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Side-by-side financial comparison of Carter Bankshares, Inc. (CARE) and WIDEPOINT CORP (WYY). Click either name above to swap in a different company.

WIDEPOINT CORP is the larger business by last-quarter revenue ($42.3M vs $39.8M, roughly 1.1× Carter Bankshares, Inc.). On growth, Carter Bankshares, Inc. posted the faster year-over-year revenue change (15.4% vs 12.3%). Carter Bankshares, Inc. produced more free cash flow last quarter ($31.8M vs $-270.0K). Over the past eight quarters, WIDEPOINT CORP's revenue compounded faster (11.2% CAGR vs 9.1%).

Carter Bankshares, Inc. is a U.S. regional bank holding company operating Carter Bank & Trust, a community-focused financial institution. It offers a full range of retail and commercial banking products including deposit accounts, personal and business loans, and wealth management services, primarily serving consumers and small business clients across Virginia and North Carolina.

WidePoint Corporation is an American company based in Fairfax, Virginia that provides technology-based products and services to the government sector and commercial markets in the United States. The company holds a patent for a digital parsing tool that allows users to access accounts through a secure repository gateway, established using asymmetric authentication employed as public key infrastructure (PKI). WidePoint provides smart card identity verification, wireless expense management, pen...

CARE vs WYY — Head-to-Head

Bigger by revenue
WYY
WYY
1.1× larger
WYY
$42.3M
$39.8M
CARE
Growing faster (revenue YoY)
CARE
CARE
+3.1% gap
CARE
15.4%
12.3%
WYY
More free cash flow
CARE
CARE
$32.1M more FCF
CARE
$31.8M
$-270.0K
WYY
Faster 2-yr revenue CAGR
WYY
WYY
Annualised
WYY
11.2%
9.1%
CARE

Income Statement — Q4 FY2025 vs Q4 FY2025

Metric
CARE
CARE
WYY
WYY
Revenue
$39.8M
$42.3M
Net Profit
$-849.4K
Gross Margin
13.8%
Operating Margin
27.8%
-1.9%
Net Margin
-2.0%
Revenue YoY
15.4%
12.3%
Net Profit YoY
-138.3%
EPS (diluted)
$0.38
$-0.08

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
CARE
CARE
WYY
WYY
Q4 25
$39.8M
$42.3M
Q3 25
$39.1M
$36.1M
Q2 25
$37.3M
$37.9M
Q1 25
$37.0M
$34.2M
Q4 24
$34.5M
$37.7M
Q3 24
$34.2M
$34.6M
Q2 24
$33.6M
$36.0M
Q1 24
$33.5M
$34.2M
Net Profit
CARE
CARE
WYY
WYY
Q4 25
$-849.4K
Q3 25
$5.4M
$-559.2K
Q2 25
$8.5M
$-618.5K
Q1 25
$9.0M
$-724.1K
Q4 24
$-356.4K
Q3 24
$5.6M
$-425.2K
Q2 24
$4.8M
$-499.6K
Q1 24
$5.8M
$-653.1K
Gross Margin
CARE
CARE
WYY
WYY
Q4 25
13.8%
Q3 25
14.6%
Q2 25
13.5%
Q1 25
14.0%
Q4 24
12.6%
Q3 24
13.6%
Q2 24
13.6%
Q1 24
13.6%
Operating Margin
CARE
CARE
WYY
WYY
Q4 25
27.8%
-1.9%
Q3 25
18.3%
-1.3%
Q2 25
28.5%
-1.9%
Q1 25
30.1%
-2.4%
Q4 24
31.0%
-0.8%
Q3 24
20.5%
-1.3%
Q2 24
17.6%
-1.3%
Q1 24
21.6%
-1.9%
Net Margin
CARE
CARE
WYY
WYY
Q4 25
-2.0%
Q3 25
13.9%
-1.5%
Q2 25
22.8%
-1.6%
Q1 25
24.2%
-2.1%
Q4 24
-0.9%
Q3 24
16.4%
-1.2%
Q2 24
14.3%
-1.4%
Q1 24
17.4%
-1.9%
EPS (diluted)
CARE
CARE
WYY
WYY
Q4 25
$0.38
$-0.08
Q3 25
$0.24
$-0.06
Q2 25
$0.37
$-0.06
Q1 25
$0.39
$-0.08
Q4 24
$0.36
$-0.05
Q3 24
$0.24
$-0.04
Q2 24
$0.21
$-0.05
Q1 24
$0.25
$-0.07

