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Side-by-side financial comparison of Blaize Holdings, Inc. (BZAI) and CF BANKSHARES INC. (CFBK). Click either name above to swap in a different company.

Blaize Holdings, Inc. is the larger business by last-quarter revenue ($23.8M vs $15.7M, roughly 1.5× CF BANKSHARES INC.). CF BANKSHARES INC. runs the higher net margin — 40.0% vs -13.9%, a 53.9% gap on every dollar of revenue. On growth, Blaize Holdings, Inc. posted the faster year-over-year revenue change (2377500.0% vs 12.6%). CF BANKSHARES INC. produced more free cash flow last quarter ($18.2M vs $-16.5M).

Blaize Holdings, Inc. is a technology company specializing in edge artificial intelligence computing solutions. It designs energy-efficient AI processors, low-latency inference software stacks, and end-to-end edge AI development tools, serving key segments including autonomous driving, industrial automation, smart cities, and edge healthcare monitoring.

CF Bankshares Inc. is a U.S.-based regional bank holding company operating through its community bank subsidiary. It offers a full suite of personal and commercial banking solutions including deposit products, various loan options, wealth management services and digital banking tools, primarily serving individual consumers and small-to-medium business clients across the U.S. Midwest region.

BZAI vs CFBK — Head-to-Head

Bigger by revenue
BZAI
BZAI
1.5× larger
BZAI
$23.8M
$15.7M
CFBK
Growing faster (revenue YoY)
BZAI
BZAI
+2377487.4% gap
BZAI
2377500.0%
12.6%
CFBK
Higher net margin
CFBK
CFBK
53.9% more per $
CFBK
40.0%
-13.9%
BZAI
More free cash flow
CFBK
CFBK
$34.7M more FCF
CFBK
$18.2M
$-16.5M
BZAI

Income Statement — Q4 FY2025 vs Q4 FY2025

Metric
BZAI
BZAI
CFBK
CFBK
Revenue
$23.8M
$15.7M
Net Profit
$-3.3M
$5.7M
Gross Margin
10.8%
Operating Margin
-89.8%
43.4%
Net Margin
-13.9%
40.0%
Revenue YoY
2377500.0%
12.6%
Net Profit YoY
50.7%
29.9%
EPS (diluted)
$0.16
$0.88

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
BZAI
BZAI
CFBK
CFBK
Q4 25
$23.8M
$15.7M
Q3 25
$11.9M
$15.5M
Q2 25
$15.6M
Q1 25
$14.1M
Q4 24
$14.0M
Q3 24
$13.1M
Q2 24
$12.6M
Q1 24
$12.2M
Net Profit
BZAI
BZAI
CFBK
CFBK
Q4 25
$-3.3M
$5.7M
Q3 25
$-26.3M
$2.3M
Q2 25
$5.0M
Q1 25
$4.4M
Q4 24
$4.4M
Q3 24
$4.2M
Q2 24
$1.7M
Q1 24
$3.1M
Gross Margin
BZAI
BZAI
CFBK
CFBK
Q4 25
10.8%
Q3 25
15.0%
Q2 25
Q1 25
Q4 24
Q3 24
Q2 24
Q1 24
Operating Margin
BZAI
BZAI
CFBK
CFBK
Q4 25
-89.8%
43.4%
Q3 25
-190.3%
17.5%
Q2 25
41.1%
Q1 25
39.5%
Q4 24
36.9%
Q3 24
40.4%
Q2 24
15.4%
Q1 24
30.9%
Net Margin
BZAI
BZAI
CFBK
CFBK
Q4 25
-13.9%
40.0%
Q3 25
-221.3%
15.1%
Q2 25
32.3%
Q1 25
31.4%
Q4 24
35.2%
Q3 24
32.2%
Q2 24
13.5%
Q1 24
25.2%
EPS (diluted)
BZAI
BZAI
CFBK
CFBK
Q4 25
$0.16
$0.88
Q3 25
$-0.25
$0.36
Q2 25
$0.77
Q1 25
$0.68
Q4 24
$0.68
Q3 24
$0.65
Q2 24
$0.26
Q1 24
$0.47

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
BZAI
BZAI
CFBK
CFBK
Cash + ST InvestmentsLiquidity on hand
$45.8M
$259.0M
Total DebtLower is stronger
Stockholders' EquityBook value
$39.0M
$184.4M
Total Assets
$102.2M
$2.1B
Debt / EquityLower = less leverage

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
BZAI
BZAI
CFBK
CFBK
Q4 25
$45.8M
$259.0M
Q3 25
$24.0M
$272.4M
Q2 25
$275.7M
Q1 25
$241.0M
Q4 24
$235.3M
Q3 24
$233.5M
Q2 24
$241.8M
Q1 24
$236.9M
Stockholders' Equity
BZAI
BZAI
CFBK
CFBK
Q4 25
$39.0M
$184.4M
Q3 25
$1.3M
$179.3M
Q2 25
$177.0M
Q1 25
$172.7M
Q4 24
$168.4M
Q3 24
$164.0M
Q2 24
$159.6M
Q1 24
$158.0M
Total Assets
BZAI
BZAI
CFBK
CFBK
Q4 25
$102.2M
$2.1B
Q3 25
$60.9M
$2.1B
Q2 25
$2.1B
Q1 25
$2.1B
Q4 24
$2.1B
Q3 24
$2.1B
Q2 24
$2.0B
Q1 24
$2.0B

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
BZAI
BZAI
CFBK
CFBK
Operating Cash FlowLast quarter
$-16.5M
$18.7M
Free Cash FlowOCF − Capex
$-16.5M
$18.2M
FCF MarginFCF / Revenue
-69.6%
115.6%
Capex IntensityCapex / Revenue
0.3%
3.1%
Cash ConversionOCF / Net Profit
3.26×
TTM Free Cash FlowTrailing 4 quarters
$33.4M

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
BZAI
BZAI
CFBK
CFBK
Q4 25
$-16.5M
$18.7M
Q3 25
$-24.9M
$5.5M
Q2 25
$8.0M
Q1 25
$2.2M
Q4 24
$14.2M
Q3 24
$-1.3M
Q2 24
$4.0M
Q1 24
$-1.2M
Free Cash Flow
BZAI
BZAI
CFBK
CFBK
Q4 25
$-16.5M
$18.2M
Q3 25
$-24.9M
$5.2M
Q2 25
$7.8M
Q1 25
$2.2M
Q4 24
$13.9M
Q3 24
$-1.3M
Q2 24
$4.0M
Q1 24
$-1.2M
FCF Margin
BZAI
BZAI
CFBK
CFBK
Q4 25
-69.6%
115.6%
Q3 25
-210.2%
33.6%
Q2 25
50.3%
Q1 25
15.2%
Q4 24
99.6%
Q3 24
-9.9%
Q2 24
31.6%
Q1 24
-9.5%
Capex Intensity
BZAI
BZAI
CFBK
CFBK
Q4 25
0.3%
3.1%
Q3 25
0.2%
1.7%
Q2 25
0.7%
Q1 25
0.4%
Q4 24
1.9%
Q3 24
0.2%
Q2 24
0.1%
Q1 24
0.0%
Cash Conversion
BZAI
BZAI
CFBK
CFBK
Q4 25
3.26×
Q3 25
2.34×
Q2 25
1.58×
Q1 25
0.50×
Q4 24
3.21×
Q3 24
-0.30×
Q2 24
2.35×
Q1 24
-0.38×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

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