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Side-by-side financial comparison of CB Financial Services, Inc. (CBFV) and John Marshall Bancorp, Inc. (JMSB). Click either name above to swap in a different company.

John Marshall Bancorp, Inc. is the larger business by last-quarter revenue ($16.8M vs $13.8M, roughly 1.2× CB Financial Services, Inc.). Over the past eight quarters, John Marshall Bancorp, Inc.'s revenue compounded faster (15.3% CAGR vs 1.2%).

CB Bank is one of Myanmar's largest commercial banks. It became the first bank in Myanmar to issue ATM cards and credit cards. The bank, led by U Khin Maung Aye (Chairman) and U Kyaw Thu Ko (CEO) has over 245 branches across the country.

John Marshall Bancorp, Inc. is a U.S.-based bank holding company that operates through its wholly owned subsidiary John Marshall Bank. It provides a full suite of commercial and consumer banking products including deposit accounts, commercial loans, residential mortgages, and personal financial services, primarily serving retail customers and small-to-mid-sized businesses across the U.S. Mid-Atlantic region.

CBFV vs JMSB — Head-to-Head

Bigger by revenue
JMSB
JMSB
1.2× larger
JMSB
$16.8M
$13.8M
CBFV
Faster 2-yr revenue CAGR
JMSB
JMSB
Annualised
JMSB
15.3%
1.2%
CBFV

Income Statement — Q4 FY2025 vs Q1 FY2026

Metric
CBFV
CBFV
JMSB
JMSB
Revenue
$13.8M
$16.8M
Net Profit
$6.1M
Gross Margin
Operating Margin
38.1%
Net Margin
36.3%
Revenue YoY
19.9%
Net Profit YoY
26.8%
EPS (diluted)
$0.90
$0.43

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
CBFV
CBFV
JMSB
JMSB
Q1 26
$16.8M
Q4 25
$13.8M
$16.4M
Q3 25
$2.4M
$16.3M
Q2 25
$13.5M
$15.4M
Q1 25
$12.1M
$14.6M
Q4 24
$13.2M
$14.3M
Q3 24
$12.7M
$13.8M
Q2 24
$12.2M
$12.6M
Net Profit
CBFV
CBFV
JMSB
JMSB
Q1 26
$6.1M
Q4 25
$5.9M
Q3 25
$-5.7M
$5.4M
Q2 25
$3.9M
$5.1M
Q1 25
$1.9M
$4.8M
Q4 24
$4.8M
Q3 24
$3.2M
$4.2M
Q2 24
$2.6M
$3.9M
Operating Margin
CBFV
CBFV
JMSB
JMSB
Q1 26
Q4 25
38.1%
47.4%
Q3 25
-289.8%
42.2%
Q2 25
35.0%
42.7%
Q1 25
19.3%
42.4%
Q4 24
23.1%
42.5%
Q3 24
31.2%
38.8%
Q2 24
26.4%
39.7%
Net Margin
CBFV
CBFV
JMSB
JMSB
Q1 26
36.3%
Q4 25
36.2%
Q3 25
-235.2%
33.2%
Q2 25
29.3%
33.1%
Q1 25
15.8%
32.9%
Q4 24
33.3%
Q3 24
25.3%
30.7%
Q2 24
21.8%
30.9%
EPS (diluted)
CBFV
CBFV
JMSB
JMSB
Q1 26
$0.43
Q4 25
$0.90
$0.41
Q3 25
$-1.07
$0.38
Q2 25
$0.74
$0.36
Q1 25
$0.35
$0.34
Q4 24
$0.45
$0.33
Q3 24
$0.60
$0.30
Q2 24
$0.51
$0.27

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
CBFV
CBFV
JMSB
JMSB
Cash + ST InvestmentsLiquidity on hand
$31.7M
$150.2M
Total DebtLower is stronger
Stockholders' EquityBook value
$157.5M
$268.1M
Total Assets
$1.5B
$2.4B
Debt / EquityLower = less leverage