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
CARE
CARE
WYY
WYY
Cash + ST InvestmentsLiquidity on hand
$9.8M
Total DebtLower is stronger
Stockholders' EquityBook value
$419.7M
$11.5M
Total Assets
$4.9B
$79.8M
Debt / EquityLower = less leverage

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
CARE
CARE
WYY
WYY
Q4 25
$9.8M
Q3 25
$12.1M
Q2 25
$6.8M
Q1 25
$3.7M
Q4 24
$6.8M
Q3 24
Q2 24
Q1 24
Stockholders' Equity
CARE
CARE
WYY
WYY
Q4 25
$419.7M
$11.5M
Q3 25
$412.8M
$12.2M
Q2 25
$405.6M
$12.6M
Q1 25
$401.8M
$13.0M
Q4 24
$384.3M
$13.6M
Q3 24
$386.8M
$13.8M
Q2 24
$364.4M
$14.0M
Q1 24
$359.1M
$14.2M
Total Assets
CARE
CARE
WYY
WYY
Q4 25
$4.9B
$79.8M
Q3 25
$4.8B
$70.6M
Q2 25
$4.8B
$76.6M
Q1 25
$4.7B
$71.4M
Q4 24
$4.7B
$71.6M
Q3 24
$4.6B
$56.9M
Q2 24
$4.5B
$58.6M
Q1 24
$4.6B
$54.4M

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
CARE
CARE
WYY
WYY
Operating Cash FlowLast quarter
$39.9M
$-173.5K
Free Cash FlowOCF − Capex
$31.8M
$-270.0K
FCF MarginFCF / Revenue
79.9%
-0.6%
Capex IntensityCapex / Revenue
20.2%
0.2%
Cash ConversionOCF / Net Profit
TTM Free Cash FlowTrailing 4 quarters
$54.6M
$5.5M

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
CARE
CARE
WYY
WYY
Q4 25
$39.9M
$-173.5K
Q3 25
$11.8M
$5.9M
Q2 25
$9.6M
$3.2M
Q1 25
$6.4M
$-3.2M
Q4 24
$36.9M
$2.4M
Q3 24
$10.3M
$1.9M
Q2 24
$-2.5M
$-1.1M
Q1 24
$17.6M
$-1.6M
Free Cash Flow
CARE
CARE
WYY
WYY
Q4 25
$31.8M
$-270.0K
Q3 25
$10.3M
$5.9M
Q2 25
$7.7M
$3.1M
Q1 25
$4.9M
$-3.3M
Q4 24
$28.8M
$2.4M
Q3 24
$8.4M
$1.8M
Q2 24
$-4.3M
$-1.1M
Q1 24
$16.3M
$-1.6M
FCF Margin
CARE
CARE
WYY
WYY
Q4 25
79.9%
-0.6%
Q3 25
26.3%
16.4%
Q2 25
20.6%
8.1%
Q1 25
13.1%
-9.5%
Q4 24
83.5%
6.4%
Q3 24
24.6%
5.3%
Q2 24
-12.7%
-3.0%
Q1 24
48.8%
-4.6%
Capex Intensity
CARE
CARE
WYY
WYY
Q4 25
20.2%
0.2%
Q3 25
3.9%
0.1%
Q2 25
5.1%
0.2%
Q1 25
4.1%
0.1%
Q4 24
23.6%
0.1%
Q3 24
5.5%
0.2%
Q2 24
5.4%
0.0%
Q1 24
3.9%
0.0%
Cash Conversion
CARE
CARE
WYY
WYY
Q4 25
Q3 25
2.18×
Q2 25
1.13×
Q1 25
0.71×
Q4 24
Q3 24
1.83×
Q2 24
-0.51×
Q1 24
3.03×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

Revenue Breakdown by Segment

CARE
CARE

Segment breakdown not available.

WYY
WYY

Carrier Services$26.8M63%
Managed Services$15.5M37%

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