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Side-by-side financial comparison of CB Financial Services, Inc. (CBFV) and CSP INC (CSPI). Click either name above to swap in a different company.
CB Financial Services, Inc. is the larger business by last-quarter revenue ($13.8M vs $12.0M, roughly 1.1× CSP INC). On growth, CB Financial Services, Inc. posted the faster year-over-year revenue change (19.9% vs -23.2%). CB Financial Services, Inc. produced more free cash flow last quarter ($17.2M vs $-3.0M). Over the past eight quarters, CB Financial Services, Inc.'s revenue compounded faster (1.2% CAGR vs -6.3%).
CB Bank is one of Myanmar's largest commercial banks. It became the first bank in Myanmar to issue ATM cards and credit cards. The bank, led by U Khin Maung Aye (Chairman) and U Kyaw Thu Ko (CEO) has over 245 branches across the country.
CSP Inc. is a U.S.-based technology firm offering cybersecurity solutions, managed IT services, high-performance computing systems, and IT consulting support. It serves enterprises across healthcare, finance, manufacturing, and public sectors in North America and select global markets.
CBFV vs CSPI — Head-to-Head
Income Statement — Q4 FY2025 vs Q1 FY2026
| Metric | | |
|---|---|---|
| Revenue | $13.8M | $12.0M |
| Net Profit | — | $91.0K |
| Gross Margin | — | 39.3% |
| Operating Margin | 38.1% | -0.9% |
| Net Margin | — | 0.8% |
| Revenue YoY | 19.9% | -23.2% |
| Net Profit YoY | — | -80.7% |
| EPS (diluted) | $0.90 | $0.01 |
Green = leading value per metric. Periods may differ when fiscal calendars don't align.
8-Quarter Revenue & Profit Trend
Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.
| Q4 25 | $13.8M | $12.0M | ||
| Q3 25 | $2.4M | $14.5M | ||
| Q2 25 | $13.5M | $15.4M | ||
| Q1 25 | $12.1M | $13.1M | ||
| Q4 24 | $13.2M | $15.7M | ||
| Q3 24 | $12.7M | $13.0M | ||
| Q2 24 | $12.2M | $13.1M | ||
| Q1 24 | $13.5M | $13.7M |
| Q4 25 | — | $91.0K | ||
| Q3 25 | $-5.7M | $-191.0K | ||
| Q2 25 | $3.9M | $-264.0K | ||
| Q1 25 | $1.9M | $-108.0K | ||
| Q4 24 | — | $472.0K | ||
| Q3 24 | $3.2M | $-1.7M | ||
| Q2 24 | $2.6M | $-185.0K | ||
| Q1 24 | $4.2M | $1.6M |
| Q4 25 | — | 39.3% | ||
| Q3 25 | — | 36.6% | ||
| Q2 25 | — | 28.8% | ||
| Q1 25 | — | 32.0% | ||
| Q4 24 | — | 29.1% | ||
| Q3 24 | — | 28.4% | ||
| Q2 24 | — | 35.0% | ||
| Q1 24 | — | 47.3% |
| Q4 25 | 38.1% | -0.9% | ||
| Q3 25 | -289.8% | -3.7% | ||
| Q2 25 | 35.0% | -7.9% | ||
| Q1 25 | 19.3% | -7.6% | ||
| Q4 24 | 23.1% | -2.3% | ||
| Q3 24 | 31.2% | -15.7% | ||
| Q2 24 | 26.4% | -5.5% | ||
| Q1 24 | 37.9% | 9.0% |
| Q4 25 | — | 0.8% | ||
| Q3 25 | -235.2% | -1.3% | ||
| Q2 25 | 29.3% | -1.7% | ||
| Q1 25 | 15.8% | -0.8% | ||
| Q4 24 | — | 3.0% | ||
| Q3 24 | 25.3% | -12.7% | ||
| Q2 24 | 21.8% | -1.4% | ||
| Q1 24 | 31.1% | 11.6% |
| Q4 25 | $0.90 | $0.01 | ||
| Q3 25 | $-1.07 | $-0.02 | ||
| Q2 25 | $0.74 | $-0.03 | ||
| Q1 25 | $0.35 | $-0.01 | ||
| Q4 24 | $0.45 | $0.05 | ||
| Q3 24 | $0.60 | $-0.17 | ||
| Q2 24 | $0.51 | $-0.02 | ||
| Q1 24 | $0.82 | $0.16 |
Balance Sheet & Financial Strength
Snapshot of each company's liquidity, leverage and book value from the latest quarter.
