vs

Side-by-side financial comparison of Carter Bankshares, Inc. (CARE) and INSEEGO CORP. (INSG). Click either name above to swap in a different company.

INSEEGO CORP. is the larger business by last-quarter revenue ($48.4M vs $39.8M, roughly 1.2× Carter Bankshares, Inc.). On growth, Carter Bankshares, Inc. posted the faster year-over-year revenue change (15.4% vs 0.6%). Carter Bankshares, Inc. produced more free cash flow last quarter ($31.8M vs $11.6M). Over the past eight quarters, INSEEGO CORP.'s revenue compounded faster (13.6% CAGR vs 9.1%).

Carter Bankshares, Inc. is a U.S. regional bank holding company operating Carter Bank & Trust, a community-focused financial institution. It offers a full range of retail and commercial banking products including deposit accounts, personal and business loans, and wealth management services, primarily serving consumers and small business clients across Virginia and North Carolina.

Inseego Corp designs, manufactures and delivers advanced 5G and IoT solutions including mobile hotspots, edge computing devices, and cloud-based device management platforms. It primarily serves telecom operators, enterprise clients, and public sector customers across global markets.

CARE vs INSG — Head-to-Head

Bigger by revenue
INSG
INSG
1.2× larger
INSG
$48.4M
$39.8M
CARE
Growing faster (revenue YoY)
CARE
CARE
+14.7% gap
CARE
15.4%
0.6%
INSG
More free cash flow
CARE
CARE
$20.2M more FCF
CARE
$31.8M
$11.6M
INSG
Faster 2-yr revenue CAGR
INSG
INSG
Annualised
INSG
13.6%
9.1%
CARE

Income Statement — Q4 FY2025 vs Q4 FY2025

Metric
CARE
CARE
INSG
INSG
Revenue
$39.8M
$48.4M
Net Profit
$469.0K
Gross Margin
42.2%
Operating Margin
27.8%
2.7%
Net Margin
1.0%
Revenue YoY
15.4%
0.6%
Net Profit YoY
182.9%
EPS (diluted)
$0.38
$-0.02

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
CARE
CARE
INSG
INSG
Q4 25
$39.8M
$48.4M
Q3 25
$39.1M
$45.9M
Q2 25
$37.3M
$40.2M
Q1 25
$37.0M
$31.7M
Q4 24
$34.5M
$48.1M
Q3 24
$34.2M
$54.0M
Q2 24
$33.6M
$51.6M
Q1 24
$33.5M
$37.5M
Net Profit
CARE
CARE
INSG
INSG
Q4 25
$469.0K
Q3 25
$5.4M
$1.4M
Q2 25
$8.5M
$507.0K
Q1 25
$9.0M
$-1.6M
Q4 24
$-566.0K
Q3 24
$5.6M
$9.0M
Q2 24
$4.8M
$624.0K
Q1 24
$5.8M
$-4.5M
Gross Margin
CARE
CARE
INSG
INSG
Q4 25
42.2%
Q3 25
41.6%
Q2 25
41.1%
Q1 25
47.3%
Q4 24
37.3%
Q3 24
34.8%
Q2 24
36.4%
Q1 24
35.3%
Operating Margin
CARE
CARE
INSG
INSG
Q4 25
27.8%
2.7%
Q3 25
18.3%
4.7%
Q2 25
28.5%
3.2%
Q1 25
30.1%
-1.3%
Q4 24
31.0%
3.7%
Q3 24
20.5%
1.9%
Q2 24
17.6%
3.6%
Q1 24
21.6%
-7.9%
Net Margin
CARE
CARE
INSG
INSG
Q4 25
1.0%
Q3 25
13.9%
3.1%
Q2 25
22.8%
1.3%
Q1 25
24.2%
-5.0%
Q4 24
-1.2%
Q3 24
16.4%
16.6%
Q2 24
14.3%
1.2%
Q1 24
17.4%
-11.9%
EPS (diluted)
CARE
CARE
INSG
INSG
Q4 25
$0.38
$-0.02
Q3 25
$0.24
$0.03
Q2 25
$0.37
$-0.03
Q1 25
$0.39
$-0.16
Q4 24
$0.36
$0.62
Q3 24
$0.24
$-0.06
Q2 24
$0.21
$-0.02
Q1 24
$0.25
$-0.44

