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Side-by-side financial comparison of Broadway Financial Corp (BYFC) and NETSOL TECHNOLOGIES INC (NTWK). Click either name above to swap in a different company.

NETSOL TECHNOLOGIES INC is the larger business by last-quarter revenue ($18.8M vs $9.4M, roughly 2.0× Broadway Financial Corp). Broadway Financial Corp runs the higher net margin — 1934.0% vs 1.3%, a 1932.7% gap on every dollar of revenue. On growth, NETSOL TECHNOLOGIES INC posted the faster year-over-year revenue change (21.1% vs 10.1%). Broadway Financial Corp produced more free cash flow last quarter ($-13.0K vs $-5.1M). Over the past eight quarters, NETSOL TECHNOLOGIES INC's revenue compounded faster (10.3% CAGR vs 9.7%).

Virtu Financial, Inc. is an American high-frequency trading company. The company went public on the Nasdaq in 2015.

NetSol Technologies Inc. is an American software company which makes automobile leasing software. It is based in Encino, California.

BYFC vs NTWK — Head-to-Head

Bigger by revenue
NTWK
NTWK
2.0× larger
NTWK
$18.8M
$9.4M
BYFC
Growing faster (revenue YoY)
NTWK
NTWK
+11.0% gap
NTWK
21.1%
10.1%
BYFC
Higher net margin
BYFC
BYFC
1932.7% more per $
BYFC
1934.0%
1.3%
NTWK
More free cash flow
BYFC
BYFC
$5.1M more FCF
BYFC
$-13.0K
$-5.1M
NTWK
Faster 2-yr revenue CAGR
NTWK
NTWK
Annualised
NTWK
10.3%
9.7%
BYFC

Income Statement — Q4 FY2025 vs Q2 FY2026

Metric
BYFC
BYFC
NTWK
NTWK
Revenue
$9.4M
$18.8M
Net Profit
$1.0M
$246.8K
Gross Margin
48.0%
Operating Margin
6.9%
Net Margin
1934.0%
1.3%
Revenue YoY
10.1%
21.1%
Net Profit YoY
-21.8%
121.5%
EPS (diluted)
$0.02
$0.02

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
BYFC
BYFC
NTWK
NTWK
Q4 25
$9.4M
$18.8M
Q3 25
$9.0M
$15.0M
Q2 25
$8.1M
$18.4M
Q1 25
$8.3M
$17.5M
Q4 24
$8.6M
$15.5M
Q3 24
$8.7M
$14.6M
Q2 24
$8.2M
$16.4M
Q1 24
$7.8M
$15.5M
Net Profit
BYFC
BYFC
NTWK
NTWK
Q4 25
$1.0M
$246.8K
Q3 25
$-23.9M
$-2.4M
Q2 25
$752.0K
$2.6M
Q1 25
$-2.7M
$1.4M
Q4 24
$1.3M
$-1.1M
Q3 24
$516.0K
$70.8K
Q2 24
$256.0K
$-82.9K
Q1 24
$-154.0K
$327.5K
Gross Margin
BYFC
BYFC
NTWK
NTWK
Q4 25
48.0%
Q3 25
39.4%
Q2 25
56.2%
Q1 25
49.8%
Q4 24
44.5%
Q3 24
45.0%
Q2 24
51.5%
Q1 24
48.3%
Operating Margin
BYFC
BYFC
NTWK
NTWK
Q4 25
6.9%
Q3 25
-256.2%
-12.2%
Q2 25
12.8%
17.4%
Q1 25
-45.3%
8.9%
Q4 24
21.7%
-3.1%
Q3 24
8.5%
-5.2%
Q2 24
4.8%
4.9%
Q1 24
-2.9%
8.5%
Net Margin
BYFC
BYFC
NTWK
NTWK
Q4 25
1934.0%
1.3%
Q3 25
-264.2%
-15.7%
Q2 25
9.3%
14.0%
Q1 25
-32.3%
8.1%
Q4 24
15.3%
-7.4%
Q3 24
5.9%
0.5%
Q2 24
3.1%
-0.5%
Q1 24
-2.0%
2.1%
EPS (diluted)
BYFC
BYFC
NTWK
NTWK
Q4 25
$0.02
$0.02
Q3 25
$-2.86
$-0.20
Q2 25
$0.00
$0.22
Q1 25
$-0.39
$0.12
Q4 24
$0.07
$-0.10
Q3 24
$-0.03
$0.01
Q2 24
$0.02
$-0.01
Q1 24
$-0.02
$0.03

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
BYFC
BYFC
NTWK
NTWK
Cash + ST InvestmentsLiquidity on hand
$10.5M
$18.1M
Total DebtLower is stronger
$337.0K
Stockholders' EquityBook value
$262.8M
$35.9M
Total Assets
$1.3B
$62.7M
Debt / EquityLower = less leverage
0.01×

