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Side-by-side financial comparison of Blaize Holdings, Inc. (BZAI) and C & F FINANCIAL CORP (CFFI). Click either name above to swap in a different company.
C & F FINANCIAL CORP is the larger business by last-quarter revenue ($35.9M vs $23.8M, roughly 1.5× Blaize Holdings, Inc.). C & F FINANCIAL CORP runs the higher net margin — 18.7% vs -13.9%, a 32.5% gap on every dollar of revenue. On growth, Blaize Holdings, Inc. posted the faster year-over-year revenue change (2377500.0% vs 12.0%). C & F FINANCIAL CORP produced more free cash flow last quarter ($22.2M vs $-16.5M).
Blaize Holdings, Inc. is a technology company specializing in edge artificial intelligence computing solutions. It designs energy-efficient AI processors, low-latency inference software stacks, and end-to-end edge AI development tools, serving key segments including autonomous driving, industrial automation, smart cities, and edge healthcare monitoring.
Sun Life Financial Inc. is a Canadian financial services company headquartered in Toronto, Ontario. Founded in 1865, it operates internationally in life insurance, wealth management, and asset management. As of 2024, the company manages over CAD$1.3 trillion in assets and serves clients in Canada, the United States, Asia, and other markets.
BZAI vs CFFI — Head-to-Head
Income Statement — Q4 FY2025 vs Q4 FY2025
| Metric | | |
|---|---|---|
| Revenue | $23.8M | $35.9M |
| Net Profit | $-3.3M | $6.7M |
| Gross Margin | 10.8% | — |
| Operating Margin | -89.8% | 22.6% |
| Net Margin | -13.9% | 18.7% |
| Revenue YoY | 2377500.0% | 12.0% |
| Net Profit YoY | 50.7% | 11.0% |
| EPS (diluted) | $0.16 | $2.08 |
Green = leading value per metric. Periods may differ when fiscal calendars don't align.
8-Quarter Revenue & Profit Trend
Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.
| Q4 25 | $23.8M | $35.9M | ||
| Q3 25 | $11.9M | $36.0M | ||
| Q2 25 | — | $36.4M | ||
| Q1 25 | — | $32.6M | ||
| Q4 24 | — | $32.0M | ||
| Q3 24 | — | $33.5M | ||
| Q2 24 | — | $31.2M | ||
| Q1 24 | — | $30.6M |
| Q4 25 | $-3.3M | $6.7M | ||
| Q3 25 | $-26.3M | $7.1M | ||
| Q2 25 | — | $7.7M | ||
| Q1 25 | — | $5.4M | ||
| Q4 24 | — | $6.0M | ||
| Q3 24 | — | $5.4M | ||
| Q2 24 | — | $5.0M | ||
| Q1 24 | — | $3.4M |
| Q4 25 | 10.8% | — | ||
| Q3 25 | 15.0% | — | ||
| Q2 25 | — | — | ||
| Q1 25 | — | — | ||
| Q4 24 | — | — | ||
| Q3 24 | — | — | ||
| Q2 24 | — | — | ||
| Q1 24 | — | — |
| Q4 25 | -89.8% | 22.6% | ||
| Q3 25 | -190.3% | 24.5% | ||
| Q2 25 | — | 26.5% | ||
| Q1 25 | — | 20.0% | ||
| Q4 24 | — | 22.6% | ||
| Q3 24 | — | 19.9% | ||
| Q2 24 | — | 20.0% | ||
| Q1 24 | — | 13.1% |
| Q4 25 | -13.9% | 18.7% | ||
| Q3 25 | -221.3% | 19.6% | ||
| Q2 25 | — | 21.2% | ||
| Q1 25 | — | 16.5% | ||
| Q4 24 | — | 18.8% | ||
| Q3 24 | — | 16.1% | ||
| Q2 24 | — | 16.1% | ||
| Q1 24 | — | 11.1% |
| Q4 25 | $0.16 | $2.08 | ||
| Q3 25 | $-0.25 | $2.18 | ||
| Q2 25 | — | $2.37 | ||
| Q1 25 | — | $1.66 | ||
| Q4 24 | — | $1.85 | ||
| Q3 24 | — | $1.65 | ||
| Q2 24 | — | $1.50 | ||
| Q1 24 | — | $1.01 |
Balance Sheet & Financial Strength
Snapshot of each company's liquidity, leverage and book value from the latest quarter.
