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Side-by-side financial comparison of CARLSMED, INC. (CARL) and PARKE BANCORP, INC. (PKBK). Click either name above to swap in a different company.

PARKE BANCORP, INC. is the larger business by last-quarter revenue ($22.7M vs $16.1M, roughly 1.4× CARLSMED, INC.). PARKE BANCORP, INC. runs the higher net margin — 48.8% vs 0.3%, a 48.4% gap on every dollar of revenue. On growth, CARLSMED, INC. posted the faster year-over-year revenue change (58.2% vs 35.7%).

Parke Bancorp, Inc. is a U.S. regional bank holding company operating Parke Bank. It offers commercial and retail banking services including deposit products, mortgage loans, small business financing and personal lending, primarily serving customers across New Jersey and the Philadelphia metropolitan area.

CARL vs PKBK — Head-to-Head

Bigger by revenue
PKBK
PKBK
1.4× larger
PKBK
$22.7M
$16.1M
CARL
Growing faster (revenue YoY)
CARL
CARL
+22.5% gap
CARL
58.2%
35.7%
PKBK
Higher net margin
PKBK
PKBK
48.4% more per $
PKBK
48.8%
0.3%
CARL

Income Statement — Q1 FY2026 vs Q4 FY2025

Metric
CARL
CARL
PKBK
PKBK
Revenue
$16.1M
$22.7M
Net Profit
$51.8K
$11.1M
Gross Margin
77.1%
Operating Margin
-34.7%
64.2%
Net Margin
0.3%
48.8%
Revenue YoY
58.2%
35.7%
Net Profit YoY
49.8%
EPS (diluted)
$0.93

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
CARL
CARL
PKBK
PKBK
Q1 26
$16.1M
Q4 25
$15.2M
$22.7M
Q3 25
$13.1M
$21.0M
Q2 25
$12.1M
$18.7M
Q1 25
$17.4M
Q4 24
$16.8M
Q3 24
$15.6M
Q2 24
$15.5M
Net Profit
CARL
CARL
PKBK
PKBK
Q1 26
$51.8K
Q4 25
$82.5K
$11.1M
Q3 25
$-8.5M
$10.6M
Q2 25
$-6.8M
$8.3M
Q1 25
$7.8M
Q4 24
$7.4M
Q3 24
$7.5M
Q2 24
$6.5M
Gross Margin
CARL
CARL
PKBK
PKBK
Q1 26
77.1%
Q4 25
76.5%
Q3 25
75.9%
Q2 25
73.4%
Q1 25
Q4 24
Q3 24
Q2 24
Operating Margin
CARL
CARL
PKBK
PKBK
Q1 26
-34.7%
Q4 25
-38.0%
64.2%
Q3 25
-69.1%
64.2%
Q2 25
-53.8%
59.0%
Q1 25
59.1%
Q4 24
58.0%
Q3 24
60.2%
Q2 24
56.7%
Net Margin
CARL
CARL
PKBK
PKBK
Q1 26
0.3%
Q4 25
0.5%
48.8%
Q3 25
-65.2%
50.6%
Q2 25
-56.0%
44.3%
Q1 25
44.6%
Q4 24
44.2%
Q3 24
48.1%
Q2 24
41.6%
EPS (diluted)
CARL
CARL
PKBK
PKBK
Q1 26
Q4 25
$0.93
Q3 25
$-0.40
$0.89
Q2 25
$-1.47
$0.69
Q1 25
$0.65
Q4 24
$0.61
Q3 24
$0.62
Q2 24
$0.53

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
CARL
CARL
PKBK
PKBK
Cash + ST InvestmentsLiquidity on hand
$97.0M
Total DebtLower is stronger
Stockholders' EquityBook value
$324.5M
Total Assets
$118.8M
$2.2B
Debt / EquityLower = less leverage

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
CARL
CARL
PKBK
PKBK
Q1 26
$97.0M
Q4 25
$109.8M
Q3 25
$115.4M
Q2 25
$33.5M
Q1 25
Q4 24
Q3 24
Q2 24
Total Debt
CARL
CARL
PKBK
PKBK
Q1 26
Q4 25
Q3 25
$15.4M
Q2 25
$15.4M
Q1 25
Q4 24
Q3 24
Q2 24
Stockholders' Equity
CARL
CARL
PKBK
PKBK
Q1 26
Q4 25
$324.5M
Q3 25
$106.7M
$314.8M
Q2 25
$-83.1M
$312.2M
Q1 25
$305.9M
Q4 24
$300.1M
Q3 24
$296.5M
Q2 24
$292.8M
Total Assets
CARL
CARL
PKBK
PKBK
Q1 26
$118.8M
Q4 25
$130.1M
$2.2B
Q3 25
$134.9M
$2.2B
Q2 25
$53.3M
$2.2B
Q1 25
$2.1B
Q4 24
$2.1B
Q3 24
$2.1B
Q2 24
$2.0B
Debt / Equity
CARL
CARL
PKBK
PKBK
Q1 26
Q4 25
Q3 25
0.14×
Q2 25
Q1 25
Q4 24
Q3 24
Q2 24

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
CARL
CARL
PKBK
PKBK
Operating Cash FlowLast quarter
$39.6M
Free Cash FlowOCF − Capex
$39.0M
FCF MarginFCF / Revenue
171.3%
Capex IntensityCapex / Revenue
2.6%
Cash ConversionOCF / Net Profit
3.57×
TTM Free Cash FlowTrailing 4 quarters
$63.5M

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
CARL
CARL
PKBK
PKBK
Q1 26
Q4 25
$39.6M
Q3 25
$-8.5M
$11.4M
Q2 25
$-15.2M
$6.8M
Q1 25
$7.0M
Q4 24
$35.2M
Q3 24
$9.4M
Q2 24
$8.9M
Free Cash Flow
CARL
CARL
PKBK
PKBK
Q1 26
Q4 25
$39.0M
Q3 25
$-8.6M
$11.2M
Q2 25
$-15.6M
$6.7M
Q1 25
$6.6M
Q4 24
$35.0M
Q3 24
$9.4M
Q2 24
$8.9M
FCF Margin
CARL
CARL
PKBK
PKBK
Q1 26
Q4 25
171.3%
Q3 25
-65.9%
53.5%
Q2 25
-129.2%
35.8%
Q1 25
38.0%
Q4 24
209.1%
Q3 24
60.0%
Q2 24
57.1%
Capex Intensity
CARL
CARL
PKBK
PKBK
Q1 26
Q4 25
2.6%
Q3 25
1.2%
0.5%
Q2 25
3.4%
0.3%
Q1 25
2.2%
Q4 24
0.7%
Q3 24
0.1%
Q2 24
0.2%
Cash Conversion
CARL
CARL
PKBK
PKBK
Q1 26
Q4 25
3.57×
Q3 25
1.07×
Q2 25
0.82×
Q1 25
0.90×
Q4 24
4.75×
Q3 24
1.25×
Q2 24
1.38×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

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