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
BYFC
BYFC
NTWK
NTWK
Q4 25
$10.5M
$18.1M
Q3 25
$19.7M
$22.7M
Q2 25
$29.5M
$17.4M
Q1 25
$15.8M
$18.8M
Q4 24
$61.4M
$21.3M
Q3 24
$97.1M
$24.5M
Q2 24
$89.8M
$19.1M
Q1 24
$67.1M
$12.3M
Total Debt
BYFC
BYFC
NTWK
NTWK
Q4 25
$337.0K
Q3 25
$218.2K
Q2 25
$134.6K
Q1 25
$86.8K
Q4 24
$87.0K
Q3 24
$92.6K
Q2 24
$95.8K
Q1 24
$130.4K
Stockholders' Equity
BYFC
BYFC
NTWK
NTWK
Q4 25
$262.8M
$35.9M
Q3 25
$261.7M
$35.8M
Q2 25
$284.7M
$37.8M
Q1 25
$283.6M
$35.5M
Q4 24
$285.0M
$33.9M
Q3 24
$286.2M
$34.7M
Q2 24
$282.1M
$34.8M
Q1 24
$281.1M
$35.3M
Total Assets
BYFC
BYFC
NTWK
NTWK
Q4 25
$1.3B
$62.7M
Q3 25
$1.3B
$62.6M
Q2 25
$1.2B
$62.4M
Q1 25
$1.3B
$58.1M
Q4 24
$1.3B
$59.1M
Q3 24
$1.4B
$62.8M
Q2 24
$1.4B
$64.2M
Q1 24
$1.4B
$63.3M
Debt / Equity
BYFC
BYFC
NTWK
NTWK
Q4 25
0.01×
Q3 25
0.01×
Q2 25
0.00×
Q1 25
0.00×
Q4 24
0.00×
Q3 24
0.00×
Q2 24
0.00×
Q1 24
0.00×

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
BYFC
BYFC
NTWK
NTWK
Operating Cash FlowLast quarter
$230.0K
$-4.7M
Free Cash FlowOCF − Capex
$-13.0K
$-5.1M
FCF MarginFCF / Revenue
-0.1%
-27.2%
Capex IntensityCapex / Revenue
2.6%
2.0%
Cash ConversionOCF / Net Profit
0.22×
-19.24×
TTM Free Cash FlowTrailing 4 quarters
$2.3M
$-1.0M

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
BYFC
BYFC
NTWK
NTWK
Q4 25
$230.0K
$-4.7M
Q3 25
$3.8M
$5.3M
Q2 25
$3.0M
$441.0K
Q1 25
$-4.3M
$-363.4K
Q4 24
$1.4M
$-5.1M
Q3 24
$6.1M
$5.5M
Q2 24
$9.8M
$6.5M
Q1 24
$-11.7M
$-4.2M
Free Cash Flow
BYFC
BYFC
NTWK
NTWK
Q4 25
$-13.0K
$-5.1M
Q3 25
$3.7M
$4.8M
Q2 25
$3.0M
$-44.1K
Q1 25
$-4.4M
$-693.0K
Q4 24
$1.3M
$-5.6M
Q3 24
$6.1M
$5.4M
Q2 24
$9.7M
$6.1M
Q1 24
$-11.7M
$-4.6M
FCF Margin
BYFC
BYFC
NTWK
NTWK
Q4 25
-0.1%
-27.2%
Q3 25
41.1%
32.1%
Q2 25
37.0%
-0.2%
Q1 25
-52.4%
-4.0%
Q4 24
14.7%
-36.1%
Q3 24
69.6%
37.1%
Q2 24
118.9%
37.0%
Q1 24
-149.7%
-29.6%
Capex Intensity
BYFC
BYFC
NTWK
NTWK
Q4 25
2.6%
2.0%
Q3 25
1.2%
3.2%
Q2 25
0.2%
2.6%
Q1 25
0.2%
1.9%
Q4 24
1.6%
3.0%
Q3 24
0.3%
0.7%
Q2 24
0.5%
2.6%
Q1 24
0.7%
2.4%
Cash Conversion
BYFC
BYFC
NTWK
NTWK
Q4 25
0.22×
-19.24×
Q3 25
Q2 25
4.00×
0.17×
Q1 25
-0.26×
Q4 24
1.06×
Q3 24
11.85×
77.94×
Q2 24
38.21×
Q1 24
-12.84×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

Revenue Breakdown by Segment

BYFC
BYFC

Segment breakdown not available.

NTWK
NTWK

Core Revenue$18.0M96%
Other$816.8K4%

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