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Side-by-side financial comparison of Chubb Limited (CB) and Ferguson Enterprises Inc. (FERG). Click either name above to swap in a different company.
Chubb Limited is the larger business by last-quarter revenue ($15.1B vs $8.2B, roughly 1.8× Ferguson Enterprises Inc.). Chubb Limited runs the higher net margin — 21.3% vs 7.0%, a 14.3% gap on every dollar of revenue. On growth, Chubb Limited posted the faster year-over-year revenue change (6.3% vs 5.1%). Over the past eight quarters, Ferguson Enterprises Inc.'s revenue compounded faster (10.6% CAGR vs 8.1%).
Chubb Limited is an American–Swiss company incorporated in Zürich, and listed on the New York Stock Exchange (NYSE) where it is a component of the S&P 500. Chubb is a global provider of insurance products covering property and casualty, accident and health, reinsurance, and life insurance and is the largest publicly traded property and casualty insurance company in the world. Chubb operates in 55 countries and territories and in the Lloyd's insurance market in London. Clients of Chubb consist...
Ferguson Enterprises Inc., headquartered in Newport News, Virginia and organized in Delaware, is the largest U.S. distributor of plumbing, heating, ventilation and air conditioning (HVAC), appliances, and lighting to pipes, valves and fittings (PVF), and water and wastewater products. The company receives 95% of its revenue in the United States and 5% of its revenue in Canada. The company has 36,000 suppliers and operates from 11 regional distribution centers, four MDCs, approximately 5,900 f...
CB vs FERG — Head-to-Head
Income Statement — Q4 FY2025 vs Q4 FY2025
| Metric | | |
|---|---|---|
| Revenue | $15.1B | $8.2B |
| Net Profit | $3.2B | $570.0M |
| Gross Margin | — | 30.7% |
| Operating Margin | 25.0% | 9.4% |
| Net Margin | 21.3% | 7.0% |
| Revenue YoY | 6.3% | 5.1% |
| Net Profit YoY | 24.7% | 21.3% |
| EPS (diluted) | $8.05 | $2.90 |
Green = leading value per metric. Periods may differ when fiscal calendars don't align.
8-Quarter Revenue & Profit Trend
Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.
| Q4 25 | $15.1B | $8.2B | ||
| Q3 25 | $16.1B | $8.5B | ||
| Q2 25 | $14.8B | $7.6B | ||
| Q1 25 | $13.4B | $6.9B | ||
| Q4 24 | $14.2B | $7.8B | ||
| Q3 24 | $14.8B | $7.9B | ||
| Q2 24 | $13.8B | $7.3B | ||
| Q1 24 | $12.9B | $6.7B |
| Q4 25 | $3.2B | $570.0M | ||
| Q3 25 | $2.8B | $700.0M | ||
| Q2 25 | $3.0B | $410.0M | ||
| Q1 25 | $1.3B | $276.0M | ||
| Q4 24 | $2.6B | $470.0M | ||
| Q3 24 | $2.3B | $451.0M | ||
| Q2 24 | $2.2B | $443.0M | ||
| Q1 24 | $2.1B | $322.0M |
| Q4 25 | — | 30.7% | ||
| Q3 25 | — | 31.7% | ||
| Q2 25 | — | 31.0% | ||
| Q1 25 | — | 29.7% | ||
| Q4 24 | — | 30.1% | ||
| Q3 24 | — | 31.0% | ||
| Q2 24 | — | 30.5% | ||
| Q1 24 | — | 30.4% |
| Q4 25 | 25.0% | 9.4% | ||
| Q3 25 | 24.1% | 10.9% | ||
| Q2 25 | 25.0% | 8.0% | ||
| Q1 25 | 12.5% | 6.0% | ||
| Q4 24 | 22.0% | 8.6% | ||
| Q3 24 | 20.2% | 10.2% | ||
| Q2 24 | 19.6% | 8.6% | ||
| Q1 24 | 20.4% | 7.1% |
| Q4 25 | 21.3% | 7.0% | ||
| Q3 25 | 17.3% | 8.2% | ||
| Q2 25 | 20.0% | 5.4% | ||
| Q1 25 | 10.0% | 4.0% | ||
| Q4 24 | 18.2% | 6.0% | ||
| Q3 24 | 15.7% | 5.7% | ||
| Q2 24 | 16.1% | 6.1% | ||
| Q1 24 | 16.6% | 4.8% |
| Q4 25 | $8.05 | $2.90 | ||
| Q3 25 | $6.99 | $3.53 | ||
| Q2 25 | $7.35 | $2.07 | ||
| Q1 25 | $3.29 | $1.38 | ||
| Q4 24 | $6.31 | $2.34 | ||
| Q3 24 | $5.70 | $2.23 | ||
| Q2 24 | $5.46 | $2.18 | ||
| Q1 24 | $5.23 | $1.58 |
Balance Sheet & Financial Strength
Snapshot of each company's liquidity, leverage and book value from the latest quarter.