| Metric | | |
|---|---|---|
| Cash + ST InvestmentsLiquidity on hand | $45.8M | — |
| Total DebtLower is stronger | — | — |
| Stockholders' EquityBook value | $39.0M | $261.8M |
| Total Assets | $102.2M | $2.8B |
| Debt / EquityLower = less leverage | — | — |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $45.8M | — | ||
| Q3 25 | $24.0M | — | ||
| Q2 25 | — | — | ||
| Q1 25 | — | — | ||
| Q4 24 | — | — | ||
| Q3 24 | — | — | ||
| Q2 24 | — | — | ||
| Q1 24 | — | — |
| Q4 25 | $39.0M | $261.8M | ||
| Q3 25 | $1.3M | $253.3M | ||
| Q2 25 | — | $240.3M | ||
| Q1 25 | — | $234.6M | ||
| Q4 24 | — | $226.4M | ||
| Q3 24 | — | $227.3M | ||
| Q2 24 | — | $218.5M | ||
| Q1 24 | — | $216.3M |
| Q4 25 | $102.2M | $2.8B | ||
| Q3 25 | $60.9M | $2.7B | ||
| Q2 25 | — | $2.7B | ||
| Q1 25 | — | $2.6B | ||
| Q4 24 | — | $2.6B | ||
| Q3 24 | — | $2.6B | ||
| Q2 24 | — | $2.5B | ||
| Q1 24 | — | $2.5B |
Cash Flow & Capital Efficiency
How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.
| Metric | | |
|---|---|---|
| Operating Cash FlowLast quarter | $-16.5M | $24.5M |
| Free Cash FlowOCF − Capex | $-16.5M | $22.2M |
| FCF MarginFCF / Revenue | -69.6% | 61.8% |
| Capex IntensityCapex / Revenue | 0.3% | 6.5% |
| Cash ConversionOCF / Net Profit | — | 3.65× |
| TTM Free Cash FlowTrailing 4 quarters | — | $42.8M |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $-16.5M | $24.5M | ||
| Q3 25 | $-24.9M | $23.4M | ||
| Q2 25 | — | $-4.4M | ||
| Q1 25 | — | $3.2M | ||
| Q4 24 | — | $36.8M | ||
| Q3 24 | — | $404.0K | ||
| Q2 24 | — | $1.7M | ||
| Q1 24 | — | $895.0K |
| Q4 25 | $-16.5M | $22.2M | ||
| Q3 25 | $-24.9M | $22.7M | ||
| Q2 25 | — | $-5.0M | ||
| Q1 25 | — | $2.9M | ||
| Q4 24 | — | $33.3M | ||
| Q3 24 | — | $-1.6M | ||
| Q2 24 | — | $1.2M | ||
| Q1 24 | — | $410.0K |
| Q4 25 | -69.6% | 61.8% | ||
| Q3 25 | -210.2% | 63.0% | ||
| Q2 25 | — | -13.6% | ||
| Q1 25 | — | 9.0% | ||
| Q4 24 | — | 103.8% | ||
| Q3 24 | — | -4.9% | ||
| Q2 24 | — | 3.7% | ||
| Q1 24 | — | 1.3% |
| Q4 25 | 0.3% | 6.5% | ||
| Q3 25 | 0.2% | 2.1% | ||
| Q2 25 | — | 1.6% | ||
| Q1 25 | — | 0.8% | ||
| Q4 24 | — | 10.9% | ||
| Q3 24 | — | 6.1% | ||
| Q2 24 | — | 1.7% | ||
| Q1 24 | — | 1.6% |
| Q4 25 | — | 3.65× | ||
| Q3 25 | — | 3.31× | ||
| Q2 25 | — | -0.57× | ||
| Q1 25 | — | 0.60× | ||
| Q4 24 | — | 6.09× | ||
| Q3 24 | — | 0.07× | ||
| Q2 24 | — | 0.34× | ||
| Q1 24 | — | 0.26× |
Financial Flow Comparison
Revenue → gross profit → operating profit → net profit for each company.
Revenue Breakdown by Segment
BZAI
Segment breakdown not available.
CFFI
| Community Banking | $25.9M | 72% |
| Consumer Finance Segment | $7.0M | 19% |
| Mortgage Banking Segment | $1.9M | 5% |
| Other | $1.1M | 3% |
