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Side-by-side financial comparison of Carter Bankshares, Inc. (CARE) and GERON CORP (GERN). Click either name above to swap in a different company.

GERON CORP is the larger business by last-quarter revenue ($47.2M vs $39.8M, roughly 1.2× Carter Bankshares, Inc.). On growth, GERON CORP posted the faster year-over-year revenue change (67.1% vs 15.4%). Over the past eight quarters, GERON CORP's revenue compounded faster (1597.0% CAGR vs 9.1%).

Carter Bankshares, Inc. is a U.S. regional bank holding company operating Carter Bank & Trust, a community-focused financial institution. It offers a full range of retail and commercial banking products including deposit accounts, personal and business loans, and wealth management services, primarily serving consumers and small business clients across Virginia and North Carolina.

Geron Corporation is a biotechnology company located in Foster City, California which specializes in developing and commercializing therapeutic products for cancer that inhibit telomerase.

CARE vs GERN — Head-to-Head

Bigger by revenue
GERN
GERN
1.2× larger
GERN
$47.2M
$39.8M
CARE
Growing faster (revenue YoY)
GERN
GERN
+51.7% gap
GERN
67.1%
15.4%
CARE
Faster 2-yr revenue CAGR
GERN
GERN
Annualised
GERN
1597.0%
9.1%
CARE

Income Statement — Q4 FY2025 vs Q3 FY2025

Metric
CARE
CARE
GERN
GERN
Revenue
$39.8M
$47.2M
Net Profit
$-18.4M
Gross Margin
Operating Margin
27.8%
-29.4%
Net Margin
-39.0%
Revenue YoY
15.4%
67.1%
Net Profit YoY
30.3%
EPS (diluted)
$0.38
$-0.03

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
CARE
CARE
GERN
GERN
Q4 25
$39.8M
Q3 25
$39.1M
$47.2M
Q2 25
$37.3M
$49.0M
Q1 25
$37.0M
$39.6M
Q4 24
$34.5M
Q3 24
$34.2M
$28.3M
Q2 24
$33.6M
$882.0K
Q1 24
$33.5M
$304.0K
Net Profit
CARE
CARE
GERN
GERN
Q4 25
Q3 25
$5.4M
$-18.4M
Q2 25
$8.5M
$-16.4M
Q1 25
$9.0M
$-19.8M
Q4 24
Q3 24
$5.6M
$-26.4M
Q2 24
$4.8M
$-67.4M
Q1 24
$5.8M
$-55.4M
Operating Margin
CARE
CARE
GERN
GERN
Q4 25
27.8%
Q3 25
18.3%
-29.4%
Q2 25
28.5%
-25.4%
Q1 25
30.1%
-42.2%
Q4 24
31.0%
Q3 24
20.5%
-99.8%
Q2 24
17.6%
-7860.9%
Q1 24
21.6%
-18465.1%
Net Margin
CARE
CARE
GERN
GERN
Q4 25
Q3 25
13.9%
-39.0%
Q2 25
22.8%
-33.4%
Q1 25
24.2%
-50.1%
Q4 24
Q3 24
16.4%
-93.5%
Q2 24
14.3%
-7639.8%
Q1 24
17.4%
-18220.4%
EPS (diluted)
CARE
CARE
GERN
GERN
Q4 25
$0.38
Q3 25
$0.24
$-0.03
Q2 25
$0.37
$-0.02
Q1 25
$0.39
$-0.03
Q4 24
$0.36
Q3 24
$0.24
$-0.04
Q2 24
$0.21
$-0.10
Q1 24
$0.25
$-0.09

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
CARE
CARE
GERN
GERN
Cash + ST InvestmentsLiquidity on hand
$78.1M
Total DebtLower is stronger
Stockholders' EquityBook value
$419.7M
$248.7M
Total Assets
$4.9B
$567.4M
Debt / EquityLower = less leverage

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
CARE
CARE
GERN
GERN
Q4 25
Q3 25
$78.1M
Q2 25
$77.7M
Q1 25
$83.7M
Q4 24
Q3 24
$60.3M
Q2 24
$116.9M
Q1 24
$189.8M
Stockholders' Equity
CARE
CARE
GERN
GERN
Q4 25
$419.7M
Q3 25
$412.8M
$248.7M
Q2 25
$405.6M
$259.5M
Q1 25
$401.8M
$268.2M
Q4 24
$384.3M
Q3 24
$386.8M
$292.3M
Q2 24
$364.4M
$306.7M
Q1 24
$359.1M
$344.9M
Total Assets
CARE
CARE
GERN
GERN
Q4 25
$4.9B
Q3 25
$4.8B
$567.4M
Q2 25
$4.8B
$555.2M
Q1 25
$4.7B
$562.5M
Q4 24
$4.7B
Q3 24
$4.6B
$444.9M
Q2 24
$4.5B
$449.4M
Q1 24
$4.6B
$482.1M

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
CARE
CARE
GERN
GERN
Operating Cash FlowLast quarter
$39.9M
$-13.6M
Free Cash FlowOCF − Capex
$31.8M
FCF MarginFCF / Revenue
79.9%
Capex IntensityCapex / Revenue
20.2%
Cash ConversionOCF / Net Profit
TTM Free Cash FlowTrailing 4 quarters
$54.6M

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
CARE
CARE
GERN
GERN
Q4 25
$39.9M
Q3 25
$11.8M
$-13.6M
Q2 25
$9.6M
$-27.4M
Q1 25
$6.4M
$-48.0M
Q4 24
$36.9M
Q3 24
$10.3M
$-58.9M
Q2 24
$-2.5M
$-53.5M
Q1 24
$17.6M
$-62.3M
Free Cash Flow
CARE
CARE
GERN
GERN
Q4 25
$31.8M
Q3 25
$10.3M
Q2 25
$7.7M
Q1 25
$4.9M
Q4 24
$28.8M
Q3 24
$8.4M
Q2 24
$-4.3M
$-53.7M
Q1 24
$16.3M
$-62.9M
FCF Margin
CARE
CARE
GERN
GERN
Q4 25
79.9%
Q3 25
26.3%
Q2 25
20.6%
Q1 25
13.1%
Q4 24
83.5%
Q3 24
24.6%
Q2 24
-12.7%
-6086.6%
Q1 24
48.8%
-20680.3%
Capex Intensity
CARE
CARE
GERN
GERN
Q4 25
20.2%
Q3 25
3.9%
Q2 25
5.1%
Q1 25
4.1%
Q4 24
23.6%
Q3 24
5.5%
0.0%
Q2 24
5.4%
23.4%
Q1 24
3.9%
202.3%
Cash Conversion
CARE
CARE
GERN
GERN
Q4 25
Q3 25
2.18×
Q2 25
1.13×
Q1 25
0.71×
Q4 24
Q3 24
1.83×
Q2 24
-0.51×
Q1 24
3.03×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

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