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Side-by-side financial comparison of Caris Life Sciences, Inc. (CAI) and UNITED FIRE GROUP INC (UFCS). Click either name above to swap in a different company.

UNITED FIRE GROUP INC is the larger business by last-quarter revenue ($365.8M vs $216.8M, roughly 1.7× Caris Life Sciences, Inc.). On growth, Caris Life Sciences, Inc. posted the faster year-over-year revenue change (113.4% vs 9.8%).

Caris Life Sciences is a leading precision medicine biotech company specializing in advanced molecular profiling for oncology. It provides actionable genomic and molecular insights to oncologists to personalize cancer treatment plans, and partners with biopharmaceutical firms to accelerate novel cancer drug discovery and development, serving customers across North America, Europe, and key Asia-Pacific markets.

The United Fruit Company was an American multinational corporation that traded in tropical fruit grown on Latin American plantations and sold in the United States and Europe. The company was formed in 1899 from the merger of the Boston Fruit Company with Minor C. Keith's banana-trading enterprises. It flourished in the early and mid-20th century, and it came to control vast territories and transportation networks in Central America, the Caribbean coast of Colombia, and the West Indies. Althou...

CAI vs UFCS — Head-to-Head

Bigger by revenue
UFCS
UFCS
1.7× larger
UFCS
$365.8M
$216.8M
CAI
Growing faster (revenue YoY)
CAI
CAI
+103.6% gap
CAI
113.4%
9.8%
UFCS

Income Statement — Q3 FY2025 vs Q4 FY2025

Metric
CAI
CAI
UFCS
UFCS
Revenue
$216.8M
$365.8M
Net Profit
$24.3M
Gross Margin
Operating Margin
15.1%
13.2%
Net Margin
11.2%
Revenue YoY
113.4%
9.8%
Net Profit YoY
135.9%
EPS (diluted)
$0.08
$1.45

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
CAI
CAI
UFCS
UFCS
Q4 25
$365.8M
Q3 25
$216.8M
$354.0M
Q2 25
$181.4M
$335.5M
Q1 25
$331.1M
Q4 24
$333.2M
Q3 24
$101.6M
$323.0M
Q2 24
$100.0M
$301.2M
Q1 24
$296.0M
Net Profit
CAI
CAI
UFCS
UFCS
Q4 25
Q3 25
$24.3M
$39.2M
Q2 25
$-71.8M
$22.9M
Q1 25
$17.7M
Q4 24
Q3 24
$-67.7M
$19.7M
Q2 24
$-66.2M
$-2.7M
Q1 24
$13.5M
Operating Margin
CAI
CAI
UFCS
UFCS
Q4 25
13.2%
Q3 25
15.1%
13.7%
Q2 25
-9.9%
8.7%
Q1 25
6.6%
Q4 24
11.9%
Q3 24
-59.9%
7.7%
Q2 24
-67.0%
-1.3%
Q1 24
5.5%
Net Margin
CAI
CAI
UFCS
UFCS
Q4 25
Q3 25
11.2%
11.1%
Q2 25
-39.6%
6.8%
Q1 25
5.3%
Q4 24
Q3 24
-66.6%
6.1%
Q2 24
-66.2%
-0.9%
Q1 24
4.6%
EPS (diluted)
CAI
CAI
UFCS
UFCS
Q4 25
$1.45
Q3 25
$0.08
$1.49
Q2 25
$-7.97
$0.87
Q1 25
$0.67
Q4 24
$1.22
Q3 24
$-2.59
$0.76
Q2 24
$-2.54
$-0.11
Q1 24
$0.52

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
CAI
CAI
UFCS
UFCS
Cash + ST InvestmentsLiquidity on hand
$755.5M
$156.3M
Total DebtLower is stronger
$375.9M
Stockholders' EquityBook value
$478.4M
$941.2M
Total Assets
$984.6M
$3.8B
Debt / EquityLower = less leverage
0.79×

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
CAI
CAI
UFCS
UFCS
Q4 25
$156.3M
Q3 25
$755.5M
$233.7M
Q2 25
$721.2M
$202.1M
Q1 25
$183.7M
Q4 24
$200.9M
Q3 24
$197.4M
Q2 24
$153.4M
Q1 24
$217.8M
Total Debt
CAI
CAI
UFCS
UFCS
Q4 25
Q3 25
$375.9M
Q2 25
$373.4M
Q1 25
Q4 24
Q3 24
Q2 24
Q1 24
Stockholders' Equity
CAI
CAI
UFCS
UFCS
Q4 25
$941.2M
Q3 25
$478.4M
$898.7M
Q2 25
$452.9M
$845.7M
Q1 25
$817.7M
Q4 24
$781.5M
Q3 24
$-2.4B
$785.8M
Q2 24
$-2.4B
$726.6M
Q1 24
$736.8M
Total Assets
CAI
CAI
UFCS
UFCS
Q4 25
$3.8B
Q3 25
$984.6M
$3.8B
Q2 25
$955.1M
$3.7B
Q1 25
$3.5B
Q4 24
$3.5B
Q3 24
$3.5B
Q2 24
$3.4B
Q1 24
$3.2B
Debt / Equity
CAI
CAI
UFCS
UFCS
Q4 25
Q3 25
0.79×
Q2 25
0.82×
Q1 25
Q4 24
Q3 24
Q2 24
Q1 24

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
CAI
CAI
UFCS
UFCS
Operating Cash FlowLast quarter
$62.4M
$269.7M
Free Cash FlowOCF − Capex
$55.3M
FCF MarginFCF / Revenue
25.5%
Capex IntensityCapex / Revenue
3.3%
Cash ConversionOCF / Net Profit
2.57×
TTM Free Cash FlowTrailing 4 quarters

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
CAI
CAI
UFCS
UFCS
Q4 25
$269.7M
Q3 25
$62.4M
$60.8M
Q2 25
$53.4M
Q1 25
$35.7M
Q4 24
$340.3M
Q3 24
$56.5M
Q2 24
$91.3M
Q1 24
$36.2M
Free Cash Flow
CAI
CAI
UFCS
UFCS
Q4 25
Q3 25
$55.3M
Q2 25
Q1 25
Q4 24
Q3 24
Q2 24
Q1 24
FCF Margin
CAI
CAI
UFCS
UFCS
Q4 25
Q3 25
25.5%
Q2 25
Q1 25
Q4 24
Q3 24
Q2 24
Q1 24
Capex Intensity
CAI
CAI
UFCS
UFCS
Q4 25
Q3 25
3.3%
Q2 25
Q1 25
Q4 24
Q3 24
Q2 24
Q1 24
Cash Conversion
CAI
CAI
UFCS
UFCS
Q4 25
Q3 25
2.57×
1.55×
Q2 25
2.33×
Q1 25
2.02×
Q4 24
Q3 24
2.86×
Q2 24
Q1 24
2.68×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

Revenue Breakdown by Segment

CAI
CAI

Molecular Profiling Services$207.6M96%
Pharma Research And Development Services$9.2M4%

UFCS
UFCS

Segment breakdown not available.

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