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Side-by-side financial comparison of CAL-MAINE FOODS INC (CALM) and Fair Isaac (FICO). Click either name above to swap in a different company.

CAL-MAINE FOODS INC is the larger business by last-quarter revenue ($769.5M vs $512.0M, roughly 1.5× Fair Isaac). Fair Isaac runs the higher net margin — 30.9% vs 13.4%, a 17.6% gap on every dollar of revenue. On growth, Fair Isaac posted the faster year-over-year revenue change (16.4% vs -19.4%). Fair Isaac produced more free cash flow last quarter ($173.9M vs $47.9M). Over the past eight quarters, CAL-MAINE FOODS INC's revenue compounded faster (29.4% CAGR vs 8.6%).

Cal-Maine Foods, Inc. is an American fresh egg producer based in Ridgeland, Mississippi. As of 2024, it was the largest egg producer in the United States. Its eggs are sold under several different brand names, including Egg-Land's Best, Land O'Lakes, Farmhouse Eggs, Sunups, Sunny Meadow, and 4-Grain. The company was founded in 1957 by Fred R. Adams, Jr., whose family owns a controlling interest in the company, which is publicly traded on the NASDAQ stock exchange.

FICO, originally Fair, Isaac and Company, is an American data analytics company based in Bozeman, Montana, focused on credit scoring services. It was founded by Bill Fair and Earl Isaac in 1956. Its FICO score, a measure of consumer credit risk, has become a fixture of consumer lending in the United States.

CALM vs FICO — Head-to-Head

Bigger by revenue
CALM
CALM
1.5× larger
CALM
$769.5M
$512.0M
FICO
Growing faster (revenue YoY)
FICO
FICO
+35.8% gap
FICO
16.4%
-19.4%
CALM
Higher net margin
FICO
FICO
17.6% more per $
FICO
30.9%
13.4%
CALM
More free cash flow
FICO
FICO
$125.9M more FCF
FICO
$173.9M
$47.9M
CALM
Faster 2-yr revenue CAGR
CALM
CALM
Annualised
CALM
29.4%
8.6%
FICO

Income Statement — Q2 FY2026 vs Q1 FY2026

Metric
CALM
CALM
FICO
FICO
Revenue
$769.5M
$512.0M
Net Profit
$102.8M
$158.4M
Gross Margin
27.0%
83.0%
Operating Margin
16.1%
45.7%
Net Margin
13.4%
30.9%
Revenue YoY
-19.4%
16.4%
Net Profit YoY
-53.1%
3.8%
EPS (diluted)
$2.13
$6.61

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
CALM
CALM
FICO
FICO
Q4 25
$769.5M
$512.0M
Q3 25
$922.6M
$515.8M
Q2 25
$536.4M
Q1 25
$1.4B
$498.7M
Q4 24
$954.7M
$440.0M
Q3 24
$785.9M
$453.8M
Q2 24
$447.8M
Q1 24
$703.1M
$433.8M
Net Profit
CALM
CALM
FICO
FICO
Q4 25
$102.8M
$158.4M
Q3 25
$199.3M
$155.0M
Q2 25
$181.8M
Q1 25
$508.5M
$162.6M
Q4 24
$219.1M
$152.5M
Q3 24
$150.0M
$135.7M
Q2 24
$126.3M
Q1 24
$146.7M
$129.8M
Gross Margin
CALM
CALM
FICO
FICO
Q4 25
27.0%
83.0%
Q3 25
33.7%
82.3%
Q2 25
83.7%
Q1 25
50.5%
82.4%
Q4 24
37.3%
80.1%
Q3 24
31.5%
80.3%
Q2 24
80.3%
Q1 24
31.1%
80.0%
Operating Margin
CALM
CALM
FICO
FICO
Q4 25
16.1%
45.7%
Q3 25
27.0%
46.0%
Q2 25
48.9%
Q1 25
44.8%
49.3%
Q4 24
29.1%
40.8%
Q3 24
23.8%
43.4%
Q2 24
42.5%
Q1 24
23.2%
44.9%
Net Margin
CALM
CALM
FICO
FICO
Q4 25
13.4%
30.9%
Q3 25
21.6%
30.1%
Q2 25
33.9%
Q1 25
35.9%
32.6%
Q4 24
22.9%
34.7%
Q3 24
19.1%
29.9%
Q2 24
28.2%
Q1 24
20.9%
29.9%
EPS (diluted)
CALM
CALM
FICO
FICO
Q4 25
$2.13
$6.61
Q3 25
$4.12
$6.41
Q2 25
$7.40
Q1 25
$10.38
$6.59
Q4 24
$4.47
$6.14
Q3 24
$3.06
$5.44
Q2 24
$5.05
Q1 24
$3.00
$5.16

