
Q1 25
Q4 24
$56.7M
Q3 24
Q2 24
Q1 24
Stockholders' Equity
BYFC
BYFC
CDZI
CDZI
Q4 25
$262.8M
$23.3M
Q3 25
$261.7M
$27.7M
Q2 25
$284.7M
$35.6M
Q1 25
$283.6M
$44.0M
Q4 24
$285.0M
$34.0M
Q3 24
$286.2M
$20.7M
Q2 24
$282.1M
$27.6M
Q1 24
$281.1M
$36.6M
Total Assets
BYFC
BYFC
CDZI
CDZI
Q4 25
$1.3B
$140.9M
Q3 25
$1.3B
$128.0M
Q2 25
$1.2B
$136.4M
Q1 25
$1.3B
$145.6M
Q4 24
$1.3B
$134.5M
Q3 24
$1.4B
$112.6M
Q2 24
$1.4B
$118.1M
Q1 24
$1.4B
$118.1M
Debt / Equity
BYFC
BYFC
CDZI
CDZI
Q4 25
3.13×
Q3 25
Q2 25
Q1 25
Q4 24
1.67×
Q3 24
Q2 24
Q1 24

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
BYFC
BYFC
CDZI
CDZI
Operating Cash FlowLast quarter
$230.0K
$-6.9M
Free Cash FlowOCF − Capex
$-13.0K
$-8.2M
FCF MarginFCF / Revenue
-0.1%
-162.2%
Capex IntensityCapex / Revenue
2.6%
26.1%
Cash ConversionOCF / Net Profit
0.22×
TTM Free Cash FlowTrailing 4 quarters
$2.3M
$-26.5M

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
BYFC
BYFC
CDZI
CDZI
Q4 25
$230.0K
$-6.9M
Q3 25
$3.8M
$-7.0M
Q2 25
$3.0M
$-1.4M
Q1 25
$-4.3M
$-3.6M
Q4 24
$1.4M
$-6.2M
Q3 24
$6.1M
$-5.4M
Q2 24
$9.8M
$-7.1M
Q1 24
$-11.7M
$-2.9M
Free Cash Flow
BYFC
BYFC
CDZI
CDZI
Q4 25
$-13.0K
$-8.2M
Q3 25
$3.7M
$-7.5M
Q2 25
$3.0M
$-5.9M
Q1 25
$-4.4M
$-4.9M
Q4 24
$1.3M
$-6.6M
Q3 24
$6.1M
$-5.4M
Q2 24
$9.7M
$-7.3M
Q1 24
$-11.7M
$-3.1M
FCF Margin
BYFC
BYFC
CDZI
CDZI
Q4 25
-0.1%
-162.2%
Q3 25
41.1%
-179.8%
Q2 25
37.0%
-142.2%
Q1 25
-52.4%
-167.0%
Q4 24
14.7%
-139.4%
Q3 24
69.6%
-168.8%
Q2 24
118.9%
-1431.6%
Q1 24
-149.7%
-272.9%
Capex Intensity
BYFC
BYFC
CDZI
CDZI
Q4 25
2.6%
26.1%
Q3 25
1.2%
10.8%
Q2 25
0.2%
109.3%
Q1 25
0.2%
43.6%
Q4 24
1.6%
8.7%
Q3 24
0.3%
1.7%
Q2 24
0.5%
54.8%
Q1 24
0.7%
16.6%
Cash Conversion
BYFC
BYFC
CDZI
CDZI
Q4 25
0.22×
Q3 25
Q2 25
4.00×
Q1 25
Q4 24
1.06×
Q3 24
11.85×
Q2 24
38.21×
Q1 24

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

Revenue Breakdown by Segment

BYFC
BYFC

Segment breakdown not available.

CDZI
CDZI

Water Treatment$4.4M86%
Other$724.0K14%

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