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
CBFV
CBFV
JMSB
JMSB
Q1 26
$150.2M
Q4 25
$31.7M
$130.0M
Q3 25
$55.9M
$163.6M
Q2 25
$64.5M
$116.9M
Q1 25
$61.3M
$169.1M
Q4 24
$49.6M
$122.5M
Q3 24
$147.3M
$177.2M
Q2 24
$142.6M
$182.6M
Total Debt
CBFV
CBFV
JMSB
JMSB
Q1 26
Q4 25
$80.9M
Q3 25
$80.9M
Q2 25
$80.8M
Q1 25
$80.8M
Q4 24
$80.8M
Q3 24
$80.8M
Q2 24
$24.7M
Stockholders' Equity
CBFV
CBFV
JMSB
JMSB
Q1 26
$268.1M
Q4 25
$157.5M
$265.6M
Q3 25
$152.5M
$259.7M
Q2 25
$148.4M
$253.7M
Q1 25
$148.3M
$253.0M
Q4 24
$147.4M
$246.6M
Q3 24
$149.1M
$243.1M
Q2 24
$142.9M
$235.3M
Total Assets
CBFV
CBFV
JMSB
JMSB
Q1 26
$2.4B
Q4 25
$1.5B
$2.3B
Q3 25
$1.5B
$2.3B
Q2 25
$1.5B
$2.3B
Q1 25
$1.5B
$2.3B
Q4 24
$1.5B
$2.2B
Q3 24
$1.6B
$2.3B
Q2 24
$1.6B
$2.3B
Debt / Equity
CBFV
CBFV
JMSB
JMSB
Q1 26
Q4 25
0.30×
Q3 25
0.31×
Q2 25
0.32×
Q1 25
0.32×
Q4 24
0.33×
Q3 24
0.33×
Q2 24
0.11×

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
CBFV
CBFV
JMSB
JMSB
Operating Cash FlowLast quarter
$17.8M
Free Cash FlowOCF − Capex
$17.2M
FCF MarginFCF / Revenue
124.1%
Capex IntensityCapex / Revenue
4.7%
Cash ConversionOCF / Net Profit
TTM Free Cash FlowTrailing 4 quarters
$29.5M

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
CBFV
CBFV
JMSB
JMSB
Q1 26
Q4 25
$17.8M
$22.6M
Q3 25
$4.6M
$1.2M
Q2 25
$4.1M
$7.5M
Q1 25
$4.0M
$7.0M
Q4 24
$6.8M
$17.3M
Q3 24
$3.1M
$1.4M
Q2 24
$-1.2M
$10.2M
Free Cash Flow
CBFV
CBFV
JMSB
JMSB
Q1 26
Q4 25
$17.2M
$22.0M
Q3 25
$4.5M
$1.2M
Q2 25
$3.9M
$7.4M
Q1 25
$3.9M
$6.6M
Q4 24
$3.4M
$16.8M
Q3 24
$2.2M
$1.3M
Q2 24
$-2.4M
$10.1M
FCF Margin
CBFV
CBFV
JMSB
JMSB
Q1 26
Q4 25
124.1%
134.7%
Q3 25
186.5%
7.3%
Q2 25
28.8%
47.8%
Q1 25
32.5%
45.3%
Q4 24
26.0%
116.9%
Q3 24
17.4%
9.5%
Q2 24
-19.6%
80.1%
Capex Intensity
CBFV
CBFV
JMSB
JMSB
Q1 26
Q4 25
4.7%
3.4%
Q3 25
4.3%
0.2%
Q2 25
1.9%
1.0%
Q1 25
0.8%
2.3%
Q4 24
25.1%
3.4%
Q3 24
6.7%
0.8%
Q2 24
10.0%
0.4%
Cash Conversion
CBFV
CBFV
JMSB
JMSB
Q1 26
Q4 25
3.82×
Q3 25
0.23×
Q2 25
1.05×
1.48×
Q1 25
2.11×
1.45×
Q4 24
3.61×
Q3 24
0.95×
0.33×
Q2 24
-0.44×
2.60×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

Revenue Breakdown by Segment

CBFV
CBFV

Segment breakdown not available.

JMSB
JMSB

Net Interest Income$16.5M98%
Noninterest Income$284.0K2%

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