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Side-by-side financial comparison of Broadway Financial Corp (BYFC) and Zeo Energy Corp. (ZEO). Click either name above to swap in a different company.

Zeo Energy Corp. is the larger business by last-quarter revenue ($18.6M vs $9.4M, roughly 2.0× Broadway Financial Corp). Broadway Financial Corp runs the higher net margin — 1934.0% vs -10.8%, a 1944.8% gap on every dollar of revenue. On growth, Broadway Financial Corp posted the faster year-over-year revenue change (10.1% vs -0.4%). Zeo Energy Corp. produced more free cash flow last quarter ($2.3M vs $-13.0K). Over the past eight quarters, Broadway Financial Corp's revenue compounded faster (9.7% CAGR vs -4.0%).

BYFC vs ZEO — Head-to-Head

Bigger by revenue
ZEO
ZEO
2.0× larger
ZEO
$18.6M
$9.4M
BYFC
Growing faster (revenue YoY)
BYFC
BYFC
+10.5% gap
BYFC
10.1%
-0.4%
ZEO
Higher net margin
BYFC
BYFC
1944.8% more per $
BYFC
1934.0%
-10.8%
ZEO
More free cash flow
ZEO
ZEO
$2.3M more FCF
ZEO
$2.3M
$-13.0K
BYFC
Faster 2-yr revenue CAGR
BYFC
BYFC
Annualised
BYFC
9.7%
-4.0%
ZEO

Income Statement — Q4 FY2025 vs Q4 FY2025

Metric
BYFC
BYFC
ZEO
ZEO
Revenue
$9.4M
$18.6M
Net Profit
$1.0M
$-2.0M
Gross Margin
Operating Margin
-11.8%
Net Margin
1934.0%
-10.8%
Revenue YoY
10.1%
-0.4%
Net Profit YoY
-21.8%
-360.9%
EPS (diluted)
$0.02

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
BYFC
BYFC
ZEO
ZEO
Q4 25
$9.4M
$18.6M
Q3 25
$9.0M
$23.9M
Q2 25
$8.1M
$18.1M
Q1 25
$8.3M
$8.8M
Q4 24
$8.6M
$18.6M
Q3 24
$8.7M
$19.7M
Q2 24
$8.2M
$14.8M
Q1 24
$7.8M
$20.1M
Net Profit
BYFC
BYFC
ZEO
ZEO
Q4 25
$1.0M
$-2.0M
Q3 25
$-23.9M
$-3.2M
Q2 25
$752.0K
$-2.4M
Q1 25
$-2.7M
$-6.4M
Q4 24
$1.3M
$-435.3K
Q3 24
$516.0K
$-424.3K
Q2 24
$256.0K
$-277.8K
Q1 24
$-154.0K
$-1.5M
Gross Margin
BYFC
BYFC
ZEO
ZEO
Q4 25
Q3 25
57.9%
Q2 25
59.8%
Q1 25
99.3%
Q4 24
Q3 24
50.2%
Q2 24
52.3%
Q1 24
Operating Margin
BYFC
BYFC
ZEO
ZEO
Q4 25
-11.8%
Q3 25
-256.2%
-8.3%
Q2 25
12.8%
-15.8%
Q1 25
-45.3%
-153.8%
Q4 24
21.7%
-6.0%
Q3 24
8.5%
-15.2%
Q2 24
4.8%
-18.0%
Q1 24
-2.9%
-20.1%
Net Margin
BYFC
BYFC
ZEO
ZEO
Q4 25
1934.0%
-10.8%
Q3 25
-264.2%
-13.5%
Q2 25
9.3%
-13.3%
Q1 25
-32.3%
-72.4%
Q4 24
15.3%
-2.3%
Q3 24
5.9%
-2.2%
Q2 24
3.1%
-1.9%
Q1 24
-2.0%
-7.6%
EPS (diluted)
BYFC
BYFC
ZEO
ZEO
Q4 25
$0.02
Q3 25
$-2.86
Q2 25
$0.00
Q1 25
$-0.39
$-0.48
Q4 24
$0.07
$1.11
Q3 24
$-0.03
$-0.08
Q2 24
$0.02
$0.03
Q1 24
$-0.02
$-1.54

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
BYFC
BYFC
ZEO
ZEO
Cash + ST InvestmentsLiquidity on hand
$10.5M
$6.1M
Total DebtLower is stronger
$79.1K
Stockholders' EquityBook value
$262.8M
$5.3M
Total Assets
$1.3B
$56.9M
Debt / EquityLower = less leverage
0.01×