| Metric | | |
|---|---|---|
| Cash + ST InvestmentsLiquidity on hand | $31.7M | $24.9M |
| Total DebtLower is stronger | — | — |
| Stockholders' EquityBook value | $157.5M | $44.8M |
| Total Assets | $1.5B | $69.2M |
| Debt / EquityLower = less leverage | — | — |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $31.7M | $24.9M | ||
| Q3 25 | $55.9M | $27.4M | ||
| Q2 25 | $64.5M | $26.3M | ||
| Q1 25 | $61.3M | $29.5M | ||
| Q4 24 | $49.6M | $30.7M | ||
| Q3 24 | $147.3M | $30.6M | ||
| Q2 24 | $142.6M | $28.9M | ||
| Q1 24 | $73.7M | $27.1M |
| Q4 25 | $157.5M | $44.8M | ||
| Q3 25 | $152.5M | $44.6M | ||
| Q2 25 | $148.4M | $47.5M | ||
| Q1 25 | $148.3M | $47.5M | ||
| Q4 24 | $147.4M | $47.5M | ||
| Q3 24 | $149.1M | $47.3M | ||
| Q2 24 | $142.9M | $48.1M | ||
| Q1 24 | $141.6M | $48.2M |
| Q4 25 | $1.5B | $69.2M | ||
| Q3 25 | $1.5B | $71.2M | ||
| Q2 25 | $1.5B | $66.8M | ||
| Q1 25 | $1.5B | $67.1M | ||
| Q4 24 | $1.5B | $67.5M | ||
| Q3 24 | $1.6B | $69.4M | ||
| Q2 24 | $1.6B | $66.8M | ||
| Q1 24 | $1.5B | $64.2M |
Cash Flow & Capital Efficiency
How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.
| Metric | | |
|---|---|---|
| Operating Cash FlowLast quarter | $17.8M | $-2.9M |
| Free Cash FlowOCF − Capex | $17.2M | $-3.0M |
| FCF MarginFCF / Revenue | 124.1% | -25.1% |
| Capex IntensityCapex / Revenue | 4.7% | 0.9% |
| Cash ConversionOCF / Net Profit | — | -32.04× |
| TTM Free Cash FlowTrailing 4 quarters | $29.5M | $-2.8M |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $17.8M | $-2.9M | ||
| Q3 25 | $4.6M | $1.9M | ||
| Q2 25 | $4.1M | $-3.3M | ||
| Q1 25 | $4.0M | $1.9M | ||
| Q4 24 | $6.8M | $1.7M | ||
| Q3 24 | $3.1M | $-1.5M | ||
| Q2 24 | $-1.2M | $2.4M | ||
| Q1 24 | $3.3M | $1.7M |
| Q4 25 | $17.2M | $-3.0M | ||
| Q3 25 | $4.5M | $1.7M | ||
| Q2 25 | $3.9M | $-3.3M | ||
| Q1 25 | $3.9M | $1.9M | ||
| Q4 24 | $3.4M | $1.7M | ||
| Q3 24 | $2.2M | $-1.5M | ||
| Q2 24 | $-2.4M | $2.4M | ||
| Q1 24 | $2.3M | $1.6M |
| Q4 25 | 124.1% | -25.1% | ||
| Q3 25 | 186.5% | 11.5% | ||
| Q2 25 | 28.8% | -21.7% | ||
| Q1 25 | 32.5% | 14.5% | ||
| Q4 24 | 26.0% | 10.8% | ||
| Q3 24 | 17.4% | -11.7% | ||
| Q2 24 | -19.6% | 17.9% | ||
| Q1 24 | 17.0% | 11.9% |
| Q4 25 | 4.7% | 0.9% | ||
| Q3 25 | 4.3% | 1.6% | ||
| Q2 25 | 1.9% | 0.4% | ||
| Q1 25 | 0.8% | 0.1% | ||
| Q4 24 | 25.1% | 0.3% | ||
| Q3 24 | 6.7% | 0.1% | ||
| Q2 24 | 10.0% | 0.3% | ||
| Q1 24 | 7.2% | 0.1% |
| Q4 25 | — | -32.04× | ||
| Q3 25 | — | — | ||
| Q2 25 | 1.05× | — | ||
| Q1 25 | 2.11× | — | ||
| Q4 24 | — | 3.69× | ||
| Q3 24 | 0.95× | — | ||
| Q2 24 | -0.44× | — | ||
| Q1 24 | 0.78× | 1.04× |
Financial Flow Comparison
Revenue → gross profit → operating profit → net profit for each company.
Revenue Breakdown by Segment
CBFV
Segment breakdown not available.
CSPI
| Products | $6.7M | 56% |
| Services | $5.3M | 44% |