| Metric | | |
|---|---|---|
| Cash + ST InvestmentsLiquidity on hand | — | $526.0M |
| Total DebtLower is stronger | $15.7B | — |
| Stockholders' EquityBook value | $73.8B | $6.1B |
| Total Assets | $272.3B | $17.7B |
| Debt / EquityLower = less leverage | 0.21× | — |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | — | $526.0M | ||
| Q3 25 | — | $674.0M | ||
| Q2 25 | — | $519.0M | ||
| Q1 25 | — | $764.0M | ||
| Q4 24 | — | $601.0M | ||
| Q3 24 | — | $571.0M | ||
| Q2 24 | — | — | ||
| Q1 24 | — | — |
| Q4 25 | $15.7B | — | ||
| Q3 25 | $15.7B | $4.2B | ||
| Q2 25 | $13.5B | — | ||
| Q1 25 | $14.5B | — | ||
| Q4 24 | $14.4B | — | ||
| Q3 24 | $14.6B | $4.0B | ||
| Q2 24 | $13.2B | — | ||
| Q1 24 | $13.2B | — |
| Q4 25 | $73.8B | $6.1B | ||
| Q3 25 | $71.9B | $5.8B | ||
| Q2 25 | $69.4B | $5.5B | ||
| Q1 25 | $65.7B | $5.5B | ||
| Q4 24 | $64.0B | $5.7B | ||
| Q3 24 | $65.8B | $5.6B | ||
| Q2 24 | $61.0B | $5.5B | ||
| Q1 24 | $60.5B | $5.4B |
| Q4 25 | $272.3B | $17.7B | ||
| Q3 25 | $270.2B | $17.7B | ||
| Q2 25 | $261.6B | $17.3B | ||
| Q1 25 | $251.8B | $16.5B | ||
| Q4 24 | $246.5B | $16.9B | ||
| Q3 24 | $250.6B | $16.6B | ||
| Q2 24 | $238.6B | — | ||
| Q1 24 | $234.9B | — |
| Q4 25 | 0.21× | — | ||
| Q3 25 | 0.22× | 0.72× | ||
| Q2 25 | 0.19× | — | ||
| Q1 25 | 0.22× | — | ||
| Q4 24 | 0.22× | — | ||
| Q3 24 | 0.22× | 0.70× | ||
| Q2 24 | 0.22× | — | ||
| Q1 24 | 0.22× | — |
Cash Flow & Capital Efficiency
How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.
| Metric | | |
|---|---|---|
| Operating Cash FlowLast quarter | $4.1B | $430.0M |
| Free Cash FlowOCF − Capex | — | $312.0M |
| FCF MarginFCF / Revenue | — | 3.8% |
| Capex IntensityCapex / Revenue | — | 1.4% |
| Cash ConversionOCF / Net Profit | 1.26× | 0.75× |
| TTM Free Cash FlowTrailing 4 quarters | — | — |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $4.1B | $430.0M | ||
| Q3 25 | $3.6B | $541.0M | ||
| Q2 25 | $3.6B | $682.0M | ||
| Q1 25 | $1.6B | $340.0M | ||
| Q4 24 | $4.6B | $345.0M | ||
| Q3 24 | $4.3B | — | ||
| Q2 24 | $4.1B | — | ||
| Q1 24 | $3.2B | — |
| Q4 25 | — | $312.0M | ||
| Q3 25 | — | — | ||
| Q2 25 | — | $605.0M | ||
| Q1 25 | — | $259.0M | ||
| Q4 24 | — | $268.0M | ||
| Q3 24 | — | — | ||
| Q2 24 | — | — | ||
| Q1 24 | — | — |
| Q4 25 | — | 3.8% | ||
| Q3 25 | — | — | ||
| Q2 25 | — | 7.9% | ||
| Q1 25 | — | 3.8% | ||
| Q4 24 | — | 3.4% | ||
| Q3 24 | — | — | ||
| Q2 24 | — | — | ||
| Q1 24 | — | — |
| Q4 25 | — | 1.4% | ||
| Q3 25 | — | — | ||
| Q2 25 | — | 1.0% | ||
| Q1 25 | — | 1.2% | ||
| Q4 24 | — | 1.0% | ||
| Q3 24 | — | — | ||
| Q2 24 | — | — | ||
| Q1 24 | — | — |
| Q4 25 | 1.26× | 0.75× | ||
| Q3 25 | 1.30× | 0.77× | ||
| Q2 25 | 1.20× | 1.66× | ||
| Q1 25 | 1.18× | 1.23× | ||
| Q4 24 | 1.77× | 0.73× | ||
| Q3 24 | 1.86× | — | ||
| Q2 24 | 1.83× | — | ||
| Q1 24 | 1.50× | — |
Financial Flow Comparison
Revenue → gross profit → operating profit → net profit for each company.
Revenue Breakdown by Segment
CB
Segment breakdown not available.
FERG
| United States Segment | $7.8B | 95% |
| Other | $412.0M | 5% |
