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Side-by-side financial comparison of Broadway Financial Corp (BYFC) and Xos, Inc. (XOS). Click either name above to swap in a different company.

Broadway Financial Corp is the larger business by last-quarter revenue ($9.4M vs $5.2M, roughly 1.8× Xos, Inc.). Broadway Financial Corp runs the higher net margin — 1934.0% vs -186.8%, a 2120.8% gap on every dollar of revenue. On growth, Broadway Financial Corp posted the faster year-over-year revenue change (10.1% vs -54.5%). Over the past eight quarters, Broadway Financial Corp's revenue compounded faster (9.7% CAGR vs -35.7%).

Virtu Financial, Inc. is an American high-frequency trading company. The company went public on the Nasdaq in 2015.

Xos, Inc. is an American manufacturer of commercial electric vehicles (EVs) and mobile EV chargers.

BYFC vs XOS — Head-to-Head

Bigger by revenue
BYFC
BYFC
1.8× larger
BYFC
$9.4M
$5.2M
XOS
Growing faster (revenue YoY)
BYFC
BYFC
+64.6% gap
BYFC
10.1%
-54.5%
XOS
Higher net margin
BYFC
BYFC
2120.8% more per $
BYFC
1934.0%
-186.8%
XOS
Faster 2-yr revenue CAGR
BYFC
BYFC
Annualised
BYFC
9.7%
-35.7%
XOS

Income Statement — Q4 FY2025 vs Q4 FY2025

Metric
BYFC
BYFC
XOS
XOS
Revenue
$9.4M
$5.2M
Net Profit
$1.0M
$-9.8M
Gross Margin
-50.5%
Operating Margin
-186.6%
Net Margin
1934.0%
-186.8%
Revenue YoY
10.1%
-54.5%
Net Profit YoY
-21.8%
48.6%
EPS (diluted)
$0.02
$-0.76

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
BYFC
BYFC
XOS
XOS
Q4 25
$9.4M
$5.2M
Q3 25
$9.0M
$16.5M
Q2 25
$8.1M
$18.4M
Q1 25
$8.3M
$5.9M
Q4 24
$8.6M
$11.5M
Q3 24
$8.7M
$15.8M
Q2 24
$8.2M
$15.5M
Q1 24
$7.8M
$12.6M
Net Profit
BYFC
BYFC
XOS
XOS
Q4 25
$1.0M
$-9.8M
Q3 25
$-23.9M
$2.1M
Q2 25
$752.0K
$-7.5M
Q1 25
$-2.7M
$-10.2M
Q4 24
$1.3M
$-19.0M
Q3 24
$516.0K
$-10.5M
Q2 24
$256.0K
$-9.7M
Q1 24
$-154.0K
$-11.0M
Gross Margin
BYFC
BYFC
XOS
XOS
Q4 25
-50.5%
Q3 25
15.3%
Q2 25
8.8%
Q1 25
20.6%
Q4 24
-32.4%
Q3 24
18.1%
Q2 24
13.1%
Q1 24
22.1%
Operating Margin
BYFC
BYFC
XOS
XOS
Q4 25
-186.6%
Q3 25
-256.2%
-42.4%
Q2 25
12.8%
-38.5%
Q1 25
-45.3%
-157.7%
Q4 24
21.7%
-127.0%
Q3 24
8.5%
-61.4%
Q2 24
4.8%
-73.2%
Q1 24
-2.9%
-81.1%
Net Margin
BYFC
BYFC
XOS
XOS
Q4 25
1934.0%
-186.8%
Q3 25
-264.2%
12.9%
Q2 25
9.3%
-40.8%
Q1 25
-32.3%
-173.3%
Q4 24
15.3%
-165.4%
Q3 24
5.9%
-66.6%
Q2 24
3.1%
-62.2%
Q1 24
-2.0%
-87.1%
EPS (diluted)
BYFC
BYFC
XOS
XOS
Q4 25
$0.02
$-0.76
Q3 25
$-2.86
$0.22
Q2 25
$0.00
$-0.91
Q1 25
$-0.39
$-1.26
Q4 24
$0.07
$-2.34
Q3 24
$-0.03
$-1.32
Q2 24
$0.02
$-1.23
Q1 24
$-0.02
$-1.80

