vs

Side-by-side financial comparison of Capstone Holding Corp. (CAPS) and Sound Financial Bancorp, Inc. (SFBC). Click either name above to swap in a different company.

Capstone Holding Corp. is the larger business by last-quarter revenue ($14.0M vs $9.5M, roughly 1.5× Sound Financial Bancorp, Inc.).

Capstone Green Energy Corporation, formerly Capstone Turbine Corporation, was incorporated in 1988 as a California based gas turbine manufacturer that specializes in microturbine power along with heating and cooling cogeneration systems. Key to the Capstone design is its use of air bearings, which provides maintenance and fluid-free operation for the lifetime of the turbine and reduces the system to a single moving part. This also eliminates the need for any cooling or other secondary systems...

U.S. Bancorp is an American multinational banking institution headquartered in Minneapolis, Minnesota and incorporated in Delaware. It is the 5th-largest bank in the United States as of 2025. As the largest bank in the Midwestern United States, it is considered systemically important by the Financial Stability Board. It is the parent company of its primary operating entity, U.S. Bank National Association, which does business as U.S. Bank. The company provides banking, investment, mortgage, tr...

CAPS vs SFBC — Head-to-Head

Bigger by revenue
CAPS
CAPS
1.5× larger
CAPS
$14.0M
$9.5M
SFBC

Income Statement — Q3 FY2025 vs Q4 FY2025

Metric
CAPS
CAPS
SFBC
SFBC
Revenue
$14.0M
$9.5M
Net Profit
$-2.0M
Gross Margin
23.3%
Operating Margin
-5.5%
27.1%
Net Margin
-14.4%
Revenue YoY
1.5%
Net Profit YoY
EPS (diluted)
$-0.35
$0.87

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
CAPS
CAPS
SFBC
SFBC
Q4 25
$9.5M
Q3 25
$14.0M
$9.8M
Q2 25
$13.2M
$10.4M
Q1 25
$8.2M
$9.2M
Q4 24
$9.4M
Q3 24
$9.1M
Q2 24
$8.6M
Q1 24
$8.6M
Net Profit
CAPS
CAPS
SFBC
SFBC
Q4 25
Q3 25
$-2.0M
$1.7M
Q2 25
$-700.0K
$2.1M
Q1 25
$-1.7M
$1.2M
Q4 24
Q3 24
$1.2M
Q2 24
$795.0K
Q1 24
$770.0K
Gross Margin
CAPS
CAPS
SFBC
SFBC
Q4 25
Q3 25
23.3%
Q2 25
23.7%
Q1 25
16.2%
Q4 24
Q3 24
Q2 24
Q1 24
Operating Margin
CAPS
CAPS
SFBC
SFBC
Q4 25
27.1%
Q3 25
-5.5%
21.3%
Q2 25
-2.0%
24.5%
Q1 25
-17.5%
15.9%
Q4 24
24.6%
Q3 24
15.6%
Q2 24
11.4%
Q1 24
10.9%
Net Margin
CAPS
CAPS
SFBC
SFBC
Q4 25
Q3 25
-14.4%
17.3%
Q2 25
-5.3%
19.8%
Q1 25
-21.2%
12.7%
Q4 24
Q3 24
12.7%
Q2 24
9.2%
Q1 24
9.0%
EPS (diluted)
CAPS
CAPS
SFBC
SFBC
Q4 25
$0.87
Q3 25
$-0.35
$0.66
Q2 25
$-0.13
$0.79
Q1 25
$-0.47
$0.45
Q4 24
$0.74
Q3 24
$0.45
Q2 24
$0.31
Q1 24
$0.30

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
CAPS
CAPS
SFBC
SFBC
Cash + ST InvestmentsLiquidity on hand
$730.0K
$138.5M
Total DebtLower is stronger
$11.7M
Stockholders' EquityBook value
$27.2M
$109.4M
Total Assets
$58.5M
$1.1B
Debt / EquityLower = less leverage
0.43×

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
CAPS
CAPS
SFBC
SFBC
Q4 25
$138.5M
Q3 25
$730.0K
$101.2M
Q2 25
$773.0K
$102.5M
Q1 25
$1.7M
$131.5M
Q4 24
$43.6M
Q3 24
$148.9M
Q2 24
$135.1M
Q1 24
$138.0M
Total Debt
CAPS
CAPS
SFBC
SFBC
Q4 25
Q3 25
$11.7M
Q2 25
$9.6M
Q1 25
$8.8M
Q4 24
Q3 24
Q2 24
Q1 24
Stockholders' Equity
CAPS
CAPS
SFBC
SFBC
Q4 25
$109.4M
Q3 25
$27.2M
$107.5M
Q2 25
$26.3M
$106.0M
Q1 25
$27.0M
$104.4M
Q4 24
$103.7M
Q3 24
$102.2M
Q2 24
$101.3M
Q1 24
$101.0M
Total Assets
CAPS
CAPS
SFBC
SFBC
Q4 25
$1.1B
Q3 25
$58.5M
$1.1B
Q2 25
$51.9M
$1.1B
Q1 25
$52.2M
$1.1B
Q4 24
$993.6M
Q3 24
$1.1B
Q2 24
$1.1B
Q1 24
$1.1B
Debt / Equity
CAPS
CAPS
SFBC
SFBC
Q4 25
Q3 25
0.43×
Q2 25
0.37×
Q1 25
0.33×
Q4 24
Q3 24
Q2 24
Q1 24

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
CAPS
CAPS
SFBC
SFBC
Operating Cash FlowLast quarter
$0
$7.2M
Free Cash FlowOCF − Capex
$7.0M
FCF MarginFCF / Revenue
73.4%
Capex IntensityCapex / Revenue
0.0%
1.8%
Cash ConversionOCF / Net Profit
TTM Free Cash FlowTrailing 4 quarters
$12.0M

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
CAPS
CAPS
SFBC
SFBC
Q4 25
$7.2M
Q3 25
$0
$3.8M
Q2 25
$-1.7M
$-494.0K
Q1 25
$-2.3M
$1.9M
Q4 24
$2.9M
Q3 24
$3.3M
Q2 24
$-4.0M
Q1 24
$3.5M
Free Cash Flow
CAPS
CAPS
SFBC
SFBC
Q4 25
$7.0M
Q3 25
$3.8M
Q2 25
$-518.0K
Q1 25
$1.8M
Q4 24
$2.9M
Q3 24
$3.2M
Q2 24
$-5.6M
Q1 24
$1.9M
FCF Margin
CAPS
CAPS
SFBC
SFBC
Q4 25
73.4%
Q3 25
38.3%
Q2 25
-5.0%
Q1 25
19.8%
Q4 24
30.4%
Q3 24
35.5%
Q2 24
-65.4%
Q1 24
22.2%
Capex Intensity
CAPS
CAPS
SFBC
SFBC
Q4 25
1.8%
Q3 25
0.0%
0.4%
Q2 25
0.2%
Q1 25
0.4%
Q4 24
0.8%
Q3 24
0.5%
Q2 24
18.7%
Q1 24
19.0%
Cash Conversion
CAPS
CAPS
SFBC
SFBC
Q4 25
Q3 25
2.24×
Q2 25
-0.24×
Q1 25
1.59×
Q4 24
Q3 24
2.84×
Q2 24
-5.05×
Q1 24
4.57×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

Revenue Breakdown by Segment

CAPS
CAPS

Total Stone$12.7M91%
Other$1.3M9%

SFBC
SFBC

Segment breakdown not available.

Related Comparisons