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
CALM
CALM
FICO
FICO
Cash + ST InvestmentsLiquidity on hand
$369.4M
$162.0M
Total DebtLower is stronger
$3.2B
Stockholders' EquityBook value
$2.7B
$-1.8B
Total Assets
$3.1B
$1.9B
Debt / EquityLower = less leverage

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
CALM
CALM
FICO
FICO
Q4 25
$369.4M
$162.0M
Q3 25
$251.9M
$134.1M
Q2 25
$189.0M
Q1 25
$497.2M
$146.6M
Q4 24
$140.3M
$184.3M
Q3 24
$181.7M
$150.7M
Q2 24
$156.0M
Q1 24
$367.1M
$135.7M
Total Debt
CALM
CALM
FICO
FICO
Q4 25
$3.2B
Q3 25
$3.1B
Q2 25
$2.8B
Q1 25
$2.5B
Q4 24
$2.4B
Q3 24
$2.2B
Q2 24
$2.1B
Q1 24
$2.0B
Stockholders' Equity
CALM
CALM
FICO
FICO
Q4 25
$2.7B
$-1.8B
Q3 25
$2.7B
$-1.7B
Q2 25
$-1.4B
Q1 25
$2.4B
$-1.1B
Q4 24
$2.0B
$-1.1B
Q3 24
$1.9B
$-962.7M
Q2 24
$-829.3M
Q1 24
$1.7B
$-735.7M
Total Assets
CALM
CALM
FICO
FICO
Q4 25
$3.1B
$1.9B
Q3 25
$3.2B
$1.9B
Q2 25
$1.9B
Q1 25
$3.1B
$1.8B
Q4 24
$2.5B
$1.7B
Q3 24
$2.4B
$1.7B
Q2 24
$1.7B
Q1 24
$2.1B
$1.7B

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
CALM
CALM
FICO
FICO
Operating Cash FlowLast quarter
$94.8M
$174.1M
Free Cash FlowOCF − Capex
$47.9M
$173.9M
FCF MarginFCF / Revenue
6.2%
34.0%
Capex IntensityCapex / Revenue
6.1%
0.0%
Cash ConversionOCF / Net Profit
0.92×
1.10×
TTM Free Cash FlowTrailing 4 quarters
$895.9M
$750.6M

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
CALM
CALM
FICO
FICO
Q4 25
$94.8M
$174.1M
Q3 25
$278.6M
$223.7M
Q2 25
$286.2M
Q1 25
$571.6M
$74.9M
Q4 24
$122.7M
$194.0M
Q3 24
$117.5M
$226.5M
Q2 24
$213.3M
Q1 24
$164.0M
$71.0M
Free Cash Flow
CALM
CALM
FICO
FICO
Q4 25
$47.9M
$173.9M
Q3 25
$233.3M
$219.5M
Q2 25
$284.4M
Q1 25
$521.8M
$72.8M
Q4 24
$92.9M
$193.2M
Q3 24
$81.7M
$224.7M
Q2 24
$211.6M
Q1 24
$133.8M
$67.0M
FCF Margin
CALM
CALM
FICO
FICO
Q4 25
6.2%
34.0%
Q3 25
25.3%
42.6%
Q2 25
53.0%
Q1 25
36.8%
14.6%
Q4 24
9.7%
43.9%
Q3 24
10.4%
49.5%
Q2 24
47.2%
Q1 24
19.0%
15.4%
Capex Intensity
CALM
CALM
FICO
FICO
Q4 25
6.1%
0.0%
Q3 25
4.9%
0.8%
Q2 25
0.3%
Q1 25
3.5%
0.4%
Q4 24
3.1%
0.2%
Q3 24
4.6%
0.4%
Q2 24
0.4%
Q1 24
4.3%
0.9%
Cash Conversion
CALM
CALM
FICO
FICO
Q4 25
0.92×
1.10×
Q3 25
1.40×
1.44×
Q2 25
1.57×
Q1 25
1.12×
0.46×
Q4 24
0.56×
1.27×
Q3 24
0.78×
1.67×
Q2 24
1.69×
Q1 24
1.12×
0.55×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

Revenue Breakdown by Segment

CALM
CALM

Retail$625.4M81%
Prepared Foods$71.7M9%
Egg Products$34.5M4%
Service Other$19.2M2%
Other$13.8M2%

FICO
FICO

Business To Business Scores$248.6M49%
Saa S Products$115.7M23%
Platform Software$73.9M14%
Business To Consumer Scores$55.9M11%
Technology Service$19.2M4%

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