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
BYFC
BYFC
XOS
XOS
Cash + ST InvestmentsLiquidity on hand
$10.5M
$14.0M
Total DebtLower is stronger
Stockholders' EquityBook value
$262.8M
$23.3M
Total Assets
$1.3B
$60.4M
Debt / EquityLower = less leverage

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
BYFC
BYFC
XOS
XOS
Q4 25
$10.5M
$14.0M
Q3 25
$19.7M
$14.1M
Q2 25
$29.5M
$8.8M
Q1 25
$15.8M
$4.8M
Q4 24
$61.4M
$11.0M
Q3 24
$97.1M
$8.4M
Q2 24
$89.8M
$19.7M
Q1 24
$67.1M
$46.2M
Stockholders' Equity
BYFC
BYFC
XOS
XOS
Q4 25
$262.8M
$23.3M
Q3 25
$261.7M
$31.1M
Q2 25
$284.7M
$18.3M
Q1 25
$283.6M
$24.8M
Q4 24
$285.0M
$33.6M
Q3 24
$286.2M
$50.8M
Q2 24
$282.1M
$59.2M
Q1 24
$281.1M
$67.8M
Total Assets
BYFC
BYFC
XOS
XOS
Q4 25
$1.3B
$60.4M
Q3 25
$1.3B
$73.8M
Q2 25
$1.2B
$80.3M
Q1 25
$1.3B
$87.7M
Q4 24
$1.3B
$98.3M
Q3 24
$1.4B
$120.5M
Q2 24
$1.4B
$123.4M
Q1 24
$1.4B
$135.0M

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
BYFC
BYFC
XOS
XOS
Operating Cash FlowLast quarter
$230.0K
$2.4M
Free Cash FlowOCF − Capex
$-13.0K
FCF MarginFCF / Revenue
-0.1%
Capex IntensityCapex / Revenue
2.6%
0.0%
Cash ConversionOCF / Net Profit
0.22×
TTM Free Cash FlowTrailing 4 quarters
$2.3M

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
BYFC
BYFC
XOS
XOS
Q4 25
$230.0K
$2.4M
Q3 25
$3.8M
$3.1M
Q2 25
$3.0M
$4.6M
Q1 25
$-4.3M
$-4.8M
Q4 24
$1.4M
$3.3M
Q3 24
$6.1M
$-11.5M
Q2 24
$9.8M
$-26.0M
Q1 24
$-11.7M
$-14.6M
Free Cash Flow
BYFC
BYFC
XOS
XOS
Q4 25
$-13.0K
Q3 25
$3.7M
Q2 25
$3.0M
Q1 25
$-4.4M
Q4 24
$1.3M
Q3 24
$6.1M
$-11.7M
Q2 24
$9.7M
$-26.1M
Q1 24
$-11.7M
$-14.6M
FCF Margin
BYFC
BYFC
XOS
XOS
Q4 25
-0.1%
Q3 25
41.1%
Q2 25
37.0%
Q1 25
-52.4%
Q4 24
14.7%
Q3 24
69.6%
-73.9%
Q2 24
118.9%
-168.1%
Q1 24
-149.7%
-115.7%
Capex Intensity
BYFC
BYFC
XOS
XOS
Q4 25
2.6%
0.0%
Q3 25
1.2%
0.0%
Q2 25
0.2%
0.0%
Q1 25
0.2%
0.0%
Q4 24
1.6%
0.0%
Q3 24
0.3%
0.9%
Q2 24
0.5%
0.8%
Q1 24
0.7%
0.2%
Cash Conversion
BYFC
BYFC
XOS
XOS
Q4 25
0.22×
Q3 25
1.45×
Q2 25
4.00×
Q1 25
Q4 24
1.06×
Q3 24
11.85×
Q2 24
38.21×
Q1 24

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

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