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Side-by-side financial comparison of CAPRICOR THERAPEUTICS, INC. (CAPR) and Sound Financial Bancorp, Inc. (SFBC). Click either name above to swap in a different company.

CAPRICOR THERAPEUTICS, INC. is the larger business by last-quarter revenue ($11.1M vs $9.5M, roughly 1.2× Sound Financial Bancorp, Inc.). On growth, Sound Financial Bancorp, Inc. posted the faster year-over-year revenue change (1.5% vs -7.9%). Sound Financial Bancorp, Inc. produced more free cash flow last quarter ($7.0M vs $-15.3M). Over the past eight quarters, CAPRICOR THERAPEUTICS, INC.'s revenue compounded faster (93.0% CAGR vs 5.5%).

Capricor Therapeutics is a clinical-stage biotechnology company focused on discovering, developing and commercializing innovative biological therapies including cell and gene therapies for rare diseases, cardiovascular disorders and muscular conditions. It primarily operates in the U.S. market, addressing unmet medical needs for patient groups with limited treatment options.

U.S. Bancorp is an American multinational banking institution headquartered in Minneapolis, Minnesota and incorporated in Delaware. It is the 5th-largest bank in the United States as of 2025. As the largest bank in the Midwestern United States, it is considered systemically important by the Financial Stability Board. It is the parent company of its primary operating entity, U.S. Bank National Association, which does business as U.S. Bank. The company provides banking, investment, mortgage, tr...

CAPR vs SFBC — Head-to-Head

Bigger by revenue
CAPR
CAPR
1.2× larger
CAPR
$11.1M
$9.5M
SFBC
Growing faster (revenue YoY)
SFBC
SFBC
+9.4% gap
SFBC
1.5%
-7.9%
CAPR
More free cash flow
SFBC
SFBC
$22.3M more FCF
SFBC
$7.0M
$-15.3M
CAPR
Faster 2-yr revenue CAGR
CAPR
CAPR
Annualised
CAPR
93.0%
5.5%
SFBC

Income Statement — Q4 FY2024 vs Q4 FY2025

Metric
CAPR
CAPR
SFBC
SFBC
Revenue
$11.1M
$9.5M
Net Profit
$-7.1M
Gross Margin
Operating Margin
-69.1%
27.1%
Net Margin
-63.9%
Revenue YoY
-7.9%
1.5%
Net Profit YoY
-833.8%
EPS (diluted)
$-0.11
$0.87

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
CAPR
CAPR
SFBC
SFBC
Q4 25
$9.5M
Q3 25
$9.8M
Q2 25
$10.4M
Q1 25
$9.2M
Q4 24
$11.1M
$9.4M
Q3 24
$2.3M
$9.1M
Q2 24
$4.0M
$8.6M
Q1 24
$4.9M
$8.6M
Net Profit
CAPR
CAPR
SFBC
SFBC
Q4 25
Q3 25
$1.7M
Q2 25
$2.1M
Q1 25
$1.2M
Q4 24
$-7.1M
Q3 24
$-12.6M
$1.2M
Q2 24
$-11.0M
$795.0K
Q1 24
$-9.8M
$770.0K
Operating Margin
CAPR
CAPR
SFBC
SFBC
Q4 25
27.1%
Q3 25
21.3%
Q2 25
24.5%
Q1 25
15.9%
Q4 24
-69.1%
24.6%
Q3 24
-575.2%
15.6%
Q2 24
-291.9%
11.4%
Q1 24
-209.2%
10.9%
Net Margin
CAPR
CAPR
SFBC
SFBC
Q4 25
Q3 25
17.3%
Q2 25
19.8%
Q1 25
12.7%
Q4 24
-63.9%
Q3 24
-555.2%
12.7%
Q2 24
-277.0%
9.2%
Q1 24
-199.6%
9.0%
EPS (diluted)
CAPR
CAPR
SFBC
SFBC
Q4 25
$0.87
Q3 25
$0.66
Q2 25
$0.79
Q1 25
$0.45
Q4 24
$-0.11
$0.74
Q3 24
$-0.38
$0.45
Q2 24
$-0.35
$0.31
Q1 24
$-0.31
$0.30

