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Side-by-side financial comparison of CB Financial Services, Inc. (CBFV) and John Marshall Bancorp, Inc. (JMSB). Click either name above to swap in a different company.
John Marshall Bancorp, Inc. is the larger business by last-quarter revenue ($16.8M vs $13.8M, roughly 1.2× CB Financial Services, Inc.). Over the past eight quarters, John Marshall Bancorp, Inc.'s revenue compounded faster (15.3% CAGR vs 1.2%).
CB Bank is one of Myanmar's largest commercial banks. It became the first bank in Myanmar to issue ATM cards and credit cards. The bank, led by U Khin Maung Aye (Chairman) and U Kyaw Thu Ko (CEO) has over 245 branches across the country.
John Marshall Bancorp, Inc. is a U.S.-based bank holding company that operates through its wholly owned subsidiary John Marshall Bank. It provides a full suite of commercial and consumer banking products including deposit accounts, commercial loans, residential mortgages, and personal financial services, primarily serving retail customers and small-to-mid-sized businesses across the U.S. Mid-Atlantic region.
CBFV vs JMSB — Head-to-Head
Income Statement — Q4 FY2025 vs Q1 FY2026
| Metric | ||
|---|---|---|
| Revenue | $13.8M | $16.8M |
| Net Profit | — | $6.1M |
| Gross Margin | — | — |
| Operating Margin | 38.1% | — |
| Net Margin | — | 36.3% |
| Revenue YoY | 19.9% | — |
| Net Profit YoY | — | 26.8% |
| EPS (diluted) | $0.90 | $0.43 |
Green = leading value per metric. Periods may differ when fiscal calendars don't align.
8-Quarter Revenue & Profit Trend
Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.
| Q1 26 | — | $16.8M | ||
| Q4 25 | $13.8M | $16.4M | ||
| Q3 25 | $2.4M | $16.3M | ||
| Q2 25 | $13.5M | $15.4M | ||
| Q1 25 | $12.1M | $14.6M | ||
| Q4 24 | $13.2M | $14.3M | ||
| Q3 24 | $12.7M | $13.8M | ||
| Q2 24 | $12.2M | $12.6M |
| Q1 26 | — | $6.1M | ||
| Q4 25 | — | $5.9M | ||
| Q3 25 | $-5.7M | $5.4M | ||
| Q2 25 | $3.9M | $5.1M | ||
| Q1 25 | $1.9M | $4.8M | ||
| Q4 24 | — | $4.8M | ||
| Q3 24 | $3.2M | $4.2M | ||
| Q2 24 | $2.6M | $3.9M |
| Q1 26 | — | — | ||
| Q4 25 | 38.1% | 47.4% | ||
| Q3 25 | -289.8% | 42.2% | ||
| Q2 25 | 35.0% | 42.7% | ||
| Q1 25 | 19.3% | 42.4% | ||
| Q4 24 | 23.1% | 42.5% | ||
| Q3 24 | 31.2% | 38.8% | ||
| Q2 24 | 26.4% | 39.7% |
| Q1 26 | — | 36.3% | ||
| Q4 25 | — | 36.2% | ||
| Q3 25 | -235.2% | 33.2% | ||
| Q2 25 | 29.3% | 33.1% | ||
| Q1 25 | 15.8% | 32.9% | ||
| Q4 24 | — | 33.3% | ||
| Q3 24 | 25.3% | 30.7% | ||
| Q2 24 | 21.8% | 30.9% |
| Q1 26 | — | $0.43 | ||
| Q4 25 | $0.90 | $0.41 | ||
| Q3 25 | $-1.07 | $0.38 | ||
| Q2 25 | $0.74 | $0.36 | ||
| Q1 25 | $0.35 | $0.34 | ||
| Q4 24 | $0.45 | $0.33 | ||
| Q3 24 | $0.60 | $0.30 | ||
| Q2 24 | $0.51 | $0.27 |
Balance Sheet & Financial Strength
Snapshot of each company's liquidity, leverage and book value from the latest quarter.
| Metric | ||
|---|---|---|
| Cash + ST InvestmentsLiquidity on hand | $31.7M | $150.2M |
| Total DebtLower is stronger | — | — |
| Stockholders' EquityBook value | $157.5M | $268.1M |
| Total Assets | $1.5B | $2.4B |
| Debt / EquityLower = less leverage | — | — |
8-quarter trend — quarters aligned by calendar period.
