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Side-by-side financial comparison of CASS INFORMATION SYSTEMS INC (CASS) and Sol-Gel Technologies Ltd. (SLGL). Click either name above to swap in a different company.

CASS INFORMATION SYSTEMS INC is the larger business by last-quarter revenue ($26.2M vs $17.3M, roughly 1.5× Sol-Gel Technologies Ltd.). Sol-Gel Technologies Ltd. runs the higher net margin — 67.3% vs 31.3%, a 36.0% gap on every dollar of revenue. On growth, Sol-Gel Technologies Ltd. posted the faster year-over-year revenue change (217.7% vs -1.3%).

Cass Information Systems Inc is a leading provider of integrated financial automation and information management solutions for enterprises. Its core services cover freight payment processing, utility expense management, commercial payment services, and supporting data analytics tools, helping clients streamline financial workflows, cut operational costs, and gain clearer cross-category spending visibility to support smarter business decisions.

Sol-Gel Technologies Ltd. is a specialty biopharmaceutical company focused on developing and commercializing innovative dermatology treatments. Leveraging its proprietary sol-gel delivery technology, it creates topical therapies for common skin conditions including acne, rosacea and atopic dermatitis, with primary markets across North America and Europe, partnering with established healthcare firms to expand product reach.

CASS vs SLGL — Head-to-Head

Bigger by revenue
CASS
CASS
1.5× larger
CASS
$26.2M
$17.3M
SLGL
Growing faster (revenue YoY)
SLGL
SLGL
+219.0% gap
SLGL
217.7%
-1.3%
CASS
Higher net margin
SLGL
SLGL
36.0% more per $
SLGL
67.3%
31.3%
CASS

Income Statement — Q4 FY2025 vs Q2 FY2025

Metric
CASS
CASS
SLGL
SLGL
Revenue
$26.2M
$17.3M
Net Profit
$8.2M
$11.6M
Gross Margin
Operating Margin
38.1%
65.1%
Net Margin
31.3%
67.3%
Revenue YoY
-1.3%
217.7%
Net Profit YoY
78.3%
487.6%
EPS (diluted)
$0.61
$4.17

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
CASS
CASS
SLGL
SLGL
Q4 25
$26.2M
Q3 25
$27.4M
Q2 25
$27.6M
$17.3M
Q1 25
$26.8M
Q4 24
$26.5M
Q3 24
$28.1M
Q2 24
$27.6M
$5.4M
Q1 24
$27.7M
Net Profit
CASS
CASS
SLGL
SLGL
Q4 25
$8.2M
Q3 25
$9.1M
Q2 25
$8.9M
$11.6M
Q1 25
$9.0M
Q4 24
$4.6M
Q3 24
$2.9M
Q2 24
$4.5M
$2.0M
Q1 24
$7.2M
Operating Margin
CASS
CASS
SLGL
SLGL
Q4 25
38.1%
Q3 25
42.3%
Q2 25
22.8%
65.1%
Q1 25
40.6%
Q4 24
19.7%
Q3 24
13.4%
Q2 24
20.2%
29.9%
Q1 24
32.1%
Net Margin
CASS
CASS
SLGL
SLGL
Q4 25
31.3%
Q3 25
33.2%
Q2 25
32.1%
67.3%
Q1 25
33.5%
Q4 24
17.3%
Q3 24
10.5%
Q2 24
16.2%
36.4%
Q1 24
25.8%
EPS (diluted)
CASS
CASS
SLGL
SLGL
Q4 25
$0.61
Q3 25
$0.68
Q2 25
$0.66
$4.17
Q1 25
$0.66
Q4 24
$0.34
Q3 24
$0.21
Q2 24
$0.32
$0.71
Q1 24
$0.52

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
CASS
CASS
SLGL
SLGL
Cash + ST InvestmentsLiquidity on hand
$758.4M
$24.3M
Total DebtLower is stronger
Stockholders' EquityBook value
$243.0M
$31.9M
Total Assets
$2.6B
$39.3M
Debt / EquityLower = less leverage

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
CASS
CASS
SLGL
SLGL
Q4 25
$758.4M
Q3 25
$486.6M
Q2 25
$431.2M
$24.3M
Q1 25
$428.9M
Q4 24
$680.1M
Q3 24
$432.0M
Q2 24
$441.7M
$26.5M
Q1 24
$368.3M
Stockholders' Equity
CASS
CASS
SLGL
SLGL
Q4 25
$243.0M
Q3 25
$243.4M
Q2 25
$240.8M
$31.9M
Q1 25
$234.2M
Q4 24
$229.0M
Q3 24
$237.6M
Q2 24
$229.9M
$34.9M
Q1 24
$229.5M
Total Assets
CASS
CASS
SLGL
SLGL
Q4 25
$2.6B
Q3 25
$2.5B
Q2 25
$2.3B
$39.3M
Q1 25
$2.3B
Q4 24
$2.4B
Q3 24
$2.3B
Q2 24
$2.3B
$42.0M
Q1 24
$2.3B

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
CASS
CASS
SLGL
SLGL
Operating Cash FlowLast quarter
$4.8M
Free Cash FlowOCF − Capex
$4.1M
FCF MarginFCF / Revenue
15.8%
Capex IntensityCapex / Revenue
2.7%
Cash ConversionOCF / Net Profit
0.59×
TTM Free Cash FlowTrailing 4 quarters
$31.8M

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
CASS
CASS
SLGL
SLGL
Q4 25
$4.8M
Q3 25
$12.3M
Q2 25
$-1.3M
Q1 25
$21.6M
Q4 24
$18.6M
Q3 24
$-198.0K
Q2 24
$10.7M
Q1 24
$9.8M
Free Cash Flow
CASS
CASS
SLGL
SLGL
Q4 25
$4.1M
Q3 25
$11.3M
Q2 25
$-2.6M
Q1 25
$19.0M
Q4 24
$18.4M
Q3 24
$-2.2M
Q2 24
$7.9M
Q1 24
$6.3M
FCF Margin
CASS
CASS
SLGL
SLGL
Q4 25
15.8%
Q3 25
41.1%
Q2 25
-9.5%
Q1 25
71.0%
Q4 24
69.5%
Q3 24
-8.0%
Q2 24
28.6%
Q1 24
22.9%
Capex Intensity
CASS
CASS
SLGL
SLGL
Q4 25
2.7%
Q3 25
3.8%
Q2 25
4.9%
Q1 25
9.6%
Q4 24
0.7%
Q3 24
7.2%
Q2 24
10.1%
Q1 24
12.6%
Cash Conversion
CASS
CASS
SLGL
SLGL
Q4 25
0.59×
Q3 25
1.35×
Q2 25
-0.15×
Q1 25
2.41×
Q4 24
4.06×
Q3 24
-0.07×
Q2 24
2.38×
Q1 24
1.37×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

Revenue Breakdown by Segment

CASS
CASS

Processing Fees$15.9M61%
Financial Fees$9.9M38%

SLGL
SLGL

Segment breakdown not available.

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