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
CAPR
CAPR
SFBC
SFBC
Cash + ST InvestmentsLiquidity on hand
$151.5M
$138.5M
Total DebtLower is stronger
Stockholders' EquityBook value
$145.5M
$109.4M
Total Assets
$170.5M
$1.1B
Debt / EquityLower = less leverage

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
CAPR
CAPR
SFBC
SFBC
Q4 25
$138.5M
Q3 25
$101.2M
Q2 25
$102.5M
Q1 25
$131.5M
Q4 24
$151.5M
$43.6M
Q3 24
$85.0M
$148.9M
Q2 24
$29.5M
$135.1M
Q1 24
$39.9M
$138.0M
Stockholders' Equity
CAPR
CAPR
SFBC
SFBC
Q4 25
$109.4M
Q3 25
$107.5M
Q2 25
$106.0M
Q1 25
$104.4M
Q4 24
$145.5M
$103.7M
Q3 24
$68.3M
$102.2M
Q2 24
$11.5M
$101.3M
Q1 24
$18.4M
$101.0M
Total Assets
CAPR
CAPR
SFBC
SFBC
Q4 25
$1.1B
Q3 25
$1.1B
Q2 25
$1.1B
Q1 25
$1.1B
Q4 24
$170.5M
$993.6M
Q3 24
$93.0M
$1.1B
Q2 24
$38.3M
$1.1B
Q1 24
$49.4M
$1.1B

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
CAPR
CAPR
SFBC
SFBC
Operating Cash FlowLast quarter
$-14.8M
$7.2M
Free Cash FlowOCF − Capex
$-15.3M
$7.0M
FCF MarginFCF / Revenue
-137.3%
73.4%
Capex IntensityCapex / Revenue
4.4%
1.8%
Cash ConversionOCF / Net Profit
TTM Free Cash FlowTrailing 4 quarters
$-41.2M
$12.0M

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
CAPR
CAPR
SFBC
SFBC
Q4 25
$7.2M
Q3 25
$3.8M
Q2 25
$-494.0K
Q1 25
$1.9M
Q4 24
$-14.8M
$2.9M
Q3 24
$-11.6M
$3.3M
Q2 24
$-12.3M
$-4.0M
Q1 24
$-1.3M
$3.5M
Free Cash Flow
CAPR
CAPR
SFBC
SFBC
Q4 25
$7.0M
Q3 25
$3.8M
Q2 25
$-518.0K
Q1 25
$1.8M
Q4 24
$-15.3M
$2.9M
Q3 24
$-11.7M
$3.2M
Q2 24
$-12.3M
$-5.6M
Q1 24
$-1.9M
$1.9M
FCF Margin
CAPR
CAPR
SFBC
SFBC
Q4 25
73.4%
Q3 25
38.3%
Q2 25
-5.0%
Q1 25
19.8%
Q4 24
-137.3%
30.4%
Q3 24
-515.2%
35.5%
Q2 24
-310.9%
-65.4%
Q1 24
-38.3%
22.2%
Capex Intensity
CAPR
CAPR
SFBC
SFBC
Q4 25
1.8%
Q3 25
0.4%
Q2 25
0.2%
Q1 25
0.4%
Q4 24
4.4%
0.8%
Q3 24
0.4%
0.5%
Q2 24
1.5%
18.7%
Q1 24
12.4%
19.0%
Cash Conversion
CAPR
CAPR
SFBC
SFBC
Q4 25
Q3 25
2.24×
Q2 25
-0.24×
Q1 25
1.59×
Q4 24
Q3 24
2.84×
Q2 24
-5.05×
Q1 24
4.57×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

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