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Side-by-side financial comparison of Carter Bankshares, Inc. (CARE) and CS Disco, Inc. (LAW). Click either name above to swap in a different company.

CS Disco, Inc. is the larger business by last-quarter revenue ($41.9M vs $39.8M, roughly 1.1× Carter Bankshares, Inc.). On growth, Carter Bankshares, Inc. posted the faster year-over-year revenue change (15.4% vs 14.3%). Over the past eight quarters, Carter Bankshares, Inc.'s revenue compounded faster (9.1% CAGR vs 7.9%).

Carter Bankshares, Inc. is a U.S. regional bank holding company operating Carter Bank & Trust, a community-focused financial institution. It offers a full range of retail and commercial banking products including deposit accounts, personal and business loans, and wealth management services, primarily serving consumers and small business clients across Virginia and North Carolina.

CS Disco, Inc. is a leading legal technology provider that develops cloud-based software solutions for legal practitioners. Its core offerings include e-discovery, document review, case management, and legal workflow automation tools, serving law firms, corporate legal teams, and government legal departments primarily in North America.

CARE vs LAW — Head-to-Head

Bigger by revenue
LAW
LAW
1.1× larger
LAW
$41.9M
$39.8M
CARE
Growing faster (revenue YoY)
CARE
CARE
+1.1% gap
CARE
15.4%
14.3%
LAW
Faster 2-yr revenue CAGR
CARE
CARE
Annualised
CARE
9.1%
7.9%
LAW

Income Statement — Q4 FY2025 vs Q1 FY2026

Metric
CARE
CARE
LAW
LAW
Revenue
$39.8M
$41.9M
Net Profit
$-9.6M
Gross Margin
74.2%
Operating Margin
27.8%
1.7%
Net Margin
-23.0%
Revenue YoY
15.4%
14.3%
Net Profit YoY
15.6%
EPS (diluted)
$0.38
$-0.15

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
CARE
CARE
LAW
LAW
Q1 26
$41.9M
Q4 25
$39.8M
$41.2M
Q3 25
$39.1M
$40.9M
Q2 25
$37.3M
$38.1M
Q1 25
$37.0M
$36.7M
Q4 24
$34.5M
$37.0M
Q3 24
$34.2M
$36.3M
Q2 24
$33.6M
$36.0M
Net Profit
CARE
CARE
LAW
LAW
Q1 26
$-9.6M
Q4 25
$-8.5M
Q3 25
$5.4M
$-13.7M
Q2 25
$8.5M
$-10.8M
Q1 25
$9.0M
$-11.4M
Q4 24
$-25.2M
Q3 24
$5.6M
$-9.2M
Q2 24
$4.8M
$-10.8M
Gross Margin
CARE
CARE
LAW
LAW
Q1 26
74.2%
Q4 25
75.1%
Q3 25
75.5%
Q2 25
74.6%
Q1 25
74.1%
Q4 24
74.2%
Q3 24
73.1%
Q2 24
74.2%
Operating Margin
CARE
CARE
LAW
LAW
Q1 26
1.7%
Q4 25
27.8%
-22.4%
Q3 25
18.3%
-35.3%
Q2 25
28.5%
-31.0%
Q1 25
30.1%
-34.4%
Q4 24
31.0%
-70.6%
Q3 24
20.5%
-30.0%
Q2 24
17.6%
-34.4%
Net Margin
CARE
CARE
LAW
LAW
Q1 26
-23.0%
Q4 25
-20.7%
Q3 25
13.9%
-33.4%
Q2 25
22.8%
-28.4%
Q1 25
24.2%
-31.1%
Q4 24
-68.1%
Q3 24
16.4%
-25.3%
Q2 24
14.3%
-30.1%
EPS (diluted)
CARE
CARE
LAW
LAW
Q1 26
$-0.15
Q4 25
$0.38
$-0.13
Q3 25
$0.24
$-0.22
Q2 25
$0.37
$-0.18
Q1 25
$0.39
$-0.19
Q4 24
$0.36
$-0.43
Q3 24
$0.24
$-0.15
Q2 24
$0.21
$-0.18

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
CARE
CARE
LAW
LAW
Cash + ST InvestmentsLiquidity on hand
$103.0M
Total DebtLower is stronger
Stockholders' EquityBook value
$419.7M
$123.9M
Total Assets
$4.9B
$162.4M
Debt / EquityLower = less leverage

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
CARE
CARE
LAW
LAW
Q1 26
$103.0M
Q4 25
$114.6M
Q3 25
$113.5M
Q2 25
$114.5M
Q1 25
$118.8M
Q4 24
$129.1M
Q3 24
$126.8M
Q2 24
$130.0M
Stockholders' Equity
CARE
CARE
LAW
LAW
Q1 26
$123.9M
Q4 25
$419.7M
$128.1M
Q3 25
$412.8M
$130.6M
Q2 25
$405.6M
$137.9M
Q1 25
$401.8M
$142.2M
Q4 24
$384.3M
$147.5M
Q3 24
$386.8M
$167.3M
Q2 24
$364.4M
$170.9M
Total Assets
CARE
CARE
LAW
LAW
Q1 26
$162.4M
Q4 25
$4.9B
$173.6M
Q3 25
$4.8B
$174.8M
Q2 25
$4.8B
$164.9M
Q1 25
$4.7B
$168.0M
Q4 24
$4.7B
$180.3M
Q3 24
$4.6B
$194.4M
Q2 24
$4.5B
$198.0M

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
CARE
CARE
LAW
LAW
Operating Cash FlowLast quarter
$39.9M
$-11.7M
Free Cash FlowOCF − Capex
$31.8M
FCF MarginFCF / Revenue
79.9%
Capex IntensityCapex / Revenue
20.2%
Cash ConversionOCF / Net Profit
TTM Free Cash FlowTrailing 4 quarters
$54.6M

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
CARE
CARE
LAW
LAW
Q1 26
$-11.7M
Q4 25
$39.9M
$762.0K
Q3 25
$11.8M
$-979.0K
Q2 25
$9.6M
$-4.2M
Q1 25
$6.4M
$-10.5M
Q4 24
$36.9M
$2.1M
Q3 24
$10.3M
$-2.9M
Q2 24
$-2.5M
$-650.0K
Free Cash Flow
CARE
CARE
LAW
LAW
Q1 26
Q4 25
$31.8M
$255.0K
Q3 25
$10.3M
$-2.0M
Q2 25
$7.7M
$-5.2M
Q1 25
$4.9M
$-11.0M
Q4 24
$28.8M
$1.5M
Q3 24
$8.4M
$-3.7M
Q2 24
$-4.3M
$-1.3M
FCF Margin
CARE
CARE
LAW
LAW
Q1 26
Q4 25
79.9%
0.6%
Q3 25
26.3%
-5.0%
Q2 25
20.6%
-13.6%
Q1 25
13.1%
-30.1%
Q4 24
83.5%
4.1%
Q3 24
24.6%
-10.3%
Q2 24
-12.7%
-3.6%
Capex Intensity
CARE
CARE
LAW
LAW
Q1 26
Q4 25
20.2%
1.2%
Q3 25
3.9%
2.6%
Q2 25
5.1%
2.5%
Q1 25
4.1%
1.4%
Q4 24
23.6%
1.5%
Q3 24
5.5%
2.4%
Q2 24
5.4%
1.8%
Cash Conversion
CARE
CARE
LAW
LAW
Q1 26
Q4 25
Q3 25
2.18×
Q2 25
1.13×
Q1 25
0.71×
Q4 24
Q3 24
1.83×
Q2 24
-0.51×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

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