| Q1 26 | — | $150.2M | ||
| Q4 25 | $31.7M | $130.0M | ||
| Q3 25 | $55.9M | $163.6M | ||
| Q2 25 | $64.5M | $116.9M | ||
| Q1 25 | $61.3M | $169.1M | ||
| Q4 24 | $49.6M | $122.5M | ||
| Q3 24 | $147.3M | $177.2M | ||
| Q2 24 | $142.6M | $182.6M |
| Q1 26 | — | — | ||
| Q4 25 | — | $80.9M | ||
| Q3 25 | — | $80.9M | ||
| Q2 25 | — | $80.8M | ||
| Q1 25 | — | $80.8M | ||
| Q4 24 | — | $80.8M | ||
| Q3 24 | — | $80.8M | ||
| Q2 24 | — | $24.7M |
| Q1 26 | — | $268.1M | ||
| Q4 25 | $157.5M | $265.6M | ||
| Q3 25 | $152.5M | $259.7M | ||
| Q2 25 | $148.4M | $253.7M | ||
| Q1 25 | $148.3M | $253.0M | ||
| Q4 24 | $147.4M | $246.6M | ||
| Q3 24 | $149.1M | $243.1M | ||
| Q2 24 | $142.9M | $235.3M |
| Q1 26 | — | $2.4B | ||
| Q4 25 | $1.5B | $2.3B | ||
| Q3 25 | $1.5B | $2.3B | ||
| Q2 25 | $1.5B | $2.3B | ||
| Q1 25 | $1.5B | $2.3B | ||
| Q4 24 | $1.5B | $2.2B | ||
| Q3 24 | $1.6B | $2.3B | ||
| Q2 24 | $1.6B | $2.3B |
| Q1 26 | — | — | ||
| Q4 25 | — | 0.30× | ||
| Q3 25 | — | 0.31× | ||
| Q2 25 | — | 0.32× | ||
| Q1 25 | — | 0.32× | ||
| Q4 24 | — | 0.33× | ||
| Q3 24 | — | 0.33× | ||
| Q2 24 | — | 0.11× |
Cash Flow & Capital Efficiency
How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.
| Metric | ||
|---|---|---|
| Operating Cash FlowLast quarter | $17.8M | — |
| Free Cash FlowOCF − Capex | $17.2M | — |
| FCF MarginFCF / Revenue | 124.1% | — |
| Capex IntensityCapex / Revenue | 4.7% | — |
| Cash ConversionOCF / Net Profit | — | — |
| TTM Free Cash FlowTrailing 4 quarters | $29.5M | — |
8-quarter trend — quarters aligned by calendar period.
| Q1 26 | — | — | ||
| Q4 25 | $17.8M | $22.6M | ||
| Q3 25 | $4.6M | $1.2M | ||
| Q2 25 | $4.1M | $7.5M | ||
| Q1 25 | $4.0M | $7.0M | ||
| Q4 24 | $6.8M | $17.3M | ||
| Q3 24 | $3.1M | $1.4M | ||
| Q2 24 | $-1.2M | $10.2M |
| Q1 26 | — | — | ||
| Q4 25 | $17.2M | $22.0M | ||
| Q3 25 | $4.5M | $1.2M | ||
| Q2 25 | $3.9M | $7.4M | ||
| Q1 25 | $3.9M | $6.6M | ||
| Q4 24 | $3.4M | $16.8M | ||
| Q3 24 | $2.2M | $1.3M | ||
| Q2 24 | $-2.4M | $10.1M |
| Q1 26 | — | — | ||
| Q4 25 | 124.1% | 134.7% | ||
| Q3 25 | 186.5% | 7.3% | ||
| Q2 25 | 28.8% | 47.8% | ||
| Q1 25 | 32.5% | 45.3% | ||
| Q4 24 | 26.0% | 116.9% | ||
| Q3 24 | 17.4% | 9.5% | ||
| Q2 24 | -19.6% | 80.1% |
| Q1 26 | — | — | ||
| Q4 25 | 4.7% | 3.4% | ||
| Q3 25 | 4.3% | 0.2% | ||
| Q2 25 | 1.9% | 1.0% | ||
| Q1 25 | 0.8% | 2.3% | ||
| Q4 24 | 25.1% | 3.4% | ||
| Q3 24 | 6.7% | 0.8% | ||
| Q2 24 | 10.0% | 0.4% |
| Q1 26 | — | — | ||
| Q4 25 | — | 3.82× | ||
| Q3 25 | — | 0.23× | ||
| Q2 25 | 1.05× | 1.48× | ||
| Q1 25 | 2.11× | 1.45× | ||
| Q4 24 | — | 3.61× | ||
| Q3 24 | 0.95× | 0.33× | ||
| Q2 24 | -0.44× | 2.60× |
Financial Flow Comparison
Revenue → gross profit → operating profit → net profit for each company.
Revenue Breakdown by Segment
CBFV
Segment breakdown not available.
JMSB
| Net Interest Income | $16.5M | 98% |
| Noninterest Income | $284.0K | 2% |