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
BYFC
BYFC
ZEO
ZEO
Q4 25
$10.5M
$6.1M
Q3 25
$19.7M
$3.9M
Q2 25
$29.5M
$68.7K
Q1 25
$15.8M
$2.9M
Q4 24
$61.4M
$5.6M
Q3 24
$97.1M
$4.3M
Q2 24
$89.8M
$5.3M
Q1 24
$67.1M
Total Debt
BYFC
BYFC
ZEO
ZEO
Q4 25
$79.1K
Q3 25
$84.6K
Q2 25
$642.8K
Q1 25
$715.4K
Q4 24
$787.7K
Q3 24
$858.6K
Q2 24
$1.6M
Q1 24
$748.8K
Stockholders' Equity
BYFC
BYFC
ZEO
ZEO
Q4 25
$262.8M
$5.3M
Q3 25
$261.7M
$-1.7M
Q2 25
$284.7M
$-59.4M
Q1 25
$283.6M
$-23.1M
Q4 24
$285.0M
$-88.9M
Q3 24
$286.2M
$-39.3M
Q2 24
$282.1M
$-53.0M
Q1 24
$281.1M
$-173.0M
Total Assets
BYFC
BYFC
ZEO
ZEO
Q4 25
$1.3B
$56.9M
Q3 25
$1.3B
$58.5M
Q2 25
$1.2B
$46.2M
Q1 25
$1.3B
$47.4M
Q4 24
$1.3B
$61.0M
Q3 24
$1.4B
$47.1M
Q2 24
$1.4B
$49.1M
Q1 24
$1.4B
$50.1M
Debt / Equity
BYFC
BYFC
ZEO
ZEO
Q4 25
0.01×
Q3 25
Q2 25
Q1 25
Q4 24
Q3 24
Q2 24
Q1 24

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
BYFC
BYFC
ZEO
ZEO
Operating Cash FlowLast quarter
$230.0K
$2.4M
Free Cash FlowOCF − Capex
$-13.0K
$2.3M
FCF MarginFCF / Revenue
-0.1%
12.2%
Capex IntensityCapex / Revenue
2.6%
0.9%
Cash ConversionOCF / Net Profit
0.22×
TTM Free Cash FlowTrailing 4 quarters
$2.3M
$-9.9M

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
BYFC
BYFC
ZEO
ZEO
Q4 25
$230.0K
$2.4M
Q3 25
$3.8M
$-6.6M
Q2 25
$3.0M
$-2.3M
Q1 25
$-4.3M
$-2.3M
Q4 24
$1.4M
$3.5M
Q3 24
$6.1M
$162.2K
Q2 24
$9.8M
$-2.2M
Q1 24
$-11.7M
$-10.2M
Free Cash Flow
BYFC
BYFC
ZEO
ZEO
Q4 25
$-13.0K
$2.3M
Q3 25
$3.7M
$-6.8M
Q2 25
$3.0M
$-2.7M
Q1 25
$-4.4M
$-2.6M
Q4 24
$1.3M
$3.4M
Q3 24
$6.1M
$116.5K
Q2 24
$9.7M
$-2.3M
Q1 24
$-11.7M
$-10.4M
FCF Margin
BYFC
BYFC
ZEO
ZEO
Q4 25
-0.1%
12.2%
Q3 25
41.1%
-28.6%
Q2 25
37.0%
-15.0%
Q1 25
-52.4%
-30.0%
Q4 24
14.7%
18.2%
Q3 24
69.6%
0.6%
Q2 24
118.9%
-15.6%
Q1 24
-149.7%
-51.5%
Capex Intensity
BYFC
BYFC
ZEO
ZEO
Q4 25
2.6%
0.9%
Q3 25
1.2%
1.0%
Q2 25
0.2%
2.4%
Q1 25
0.2%
4.2%
Q4 24
1.6%
0.5%
Q3 24
0.3%
0.2%
Q2 24
0.5%
0.7%
Q1 24
0.7%
1.1%
Cash Conversion
BYFC
BYFC
ZEO
ZEO
Q4 25
0.22×
Q3 25
Q2 25
4.00×
Q1 25
Q4 24
1.06×
Q3 24
11.85×
Q2 24
38.21×
Q1 24

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

Revenue Breakdown by Segment

BYFC
BYFC

Segment breakdown not available.

ZEO
ZEO

Nonrelated Party$18.1M98%
Related Party$432.1K2%

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