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
CARE
CARE
INSG
INSG
Cash + ST InvestmentsLiquidity on hand
$24.9M
Total DebtLower is stronger
Stockholders' EquityBook value
$419.7M
$-4.0M
Total Assets
$4.9B
$93.8M
Debt / EquityLower = less leverage

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
CARE
CARE
INSG
INSG
Q4 25
$24.9M
Q3 25
$14.6M
Q2 25
$13.2M
Q1 25
$35.1M
Q4 24
$39.6M
Q3 24
$12.0M
Q2 24
$49.0M
Q1 24
$12.3M
Stockholders' Equity
CARE
CARE
INSG
INSG
Q4 25
$419.7M
$-4.0M
Q3 25
$412.8M
$-7.7M
Q2 25
$405.6M
$-10.5M
Q1 25
$401.8M
$-13.0M
Q4 24
$384.3M
$-12.9M
Q3 24
$386.8M
$-85.1M
Q2 24
$364.4M
$-101.8M
Q1 24
$359.1M
$-105.6M
Total Assets
CARE
CARE
INSG
INSG
Q4 25
$4.9B
$93.8M
Q3 25
$4.8B
$85.8M
Q2 25
$4.8B
$83.1M
Q1 25
$4.7B
$93.0M
Q4 24
$4.7B
$100.0M
Q3 24
$4.6B
$113.4M
Q2 24
$4.5B
$149.6M
Q1 24
$4.6B
$122.1M

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
CARE
CARE
INSG
INSG
Operating Cash FlowLast quarter
$39.9M
$12.0M
Free Cash FlowOCF − Capex
$31.8M
$11.6M
FCF MarginFCF / Revenue
79.9%
24.0%
Capex IntensityCapex / Revenue
20.2%
0.7%
Cash ConversionOCF / Net Profit
25.50×
TTM Free Cash FlowTrailing 4 quarters
$54.6M
$6.5M

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
CARE
CARE
INSG
INSG
Q4 25
$39.9M
$12.0M
Q3 25
$11.8M
$3.2M
Q2 25
$9.6M
$-4.5M
Q1 25
$6.4M
$-3.5M
Q4 24
$36.9M
$-14.2M
Q3 24
$10.3M
$14.8M
Q2 24
$-2.5M
$27.6M
Q1 24
$17.6M
$5.2M
Free Cash Flow
CARE
CARE
INSG
INSG
Q4 25
$31.8M
$11.6M
Q3 25
$10.3M
$3.1M
Q2 25
$7.7M
$-4.7M
Q1 25
$4.9M
$-3.5M
Q4 24
$28.8M
$-14.3M
Q3 24
$8.4M
$14.8M
Q2 24
$-4.3M
$27.6M
Q1 24
$16.3M
FCF Margin
CARE
CARE
INSG
INSG
Q4 25
79.9%
24.0%
Q3 25
26.3%
6.7%
Q2 25
20.6%
-11.6%
Q1 25
13.1%
-11.0%
Q4 24
83.5%
-29.7%
Q3 24
24.6%
27.4%
Q2 24
-12.7%
53.5%
Q1 24
48.8%
Capex Intensity
CARE
CARE
INSG
INSG
Q4 25
20.2%
0.7%
Q3 25
3.9%
0.2%
Q2 25
5.1%
0.5%
Q1 25
4.1%
0.1%
Q4 24
23.6%
0.1%
Q3 24
5.5%
0.0%
Q2 24
5.4%
0.0%
Q1 24
3.9%
0.0%
Cash Conversion
CARE
CARE
INSG
INSG
Q4 25
25.50×
Q3 25
2.18×
2.22×
Q2 25
1.13×
-8.81×
Q1 25
0.71×
Q4 24
Q3 24
1.83×
1.65×
Q2 24
-0.51×
44.31×
Q1 24
3.03×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

Related Comparisons